With regard to insurance premiums, sm
Posted By: Shari on 2008-05-29
In Reply to:
Who would you say has the best insurance to offer, at a reasonable price. I am currently paying about $500 for family coverage per month; that does not include dental and vision. It is probably another 100 a month.
Also, what companies out there provide the equipment; including computer and software?
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TransHealth: What is the insurance and premiums
nm
You can't deduct insurance premiums if
they are taken out pretax if FT employee.
Insurance premiums question
Are there any companies that have health+dental insurance premiums for self, spouse and child(ren) for less than $400 total in premiums a month? Meaning, less than $200 taken out of each paycheck for premiums? Thank you for any leads.
Lower Health Insurance Premiums
Can anyone provide your average monthly cost for individual and/or family health insurance premiums? I'm looking to change employers and most companies will not provide this information until after an applicant has gone through all the testing. Who wants to bother with all that if the monthly health insurance premiums are outrageous? The company I am with now has a very reasonable plan, and I need to find something comparable. I would greatly appreciate any information you can give. Thanks so much for your time!!
9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.
How are they dishonest for taking out premiums for insurance that we signed up for? sm
Wow. People will bash any company for any reason.
Actually, I didn't, but my point is taking out double premiums for insurance sm
and I am glad that you find my distress so amusing. Perhaps you can go pick some wings off flies too while you're at it.
premiums
How much are the premiums going to be? I turned down employment a while back because of the high price tag for health insurance.
(and what their premiums/copays are) sm
I can get insurance but there is a huge deductible, preexisting condition clause (of course) and OK copay--that is only relevent IF you can get through the $2000 deductible. How sick do you need to be make this kind of insurance work for you? If you just have well care visits, yearly stuff, you dont even get through that deductible and its cheaper to pay it yourself!
Regard deposit
The deposit for the equipment is $250, but like stated before payments are in installments. $25 to $35 per pay period. You should try them. They are a good company to work for. No underlying discrepancies occur there.
With regard to your last sentence (sm)
I bet I can guess who is the scammer and who you are working for now. You are right on both counts - 
In regard to SmartMed
what is the eSmartMed curriculum about? Has anyone taken the curriculum courses and gone through the internship, and then hired by them? I am curious about this.
Also KS Question in this regard...(sm)
It is my understanding KS does not pay shift differential, bonuses for working on days off, etc. In other words, if you are already making the maximum lines per day that you can, there is no real incentive to work days off, etc. I may be wrong about this, so it would be helpful if a KS person could confirm/deny this. Have they ever had an incentive program in the past but it didn't work out? Not trying to cause any problems here, just interested....
Medware raised premiums
Medware no longer has good benefits, at least as far as affordability goes. They recently increased the premiums and if you live in certain states, they are extremely high. Expect to pay between $100 to $200 a month in premiums depending on which state you live in.
With regard to that on-site training
Does SS pay for travel expenses, including lodging, meals, etc? Or does the MT have to pay out of pocket?
Yes, that is pretty average in family ins premiums.
Maybe that'll help you some.
With little to no work, the company doubled my premiums - nm
x
Seeking info regard DaVenture
sorry about my mistake...guess I should pay more attention to how I spell company names...they just might hold it against me!!!!!
Except - if things change with regard to offshoring,
hiring an American union member may be the most cost-effective way to go.
Making offshoring undesirable and EXPENSIVE should also be on MTs' agendas, this coming year.
Regard CC Transcription, Carol Joyce...sm
She has promptly paid my invoice. This matter is closed by me. Please email CC Transcription if you have any questions or problems with anything. I am no longer an IC with her company and if anyone has any questions, please contact the company. Thank you.
Feeling clueless in regard to MT platforms such as Extext, etc. sm
I have always worked with MS Word and WordPerfect. Had my own clients for many years, as well as working for MTSO as an IC. I have never worked on a transcription platform such Extext or any of the other common platforms. I am well versed in working digitally with FTP, TASP, etc. I currently work for a service and continue to work strictly in MS Word and FTP transfer. I worry about this lack of experience with these platforms What can I do to educate myself in the event I choose to go with a large national who uses a MT platform? Quite honestly, I have never even used a shortcut program other than auto correct in MS Word because I have very, very few repetitive dictations, as I type many different specialties and doctors, who each has their own style and format required (mainly teaching and research hospital) Thanks for any ideas.
I can't remember where I first heard this line, but with regard to AHDI.... sm
Remember, the court-appointed psychiatrist is not your friend.
What is their policy with regard to weekend work, and do they supply equipment?
Thanks.
The long rant was in regard to Cassie on Guiding Light.
Try Googling Cassie Long transcription.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
This post is in regard to the post w/ the heading below
.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down. We need to something about these insurance rates as no one is getting rich but the insurance companies.
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.
MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance
Are you talking about Opti-Script, Inc., or Outsourcing Solutions? Both have the same logo. If Opti-Script in State College, PA, please give me a call at 814.404.8805. Additionally, we are recruiting for full- and part-time employee MT positions, If interested, please give me a call.
Sharon B. Allred, CMT, FAAMT
Opti-Script, Inc.
Director of Staff Development & Special Projects
sallred@opti-script.com
insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
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