Are you putting down a lot, like half?
Posted By: sm on 2007-06-16
In Reply to: When's the best time to buy a house? - Luke S.
I don't understand how you can even get such a high mortgage. Is that really possible? My husband and I make over 100K and have great credit and I know for a fact the most we MAY get approved for is 300,000 and that's with a lot of luck. Please enlighten me!
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i was told mine is half jack russell half border collie
AND HE SURE LIVES UP TO THAT HYPERACTIVITY!!!
Really, I give my cat milk and half and half
well over 14. Stray cats will eat/drink anything they can get ahold of to survive. Not sure why we shouldn't give cats milk.
She is still herself...she is not putting herself out there (sm)
for a beauty contest, she is an entertainer, looks the best for herself. She cannot become someone else. She still has a right to perform.
I was actually out putting trash out when
the police car got there. The neighbors, as I said before were not home at the time. The officer asked if I was the caller and when we were talking about the problem the neighbors pulled up. I was not about to wimp out and act like it was a big surprise that the police were there. I confronted the issue and was not two-faced about it. Since I worte this morning I found out that this guy went to the neighbors and complained about me and asked if they had any problems with his dogs barking. Each and every one stood up for me 100%. What I don't understand is why he didn't apologize to me after driving me crazy for so long instead of being rude and acting like a two-year-old. The police agreed and told him so. Also, as I stated before I was not sad about the neighbor. I was sad about the dogs. Their barking was not their fault. They need supervison and the neighbor needs to know that each of us in a neighborhood needs to be mindful of others. I am glad I did what I did now.
What I am doing is putting vinyl down...sm
that looks like wood. It is in vinyl planks. Do it yourself easy. Me and my mom put it down. My son's room cost about $80 to put down in there. My hall floor is only costing $38 and is looks very nice. I don't care if it is cheap it looks much better and is lots cleaner.
I don't see a problem with putting that on there, but...(sm)
Maybe it's me, but I don't see why it has to be addressed at all. Just put the start and end times of party on the girls' invitations and the sleepover thing on the boys' invitations. It certainly would be acceptable to put the explanation in the invitation if you feel the need to. I don't think the girls' parents are going to be upset either way. I certainly wouldn't let my girl stay at an allnight sleepover with a bunch of boys or vice versa -- no matter the age LOL :)
The car isn't worth more even after putting in a
you might be able to call a local automobile salvage yard, auto recycling center, or junkyard place to see if they would come out, look at it, and see what they would be willing to pay you for the parts....
Try putting up some aluminum foil.......sm
to see if that will work. I know that for woodpeckers doing this scares them off. If this doesn't work, iF you have a county extension office office call and ask them what they recommend. Otherwise you can call a wild life preserve in your area for advice.
Good luck!
Well that makes me laugh, because putting
waste their time clicking!! See below.
she keeps putting obxious instead of obnoxious. Tsk,tsk.
nm
I see from your answer why the friend is putting you off.
No one posting has gotten anywhere close to what you are suggesting in your language. Shame on you.
Because you keep putting xx inside your email. That is your name. nm
xxx
I plan on putting them in a crock pot with
the roast and potatoes to cook all day. so maybe they will be okay. Thanks!
How about putting your hot water bottle/bag in SM
the microwave to just get the chill off ot it before you apply it. The house was frigid cold and I wanted to warm up. Kept it in for a little two long and the whole microwave and kitchen smelled of burned rubber for I don't know how long! TOP THAT, why doncha! 
That's not a bad idea. he's forever putting
a few $$ here and a few $$ there in his gas tank and he has a steady girlfriend. Maybe a gift card to the movie theatre too! TY!
Anyone not putting up Christmas lights?
I usually make a big to-do out of having the house and yard lit up, but this year I don't think I'm going to. The few hours they are on a night sure packs a punch on the electric bill. How bout everyone else?
Although for different reasons, I'm putting mine up
later than usual. I usually have them up by Thanksgiving, but this year I think I'm going to wait until the first weekend in December to do the outside lights. We don't usually light them every night. I'm going to start my indoor decorations then, too, but holding off on the tree until a week or 2 before Christmas.
