They don't pay for vision unless you have medical insurance.
Posted By: A-team on 2009-05-20
In Reply to: Yes, - mtmt
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now.
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Their individual insurance is $52 a mo and their dental and vision
run it up to about $60 a month. If you leave, you also get to Cobra the dental and vision together at $30 a month. I know because I left and went back. Nice folks.
Yes, medical, dental, vision, and life
nm
I pay about $75 per pay period for medical, dental, vision with TT sm
for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen. I definitely paid more than that when I had coverage on my own.
I have medical, dental, and vision at TransTech for about $72 per pay period. nm
Blue Cross medical,Guardian dental, Spectera vision, 10,001 lines per pay period. sm
Cost per pay period for single coverage is $94.36, $1.68 vision, $7.06 dental. Hope this helps.
Do you mean to say you have medical insurance etc??
Thanks for any information.
Medical Insurance
I was wondering if anyone can recommend a company that has medical insurance for its employees. The company I work for now has just screwed us on the medical insurance and I am looking elsewhere. Thanks. NM
Medical Insurance
I just want to remind everyone that the insurance coverage with a a company is very important, especially when single. Do ask about the deductible. Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation. And, that basically takes 10 thousand off my yearly income.
Good insurance coverage means so much, especially when there is not a secondary ins. in place.
Just wanted to share this. :)
I don't take the medical insurance either BUT
Their other benefits are phenomenal. They provide LTD, STD, flexible spending account, 401K with match and they pay your vision insurance for the family. They have an awesome PTO rate and you get paid for downtime IF you run out of work, which doesn't happen very often. I can't remember the last time I was out of work.
Is the NWU offering medical insurance again?
I had great insurance at a great rate through them years and years ago, then they dropped it because the cost was prohibitive. If they are offering it again, I applaud them. They are a good union and very unconfrontational, well spoken (guess that's a mute point, eh?) but still don't have the big bucks it would take to promote the MT industry on the level that is needed. Almost every American MT would need to join and NWU would need to find a lobbying group to help.
d~
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home? Thanks.
That is so NOT the purpose of medical insurance. nm
x
How are the medical insurance rates?
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!
Zylomed Medical Insurance
Can anyone who works for Zylomed who has employee status give me some info on how their medical insurance benefits are? Thanks!
So if you have a medical claim, the insurance - sm
doesn't pay anything until you've forked out the first $2,000? That's appalling!
Medical insurance isn't about feelings. It's business. nm
s
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
How is Transcend/MDI's medical insurance plan for employees?
Thanks
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Thanks for your honest reply. Unfortunately, I have also worked in the medical insurance billing
side of it and I see how our prices go up and how the insurance companies pay the doctors less and less, yet these insurance carriers gouge people with their ridiculuous preminums. I understand insurance companies having to raise rates due to skyrocketing health care costs but the kicker is the insurance companies are only allowing a fraction of the billed charges anyway. If they were actually paying out all these claims at full, I could understand the rise in preminums. Well good luck to you and do not think about it, pooping blood does not sound healthy at all and would call for a colonscopy and then a huge bill and then another rise in your preminum.  Vicious cycle I tell ya.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer. HMO, PPO? Cheap or expensive for you?
I agree. As medical insurance biller/coder/transcriptionist
I agree with the other poster. You're better off going with a group plan than on your own. Largely, because you pay the same premiums across the board as everyone else on your plan. When your on your own individual plan, I was scared to use my or have a new diagnosis because come renewal time, your premiums are adapt to go up staggering and there is nothing to can do about it, other than drop them and then you are in a worst situation. Yes, group insurance premiums usually go up every year but it's nothing like what will happen to if your on your own. Also, you do get a contracted adjustment based on your insurance's contracted allowable rate. Say your visit is $100 and the contracted rate/allowable through the insurance is $75, that means the doctor has to write off that $25 according to their contract.
Is there anyone else struggling to get the lines needed at Transcend for medical insurance? sm
Or is it just me??  TIA
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change. 
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
Less than $360 for family at MQ. Med/Den/Vision
nm
Do they still pay vision since switching
to TriNet? The rates went up pretty significantly on everything else.
Does anyone know anything about Vision Infonet?
curious. I could find no info, except for MD help or something. just wondering. tia.
If vision is an option, can you answer this? sm
Any eye care specialist (or contact lens wearer) attest that glasses do not improve vision as well as contacts lenses. Contacts correct the peripheral vision whereas glasses do not. Also, speaking from personal experience, NOTHING compares to LASIK. Contacts corrected my vision to 20/20 bilaterally. I had LASIK done almost 3 years ago and my vision is still 20/15 in both eyes.
I had custom wavefront, which was pretty pricy at $3300. However, I haven't paid a dime for vision correction since my procedure. Before LASIK, I would estimate my annual eyecare costs ranging from $450 to $600.
Insurance companies will pay for auditory surgery such as cochlear implants to correct hearing impairment, which they should. But how is surgery to correct hearing any different than LASIK to correct a visual impairment? Couldn't the same argument (cosmetic)be used if a hearing aid provided the same benefit as an expensive cochlear implant?
I just don't understand the inconsistency. Could it be that people with visual problems far outnumber those with hearing loss? Just a thought.
Dental and vision are separate and extra. sm
I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.
about 180 per 2 weeks for family, dental, and vision.
Vision and dental are separate. 250 deductible. there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future. they pay 90%. Office visits Co-pay with medication co-pay. It is really a great coverage and by far the best from what other companies offer that I have found.
Hope that helps. Check them out. I think they are great to work for!
The foreseeable future is viewed through 20/200 vision.
which means it's not going to be too far down the road.
I don't think you missed much. When I looked at the dental and vision plans sm
with AFLAC, it didn't look like they paid for much compared with the premium charged. I didn't talk to the representative guy, though, so maybe I misinterpreted the info. Anyway, I am trying to shop for something different, just to help cover the basics. I do wish I had taken out the disability protection with them, though ... maybe next year. :-)
I am extremely grateful for the insurance, though. So far, it seems to pay pretty well and has been a lifesaver!
When we signed up for the new vision and dental, it said in the forms that it started 6/1. Deductio
They were waiting for the paperwork from the insurance company, so it was delayed. Technically, the money should have come out on 6/1 and you knew this signing up for it.
I don't want to sound uncaring, but we knew when we signed up that the premiums were monthly and started 6/1. I had the extra month of $15, so I knew it would come out.
The truth is that the double was $30 but one was only $15, so it was $15 extra. If they had taken it out last month, would you have been complaining?
I personally am glad that we have vision and dental now and that every year my benefits get better rather than being taken away like with some companies.
Also, it is the bank that determines that if it falls on the 1st, it posts on Monday. My bank posts on Saturday, so not a problem. Before you complain, make sure you have something to complain about. They have also had them in on the Friday in the past, so I am not going to bash a good company for something that has not happened. If it does go on Monday, that is what we know from day one, so it is not that they are pulling a fast one or making changes; this is the way it has been for the 5 years I have worked for them.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
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