Unfortunately, no. The last job I had the COBRA was too expensive, so I did
Posted By: mt on 2009-02-27
In Reply to: Did you have previous insurance before? sm - Carole
not get it, and had about a 4-month lapse.
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Cobra
By law, if you have elected cobra coverage, and you have not received the paperwork, the insurance company has to carry you until you do receive the paperwork. I just went through this and I was very nervous because I have all kinds of health problems. The insuring agency said that paperwork was usually slow, but even if it was over 30 days, as long as you get your payment in when you do receive the paperwork, they can't drop you. A good place to check also is the National Association of the Self-Employed (NASE). They have all kinds of insurance plans. Best of luck to you!
COBRA
Can anyone out there give me any information on Cobra? There is just my husband and myself. Would it cover my husband?
We used COBRA and my insurance, thank God. sm
I can't imagine either and he is a top-level engineer (over $130k) but we have heard that it is becoming the norm to wait 90-180 days. They did give him a stipend though to help with COBRA.
Unemployment/COBRA
They said we should apply for unemployment asap but how can we do that if we are still working for them until 7/7?
Also, how much is unemployment usually? I've never been on it. I've heard it is about 66% of your usual pay? Is this correct?
Also... can you apply for Medicaid with unemployment? The COBRA rate is at least $540 for myself and my daughter. :(
COBRA - MEDICAID
Why do you need to apply for Medicaid along with Cobra? Did I understand this to be what you said?
Insurance COBRA
Usually, you're given the chance to maintain insurance premiums on your own so that you won't have a gap in coverage. I've been issued a certificate of continuing coverage twice when I had to leave a job so that I would qualify for ongoing insurance of some kind. Check into COBRA rules on this with your present company. Congrats on new job.
Anyone having a problem getting Cobra through
nm
Does anybody know the rates for COBRA?
I am about to lose my health insurance since I cannot make the full time line requirements. Does anybody have a guess as to how much I would have to pay for COBRA for one person? Thanks in advance for any help! 
Cobra Rates
My paperwork states the coverage is available to you At the current group rates. Meaning, the total amount being paid both by yourself and your employer per month.
Need Cobra info
By law Spheris has to provide you with the information for Cobra. It sometimes takes several weeks to hear, if you think it has been to long....suck it up and call them...you are only hurting yourself by not getting the information for it. If it makes you feel better mention to the person you are talking to that you have a great new job and won't be needing the Cobra for that long. :-)
Cobra rates for TT. Anyone know? sm
Am leaving TT to take an in home customer service job for a local business. Definitely going to be worth it as it pays great money for me, PTO, vacation and full benefits. Would like to know if anyone has left TT and taken the Cobra? Looking to know the cost for just employee.
COBRA only available for 18 months...you MUST do forms...sm
don't get the paperwork in and they have no reason to carry you. With COBRA, all you do is stay on a group insurance plan and pay the full price. Not the best choice for price conscious medical insurance UNLESS you have ANY medical conditions. If you are completely healthy, (no hypertension, diabetes, basically any diagnosis, even neck pain) you can get individual. Think about a high deductible ($5000 yr) if you don't go to the doctor or maybe only go once a year. Then also check out a Health Savings Account (plenty of info on web and at government web sites). But COBRA is not an insurance. It is only allowing you to get in on a group plan at the group price but you pay it all, including what your employer was paying for you.
she's sweet as pie then spits like a cobra. RUN FAR AWAY.
xx
Mine ended at the end of the month, then COBRA took over. nm
Are employers required to offer Cobra?
nm
About 1-1/2 years ago, I paid almost $600/month for COBRA. sm
That was for medical, dental, vision, one person. Hope this helps. It is tremendously expensive, but it does get you by until you get something else.
Good luck! 
VERY expensive
I think it was almost $300/mo for single and much more for kids/family. No dental.
Have you looked to see if your state offers some kind of subsidized health plan for kids? There's one in my state and the income guidelines are quite generous and it was very easy to sign up for - downloaded the forms off the internet and sent them in. I would suggest you do a little research in that direction.
MQ has good benefits, but good luck to a newbie getting the 150 lph on those teaching hospital accounts that you'll need to maintain your benefits.
That is really expensive
for insurance. I could never afford that.
