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Serving Over 20,000 US Medical Transcriptionists

the employee plus spouse (not the family plan) is 145 a payperiod.

Posted By: Gobbler on 2007-11-23
In Reply to: This was from a little over a year ago - not sure

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I know it is less for MT and spouse than for family sm
but don't know the cost as I'm single.
family plan
Anyone know what the cost would be for a family plan?
family plan
I can't find the info they sent me...It should be here somewhere.  I'll look some more Sunday and see if I can find it. 
family plan
I've looked everywhere and can't find the initial info they sent.  Maybe someone else who has a family plan through MQ or at least can find their introductory info on the insurance plan can answer this.  Sorry! 
Well that is not really considered family plan
A family plan is husband, wife, and children.  If it were just one spouse and two children, it would be cheaper.  You have to also consider your co-pay.  $700.00 a month with co-pay of $10.00 and drugs for $20.00 tops (most cost us $5.00) is very good.  East coast may be different though.  The $700.00 comes out of two pays ($350.00) each pay per month and is before taxes.  Not so bad especially when I hate clinics!  I'd rather pay out-of-pocket then go to a clinic.  Sorry, just how I feel.  Gotta pay to play I guess... LOL
Webmedx has the best overall family coverage plan.....nm

family plan insurance - which company has the best prices? sm
pathetic and true -- I'm basing my decisions on that :(  i just can't spend 1200 a month on insurance.  HELLLP.
Payperiod ... 2 wks....6K lines/week or 12K payperiod.
nm
10 to 12 as an employee? Is that with the incentive plan? sm
I work for them, too.  I'm really surprised at that line rate.
That sounds like the FT employee plan they offered
me but I wanted to be SE. That way if I get too tired, I don't have to do more than 6000 lines and the incentive was much better.

My bonuses are $50 for the first 10,000 lines in the quarter reached in a payperiod, then $10 for every 10,000 lines for the rest of the quarter.


I pay about $400/mo for spouse and I
I don't have my paperwork in front of me, but I believe it was VERY reasonable for employee only. The plans looked really good too. This includes vision, dental, medical, supplemental life, and ST/LT disability insurance.
How about insurance rates for emp + spouse? sm
Also, their line requirements for FTE?
Won't find cheaper for emp+spouse for BC nm

Do you happen to know if it would be any different including a spouse?
nm
Yes, they do call in. My spouse and parent are both
managers. They're constantly replacing people who don't show up for work. Unions are gone, too. There are no more decent wages in retail or grocery. My spouse and my parent, AKA the managers, don't even make good money. I made more doing transcription until just recently.

As for TAT on reports, the doctors start dictating first thing in the morning. However, we don't even see the dictations until the next morning. There's no reason they can't install a real-time system so we can get to the work sooner. I can have reports typed and back to the doctor the very same day if not for hold-ups by MTSOs using antiquated batch processing procedures.

I still believe I've paid my dues by working nights and weekends with no time off at all. I even worked when my child was hospitalized because the doctor needed his reports ASAP. Y'all can save your prima donna lectures for someone else. Let the newbies work weekends and take the ESLs. I'm tired of having to do it because nobody else can.
Hope you have a spouse to support you...sm
...you'll starve working for that outfit.  Don't burn any bridges.
It works well when you have a spouse whose tax contribution covers you. nm
x
Per payperiod. (nm)
NM
Don't worry just find out and then have a plan A and plan B
I have gone through something like this but not with that company. I too am the insurance provider for my family and there are preexisting conditions, so a private policy is no good.
First of all, I work elsewhere but had the same situation. I fell short of line count, but not because of me, because they did not have enough work, and I like many others cannot make quota because of the way they count lines. Then, on last paycheck there was a negative on insurance money taken out of check. I thought I lost insurance, but found out at the end of the year, they did an audit and found out that I overpaid all year and so I actually was owed money that check.
In the meantime, I found another job but have to wait 90 days for insurance. Can't find a policy to bridge the 2 jobs, insurance is on my mind all the time. My heart is with you. Personally I am getting the 90 day meds, working on my second job which will become my real job and if I lose the insurance, Cobra will kick in in case of disaster so that is like major medical.
Sorry such a long post, but I suggest: Not to panic. You probably did not lose insurance. Call the benefit provider to see you are still covered, not the employer. If you are not still covered, get 90 days of Rx if your plan covers by mail and be billed, immediately get another job which is a better place to work anyway (I found one) and in 90 days you will be okay. Some places like Disriter cover the first of the following month, but I would not necessarily suggest you work somewhere which is not so great just for insurance. You can consider TransTech. That would be my suggestion. Sorry for such a long post. But this hit a nerve and I wanted you to understand some options, as I have gone through it. Good Luck.
Webmedx insurance question - coverage for self and spouse? (sm)

I saw posts regarding 1,000 and 2,000 deductible.  Is this the difference between BCBS gold and silver plan?  Also do they have a category for just yourself and spouse  or is it just family.  Since family could include umpteen children, I would think there would be a cheaper class for just you and spouse? 


Not eligible for quite a while and haven't receive info yet from company. Just trying to make sure this will work for us or if I need to seek different employment.  We will be needing me to cover us as hubby is retiring soon.



TIA


I bet you made more than $42 last payperiod.

So we know it's worse out there than what we have it. 


Re MedScribe in Fla. Can anyone share insurance info for emp/spouse coverage? SM

I am especially interested in rate, copays, deductible, and prescription coverage, if possible.  Thanks very much!


