desperately need medical benefits, prescription coverage...sm
Posted By: Getting worried:( on 2007-08-11
In Reply to:
Can anyone recommend the companies that have good, solid, affordable medical coverage that has excellent prescription coverage for a single mom. Thank you for all your replies in advance. I need to get going on this ASAP.
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Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
Benefits deducted, no coverage. ADP
ADP normally processes payroll and payroll deductions which are functions separate from the administration of one's benefit plans. However, payroll deduction is the proof that your enrollment application was submitted and processed by the payroll administrator. Therefore, keep the pay stubs to prove that you have the coverage.
Your first step should be to contact your employer and ask to either speak with or be given the telephone number of the person responsible for the ADMINISTRATION of your benefit plan.
Then contact this company, get the name of the person that handles your employer's group, tell this person of your problem, and finally request an enrollment card be mailed via overnight delivery to preclude a continuation of failed coverage acknowledgment. As an option so you can have immediate use of benefits, ask the group administrator for the telephone where your dentist's billing clerk can call to verify coverage. Verify that the administrator has your current mailing address.
If you have any continued difficulty with getting the underwriter to work with you, simply advise that you are considering the filing of a formal complaint with the State Insurance Department if the matter is not resolved within the next five work days. This threat is usually good enough to get action.
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
it is major medical coverage at best
affordable maybe
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist. Hope that helps.
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
Medical Benefits?
What company currently provides the best/cheapest medical insurance? I'm willing to switch from IC to employee if I can find a company that has reasonable benefits. My husband lost his. Any info appreciated!
Help! Looking for good benefits, especially medical.
Spent the past couple of weeks applying for a few job openings and got offers from each company. For a variety of reasons, I am still looking but without exception, I found the benefits package insulting. I'm not that picky. Just want medical insurance that I can actually afford to take advantage of...reasonable deductible, at least fair to good coverage and premiums that won't break the bank. Any ideas?
Are there medical benefits for parttime? nm
nm
Which company has the best medical benefits?
I have been searching for the company with the best medical benefits. After I test with the company and get a job with benefits they always offer crap insurance and it is expensive! Is there such thing as good benefits while working from home? I have been an IC for the past 10 years and never opted for insurance with companies that do offer it with employee status. I have also checked into private insurance, but the deductibles seem high. Thanks for any help or advice!!!
I had a prescription for prednisone for
severe outbreak of poison ivy. When I got the prescription I thought the pill was too big to be prednisone, but I was so miserable I took it without checking further. I also couldn't understand why I was so sleepy and my heart was racing. The second pill I looked more closely and discovered it was Vicodin, which I'm allergic to. I called the pharmacy and they were like it happens all the time and it was no big deal to them. I thought good thing I wasn't so allergic that I had anaphylaxis. I always double check prescriptions now.
Prescription med to help stop smoking. nm
!
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
Says medical and business expense benefits (whatever that means).
Company equipment provided. F/T and PT, then apply on line.
Feel like their is a code here that I'm desperately trying to decode. Can anyone help?
Would like to know if I'm going to have a job??
People who cling desperately to 'old times'
and ways things were done in the past, and who think that MTs transcribing these long, repetitive, time consuming reports is and will always be the one and only and best way to transcribe, denying and ignoring progression in technology, make me laugh.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Webmedex or Medware? Which would you choose in terms of benefits, specifically medical ins costs.
Any know what the difference is with these companies in terms of pay and what the preminums are for family medical insurance?
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy
my own policy versus being an employee of a service. When you think about it, being an employee for most of the services out there offers no real benefits at all. I have found that the PTO that some of these companies offer as part of their benefits package is a crappy. You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing. So you are basically penalized for taking time off.
And health insurance benefit packages are a joke! They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.
If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs. Hospitals are the only places that offer decent health insurance coverage for families. I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance. So now I have my own accounts plus I work FT for a hospital from home. I pay $175 a month for family coverage with a $1000 family deductible. It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.
