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As long as you have an income

Posted By: Patti on 2007-01-29
In Reply to: Tax Question.. - sm

As long as you have an income you file.  Over 70 is for social security where you can earn as much as you want and still collect your full SS.  Boy is that was true all of the rich would be lying about their ages so that they did not have to pay taxes.


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Too much house for you on your income...
especially with a new baby and all that requires...take into consideration if you have car payments, credit card payments, student loans, plus utilities, etc. Talk to a mortgage lender, what is your mortgage rate going to be, how much can you put down on the house, see what the lender says. Don't get in over your head...some people want it all right away, instant gratification. Take your time. Good luck
probably since any income is taxable
income for the year it is received.  That is why you get a statement of earnings for it.
It is possible to increase your income
Pay off the house! Congratulations!:-)
Is it possible to increase you income temporarily to put towards the cc debt? Can your dh work side jobs or a second job?
After you pay off the house, I would start pay off the cc from the smallest balance first.
200
2K
4K
10K
I would not withdraw from retirement but stop paying it right now. After you pay off the house, put all your money into paying off the cc debt.
For the 4K and 10K I would write them a letter and try to get a lower APR.

If your income has been cut in half (sm)

I have to ask - what are you spending the money on?  Rent is the first thing you should pay, then food, and then transportation.  If you are worried about paying credit cards first, or some other debt, you are cutting your own throat. 


I would advise you to do some looking at Dave Ramsey.  He has several excellent books, available usually from the local library. 


Also, as for the husband, sit down with him and talk to him - I don't know if you have done this or not, but his playing the video games may be a way for him to escape.  If he has always been responsible in the past, then his irresponsibility now is probably a defense mechanism. 


You both need to step back and take the emotion out of it.  If you are not able to do that, the situation is not going to improve.  You both have to show commitment to making the relationship work, even on so little money. 


If you have a pastor or some sort of mentor/advisor, that might be a good place to start, once you have talked to your husband.  A neutral party who can look at the situation from all sides can help. 


Good luck, from someone in similar shoes.


HC


Depends if it is long with pregnant pause um no. If it is long and juicy like an op YEP! Short ones
x
if we get to their 75,000 annual income qualification
then they can qualify us for that. 
How do you manage at income tax time?
Do you file separate returns?
Would you also want your income taxed at the 40% rate?
At one time England did that.  The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare.  There is no easy solution.
That puts me in the low income bracket. . . SM
Wonder why I don't quality for any help if that is the case. I have no medical insurance and was just at the ER and it cost me $1800 (so far as lab work not returned yet) to wait for 5 1/2 hours altogether and get a port and three meds administered with a CT scan of head. They charged me $396.00 for the attending on duty to talk to me 15 seconds after the resident saw me.  A nurse told me in the ER that they would trim some of the cost for me, but when I called the hospital they said I did not quality.  A working person falls between the cracks. Makes me angry they could not help me at all. 
If he's elderly and low income, he needs to check sm
with senior services to see if he qualifies for some type of medical assistance aid.
Amen! We are just at a six-figure income..

but you would never know it by our lifestyle. We don't need to impress anyone or put ourselves in debt for material things that depreciate the minute you walk out of store with it or drive it off the lot. Americans need to SAVE money, a concept that has been long lost through the generations.


PS! One more - check to see if you qualify for low-income

It depends on your income range sm
I just got my taxes back and I had IC and employee income on there totally $38K. I worried. End result? $298 more to pay in, a VERY far cry from the $8K I paid in each of the last 2 years as an IC. (I have no expenses to speak of, no mortgage or rent, which really hurts as an IC.)

While on the phone with the tax accountant, I asked if withholding had changed. He said yes for most segments of the so-called middle class. He said that while I lived well and had the biggest ever year as an MT, my income is considered the low end of the middle class, so I get a break. I have noticed about a $100 INCREASE in my paychecks from lower withholding.

This is going to depend on your income range to some extent and also how you have your W-4 set. Mine is single with no exemptions, the highest amount you can have withheld automatically (unless you ask for an additional amount).

The projected tax burden for lower income Americans has decreased and so some of us will see a difference. I have, but it was to my benefit.
You show proof of past income if you need to (sm)
and that should be enough - especially if you have excellent credit.  I actually had a mortgage person tell me that self-employed people are basically stuck and can never make more money - needless to say I moved on to another company.
Stated Income Home Loan

I am a self-employed IC and have purchased 4 homes in 4 different states as a single person.  I was able to obtain a Stated Income Mortgage based on my credit, rather than my W2.  No tax info was used, needed or requested.  I guess, if your income is needed along with your husband's to qualify for a loan, then you would need the W2 info.  But as a single person you can obtain a home loan based on your credit and not your tax info.  Also, if you don't have enough for a down payment, you can take out a "second" against the house you are purchasing to finance your downpayment.  You will have a short-term payment for the downpayment and your 30 yr note on the home.  I was also able to obtain very low interest rates based on my credit rating.