 


End of payperiod? Good Lord


12000 lines per payperiod

when and time cutoff of payperiod??
Say you work Saturday and the payperiod cutoff time is midnight (now the next payperiod beginning)  but your shift is not over until 3 a.m.   Is it something like this maybe.
What is their payperiod -- 2 weeks or bimonthly?


The ad says they treat MTs like family ... what a family that must be! LOL nm

No. You have a line count to maintain per payperiod.
A proposed schedule is asked. Hours are not monitored for SEs.
pay 7 days following payperiod end: 15th/30 or 31st
xx
Current payperiod ends this Sunday 8/26...sm
Payday is 9/3 (but believe that is the holiday so not sure how that works). Pay is every other week on Mondays, so the following PP will be paid on 9/17. PPs run Mon-Sun. HTH
Only time I tend to run out is last weekend of payperiod when OT has been (sm)
authorized starting on Friday. Not too worried, looks like they are hiring more. Makes me think they are anticipating a new account and want to get people on and trained and ready.

This company is too good for me to give up on.
Webmedx - don't think I get get line count in for payperiod this time. (sm)

Several days of no/low work and last weekend when usually can pick up lines there was nothing.  This weekend will be last weekend of payperiod so I don't hold any big hopes for that.


I am relatively new to Webmedx and this will be the first time I haven't hit the requirements.  Can you tell me what might happen if anything.  Thanks.


Webmedx PTO rate of 1.08 hours per payperiod and only for Full-time Employees
Webmedx only gives PTO and insurance to full-time employees.  No PTO for the first 3 months, then something like 1.08 hours per pay period, starting at 0.  If they run out of work or your ISP goes down or your child gets sick and you cannot get in the full 35 hours to qualify for full-time, they want you to use your PTO to make sure your hours add up to 35 that week.  If you fall below 35 hours for 3 months in a row, no matter what the reason, they automatically drop you to part-time and take away your insurance.  Then, you have to work a minimum of 35 hours for the next 3 months before you will be eligible for insurance again.  As far as holidays, if the holiday falls on your scheduled work day, you have to work, unless you ask for it off in advance, but they do pay you for 8 hours of holiday at your normal rate, in addition to any lines you type that day. 
She didn't say she didn't have a family. A family isn't just kids. sm

She also said she didn't have kids. Why do you think you're so much better  BECAUSE you have kids?  I am so sick of that attitude.  I don't have kids, never wanted them, but have been discriminated against in jobs because of it.  Everyone figured since I had no kids I could work all the time.  I said NO!  Just because I don't have kids doesn't mean I don't have a life or that my life is not important.   


BTW I work part time too. 


Statuatory employee versus regular employee....
Can someone tell me the difference between a statuatory employee versus a regular employee?  My company offeres IC or SE status....I am confused about whether switching over the SE would benefit me more than IC status that I have been for some time with them?  What are the benefits and disadvantages of being an SE versus IC?  Thanks for all of your help!
12K lines payperiod is 6K lines a week.
nm
They hire both IC and employee. I am an employee (see message)
and I have full benefits. I am very happy that I came to work here. I came as a statutory employee from a large company. Everyone at MDI has been great to me.
Depends on if you are employee or statutory employee (sm)
Employee, 8th and 23rd of month
Stat. Employee, 15th and 30th month
Diskriter - Anyone go from their employee to hospital employee with them?
Thinking about giving up on being their employee and applying for a hospital employee position through them, they have one in PA right now that looks good.  How is it for scheduling?  Do you keep your line rate or get whatever the hospital pays? Who manages those accounts, is it the same PM and DR that are on the other ones?  I have DR and feel like she doesn't have a clue what she is doing and it is so annoying, but I just don't have the guts to let the company know she needs to step it up a notch because the transcriptionists are not happy under her.  Are QA the same people or through the hospital.  They have 1 QA that is constantly asking us questions on doctors and format, things we should be asking that QA person.  Annoying that new people move up to QA but people who've been there 2 or 3 years get treated like dirt and jumped account to account.
The 2nd one was NOT family. Again, get your sm
facts straight.
Family

No ... not being catered to.  The company pays the same portion of my insurance for my family plan as it does for the employee who has no family.  With the new plan, for health and dental for myself and my family, I will be paying a grand total of $738.93 a month, which is down from $977.00 I was paying.  I hardly call $738.00 a month being catered too.  I'm just happy it came down.  The employee only rates are still very, very good from my point of view, and it does seem like it is really good coverage.


this is for family?
/
No family? sm
Then who is that cutie in the picture? 
You say family comes first?
All the love in the world goes out the window if you are hungry. Check and see just what are the basic needs. Love is not the first thing on the list.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


If you are single and have no family

go for it.   My situation was a bit different in that I wasn't running out of work, just testing the waters.  I applied to about a dozen companies, offered positions with each, took 3 positions to figure which I liked best.  I had worked for a small local company for 13 years as my only experience so was really clueless.   I found it really difficult to switch from the various accounts and scheduling became a nightmare because I really had no clear-cut hours or line counts.  It got to where I wasn't doing a good job, just doing the lines and not caring about the product, plus I was screaming at my son for bothering me while I was trying to work.  Just wasn't worth it. 


 


 


Single or family? nm

Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


Family is about $240 or so a pay period
Including dental and vision.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.