Our current house is a little small and the tree really clutters it up. We're moving in January and have a lot to do before then. If I didn't have kids, I probably wouldn't put the tree up at all. I love Christmas, but things are just too hectic and cluttered right now.
putting up Xmas lights
Sorry if this may seem really dumb but I've never done this before - how do you attach the lights to siding on a house around windows and doors? It's not wood siding, it's an older home with aluminum siding.
This person is putting it harshly but ...
the message is correct. and I just came in the middle of your conversation so sorry if I got it wrong. However, this is a sore subject for me. I wish I could counsel people before they get to this point.
but I was with my now husband for 8 years before marrying him. My daughter, our daughter was 4 when we married. I say my daughter because I felt like a single mom the whole time even after we married.
Looking back and I am now past my prime, I am 45 and with a chronic illness, but looking back I wish I had just taken my special needs child and moved on with my life. but I stayed out of fear of being alone, fear of raising a special needs child on my own, fear of getting a disease, not being in a monogamous relationship, etc. and even though he eventually married me, I do not think he was nor is he now marriage material. I have stood by him, followed him from state to state with his work, helping him get through college, waiting on it to be my turn and it never is. So these days I have taken the attitude that I am on my own even though I am married. I do blame him in a way but I also blame myself. but he could have just as easily walked away too.
Rule number one take care of self first, be it school, career, financial independence, etc. then get married. Not the other way around. Some people form attachments with their long-term mates but some NEVER do.
Start now. Start today. Enroll in a school, train for something you can be financially independent doing, be happy with you first and the rest will follow later down the road.
(((hugs))) I wish you the best.
Not putting you down, but do you honestly believe Danny
xx
Oh, you don’t know the half of it
I had no clue when we married he could even cook and his food is the best, really. He says he throws things together and anyone can do. Well I do not even try. He uses all spices, fresh herbs, loads of garlic (and yet for some reason not winding up with garlic breath?)and not only does he do all this but he can fix anything in a home or outside say, garden tools, lawnmowers, do repair work, did marble floors for us, installed vanity and bathroom in another home. He has some other brothers, comes from big families but I kinda doubt if his others are that talented and besides, the ones I know are taken. He is really a catch of a lifetime! Not only is his food good but like I said, he stretches a piece of meat like you would not believe adding it to rice or pasta with other vegetables and our food costs are really on the low side yet at the same time so very, very good to the tastebuds.
Half and half
My daughter who is a senior needs to be prodded a few times. My son who is a sophomore gets up on his own. I still make them breakfast and pack them a lunch though. I do it because I like to and because they are so independent otherwise, it is nice to still be able to do some things for them. They will both be gone soon and I am sure going to miss them.
Also at our high school, after 10 tardies they have a Saturday detention and then every 5 tardies after that.
Half and Half............
Your case is completely different than Done's. Are we discussing Done's case or yours?
If we start to discuss your case we have to start a new thread.
Well, half of it would pay off all
3 of my credit cards. My son is begging for a trip to the beach so that would definitely happen and then the rest would go in the bank for emergencies.
I would never ask for half BUT...
I do want him to realize that he wouldn't be able to pay for an apartment, insurance, phone, utilities, groceries, etc working fast food.
If I charge him for his auto insurance and his phone and 50.00 a week room and board then he will see how much he has left and that it wouldn't cover his expenses in the "real world". I'm hoping this will also reiterate how important it will be for him to go to summer school and get his high school credits so that he can at least have a diploma.
Well, 10 years+ MTing, so kind of new...I see what you are saying about putting in a few sm
hours, etc. Can I be honest? I like working on holidays. I really do. BUT, that was not my point. My point was that I don't like other MTs telling me that I SHOULD work that day. And that is my obligation. Because to that I say, no it isn't!
Putting in middle initial so can differentiate
the difference is that apparetnly this law is to have women see a fetus growing and thinking this will change their mind by seeing the ultrasound. My heart told me what to do and my mind certainly was such that I had more sense than to bring a child into the world I could not possibly care for financially to start with. I never worried a minute or a day with my decision. I can live with most all decisions I have made in my life very easily.
Okay, which caption are you going to steal, and what publication are you putting it in? LOL
nm
*humid* in Florida is putting it VERY mildly....LOL
I saw that, too! They are clever. Also remember putting the pole
s
AWW thanks for putting that up I love cats but son's allergic
I don't think I will be able to have a cat for at least 10 years. He's on shots but I don't know if he will able to tolerate them. He went over to a friends's house last night that had cats and he didn't have hives but they made him sneezy/sniffly.
