Assuming- everyone's credit is poor?
Posted By: Anonomiss on 2009-03-20
In Reply to: all grown up - erin
Where in the world do you get that idea from? Quit assuming because when you do you are usually wrong- case in point. My credit is excellent and has been for years and years.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
Homeless has nothing to do with poor credit.
nm
Why does closing a credit card account negatively affect your credit report
Especially when I never use it anyway, and really never wanted it?
With all the bank rearranging going on in the past few months, one of my accounts was tranferred to Bank of America. I was sent new cards and a new agreement, new interest rate etc...
So I called them up and cancelled but before they did, I had to listen to a spiel about how this would negatively affect my credit report.
Huh?? Why is that?
The above is what I am saying, not assuming like me2 and tm
Thanks so much for your post. A lot of the people posting against me are not really understanding what I am saying. Your post said exactly what I was writing in the first place. People who assume that I have not ever worked out of my home and I work now in the home because I wanted to are sooooooo wrong. I spent 45 years working inhouse, not only working away from my home but also taking children back and forth to various daycares, sitters and the like. We were sent home from the transcription dept, not by choice, but because the hospital wanted to enlarge and they wanted our place. Before speaking, you should really think about things because when you assume you are usually wrong, as in this case. I have children I raised and are out on their own now and have grandchildren. No, I don't like housework and I don't have to do it either as I have a housekeeper. Just my husband, pets and myself but I have a really big home and being as my husband is a chef, don't even do that. Own rental property, sold a home last year, debt free and take really wonderful vacations. I work part-time, hubby said could retire if I want to but enjoy my work as I have a strong work ethic, unlike, like I will say again, a lot of the posts I read on this. I have spent my time out from the house working but these oh, woe is me attitudes just make me want to think what in the world is the matter with these people. I will say once more, if they had to hold down a job away from their home, would never be able to make it, too many home items they have to take care of. Not professional when you have to worry about the baby diapers and what am I having for dinner (at work no less)! The problem with most that I am reading is they have never had to work at a real outside job. Probably better for them, wouldn't make it.
you are assuming...
I am not seeking revenge - we are not talking about sporned lovers or cheating business partners. I am seeking prevention of worse crime of all - crime against defenseless, innocent victims. You mention Easter; then lets at least agree on An Eye For An Eye - hit this human again and again, day after day, until his ribs are broken...however, this human can pick up the phone and get treatment for himself; the child and animal cannot, they can only suffer without understanding, and so this is not prevention enough and this human needs to be put away permanently.
Let's see, not assuming your age...
I bet you screamed at The Beatles when they were popular, and yet all on drugs! Give me a break! If those are your qualifications, then The Beatles are horrible role models....jeepers....
P.S. Insert whichever band you like, if Beatles are the wrong era. The point has been made.
Assuming once again and once again
have no earthly idea about what you are talking about. I had no idea I am supposed to feel safer. I can leave my doors unlocked because I am safer here than most folks. How crazy sounding is that? I moved in and had carpet but immediately set forth having my house tiled throughout. Oh gosh, was I supposed to ask someone about that before I did? Oops. I did not even ask their opinion. Sorry, will ask 2 times next time I decide to do that. I have a stand alone home. Maybe the fact you lived in a condo hooked on side by side was the reason they all looked alike. My community looks a lot different and I love the fact of speaking to the other neighbors when I want, not having them at my home 24/7. What is that about a fence and good neighbors? We have invisible fences. Five years here and counting. Best place I have ever lived. Sorry you had such a box of a place to live.
That's assuming they want them
If the other Jacksons want them and love them, fine. Or maybe they're not thrilled with the idea of raising some little white kids who they're not even related to.
Why is there so much assuming on this board
because once you assume you know what you are talking about, usually wrong as you are in this case. I took in my stepgrandchildren, 3 of them, 8, 13 and 15 and raised them for 3 years. Their mother on crack, their father in prison and they went around their real grandmother's home and she sold dope and illegal alcohol from her home. I went to their school, middle and grammer, endlessly. I saw things I never saw as I was growing up, so disrespectful to authority figures. The mother took son to crack house with her, kids lucky to eat 1 meal a day when not living with me. So instead of telling me I don't know, think I have probably lived it. I doubt all the kids getting the diagnosis of attention deficit really fit that category. Oh, tell me I don't know about that either, not so because a neighbor of mine used to get a check and had her son diagnosed just to get a check. Get your head out of the sand.
