insurance paid for 90%
Posted By: Transolutions on 2007-10-25
In Reply to: Do any companies offer insurance that covers IVF? sm - WI-QA-QA
We had IVF in 2004, and my insurance through Transolutions paid for 90% of all costs. We couldn't have done it without them, and I will be forever grateful!
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Did anyone else when they closed have problems with their insurance not being paid
even though the premiums were deducted from your check. I found out my policy had not been paid since October 1st and had to catch it up on my own. Letter and email have gone without response (no surprise there) and phone has been disconnected. Anyone know what agency would cover this. Would have to think it is illegal to withdraw premiums and then not pay them. Seems to me I should be reimbursed for those 3 months.
Last I heard 10,000 lines PPP gets half your insurance paid.
,
OSi with part time health insurance and paid time off
OSi does offer health insurance and paid time off for part time. Yes, there have been changes. Yes, there will probably be more changes. I don't see anywhere that hasn't had changes. If they don't change they will be out of business the way the economy is these days, just like some other companies. If they don't make money, then I don't make money. So, what is so different with OSi compared to other companies? I see complaints constantly about all companies. I don't think it is the fault of the company that they outsource or use voice recognition. It just is life on life's terms these days. There is still enough work for us, at least for me. 
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Training on the system, not paid, but if you are physically typing reports then you are getting paid
nm
Oh, yea -- PAID, too. Grandmother PAID LEAVE would be a great drawing card to TT !!
Just love that PAID TIME OFF !!
Any company that makes you wait to get paid until they get paid by the client
is not a company you want to get involved with. That's part of being an MTSO, figuring out how to cover your payroll while waiting to get paid. I would stay away!
Is this a live count of lines paid for or same as CTRL I that we do not get paid for ?? nm
m
Me too.. the outsourced company was paid for and paid me for headers, but OSI does/did not.
x
I have always paid yearly and have never paid or been assessed a penaltly. nm
nm
Be glad you get paid tomorrow. We are paid on the 1st and the 15th, so sm
since the 1st is on a weekend, we don't get paid until Monday. It will happen again on the 15th of August …sigh. It is the only thing I do not like about the company, though, so I guess a few weekends of poverty a year is not too much.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Lori never paid me and now ETC has not paid my friend.
What is WRONG with these companies? 
Is it still being paid on time if you are paid on the 1st and 15th.....
and if the 15th falls on a Saturday getting paid on the 17th? My bank is open and posts on Saturday that means I am not being paid on the 15th doesn't? This has happened a lot lately.
At least you get paid, I would rather be paid late than not at all. Just my 2 cents.
nm
Yea, at least u got paid. Everyone who worked for TSI is STILL waiting to be paid
I don't understand how Jayne cannot pay us. We have christmas coming up. I bet her family has a fantastic Christmas because she is using OUR money to pay for it. I worked so hard for her and I know the other girls did too. How insulting that she will not return phone calls or emails or PAY us. How does she look at herself in the mirror knowing that the MTs who did all the work FOR her did not get paid. She even sent me an email saying I give you my word HAHAHA her word is nothing, obviously. Well, I will call the attorney for the THIRD time and see what is going on.
To the poster, at least you got paid even if it was late. I sincerely hope you get your last check.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
Spaces, paid or not paid. Do you know? sm
I just started with a company and when I asked specifically if I would be paid for spaces, they said yes. When I started using their program I noticed that the line count for each job did not include spaces. I checked it with more than one program. I called them and they said there was a glitch in the program that would be fixed. It has been almost two months now and that glitch is still not fixed. My checks do not include spaces either. No one at the company knows what is up. I can't believe I am the only one at this company who has deduced that they are not paying for spaces. So, do you check your line counts to see if spaces are included? You might be in for a surprise. Man, I am tired of being burned when I am a reliable and honest IC. Maybe time to do something else. Thanks for listening.
You get paid when SHE gets paid from the client...sm
I don't like that at all.
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down. We need to something about these insurance rates as no one is getting rich but the insurance companies.
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.
MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance
Are you talking about Opti-Script, Inc., or Outsourcing Solutions? Both have the same logo. If Opti-Script in State College, PA, please give me a call at 814.404.8805. Additionally, we are recruiting for full- and part-time employee MT positions, If interested, please give me a call.
Sharon B. Allred, CMT, FAAMT
Opti-Script, Inc.
Director of Staff Development & Special Projects
sallred@opti-script.com
insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
Insurance
For myself and 2 kids I pay $400 per month. I'm in Florida, and this is for the PPO plan. (United) It has been good for us. I had surgery last year and had no unexpected expenses from it at all. The plans and rates vary as to where you live, but they are similar all around.
Insurance
I don't remember their insurance rates as I did not need coverage through them. They do have 3 plans to choose from with different rates. Pay is average, maybe slightly better. They do request you stick to a schedule, require weekends and 3 holidays a year.
INSURANCE
Can anyone give me some information on this company's benefits? Thanks.
insurance
anyone willing to share the name of the insurance company Transtech offers? I wanted to look up their website. Thank you!
E & O Insurance
I paid about $300 for a year.
E & O insurance
Are all MT companies now requiring E & O insurance? Is it required if you are an MTE? Where can you purchase an E & O policy other than AAMT and what are the premiums running? Thanks for the info.
changes in insurance
Again, it is too soon to tell if the new insurance will be of much help to me. Yes, I am under 35 but not by much.
If I ONLY have a few sick visits and 1 monthly prescription, it MIGHT be decent.
insurance
Does anyone work for a company that has affordable health insurance? I have had lots of job offers but have had to turn them down to extremely high premiums for health insurance. Any info would be helpful.
MQ: PTO for PT but not insurance. Don't know of
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