affordable health coverage
Posted By: Sue on 2008-06-17
In Reply to:
Could anyone one give the names of companies they work for with good health and dental coverage (individual plans) at an afforadable cost? Any info given is appreciated. I consider affordable as not too much more than $100 per month---80/20 plans okay, but prefer 100% coverage plans if they are out there with reasonable deductibles. I know this is a tall order! It can also be a noncompany plan, if anyone knows of a great insurance company plan outside of the job. I am 45 and in good health, just borderline hypertensive (if there is such a thing---although it does make my rate go up).
Thanks!
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I believe they have several to choose from - affordable and decent coverage, IMO
nm
I have single coverage - affordable - but don't know about family. Call them.
nm
Does DSG have affordable health benefits? SM
Any idea on the cost of this? Thanks, :-)
Is Medware's health insurance affordable?
I am looking for either family coverage or just husband and wife coverage. Any idea of how much their insurance costs? I remember a while back they had their rates listed on their website and they seemed very reasonable.
Can anyone give me an estimate on how much they pay for their health insurance for family. This would be for the PPO insurance, as I do not reside in Florida.
Thanks guys!!!
Looking for a company with affordable health insurance.
Anybody work for Proscript or DSG, can you tell me how much you pay for husband and wife coverage? Thanks so much.
Is WEBMEDX's health insurance affordable?
Can anyone tell me more about their benefits, including the health insurance? Thanks so much.
Anyone know of a GOOD company with affordable health insurance?
Hi. I am a 14+ year MT. I love the company I am with but they offer NO benefits whatsoever. Does anyone know of a company that is looking for a dependable MT that offers reasonably priced health insurance and would give at least 9-1/2 cents a line (which is what I am getting now). Any help would be greatly appreciated. THANK YOU!
Starbucks has the best health coverage -
NM
Health Insurance Coverage
Anyone know of any companies that offer health insurance with a company other than Aetna. Aetna is probably great insurance for most people but almost no preferred providers in my area. Would like to find Blue Cross and Blue Shield or United Health Care.
What is family health coverage like at AllType?
XX
No, not Humana. It's First Health. Pretty good coverage.
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Define affordable? What may be affordable to one person may not be to another. nm
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Very affordable!
I have found that Webmedx's insurance is very affordable, more so than a lot of the other MTSOs out there.
okay but is it affordable? for 2?nm
nm
Affordable benefits
Are the benefits affordable?
affordable insurance
I work in a hospital which is merging and our department will be outsourced. I am looking for a job with afforable insurance. I would have a new job today if not for the cost of family insurance, over $400 every two weeks. I've only worked in hospitals were insurance is usually around $100 per pay period for the family so $400 came as a huge shock to me. My husband as some pre-existing conditions so getting a personal policy is out of the question. Anybody know of a company with afforable family insurance?
Benefits are very affordable...sm
Benefits are under 200 biweekly for me, and that includes family gold plan, dental plan, vision plan, and life insurance for my husband and kids. As well, they provide long and short-term disability, 401K, an some other stuff I don't remember.
Depends on what you consider affordable.
It is expensive, but far less than what you would pay if you went it on your own. Employer picks up at least half the tab, possibly more. I know I would pay around $1200-1500 for my family on my own and right now for a family of 6 I pay a little over $550, but that's pretax so actually it reduces down to the equivalent cost to me of about $460 net. For 6 people, I can't complain.
Also, the insurance is pretty good in my opinion. The dental insurance is awesome and under $30 a pay period for entire family (no pre-pay or deductibles) and everyone in my area takes both the dental and the medical.
Not sure on what you mean by 1 or 10 kids. Aren't most insurances this way? They cover yourself or yourself and spouse or yourself, spouse and children. Haven't seen one where each additional child causes the premium to rise.
You have to type 150 lines an hour to qualify, which is pretty easy if you know anything about MT'ing. Have never ever gotten close to that low amount except when first training, even with multiple unknown accounts once in a while. Haven't heard of the 10,000 lines per pay period before.
What is Medware's pay range and is the ins. affordable? nm
You will not find any affordable family
about the same and very expensive. Just the insurance market I guess, my husband's company has it available and with both of our incomes it is a large portion of our monthly expenses. Just my 2c, but I have asked every company I have ever interviewed with and today, family insurance rates are just unaffordabe everywhere.
They didnt worry that it would be affordable for the MTs.
you gotta be kidding, lol
Nope, not affordable. At least not when I left. nm
nm
Still not affordable but better than my husband's so we have no choice. sm
His company is $1410 for a family of 4 and none of us have any illnesses or surgeries. Highway robbery.
We pay $710 a month at Keystrokes. Still high but half.
Yes, Webmedx does have very affordable insurance. sm
I pay 145 a pay period for myself and husband for the gold type insurance (which is the best we can get).
How much is the insurance, is it good, affordable?
I really need insurance and don't want to apply if it is not affordable.
Does the company you work for have affordable (sm
health insurance? Can you share the name of the company on here or via e-mail? TIA.
companies with affordable benefits
Does anyone know any companies that are hiring that have affordable insurance for family? I need to get a position with insurance. Thank you for any replies.
Very affordable for individual, high for families, sm
but I think all insurance is high for families. 6 holidays, a few days PTO until you've been there over 6 years. (and they keep changing the PTO yearly).
TransTech - is their insurance affordable? How much do they contribute? sm
For family coverage, about how much is the monthly premium? Do they pay well? Do you have to work a set schedule or can you get your lines in within a 24-hour window? Thanks!
Axolotl has great affordable insurance!
Their rates are better than any MT company that I know of.
Anybody work for TransHealth as an employee and how do you like it? Is the insurance affordable?
nm
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy
my own policy versus being an employee of a service. When you think about it, being an employee for most of the services out there offers no real benefits at all. I have found that the PTO that some of these companies offer as part of their benefits package is a crappy. You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing. So you are basically penalized for taking time off.
And health insurance benefit packages are a joke! They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.
If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs. Hospitals are the only places that offer decent health insurance coverage for families. I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance. So now I have my own accounts plus I work FT for a hospital from home. I pay $175 a month for family coverage with a $1000 family deductible. It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.
Again, let me say, I would NEVER go back to work as an employee for a service. They don't offer anything that I would consider benefits. You're better off buying your own policy.
Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week. United Healthcare, good plan. 250 deductable. I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage. Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
Yes they have family coverage
but I do not need that right now. I have a schedule but they are flexible hours so that really helps. Pay does include all spaces, but what I like is the direct deposit and the steady work. I have been with Medware for 2 years and always have work. If my primary is out they give you a back up account. Finally my income meets my needs and I can move ahead with some things around the house that needed fixing. Plus it's nice knowing I have good health insurance.
We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.
If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I did not take the insurance coverage - already had it. nm
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True. They may only need coverage for
certain times, therefore those are the times they hire the ICs for.
I had to drop my coverage -
I could not afford to pay the premiums as I had no work. I was basically working just to pay that.
Also, since they paid on a tier plan, I went from making over 11 cpl to making 6 CPL at the same time. That is why they do not mind overhiring - they get the same work done for much less money, so that means more money in their pockets.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years. Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!! I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though.
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
Coverage through my DH company for 2 adults and
2 kids is $280.00/mo for medical only, additional $$ for dental, vision, and life insurance for other members besides DH. Not sure how much company pays, but not much.
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