Again, let me say, I would NEVER go back to work as an employee for a service. They don't offer anything that I would consider benefits. You're better off buying your own policy.
Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week. United Healthcare, good plan. 250 deductable. I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage. Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
Yes they have family coverage
but I do not need that right now. I have a schedule but they are flexible hours so that really helps. Pay does include all spaces, but what I like is the direct deposit and the steady work. I have been with Medware for 2 years and always have work. If my primary is out they give you a back up account. Finally my income meets my needs and I can move ahead with some things around the house that needed fixing. Plus it's nice knowing I have good health insurance.
We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.
If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I did not take the insurance coverage - already had it. nm
x
True. They may only need coverage for
certain times, therefore those are the times they hire the ICs for.
I had to drop my coverage -
I could not afford to pay the premiums as I had no work. I was basically working just to pay that.
Also, since they paid on a tier plan, I went from making over 11 cpl to making 6 CPL at the same time. That is why they do not mind overhiring - they get the same work done for much less money, so that means more money in their pockets.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years. Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!! I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though.
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Coverage through my DH company for 2 adults and
2 kids is $280.00/mo for medical only, additional $$ for dental, vision, and life insurance for other members besides DH. Not sure how much company pays, but not much.
Starbucks has the best health coverage -
NM
question about IC and vacation coverage pls sm
I was under the impression that as an IC I am not responsible for finding vacation or sick coverage for accounts; that would be up to the company I am contracted with (no written contract, just verbal but don't flame me it's worked for 4 years now). What do other ICs do when they want to take time off (a foreign concept, I know I know)? Do you find your own coverage or let the company who has the accounts handle it? This company has flip flopped so much - at one time we had to have our own coverage, another time we got major slapped for doing so as the accounts were theirs and they would handle coverage, and now seems to be swinging back to find your own or don't take vacay. TIA.
Probably pay 50% of single coverage and you pay the difference.
xx
I have individual coverage and I pay less than $100 per month. They pay
the rest. I think it's definitely more for family coverage and I am not really sure what those rates are. I would just call and ask them. They're really nice and helpful.
Did MDI-FL ever change their insurance coverage? SM
I was told by the owner several months ago that she was looking for a cheaper policy for their medical coverage.
Webmedx does. Great coverage. nm
.
Best selection, rates, & coverage
/
Goodness. I have coverage for a family of 4 for
less than that. I would have looked at options long ago.
I'm an IC and have private Humana coverage
It's $99.05/month for just me. This includes $35 copay for dr visits ($50 specialist visits), $1535/55 Rx, depending on what level the medication is, $75 copay for ER visit. It's a PPO. The only really bad thing is that there is a $2000 deductible, but that's only if I have to be in the hospital and hopefully that won't happen. I'm 29, have never had a lapse in insurance and have no health problems though. You can go to ehealthinsurance.com and compare rates for private insurance if you're interested.
affordable health coverage
Could anyone one give the names of companies they work for with good health and dental coverage (individual plans) at an afforadable cost? Any info given is appreciated. I consider affordable as not too much more than $100 per month---80/20 plans okay, but prefer 100% coverage plans if they are out there with reasonable deductibles. I know this is a tall order! It can also be a noncompany plan, if anyone knows of a great insurance company plan outside of the job. I am 45 and in good health, just borderline hypertensive (if there is such a thing---although it does make my rate go up).
Thanks!
I do think ppl have lost jobs / ins coverage which sm
means that basic needs are not being met; people are deciding to put food on the table instead of seeing a doctor. Elective surgery is even more unlikely to be done because, by nature, it is something you'd choose to do; even rich people are uneasy in this economy.
Health Insurance Coverage
Anyone know of any companies that offer health insurance with a company other than Aetna. Aetna is probably great insurance for most people but almost no preferred providers in my area. Would like to find Blue Cross and Blue Shield or United Health Care.
My family coverage amount
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
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