Webmedx has the best overall family coverage plan.....nm
Posted By: webmedx family coverage on 2006-05-11
In Reply to: Who has decent health insurance? - Had Enough
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy
my own policy versus being an employee of a service. When you think about it, being an employee for most of the services out there offers no real benefits at all. I have found that the PTO that some of these companies offer as part of their benefits package is a crappy. You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing. So you are basically penalized for taking time off.
And health insurance benefit packages are a joke! They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.
If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs. Hospitals are the only places that offer decent health insurance coverage for families. I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance. So now I have my own accounts plus I work FT for a hospital from home. I pay $175 a month for family coverage with a $1000 family deductible. It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.
Again, let me say, I would NEVER go back to work as an employee for a service. They don't offer anything that I would consider benefits. You're better off buying your own policy.
Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage
but I do not need that right now. I have a schedule but they are flexible hours so that really helps. Pay does include all spaces, but what I like is the direct deposit and the steady work. I have been with Medware for 2 years and always have work. If my primary is out they give you a back up account. Finally my income meets my needs and I can move ahead with some things around the house that needed fixing. Plus it's nice knowing I have good health insurance.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years. Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!! I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though.
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Goodness. I have coverage for a family of 4 for
less than that. I would have looked at options long ago.
My family coverage amount
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
WEBMDX FAMILY COVERAGE INS-Does anyone know how much it is?
nm
Are you looking for individual or family coverage?
X
What is family health coverage like at AllType?
XX
Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm
nm
I have single coverage - affordable - but don't know about family. Call them.
nm
Anyone know what Medware's ins. for family coverage runs. Thinking of applying
Just looking for a company that offers decent insurance for family coverage.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
family plan
Anyone know what the cost would be for a family plan?
family plan
I can't find the info they sent me...It should be here somewhere. I'll look some more Sunday and see if I can find it.
family plan
I've looked everywhere and can't find the initial info they sent. Maybe someone else who has a family plan through MQ or at least can find their introductory info on the insurance plan can answer this. Sorry!
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
Well that is not really considered family plan
A family plan is husband, wife, and children. If it were just one spouse and two children, it would be cheaper. You have to also consider your co-pay. $700.00 a month with co-pay of $10.00 and drugs for $20.00 tops (most cost us $5.00) is very good. East coast may be different though. The $700.00 comes out of two pays ($350.00) each pay per month and is before taxes. Not so bad especially when I hate clinics! I'd rather pay out-of-pocket then go to a clinic. Sorry, just how I feel. Gotta pay to play I guess... LOL
family plan insurance - which company has the best prices? sm
pathetic and true -- I'm basing my decisions on that :( i just can't spend 1200 a month on insurance. HELLLP.
the employee plus spouse (not the family plan) is 145 a payperiod.
.
Webmedx does. Great coverage. nm
.
Webmedx insurance question - coverage for self and spouse? (sm)
I saw posts regarding 1,000 and 2,000 deductible. Is this the difference between BCBS gold and silver plan? Also do they have a category for just yourself and spouse or is it just family. Since family could include umpteen children, I would think there would be a cheaper class for just you and spouse?
Not eligible for quite a while and haven't receive info yet from company. Just trying to make sure this will work for us or if I need to seek different employment. We will be needing me to cover us as hubby is retiring soon.
TIA
webmedx incentive plan
Okay, have any of you other webers noticed a drop in hourly line rate? Even though they are no longer using this as a criteria for incentive pain, why are hourly line counts less than before, I've been averaging about 200 per hour, since the new plan I can't even get to that. Also one day noticed nothing but super long reports one after another, usually good mix of both long and short. I thougt maybe I was losing my mind but then I heard from another the same thing. Anyone else noticing this? I feel like I've been had once again. Sure make the incentive plan look more attractive but somehow make it harger to get lines?
WebmedX incentive plan
No, I haven't noticed this at all, in fact some days seem to notice the opposite, more lines per hour. Before, when pay was based on LPH, I would not get up from my chair without stopping my clock. Now I will actually let the dogs out, grab a water from the fridge, etc. without stopping the clock and it doesn't hurt me a bit. Also, I would find it extremely hard to believe that any of the higher-ups are wading through each and every job to route you only super long reports. I am looking forward to the first paycheck with the new incentive plan in it.
