self-pay discounts

Posted By: kt on 2009-08-13
In Reply to: I used to think the same way - until I did insurance billing for a couple years

i have had the opposite experience. if you shop around you can find a doctor who will quietly charge you the discounted rate he would give the insurance company, just for the break it gives him on paperwork hassles. some docs are really sympathetic to those of us too rich for free medical care and too poor for insurance.

also, for a family of four I would pay about 700 a MONTH in insurance. that easily pays ordinary medical costs. For extraordinary medical costs, I find somebody who will work out a payment plan.

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Loyalty to Companies Who Have No Work and Expect a Schedule from YOU - MT
- there have been regular attempts to organize MTs over the years ... - dandelion
- I love your analogy of the fence painter s/m - gourdpainter
  - Glad to see your moniker back, have - linda
    - Thanks, Linda s/m - gourdpainter
      - LOL-I saw one of those at the eye doctor earlier - mlstoo
  - I cannot see why anyone particularly IC would sit and wait on work. That is almost - MT
    - The biggest insult is... - Frustrated MT
      - Wonders How Many MTs Here HAVE Benefits NM - MT
        (and what their premiums/copays are) sm - MT
        The insurance does stink... - Frustrated MT
        My sister dropped her insurance. sm - mlstoo
        actually not cheaper to pay it - yourself - ins gives discounts
        That is true in my case as well... - MT
        I have saved a ton of money this way - on insurance
        Really?? I didn't know that! Good to know, thx. nm - MT
        Insurance - gourdpainter
        I used to think the same way - until I did insurance billing for a couple years
        I agree. As medical insurance biller/coder/transcriptionist - Jackofalltrades
        self-pay discounts - kt
        truthfully that has been my exp also nm - MT
    - And furthermore, you can see this hits a sore spot, this giving people backup accounts and then - MT
      - I definitely agree. - sm
- feast or famine - drn
  - Used to be. I haven't experienced any feasting in a few yrs now. - It's all famine now, and I'm outta here. nm
    - Famine indeed - gourdpainter
  - Could not agree more with your philosophy - IC for a recently "famine" MTSO
- Here you have classic IC loophole - sm
  - Could be - Alice
- So, what do we do about it? - justapainter
  - I don't know where you live but where I live foreclosures are rising and there are no jobs -- non - dandelion
  - See inside for what I have done about this very pathetic situation. - MT
    - What MT said - fatcat
- Very well said! nm - Indeed

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