Webmedx insurance question - coverage for self and spouse? (sm)
Posted By: Curious on 2008-09-07
In Reply to:
I saw posts regarding 1,000 and 2,000 deductible. Is this the difference between BCBS gold and silver plan? Also do they have a category for just yourself and spouse or is it just family. Since family could include umpteen children, I would think there would be a cheaper class for just you and spouse?
Not eligible for quite a while and haven't receive info yet from company. Just trying to make sure this will work for us or if I need to seek different employment. We will be needing me to cover us as hubby is retiring soon.
TIA
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Re MedScribe in Fla. Can anyone share insurance info for emp/spouse coverage? SM
I am especially interested in rate, copays, deductible, and prescription coverage, if possible. Thanks very much!
How about insurance rates for emp + spouse? sm
Also, their line requirements for FTE?
I did not take the insurance coverage - already had it. nm
x
Did MDI-FL ever change their insurance coverage? SM
I was told by the owner several months ago that she was looking for a cheaper policy for their medical coverage.
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Anyone know of any companies that offer health insurance with a company other than Aetna. Aetna is probably great insurance for most people but almost no preferred providers in my area. Would like to find Blue Cross and Blue Shield or United Health Care.
group insurance usually has a broader coverage
than individual, or so I have been told.
Welcome to Keystrokes :-) I have single coverage on the insurance sm
so I cannot really answer your question about the family plan, but no one had responded, so I at least wanted to say hello. I have medical ($1000 deductible), vision, and dental for $129.86 per pay period for single coverage. I'm glad you cleared that up about the license thing because that threw me! (smile).
I do not know what the percentage of ESLs is on my acccount. It is a Meditech/C-phone count, and the lines are not really difficult to obtain. The only problem I have is me ... can't seem to find my focus lately. :(
Good luck! 
Keystrokes' insurance was not canceled. They are looking for better rates and coverage sm
in more states as Unicare is not in every state. I have Unicare with them and while it is a little on the high side IMO, it is less than what my husband's non-MT job offers for our family of 5.
They are not working on it long after their insurance is canceled. They are working to change, which can be done at any time although preferably at the beginning of a year or quarter.
And by the way, your grapevine is not that great. You should check facts before posting something that makes it look like they don't have any insurance.
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Axolotl insurance. They have great rates but what is the coverage
like? Can anyone tell me what insurance company they use and what your experience has been? TIA
Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
Webmedx does. Great coverage. nm
.
Does anyone know what DeVenture offers in terms of insurance for famly coverage, costwise?
Thanks
Webmedx has the best overall family coverage plan.....nm
Any companies offer part-timers chance to buy into group insurance? need coverage ....
I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.
Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet. Any infor or recommendations appreciated ...
Thanks!
Webmedx - insurance
NC - could you e-mail me? I have a couple questions about Webmedx and their accounts and insurance. Thanks!
WEBMEDX INSURANCE
Please feel free to contact our recruiting department at 1-800-439-9974 regarding insurance rate costs. We will be happy to provide that information! 
Does anyone have insurance with Webmedx?
Is it expensive? Easy to use? What insurance company is it through? Any other comments about Webmedx? Thanks.
Webmedx insurance
I absolutely agree! They have the BEST coverage overall for self and/or family!!! They are definately worth checking out. They also have great incentives all the way around!
insurance - Webmedx
I believe the approx. costs for single coverage/month are:
Dental = $16
Vision = $3.72
Medical = $114.76 or $87.96
depending on plan
Not sure costs for family coverage. Hope this helps.
Webmedx insurance...sm
You have to work at least 35 hours a week and type at least 5000 lines a week to keep your full-time status and your benefits. You have to wait 90 days before you are eligible for benefits. The premiums for coverage are very reasonable (I am paying about $400 per month for family health insurance, vision, and dental). The coverage isn't that wonderful though. There is a either a $1000 or $2000 deductible depending on which plan you choose. I have had much better coverage in the past and wish that there was better coverage out there for MTs.
Yes, Webmedx does have very affordable insurance. sm
I pay 145 a pay period for myself and husband for the gold type insurance (which is the best we can get).
Webmedx insurance question?
How long must one be employed by Webmedx before they are eligible for the health insurance? Also, what insurance company do they get their health ins. through?
Thanks for any replies!
Can anyone give me an idea of WebMedX's insurance....sm
cost for family coverage. I have left my email address if you want to send me a note.
I am on a quest to find a company with much more affordable rates than I have now so it would sure save me a lot of time and effort if I could find this out beforehand. Thanks in advance!
Is WEBMEDX's health insurance affordable?
Can anyone tell me more about their benefits, including the health insurance? Thanks so much.
Webmedx and Precyse and Medquist. Regarding their insurance (sm)
Do you have to maintain X number of lines per hour to qualify or just X number of lines per payperiod? Is the family coverage affordable and decent insurance?
How much are single insurance rates???? Webmedx, Axolotl, Keystrokes, TT, Transend?
Thanks for the info!
I pay about $400/mo for spouse and I
I don't have my paperwork in front of me, but I believe it was VERY reasonable for employee only. The plans looked really good too. This includes vision, dental, medical, supplemental life, and ST/LT disability insurance.
I know it is less for MT and spouse than for family sm
but don't know the cost as I'm single.
Won't find cheaper for emp+spouse for BC nm
Do you happen to know if it would be any different including a spouse?
nm
Yes, they do call in. My spouse and parent are both
managers. They're constantly replacing people who don't show up for work. Unions are gone, too. There are no more decent wages in retail or grocery. My spouse and my parent, AKA the managers, don't even make good money. I made more doing transcription until just recently.
As for TAT on reports, the doctors start dictating first thing in the morning. However, we don't even see the dictations until the next morning. There's no reason they can't install a real-time system so we can get to the work sooner. I can have reports typed and back to the doctor the very same day if not for hold-ups by MTSOs using antiquated batch processing procedures.
I still believe I've paid my dues by working nights and weekends with no time off at all. I even worked when my child was hospitalized because the doctor needed his reports ASAP. Y'all can save your prima donna lectures for someone else. Let the newbies work weekends and take the ESLs. I'm tired of having to do it because nobody else can.
Hope you have a spouse to support you...sm
...you'll starve working for that outfit. Don't burn any bridges.
It works well when you have a spouse whose tax contribution covers you. nm
x
the employee plus spouse (not the family plan) is 145 a payperiod.
.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy
my own policy versus being an employee of a service. When you think about it, being an employee for most of the services out there offers no real benefits at all. I have found that the PTO that some of these companies offer as part of their benefits package is a crappy. You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing. So you are basically penalized for taking time off.
And health insurance benefit packages are a joke! They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.
If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs. Hospitals are the only places that offer decent health insurance coverage for families. I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance. So now I have my own accounts plus I work FT for a hospital from home. I pay $175 a month for family coverage with a $1000 family deductible. It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.
Again, let me say, I would NEVER go back to work as an employee for a service. They don't offer anything that I would consider benefits. You're better off buying your own policy.
Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week. United Healthcare, good plan. 250 deductable. I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage. Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
Yes they have family coverage
but I do not need that right now. I have a schedule but they are flexible hours so that really helps. Pay does include all spaces, but what I like is the direct deposit and the steady work. I have been with Medware for 2 years and always have work. If my primary is out they give you a back up account. Finally my income meets my needs and I can move ahead with some things around the house that needed fixing. Plus it's nice knowing I have good health insurance.
We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.
If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
True. They may only need coverage for
certain times, therefore those are the times they hire the ICs for.
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