Webmedx incentive plan
So that's where my loooong reports went. :)
How many plan to stay with Webmedx........ sm
in light of this new line rate adjustment?
WebMedX has tiered incentive plan (sm)
...based on your line per hour rate. It's nice, and I usually wind up making 2 cents more per line that way - for every line typed, not just every line over the minimum (the way it was at my last place).
So I'm pretty happy. Don't know much about Axolotl, but it doesn't sound too bad based on the side-by-side comparison somebody made above.
Don't worry just find out and then have a plan A and plan B
I have gone through something like this but not with that company. I too am the insurance provider for my family and there are preexisting conditions, so a private policy is no good.
First of all, I work elsewhere but had the same situation. I fell short of line count, but not because of me, because they did not have enough work, and I like many others cannot make quota because of the way they count lines. Then, on last paycheck there was a negative on insurance money taken out of check. I thought I lost insurance, but found out at the end of the year, they did an audit and found out that I overpaid all year and so I actually was owed money that check.
In the meantime, I found another job but have to wait 90 days for insurance. Can't find a policy to bridge the 2 jobs, insurance is on my mind all the time. My heart is with you. Personally I am getting the 90 day meds, working on my second job which will become my real job and if I lose the insurance, Cobra will kick in in case of disaster so that is like major medical.
Sorry such a long post, but I suggest: Not to panic. You probably did not lose insurance. Call the benefit provider to see you are still covered, not the employer. If you are not still covered, get 90 days of Rx if your plan covers by mail and be billed, immediately get another job which is a better place to work anyway (I found one) and in 90 days you will be okay. Some places like Disriter cover the first of the following month, but I would not necessarily suggest you work somewhere which is not so great just for insurance. You can consider TransTech. That would be my suggestion. Sorry for such a long post. But this hit a nerve and I wanted you to understand some options, as I have gone through it. Good Luck.
The ad says they treat MTs like family ... what a family that must be! LOL nm
She didn't say she didn't have a family. A family isn't just kids. sm
She also said she didn't have kids. Why do you think you're so much better BECAUSE you have kids? I am so sick of that attitude. I don't have kids, never wanted them, but have been discriminated against in jobs because of it. Everyone figured since I had no kids I could work all the time. I said NO! Just because I don't have kids doesn't mean I don't have a life or that my life is not important. 
BTW I work part time too.
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
I have the individual coverage
and it's about $17 per week. United Healthcare, good plan. 250 deductable. I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage. Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.
If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x
I did not take the insurance coverage - already had it. nm
x
True. They may only need coverage for
certain times, therefore those are the times they hire the ICs for.
I had to drop my coverage -
I could not afford to pay the premiums as I had no work. I was basically working just to pay that.
Also, since they paid on a tier plan, I went from making over 11 cpl to making 6 CPL at the same time. That is why they do not mind overhiring - they get the same work done for much less money, so that means more money in their pockets.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
Coverage through my DH company for 2 adults and
2 kids is $280.00/mo for medical only, additional $$ for dental, vision, and life insurance for other members besides DH. Not sure how much company pays, but not much.
Starbucks has the best health coverage -
NM
question about IC and vacation coverage pls sm
I was under the impression that as an IC I am not responsible for finding vacation or sick coverage for accounts; that would be up to the company I am contracted with (no written contract, just verbal but don't flame me it's worked for 4 years now). What do other ICs do when they want to take time off (a foreign concept, I know I know)? Do you find your own coverage or let the company who has the accounts handle it? This company has flip flopped so much - at one time we had to have our own coverage, another time we got major slapped for doing so as the accounts were theirs and they would handle coverage, and now seems to be swinging back to find your own or don't take vacay. TIA.
Probably pay 50% of single coverage and you pay the difference.
xx
I have individual coverage and I pay less than $100 per month. They pay
the rest. I think it's definitely more for family coverage and I am not really sure what those rates are. I would just call and ask them. They're really nice and helpful.
|