You are assuming I am atheist...I am not.
You think lightning bolts will strike me??? LOLOLOLOLOLOL!
SHE?...poster was right on the assuming
I am not too far away, PAMT, assuming that's PA.
I should come with you! lol
A lot of assuming going on here. Did it happen or
x
Why so hostile? I am not assuming anything
Just asking for opinions that are based on the assumption that it is true. I was getting more responses wanting to know where I got the story and, no offense to anyone intended, but that is not what I needed or asked for, so I tried to politely redirect. Not looking for hostility either.
You are really assuming she has the ability
to speak English first, right? The person I know that gets welfare and section 8 could not construct a sentence. I think any single person who strives to have a gaggle like that has really some deep emotional problem going on.
Quit assuming...
You have no idea what you're talking about.
Assuming she has a newer TV
Aren't we supposed to switch to that 'all digital' thing sometime this month? I don't know what exactly that means to the average TV set. Is it as simple as the type of connection your antenna makes; i.e., coaxial cable, wires and screws, analog?
Since it is a small dog, assuming it's healthy,
it actually should not be hard to place. Do contact rescues in your area if you don't have a network of dog-loving people you really know well. Also vets' offices. See if they will put up signs. Sometimes when people lose a pet, they want to get a nice adult dog fast so they won't be alone.
I'm also in NC, and I know a woman who wants a small dog. She's in her 50s, either divored or widowed, needs a small, clean, adult dog that's already trained and won't cost her a fortune. Look for somebody like that.
That is just wrong. You are assuming these people were going sm
to do the right thing - and what makes you think they would? the dog should have been impounded, they should have contacted the hospital for payment information - did they? No. The victim has to pay or her credit is screwed. Her insurance could refuse to pay - they could investigate the dog bite and see who the culprit was - but they choose to pay - so not fraudulent. The people have not done anything it sounds like and now you are very quick to jump on this mom who obviously made a few mistakes and just wants to know what to do next to correct them. Wow.
People, you just got to quit assuming!
I am born and raised in the south. I live in Georgia now and have for the past 40 something years. I do not eat crawfish, never. I eat ice cream and never heard the term "wet nuts" is that a term for boiled peanuts? If so, never had those either. I do not eat things like squirrel, rabbit and the like. In my home we cook with olive oil (never lard or grease), do not use flour in any cooking, don't even have it in our home, do not eat fast food items. At home we lean towards Italian dishes, husband makes a wonderful salad dressing with garlic, olive oil, herbs and the like and also makes a mean spaghetti. I love stromboli and love olives (remember I am a true Southern girl). Why in the world people assume because you were born or live in a certain part of the country means you are this way or that, I will never know. When you assume you are generally wrong. I learned that years ago and the posting above fits that category.
Told you about assuming. Said I should have bought. It was a gift and
my mother always said "don't look a gift horse in the mouth." Tsk, tsk.
Assuming your daughter is an adult, why make a difference?
a gift in return. If everyone is going to be together when gifts are exchanged, then I get them a little something, even if its a wal-mart gift card.
If they will not be there when you give your daughter and SIL a gift, then I guess you could skip them.
My true opinion is that adults, other than spouse and SO - do not need gifts. We do not buy the adult gifts in our family, but we have a big get together at our house and provide all the fixings and such, that is our gift.
Poor you!
Right now I'm trying to transcribe for ESLs who dictate that way, and add whole sentences in prelude to something that actually means something. Stop with all the filler guys!
Oh, poor guy. sm
Sorry I referred to him as female before. (I've had too much coffee today - I seem to have energy, but no focus.) It is stressful to try to watch them all the time and to be worrying about them all the time. I sure hope he'll be okay.
I actually meant to give you this website in my other post (like I said, no focus!) It seems to cover pretty much everything about canine epilepsy, and I really like the advice way down near the bottom "Living With An Epileptic Pet." http://www.canine-epilepsy.net/basics/basics_main.html
I think there are e-mail lists for people with epileptic pets too, which are probably very supportive and helpful.