You have to buy a lot of very expensive
equipment - a $300 router, a special modem, and their special telephony equipment. They only do overflow work, accounts not too bad, but there are problems there.
Self-pay for me is less expensive
I work for Keystrokes but unfortuantely their group insurance is more for me than what I pay on my own. I am told it is because of the overall health status of the group involved. If you are healthy, have no preexisting medical conditions,take no medications, and do not smoke you will find that a private plan is more reasonable than a group plan where the majority enrolled are over weight, have chronic illnesses and take prescription medications. Another good reason to stay in shape girls. :)
Very expensive
COBRA is normally offered when your personal or job insurance is no longer active (ex: you quit your job, you were let go). The rates are generally high, there is a cost for others added on to your insurance, and I believe it is only good for 18 months. You may want to check with other medical insurance companies and compare pricing. If there are any pre-exisiting conditions, you will want to find out about the waiting period for that (normally 6 months) as long as you have been covered within the last 6 months. Hope this helps.
I just left. Need Cobra info. Lost the mail and wonder...
I am flailing financially but have a wonderful new job where I am treated like a human being and compensated for my dedication.
I cannot tell you so you'd understand how much more happy I am now. But, I have no insurance and have a preexisting so I lost my mail and can't gather the strength to call and talk with the staff who suddenly sound so distant. Blah
insurance 2 expensive?
Recently I was contacted by an agent of the company I work for and was told that basically they didn't know how much longer they could cover me on their insurance plan that I have been on for years. I am having a bit of a problem changing insurance companies right now because of a chronic illness. I gather that their portion is too expensive although I have no confirmation of that. Can they actually drop me off of their insurance for this reason? I suppose they could always terminate me or push me out, giving no reason, their right, but I already know why. Is this illegal or does it just fall under being a poorly run company?
I think their insurance is very very very expensive. nm
,
TransTech is not less expensive than that...sm
my plan costs what you are paying now with the surcharge, but they have added a high deductible plan that is about 60% of the cost of a regular health plan.
I am getting a little desparate paying these premiums, too. I hope you find something better.
Without Naming Company, Does anyone know cost of COBRA for out-of-state employees?
x
I guess India got too expensive.
Glad I quit.
Can someone please tell me how expensive Transtech insurance is.....sm
for self only? low deductibles.
I thought they were looking for less expensive plans
xx
Yes!! I don't like the new insurance, more expensive and higher co-pay. nm
nm
Psychiatric help is also expensive, but I think you should check into it anyway. nm
You want to PURCHASE your own platform? Platforms are very expensive so
p
There's 49 other states who are tired of hearing how expensive CA is. nm,
x
You sound like the "gambling is expensive" nutcase. nm
She's right above -- just go away.
Last time I talked with them, nothing had changed, insurance still way too expensive. nm
.
I got one too. I turned them DOWN for a job, insurance too expensive. Don't worry, just a form
and I have well over 16 years in this bizz.
To Keystrokes employees: Has anyone heard anything about when a new, less expensive insurance (sm)
is starting? I was told by a valid source it was to be February 1 but it apparently didn't happen then. Has anyone else heard a different date? TIA.
bad insurance, expensive & lousy line count
When Transform (in Wyo) started they used MDintouch which was great but with Vscript I spent more time waiting for new reports to open (because it would have to open Word EVERY SINGLE TIME instead of Word just staying open, and for them to finish sending. long reports were OK & you could make SOME lines/$$ but after 6 years I made less & less AND LESS until I quit because I would OWE on payday - yes, I was paying over $900 for really lousy insurance for hubby & I. I'm no slouch - being doing it for about 25 yr when I quit & typed about 110 wpm. So take no time to pound out a report but tooooo much time wasted waiting on things to grind up & download. HAS to be better offers...
Is it possible to do call forwarding to one of those expensive phone sex lines? teehee.
x
They are nice people, but the pay is on the low side, benefits were expensive and they overhire. nm
x
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month. If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
The new exam is less expensive than the old exam was.
It used to be taken in two parts and believe me it was $150 per part. If you did not pass the first part, you could not take the second part so you had to take the first part and repeat the entire cost until you passed. To those folks who might not have passed the first part for several tries, it was expensive. I still consider $300 (the old price) high. Now, today's **I think** is only $150. The price is at the AAMT website but that is only half of what it used to cost and so much easier as far as location and not needing a proctor etc
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