Anyway thanks for showing us those beautiful babies!
I am putting my post inside so no one has to read
I think it is just a matter of personal opinion, no winning or losing to it. Just as mt101 called me paranoid, I dont take it personal. I am my own peson and my happiness/well being is not wrapped up in what another thinks. I dont know that person and she can think what she wants. I would never try to tell her she could not have that thought. The whole "sticks and stones" thing. I just think it is sad someone can let anothers opinion make them feel so miserable.
putting a book on your desk is NOT pushy, however,
telling someone they cannot do so, IS pushing your opinions, now isn't it???? You ACLU anti's are the pushiest kind of people out there.
Deny Him now, but remember, eternity is a LOOOOOONG time.
Putting cold weather to good use.
This morning I made home-made chicken stock in my pressure cooker. It's now been strained and is sitting on the back steps in a metal pot. It's only 18 degrees outside, so it shouldn't take long for the fat to come to the top and solidify, which is something I usually have to do overnight in the fridge. I should be having some nice soup for dinner or late afternoon snack today!
Do you feel it makes you a big person putting her down?
nm
Picking blackberries & putting them in an empty coffee can.
There was a field nearby with TONS of wild blackberry bushes. Some of them we would keep for ourselves and make blackberry cobbler, or we would sell them in empty coffee cans to the neighbors for $5/can. What a bargain!
Hayseed, I love your down-to-earth way of putting things
My beliefs are similar to yours - I do believe that their is something within us that lives on, but I don't know in what form or how. I have studied many religions and I think there is some truth in almost all of them, but none of them have a corner on THE truth - if there is sich an animal.
But wait, is her mom still putting out that Christian book about parenting? LOL
I mean seriously first the Britney trainwreck and now the little one (who is 16) pregnant! Oh joy ! That woman should be ashamed of herself and not writing any books unless it titled
White Trash Parenting
OR better yet.......
How to Turn Your White Trash into Millions!
LOL
Also look into putting in a "credit freeze" which wouldn't allow anyone to open anything in
Go to Suze Orman's website. Good luck.
I am having a South Beach pizza and putting some fat free
cheese on it with a little fried ground beef to make it more tasty. LOL! I live alone and have gotten out of the habit of cooking. However, on Sunday I made my mom and stepfather salmon cakes and scalloped potatoes. It was very good, and my mom ate better than I have seen her eat in some time. Perhaps I should cook more often.
FYI: I don't get the South Beach pizza to lose weight, just because it is a little better for me than regular.
Dang it, my posts keep automatically putting anonymous....sm
It is me though.
how would you like to be locked up half the day--sm
and all night? If you can't leave the dog loose in your own house for just overnight, then you should not have the dog. It sounds like the poor thing spends more time caged up than it does *free* and I am on the dog's side on this one. Please give the dog to someone who *cares* for it, properly. JMO
I do have a half-sister out there somewhere?
My father was married before he married my Mom, but his ex-wife ran off with his daughter. We have never met her, and he never looked for her!
I just took a half a tablet at about 8:30
...just to see how that goes. He said 1/2 or 1 tablet t.i.d. p.r.n. My pulse was over 140 in his office today, which is what it was when the ambulance got here on Monday, and that is just NOT me. He gave me enough for a few weeks and then I go back to see him.
I think nearly a half generation did that too *lol*
Scratch up at least half of what you owe - sm
(all of it if you can) go on a road trip to see him, 2-day drive or so if I read it correctly (or remember correctly), pay the ex off/get up to date on CS then stay a week or two, at least show your son that you want to see him and not just sitting back waiting for him to come to you when your ex decides it fits his schedule or is okay. Obviously find out if your ex has anything planned for the time you plan to go then just show up, I would not aprise anyone to your plans, just go. Even if he screws you over at least your son will see that you really, really wanted to see him and tried everything to accomplish it. This will make your ex look like a real schmuck if he does not let your son see you while you are visiting. Good luck.
