According to Dave Ramsey, my hero...sm

• If you are no longer using credit cards...... - sm
  • I talked to a credit bureau - just me
    • my own gut feeling is to cancel sm - sm
  • JMO, but I think it is always good to have - small message
  • According to Dave Ramsey, my hero...sm - MT and worn out
    • But Suze Orman says otherwise - sm - NutterButter
      • The more available credit, the better the FICO score is what Suze says. - NM
      • Here is how it is done (sm) - HappyCat
  • Don't close them if you are thinking about - small message
    • thanks for info sm - sm
      • If you are set on closing, do not close the old ones, close a newer account first. - mtstudent
        • Change your privacy settings too - mtstudent
      • Credit Score will hardly be touched by closing them - your peace of mind means more
  • Cancel them now...rather be free of temptation. Credit score - will barely go down at all.....nm

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu

but never got a chance to try to find his web site. I will though, hopefully sooner than later.

We had our dream car a couple years ago. My favorite color (blue) with blue interior and a very large luxurious car that got unbelievable 30 mpg. It was the first time we spent more than $1000 on a car except when I had a brand new Horizon back in the ྌs. We loved that car, only 50,000 miles on it, thought it would last us forever, but little did we know it was in a flood. We started smelling a musty smell coming from the trunk when summer rolled around and 3 years later, it was trash, all rotted out underneath, nothing electrical worked on it. Even though it had all those things wrong with it, I still loved it, but it had to go to the graveyard. Broke my heart. (They don't make that car anymore).

That same year, a friend gave us a calendar that had daily numbers on it. If the number came up on a certain day, you would win those $$ for that day. December 29, our number came up and we won $100. The same day, DH bought a car with a blown engine for $100 without knowing he had won the $100 from the calendar. So, in reality, we had a free car. We pulled the engine from my blue baby and put it in the $100 car and it lasted 4 years until the windshield and transmission started to go.

We are still going to save the engine from my blue baby because it still has a way to go to hit 100K just in case this other car has engine problems. Then, if not, we will probably sell the engine later on to get a few extra dollars needed. 

I've been working on a budget since last year that I downloaded from MS and was surprised to see that we rarely have any $$ in most of the columns, but  insurance and taxes are eating us alive. No way to get out from under all the myriad taxes (federal, state, local, property, school, township, breathing, emergency, sales, etc.) and insurances (health, home, car, disability, vision, life, etc.).  

Stray Pit Bull Saves Woman, Child from Attacker
Pet Pulse Staff Reports
Browse News
Front Page BY CATEGORY:
Alerts & Notices Animal Attacks Care & Safety Crime & Law Cruelty & Abuse Deaths & Accidents Entertainment Health & Science Heroes International Lost & Found New Trends Petlanthropy Strange But True Survival BY PET:
Dogs Cats Fish Birds Horses Reptiles Small Pets Other Pets
 November 5, 2008

 
A dog came out of nowhere and stopped a knife-wielding robber from accosting a mother and her young son on Monday afternoon. (Pet Pulse Illustration by Tim Mattson)
PORT CHARLOTTE, Fla. -- The wandering 65-pound Pit Bull mix might have seemed menacing to some passerby, but one woman will always remember him as her "guardian angel."

The dog, which authorities think is lost and not a stray, successfully thwarted a robbery attack on a mother and her 2-year-old son, who were held at knifepoint Monday afternoon.

The Florida woman, who has been identified by authorities simply as "Angela," was leaving a playground with her toddler son in Port Charlotte when a man approached her in the parking lot with a knife and told her not to make any noise or sudden movements.

Angela didn't have to do either to protect herself and her child -- a dog mysteriously ran to the scene and charged the man, who quickly fled.

"I don't think the dog physically attacked the man, but he went at him and was showing signs of aggression, just baring his teeth and growling and barking. It was clear he was trying to defend this woman," Animal Control Lt. Brian Jones told Pet Pulse.

"I don't know what this man's intentions were, but it is very possible this dog saved her life."

The exceptional part of the story, Jones said, is that the dog had never met or even seen the people it quickly jumped to defend.

"You hear about family dogs protecting their owners, but this dog had nothing to do with this woman or her kid," Jones said. "He was like her guardian angel."

After the alleged thief ran away, Angela quickly placed her son, Jordan, in the car and tried to drive off. Before she could, though, the dog jumped into her backseat, waiting with her for the police and animal control officers to arrive at the scene.

The dog was transported to a local shelter and if his owners don't step forward within five days, Jones said, Angela and her family plan to adopt the savior she named "Angel."

Animal control officers and shelter workers believe Angel is lost, and not a stray, because of his good health, sturdy weight and mild temperament.

"It's funny, that someone's irresponsibility could have saved someone's life," Jones said of Angel's possible owners.

For Angela, it doesn't matter where the dog came from, just that he was there when she needed him most.

"I don't know what his [the thief's] intentions were -- I don't know why he did it, but I'm glad that -- we call him Angel -- I'm glad that Angel showed up because I don't know what would have happened," Angela told NBC2 News.

For a small town with a population of 46,452, animal control officers were kept busy Monday afternoon. Jones says they department also responded to a report about a boa constrictor in a church parking lot.

The snake found its way into a car engine and was able to be removed without being harmed. It took three people to move the massive, seemingly random placed snake.

"It's funny, because we aren't a big place," he said of the Gulf Coast town. "And we can go for four or five months without the media contacting us about a story. It's been a busy week."

Officers from the responding county sheriff's office canvased the area and were unable to locate the suspect described as being in his 20s, tall and dark haired.

Tell us what you think about "Stray Dog Saves Woman, Child Held at Knifepoint" below. Share your favorite videos by clicking on the ZootooTV tab. Send us your story ideas by e-mailing us at news@zootoo.com or by calling us at 877-777-4204.

Pet Pulse reporter Amy Lieberman and NBC-2.com contributed to this article.

that's probably me calling....sorry.