Good luck, I did have to provide extra documents when I purchased one home with my exhusband.


I also have to consider my income - not just whether I enjoy the job; that is my main concern. nm
x
Ideas to earn extra income
In addition to your regular career what do you or your family do to bring in a little extra cash?  I started a garden this year and it is doing so well that I think I may try for the local farmer's market next year.  Not looking to make a fortune but it would be great if it could pay for extra things like a day at the zoo or pizza and a movie.
eBay is great for extra income...
and also to get things on the cheap.  I haven't done it in months so can't really you a monthly amount, but looking forward to getting back into.  Good luck to you.
I had it during my pregnancy a long, long time ago. Husband
aa
Sorry - for your sake I hope the reason was too much annual income. (nm)

that's nonsense! I make a six-figure income all my myself being an MT. Hubby has no need to wor
xx
Agreed to let hubby have all the refund on the income tax and drat!
See, it is like this. I told hubby to take his check book today because it costs quite a bit to get our taxes filed at H&R and I basically did not care about paying for it this time (between paydays really). I said if you will pay the charges to file, then they will have your check and anything we get back you can have and if we have to pay a really big amount, I will go and take that out of a bigger account in my name and I will pay, so it will be win, win situation for you. Drat! Can I take that back now? He has paid most all the income tax this year, as an independent I did not pay my fair share but yet, now he is getting close to 5,000. Can I renegiogate? Anyone else do this sort of crazy thing and then wish they could take it back?  Darn, drat, dagnab it!!!!
Southern here, cracklins sold in lower income stores usually
I have been at roadside stands and never smelled them cooking nor saw them but mostly you see in stores like food depot. I know of no one who uses them. I am sure that various parts of the country have other foods that could turn a person's stomach. I remember a supposed pepperoni pizza I had 1 time in Buffalo and the tomatoes on it were whole like uncooked. Yuck for that. Everyone has a yuck I am sure.
Good advice. In this economy, lay low. Sounds like a PT job may be in order to increase income. (
dd
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.

How long is too long to wait for Pap results?
This is a follow up Pap for an abnormal one a few months back.  I have waited for the results for over a month and have called the office once.  Any advised about being a patient patient - LOL.  Its hard when your in this business, I think anyway, not to be more aggressive about stuff like this.
Make your own income, hire a plumber. Total unnecessary. Men are useless in the family plan.
x
How long?
Crap, havent heard- 1 hour this week or 2 like last week? Thanks
as long as a dog
is in its carrying bag, he is in his space, not yours.  Some dogs are sooo tiny, it is not even noticeable.  I know of people who use doggie strollers for such places. Frankly, I am leery of people who have this kind of attitude. 
I don't know what took me so long.
You can actucally understand the words and there is a definite meaning to the song. Although, when I put country on my hubby and kids say "my ears are bleeding". Oh well, I work for an ENT, I can help them out. LOL
Wonder how long this goes on. nm
:
In the long run they say it's the same or
possibly cheaper to sod. But yes, the initial cost is a little scary compared to the first treatment with seed. But seeding can be never-ending, especially if you don't water enough. We should have done this in the fall, but that's when our dog was so ill.
But not for long

The poster below really gave some good advice.  The behavior she describes is "him" to a T.  I actually had almost forgotten about him until the Lacy Peterson story came out.  Scott Peterson looked so much like him it creeped me out. Good luck.