I have for a week and a half now
I started it a week ago Sunday.. that would be the 17th. I have had absolutely no "treatment effects" as they call them. I have watched what I eat and have switched to some lower fat or no fat products, as far as like cheese, salad dressings, sour cream, things like that. I don't really eat a lot of fatty meat anyway, so that hasn't been anything to deal with. The changes have been pretty simple actually, pretty easy to make. Also with Alli, it only works around the meal that you take it with. So, if you basically want to watch your fat for most lunches and dinners, as I'm doing, you just take it for those two meals. I don't worry about it with breakfast because I usually just have cereal anyway. If you have some occasion planned, dinner out, might be having a meal with more than 15 g or so of fat, just don't take it. It is pretty simple really and if it does nothing else, it keep you honest with those meals you eat when you take it.
I'd tell him to take half the equity and get out - sm
not you. I am in a similar situation. I have gained about 70 pounds since we married, and 2 kids later. I never kept a great house but I was very organized; but several things have happened over the past 3 years and I have become less organized and I think mildly depressed as well. He used to nag me constantly about my weight but has finally backed off as I think he just stopped caring. I resent(ed) his constant harping about my weight and I think gained more in response; I was 30 pounds less 3 years ago. Even the kids know something is not right though we do things together as a family my DH screws it up somehow and the kids end up in tears half the time or I get upset over some mean thing he said. My younger one has said she wants to live with him if we ever divorce, how sad is that (he is more lenient as he wants to be liked by the kids). His mom is a clean fanatic, they had to shower in the basement as she did not want them messing up the bathroom, before that they had to wipe dry and clean the shower/tub everytime they used it. When she is here she picks up and folds every loose thing, etc. Her home is spotless but she has no kids or animals; we have 2 dogs and a cat and 2 kids who can make a mess really fast. I take care of everything around here but the cooking plus work 3 jobs to boot, so that is one reason the house is not a Good Housekeeping showplace, the other is I hate cleaning.
I would not change for your husband though. I am however going to try and lose this weight, though not for him. I get out of breath very easy now and I want my health to stay good. I am curious to see what reaction I get from him when I do, I suspect he won't like in in the long run, especially if I can pull it off and look darn good in the process. I am also considering getting a cleaning person to come in once a week and clean, but I will tackle that in the Fall. I did get one of those robot vacuums but have not tried it as yet. I also am thinking about seeing a divorce lawyer just to see what my options are in case he pushes me to my limit. He has threatened me with divorce but I doubt he will do it but in case he does go and spring that on me I want to know what I can expect. I think for money reasons alone would not do it as I would fight for half the house equity though it is not in my name we bought it after we were married and have lived in it for 9 years together; half of some property we own (my name is on that deed) and half his 401K from the point we married to present. So he would owe me a tidy sum, I estimate about $185K; so basically he'd have to pay off the house and give it to me as a divorce settlement + child support for 2 kids. He would be pretty cash poor for quite a while but could build a house on the property which would kill him as he wanted to have no house payments by 50 (he is 48)-- I'd want full custody of the kids but I am afraid of some financial issues that would prevent me from being awarded them; so that is why I want to see a divorce lawyer before he does (he has threatened that 2 x, but as he is a big talker I kind of ignore it, but I need to stop being naive about it just in case he does follow through for a change). You need to do the same thing, contact a lawyer and find out exactly where you stand, you have nothing to lose by doing this. I plan to do this as well, once the kids are back in school as I cannot very well drag them with me and have them come home and say, mom went to a divorce lawyer today, yeah, that would go over well.
But your husband and mine sound very alike. I know my kids love me despite my youngest saying she'd rather be with daddy, though after our disaster outing yesterday I doubt she feels that way. She says I work too much which is true but I use it as an escape too which is not good. I had a lot more time off last summer but took on some extra work lately and it has been very busy this summer. I have promised her to start taking off every other weekend so we can do more together so that should help some for us and for me mentally as well. Good luck.
You got that right! I was half laughing and (sm)
crying when he did the "Crying" song with the turtle last week! Piers shot right out of his chair on that one! I voted for him about 12 times or so altogether. My nephew's wife voted for him 10 times three different ways. . phone, computer and different phone.
My better half just had enough of this low flush job
and he spent well over $250 for a newer, will flush all down. Having folks coming over for the holidays and like you said, not gonna be embarrased by a toilet you have to help along and we changed out the powder room first because that is what a visitor would be directed to. All 4 baths here did have that same low flow toilet and they do not work well. Like you, if you have to flush 2-3 times to get them to work, what is the use??
Wow! You lost half of yourself
I am in awe!
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