I wish you both well. Please let us know how he's doing. 
poor pup!
x
Poor cat
I'd rather have Scooter Libby living in my neighborhood than these 2 girls or you, all 3 who apparently cannot see where the problem lies.
Oh no! Poor you! :-(
When I lost a filling NOTHING took the pain away and I loaded up on as much Tylenol as was safe. The best thing I found was liquid Anbesol, the strongest strength they make, soaked on a piece of cotton gauze...the kind with like a webbing around it, put right over the tooth. I also remember staying plastered pretty much the whole time with whiskey high balls.
I hope you feel better soon! Nothing worse than dental pain, in my opinion. 
credit
My girlfriend did use the service. It worked great for them. It also put all their payments in one. The only thing is you need to watch what "items" you put under the service because it will keep you from purchasing items for so many years.
credit
I have used Consumer's Credit Counseling Services locally. They were wonderful to me. Put me on a generous budget, put all my bills under one payment (had to cut up all credit cards - which was a blessing and freedom after I got used to it), cut the credit card interests way-way-down or to none, and finally got everything paid. At first there was no charge from them, but later I paid $5 a visit, but I imagine they have surely put a low charge now. They were pretty strict with me (which I needed), but it worked. They were always accessible to talk with, which I really liked too. Also it was nice to refer callers to them, saying, "I am a client of CCCS and they are helping me" and not have to deal with the callers any more. In fact, after they were notified of intent to pay by CCCS they never called again.
Good luck. It meant freedom to me.
credit
I did hear that credit counseling is reported to the credit bureaus, but so are late payments, over-limits, missed payments, etc., etc. so ultimately I don't imagine it could ding your credit score any worse.
credit
I don't know the answer to that. We have only bought cars and a house on credit since then. Be sure to talk to the credit counselor before signing up and find out. They will know.
Poor Puppy--sm
Wow. I feel so bad for the puppy (I call all doggies puppies no matter what size or age they are). I did not realize that pets could get or have SLE. I wish you the best for finding something to control symptoms. give puppy a pet for me too.
Poor baby!
I hope you can figure out what's going on with her.
Thank you for caring for that poor dog. sm
She must have been neglected for a long time.
With her coughing up mucus, she probably has pneumonia and needs antibiotics. She also needs dental work.
You might want to feed her some ground beef and rice. You should boil the beef, not fry it (no seasonings)and add it to cooked rice that has no seasonings. This is what my vet prescribed when one of my dogs was sick. It should be easy for her to eat this. But please get her to a vet ASAP.
She probably has some kind of allergy that is causing her to chew herself. Or she might be doing that because her teeth hurt her.
Poor fella...
I would have said, "Honey, I have a 15 minute break at 8, let me "talk" with you then." Throw the poor guy a bone! lol
Poor thing...
Try the packaged oatmeal bath specifically for itchy rashes. I did this with my little one, who is now 18, and it really seemed to help with the itching. You should be able to find it at the pharmacy or ask your pharmacist. Maybe even a little Benadryl will help her rest and keep her from itching as well.
Wishing her a speedy recovery and prayers!
Poor animals!
A ''crate'' is just a nice term for a cage. How sad to cage a dog or cat.
Poor thing is very odd looking...
an excellent singer though!
Poor kid.... I felt bad for him
I agree that he surely didn't measure up vocally to the others. He seems like a nice kid, though, and even most adults couldn't take being talked about the way he has been. I really felt for him up there. I hope he has a lot of fun when they're on tour. I think he's going to be getting the biggest reaction from the crowds.
Oh, poor hubby. Now he has to do all the
driving of kids, cooking, laundry, vacuuming, etc. until your ankle heals. 'Cause you know, you're supposed to elevate your foot so it can heal.
No need to get mad - just apologize to him when you have to ask him to do all that stuff, LOL.
He'll never do that again.
:oD
House poor
I would not buy this home, and I'm not sure the bank would allow you to buy it anyway at your current incomes. Banks used to use the 28/36 formula (no more than 28% of income for house payment and 36% total for car loans, credit cards, etc.). Nowadays, they've relaxed those guidelines which could explain the skyrocketing foreclosure rate right now. As someone else posted below, babies and children in general cost lots of money, even for their most basic needs. I would try to find a smaller, older home instead.
