insurance 2 expensive?
Posted By: MT on 2008-05-14
In Reply to:
Recently I was contacted by an agent of the company I work for and was told that basically they didn't know how much longer they could cover me on their insurance plan that I have been on for years. I am having a bit of a problem changing insurance companies right now because of a chronic illness. I gather that their portion is too expensive although I have no confirmation of that. Can they actually drop me off of their insurance for this reason? I suppose they could always terminate me or push me out, giving no reason, their right, but I already know why. Is this illegal or does it just fall under being a poorly run company?
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I think their insurance is very very very expensive. nm
,
Can someone please tell me how expensive Transtech insurance is.....sm
for self only? low deductibles.
Yes!! I don't like the new insurance, more expensive and higher co-pay. nm
nm
Last time I talked with them, nothing had changed, insurance still way too expensive. nm
.
I got one too. I turned them DOWN for a job, insurance too expensive. Don't worry, just a form
and I have well over 16 years in this bizz.
To Keystrokes employees: Has anyone heard anything about when a new, less expensive insurance (sm)
is starting? I was told by a valid source it was to be February 1 but it apparently didn't happen then. Has anyone else heard a different date? TIA.
bad insurance, expensive & lousy line count
When Transform (in Wyo) started they used MDintouch which was great but with Vscript I spent more time waiting for new reports to open (because it would have to open Word EVERY SINGLE TIME instead of Word just staying open, and for them to finish sending. long reports were OK & you could make SOME lines/$$ but after 6 years I made less & less AND LESS until I quit because I would OWE on payday - yes, I was paying over $900 for really lousy insurance for hubby & I. I'm no slouch - being doing it for about 25 yr when I quit & typed about 110 wpm. So take no time to pound out a report but tooooo much time wasted waiting on things to grind up & download. HAS to be better offers...
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
VERY expensive
I think it was almost $300/mo for single and much more for kids/family. No dental.
Have you looked to see if your state offers some kind of subsidized health plan for kids? There's one in my state and the income guidelines are quite generous and it was very easy to sign up for - downloaded the forms off the internet and sent them in. I would suggest you do a little research in that direction.
MQ has good benefits, but good luck to a newbie getting the 150 lph on those teaching hospital accounts that you'll need to maintain your benefits.
That is really expensive
for insurance. I could never afford that.
You have to buy a lot of very expensive
equipment - a $300 router, a special modem, and their special telephony equipment. They only do overflow work, accounts not too bad, but there are problems there.
Self-pay for me is less expensive
I work for Keystrokes but unfortuantely their group insurance is more for me than what I pay on my own. I am told it is because of the overall health status of the group involved. If you are healthy, have no preexisting medical conditions,take no medications, and do not smoke you will find that a private plan is more reasonable than a group plan where the majority enrolled are over weight, have chronic illnesses and take prescription medications. Another good reason to stay in shape girls. :)
Very expensive
COBRA is normally offered when your personal or job insurance is no longer active (ex: you quit your job, you were let go). The rates are generally high, there is a cost for others added on to your insurance, and I believe it is only good for 18 months. You may want to check with other medical insurance companies and compare pricing. If there are any pre-exisiting conditions, you will want to find out about the waiting period for that (normally 6 months) as long as you have been covered within the last 6 months. Hope this helps.
TransTech is not less expensive than that...sm
my plan costs what you are paying now with the surcharge, but they have added a high deductible plan that is about 60% of the cost of a regular health plan.
I am getting a little desparate paying these premiums, too. I hope you find something better.
Unfortunately, no. The last job I had the COBRA was too expensive, so I did
not get it, and had about a 4-month lapse.
I guess India got too expensive.
Glad I quit.
I thought they were looking for less expensive plans
xx
Psychiatric help is also expensive, but I think you should check into it anyway. nm
You want to PURCHASE your own platform? Platforms are very expensive so
p
There's 49 other states who are tired of hearing how expensive CA is. nm,
x
You sound like the "gambling is expensive" nutcase. nm
She's right above -- just go away.
Is it possible to do call forwarding to one of those expensive phone sex lines? teehee.
x
They are nice people, but the pay is on the low side, benefits were expensive and they overhire. nm
x
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month. If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
The new exam is less expensive than the old exam was.
It used to be taken in two parts and believe me it was $150 per part. If you did not pass the first part, you could not take the second part so you had to take the first part and repeat the entire cost until you passed. To those folks who might not have passed the first part for several tries, it was expensive. I still consider $300 (the old price) high. Now, today's **I think** is only $150. The price is at the AAMT website but that is only half of what it used to cost and so much easier as far as location and not needing a proctor etc
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down. We need to something about these insurance rates as no one is getting rich but the insurance companies.
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.
MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance
Are you talking about Opti-Script, Inc., or Outsourcing Solutions? Both have the same logo. If Opti-Script in State College, PA, please give me a call at 814.404.8805. Additionally, we are recruiting for full- and part-time employee MT positions, If interested, please give me a call.
Sharon B. Allred, CMT, FAAMT
Opti-Script, Inc.
Director of Staff Development & Special Projects
sallred@opti-script.com
insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
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