what company offers the best health benefits?
Posted By: MKJ on 2008-04-02
In Reply to:
What company offers the best health benefits?
As far as:
waiting period before they start (I'm looking for 90 days or less),
how much they cost for yourself and dependents (I have myself +1 - spouse - can pay maybe $300/month out of paycheck at most),
PEC lookback period (preexisting condition - example - look back 3 months is better than 1 year),
pharmacy cost (I need a flat rate copay, not a percentage, with no yearly cap, and brand names and generics)
Anyone who has been happy or unhappy with their insurance through their work-at-home MT company, please share your experience and opinions. Thanks
-new Career Step & EvCC grad
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Which company has the best medical benefits?
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TIA!!
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Who offers BCBS?
What MT employers offer BCBS?
How is someone supposed to know who offers the best
medical benefits? Unless you have worked for every company you don't know how one compares to the other. If you have no pre-existing conditions and are in good health you are better off to get a private policy. Deductible might be higher, but your premium is less and with the money you save on premium you could put money away for deductible.
If you get a private policy you aren't tied to a company because you need the insurance.
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