You poor dear. I know exactly what you are saying.
I have 4 children with my husband. I don't even like leaving them at home with him. It's not that he is abusive but I just feel like I should be there in case he starts his antics with them. They are pretty tough though. Even at their early ages they have him figured out and sometimes I think they cope with him better than I do. They have this wonderful ability to mentally block him out that I wish I had sometimes. They just act like he isn't even in the room. I guess God takes care of them b/c they are the innocent victims.
Ha! I might suggest that to the poor
folks who still work there. This woman would probably put them on KP duty, though.
;op
Poor Thorne
He is just looking for love and now he is getting played by Donna (who in my opinion looks like a tramp and is acting like one). I do agree that the look on Stephanie's face will be priceless...and then she will lunge at Donna and try to kill her....good times, good times!
Oh your poor daughter!
I know exactly the humiliation she is feeling and can totally relate. What that 'teacher' said and did is just wrong. I can only hope she didn't mentally scar your daughter for the rest of her life.
I got my first period when I was in junior high...was wearing a white skirt to boot. I heard giggling and normal noise of all us students transferring to and from class but had no idea people were laughing at ME. Finally, halfway through the day, an older girl who I had no idea who she was, pulled me into the bathroom and said that I may want to go to the nurse's office because there was blood all over the back of my skirt. I actually took off my skirt, washed it in the TOILET WATER, and hid there the rest of the day until the final bus left and walked home, probably at least 5 miles, completely destroyed.
For such a 'normal' body function that no one should be surprised about, why on earth did no one bother to tell me about it, rather humiliate me like that? ...and yes, it messed me up for life.
That adult needs to have her naked behind paddled in public in front of all her peers to even come close to feeling the humiliation your daughter just felt. Go right to the top and defend your poor daughter.
Aw - Poor Lil Ole You - Jealous, huh? (nm)
x
Poor things! sm
You must be heartbroken. How sad! You did the best you could.
Oh goodness! Your poor mom!
Sort of have a similar story but my MIL was the one calling about my DH. She took DH to the ER for a severe attack of Crohn's; I stayed home with the kids.
I am dead asleep and MIL calls at 11:30 p.m. and says "we almost lost him." I asked what she was talking about and couldn't figure out what was going on. She tells me she thought he wasn't breathing, starts lecturing me about how I should have called her sooner to take him, that none of the triage staff would help my DH and she called 911 from the ER waiting room. I was far too disoriented to drive there as I had taken a sleeping pill. I felt pretty helpless.
She phoned me again at 6:30 a.m. She apologized for calling like she did.
He did indeed have a severe Crohn's flare up but his BP was fine as well as all his vitals. She insisted that the triage nurse falsified his vitals. Next time I'll call an ambulance for him instead of her.
I hope your dad is okay today. Saying a prayer for you and your family (if that is okay).
I know...poor kitties! (nm)
x
Aw, you poor thing!
My dad was once with my mom and their grandchild, and I guess mom was pushing my niece on a swing and dad sat down on a bench. Well it was a warm day, and naturally he fell asleep. Next thing he knows, park security is asking him to move along, like he's a vagrant. Or maybe his snoring was scaring the kids - I donno. :op
Awwww poor little guy!
His eyes seem to be saying, "Why are you humiliating me like this?"
You poor thing!...
You are just stressed out!! I can't say that I have been in the child support and visitation situation. But I do hope things get better for you. Not to say I don't have stress just not the same you have. I have stress with having work to do on the computer and having to do everything around the house. My hubbie drives a truck and isn't here and has a kennel of beagles and plus I have household chores. My pit bull impregnated my beagle who is at the vet as we speak getting an abortion and being spayed so we don't have to worry about this. I have a son who is 10 who if you don't sit down and make him do his homework he doesn't do it. It just seems there is so much to be done and I am the only one to do it. Laundry, cleaning house, cooking, helping with homework, feeding dogs. Don't forget the MT work pilig up you have to have done by in the morning. It gets stressful. Hang in there!
|