Thank you so much - it's gone on so long (sm)
What are the traits of a passive-aggressive person?
I do believe my weight is a symptom of my marriage. It all started right from the beginning - I was fairly attractive back then and got asked out by men all the time. Yet right after I got married, there was this weekly lunch with his coworkers where all the guys and their wives/girlfriends met for lunch - he told me that I could not go because, "I'm not exactly proud of you." I don't know why I stayed at that point - there were no children involved yet - but I just felt like I had to try to make it work.
how long has it been
that she has cancer?  She is probably trying to give you comfort as you give her.  She is a sweetie. 
so, how long did it take and
does he have to continue the medication to keep away the urge?
I went through this myself not too long ago -sm
Definitely keep up the salt water gargles.  I used warm water with mine.  Something that gave me nearly instant relief was Chloraseptic Spray.  Hope you feel better soon!! 
How long does it normally take to get
labs processed?  Dr's office took lots of blood this morning to check everything, glucose, lipids, etc and said she'd call as soon as the results come in.  What's a "reasonable" amount of time to wait?
How long have you had the cat?
xx
this is long
I went through this with my son, who is now 24 and drug free. Take your daughter to therapy, and anything else you feel necessary, if for no other reason than to assure yourself you have done everything you can. Try getting together with the parents of some of her "friends," (she doesn't have to know you do) and just try to keep one step ahead of her. I used to look around my son's room to see what I could find, any pot - I threw it away. You just have to keep telling her, you are not the enemy, you are on her side. It is very hard to go through, I know, but they do come out the other end and you have your child back.
How long has this been going on?
How long has your mother had this type of behavior. It sounds like these symptoms; inappropriate behavior, saying things without thinking about them first, might be a signal she has some sort of neurologic problem or the onset of a form of dementia going on. You might notice if your mother has been forgetting things lately, seems detached. If this is not her regular personality, and this is something new for her, then I would gently talk with her and ask her if she is worried, under pressure, or sees anything wrong with how she acts. She might have to see her doctor. My mother exhibited these signs and symptoms around age 60, and then later was diagnosed with Alzheimer's disease. However, if her memory is good, she is coping with daily life and is able to handle things on her own, she needs a wakeup call. Her behavior in front of your daughter is inappropriate.
ALL OF THE ABOVE...sry a bit long lol
My children and I have been "cleaning toys" if you will and weeding out clothes to give away on freecycle. We put 3 bags of toys and 1 bag of clothes out there and they went to a very deserving grandma and grandpa who just took in their 4 & 6 year old grandsons. I am trying to teach my boys that it is not all about the gifts you receive, they are 3 & 9 so it is a bit hard to do with all the commercials and my 3yo wanting every last thing he sees. I let them decorate the tree after I put the lights on and they have a blast. We celebrate the birth of Jesus and attend church. First on Christmas morning we discuss the meaning of Christmas and the birth of Jesus and they enjoy going through our boooks we have about that as well.
I think so.....but it was so long ago- nm
xx
as long as they get it right
I've seen people point to the general area, or to the labia, & call that the vagina. It's almost worse than calling it a peepee or a muffmuff or a kitty.
How long ago was that and
how old were you then?
For someone who is on her feet all day long
how about a gift cert for a pedicure. She would get a foot massage, pedicure, and a back massage if they have those magic finger chairs.
wow, what a mess to go through for so long!
The reason for having to file CS orders against both is that my GD gets a small welfare check each month, Medicaid coverage and WIC (for now and free school lunches later). All CS attempts/costs are handled by the state agency, not a private attorney. They now have an interstate agreement that is supposed to be more efficient, but hey, that is their ball of wax. Any money they collect goes to the state first to repay the aid my GD gets, along with all the associated collection fees...so I really am not holding my breath (might pass out! lol) on EVER seeing any money. Neither of them can ever have custody of the child again due to the laws in my state, so what I have is the next best thing to adoption, plus GD gets the aid. So, I'll let the state do their thing - they are rated very high on the list of collecting CS as compared to other states - and now that I'm done with court appearances, I will just raise my little one and let those that need to worry do it for me :)

Thanks for your support and advice!
If you have been seeing the same stylist for a long
time, then I don't think he/she should put this new charge on you.  I would tell him/her that you are not too happy with the price increase since you have been a loyal customer and let her know that in all honesty your hair is short and does not require the cumbersome task of drying long locks.  Ask him/her to recommend a new stylist that does not charge as much at another salon or even within that salon itself.  I'm sure you could work something out.  In our area, the stylist rents the chair, so the increase is put forth by the stylist and is not a salon-wide increase, but there are salons where the stylist charges more because they have gone to school and are really "up on things", new trends, etc.  Another thing to consider if the price has to be is to not go as often.  After you've paid your $60.00, explain to the scheduler that you will have to wait an extra 2-3 weeks before you come back for another cut. 
no sympathy, as long as they are
rightly convicted. I myself have been molested as a child, not severely, not even long-term, but it has had a PROFOUND effect upon my mental/emotional/sexual being. It took flashbacks after almost 30 years to piece it all together and understand the impact upon my life. and NO, i don't think they 'rehabilitate'. I think life in prison is the minimal most of these offenders should do. Death would be better for the more persistent and violent offenders.
How Long Have You Been Married?

My hubby did that after we were married about a year or so.  He just liked my stuff, i.e., lotions, body wash, etc...He was my Ken doll; I would "dress him up," fix his unruly, naturally curly hair, buy his shaving cream and cologne, etc...Since we would shower together, he would wash with what I washed with (usually Sun-Ripened Raspberry!) and if I took a shower before him, he would yell and ask where my body wash was.  Before we got together, he washed his body with shampoo instead of soap/body wash.  Men like to do that for some reason.


However, since that started soon after being married, I didn't think it was worrisome; just cute. 


I, personally, wouldn't worry, but I don't know your husband.


She will be tossed before too long, maybe
next week. She is really horrible and she has this ain't I cute, humm, sorta like this person who left tonight, see I have forgotten her name already. Her voice, I agree, is the pits. Melinda is gonna be hard to beat. Lakisha better step it up. Love both of them, huge, powerful voices.