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Their individual insurance is $52 a mo and their dental and vision

Posted By: Another THer on 2005-10-27
In Reply to: Actually, that is cheap. Most places much more. nm - mlstoo

run it up to about $60 a month. If you leave, you also get to Cobra the dental and vision together at $30 a month. I know because I left and went back. Nice folks.


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Dental and vision are separate and extra. sm

I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.


Yes, medical, dental, vision, and life
nm
about 180 per 2 weeks for family, dental, and vision.

Vision and dental are separate.  250 deductible.  there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future.  they pay 90%.  Office visits Co-pay with medication co-pay.  It is really a great coverage and by far the best from what other companies offer that I have found. 


Hope that helps.  Check them out.  I think they are great to work for!


I pay about $75 per pay period for medical, dental, vision with TT sm

for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen.  I definitely paid more than that when I had coverage on my own.


 


I have medical, dental, and vision at TransTech for about $72 per pay period. nm

I don't think you missed much. When I looked at the dental and vision plans sm

with AFLAC, it didn't look like they paid for much compared with the premium charged.  I didn't talk to the representative guy, though, so maybe I misinterpreted the info.  Anyway, I am trying to shop for something different, just to help cover the basics.  I do wish I had taken out the disability protection with them, though ... maybe next year.  :-)


I am extremely grateful for the insurance, though.  So far, it seems to pay pretty well and has been a lifesaver!



When we signed up for the new vision and dental, it said in the forms that it started 6/1. Deductio
They were waiting for the paperwork from the insurance company, so it was delayed. Technically, the money should have come out on 6/1 and you knew this signing up for it.

I don't want to sound uncaring, but we knew when we signed up that the premiums were monthly and started 6/1. I had the extra month of $15, so I knew it would come out.

The truth is that the double was $30 but one was only $15, so it was $15 extra. If they had taken it out last month, would you have been complaining?

I personally am glad that we have vision and dental now and that every year my benefits get better rather than being taken away like with some companies.

Also, it is the bank that determines that if it falls on the 1st, it posts on Monday. My bank posts on Saturday, so not a problem. Before you complain, make sure you have something to complain about. They have also had them in on the Friday in the past, so I am not going to bash a good company for something that has not happened. If it does go on Monday, that is what we know from day one, so it is not that they are pulling a fast one or making changes; this is the way it has been for the 5 years I have worked for them.
Blue Cross medical,Guardian dental, Spectera vision, 10,001 lines per pay period. sm
Cost per pay period for single coverage is $94.36, $1.68 vision, $7.06 dental.  Hope this helps.     
They don't pay for vision unless you have medical insurance.
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now. 
How is Medquist's dental insurance? sm
Is there a waiting period of 1 year before you can use it? If not, is there a waiting period of 1 year before you can use it for orthodontics or dentures? Some policies you have to wait a year to use it and others you can use it for fillings and such, but have to wait a year for anything really major.
DSGs dental insurance
Does the dental insurance that DSG offers have a $1000 annual limit on amount of payout?
Can anybody recommend where to get individual insurance affordably sm
for self-employed MTs that doesn't exclude pre-existing conditions?  My husband just lost his job and we haven't received the COBRA papers yet and it has been over a month.  I have health problems and really cannot afford to be without insurance so I thought I would ask if anybody here knows of good reasonable insurance for the self-employed but more importantly one that actually will cover something!  Thanks so much!
Less than $360 for family at MQ. Med/Den/Vision
nm
Do they still pay vision since switching
to TriNet?   The rates went up pretty significantly on everything else. 
Does anyone know anything about Vision Infonet?
curious.  I could find no info, except for MD help or something.  just wondering. tia.
If vision is an option, can you answer this? sm
Any eye care specialist (or contact lens wearer) attest that glasses do not improve vision as well as contacts lenses. Contacts correct the peripheral vision whereas glasses do not. Also, speaking from personal experience, NOTHING compares to LASIK. Contacts corrected my vision to 20/20 bilaterally. I had LASIK done almost 3 years ago and my vision is still 20/15 in both eyes.

I had custom wavefront, which was pretty pricy at $3300. However, I haven't paid a dime for vision correction since my procedure. Before LASIK, I would estimate my annual eyecare costs ranging from $450 to $600.

Insurance companies will pay for auditory surgery such as cochlear implants to correct hearing impairment, which they should. But how is surgery to correct hearing any different than LASIK to correct a visual impairment? Couldn't the same argument (cosmetic)be used if a hearing aid provided the same benefit as an expensive cochlear implant?

I just don't understand the inconsistency. Could it be that people with visual problems far outnumber those with hearing loss? Just a thought.
The foreseeable future is viewed through 20/200 vision.
which means it's not going to be too far down the road.
I believe Jan 1. I already used the dental,
and it paid 100%. Just got the EOB today. And with my great new dentist, I just showed my card and they filed it, and I didn't have to pay it myself like I did with my last dentist. They didn't even file it for me.
Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse. 


Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse and that  they wouldn't send out it out; also they fill in a lot of graphic forms.


Plus MetLife dental. nm
.
And good dental too! nm
.
Dental Transcription
Hello does anyone know of any at home dental transcription companies?
My dental hygienist
is a guy. He makes tons of money and loves his job.
he's not looking for individual MTs
He's looking for a group that collectively can handle 5000/day.
How is the medical/dental for Medquist?
Curious to know before I take the test. Cost? Coverage?
Medical/Dental MedQuist

The coverage just switched in July from Aetna to United HealthCare.  I have single coverage and pay $63 per pay for health and $8.58 for dental. I don't know how good this United coverage is because I haven't used it yet. But I know there are 2 or 3 different plans you can sign up for.  I have to pay a little more because my doctor is an out of network doctor. I know if you have a doctor who is already in their network it's cheaper. I also have short-term disability that they take out about $11 for.  I don't know about the dental because I haven't used it for a while. The only dentist on their list that was in my area was about 50 miles away. So I'm hoping nothing happens to my teeth!  If you have any more questions you can e-mail me.


not paying for life or dental
Not many companies pay for dental or life. With the way things are going in this county, can you blame them? If we still have work, keep working! I am not giving up on this company until I get my OUT THE DOOR NOTICE! Believe me- I sure in the heck don't want that to happen- love my accounts and the fact that we do not have to do a time clock. Yes, we need to work our schedules, but not punching in and out is a good feeling!
BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO.  Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year.  Why don't you try telling the truth about Webmedx instead of prettying up everything?
I have the individual coverage
and it's about $17 per week.  United Healthcare, good plan.  250 deductable.  I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage.  Hope that helps.
It's not so much the school, it's the individual.
x
CUT-THROAT INDIVIDUAL
I know who you are too, and what goes around comes around!
What a pathetic individual

I know what you're alluding to, even though you are too much of a coward to say it outright.  If you can't say anything nice, or heaven forbid be supportive of this individual, then just keep it to yourself.


 


I, too, work for OSi and have for a few years.  It's bad enough that you come on here and trash the company, now you're making personal attacks?!  Go crawl back into your hole! 


Oh yes they can! It depends on the individual sm
QA person, of course. There certainly are some with very strange ideas on the interpretation of transcribed work (they don't take time to read the entire report to get the proper context) and some with vendettas. There are rotten apples everywhere.
Webmedx offers PPO and good dental. nm
.
Dental is thru Metlife (good coverage). sm
Platform is their own, uses ShortHand for expander.
JLG no longer paying Dental or life

first direct deposit now this??? scary!!!


I paid 80 per pay period without eye or dental coverage. nm
nm
How can you know for a fact how much another individual is capable of doing? sm

I have tried to ignore your constant negativity, and I do feel sorry for you because you must have an unhappy life to want to always rain on everyone else, but enough is enough.


I average 300-350 lines an hour, at 11 cpl that equals over $33/hour.   I have been an MT for over 30 years now, and have been blessed with a natural ability for speed and spelling, and, although there are new things to learn every day, I do not have to spend the majority of my work day looking up things. 


I am not trying to be adversarial, and it makes no difference to me what you believe.  I cannot believe I even got sucked this far into defending myself against some stranger.   I wish you well, and hope you have a job that you enjoy as much as I do mine.


 


Merry Christmas :)


I have individual coverage and I pay less than $100 per month. They pay
the rest. I think it's definitely more for family coverage and I am not really sure what those rates are. I would just call and ask them. They're really nice and helpful.
I have BCBS individual policies for myself and
my last home-living son. When all my children were still at home, they had individual policies that they could take with them.

It was cheaper for me to do buy each of us an individual policy and know that I can keep us insured 100% of the time regardless of whether I changed jobs or not.

The plan I chose for ours has a $5000 major medical deductible but we have not ever had to use hospitalization and I can pay out $5000 one way or another. Office visits are covered 100%. That was my main concern as I wanted the routine items covered. I can handle facing the other big ticket items. I also wanted the lowest premium possible. It was a great bargain for us.

Reports for any individual company. nm

Is that individual or family and what is the company?
nm
This is why I prefer group over individual..

The bottom line is that.. When you have group insurance, you have a set rate, along with everyone else, regardless of your health insurance..and when it renews each year, it will only go up based on the group's rate, nothing to do with your personal health history and it is generally better benefits overall. Now, you have a private policy, can only afford one with a huge deductible (major medical)..well, during the year, you had an emergency surgery, heart attack..whatever.. Well, first off you have that preminum which is high, then you have all of that deductible to meet, upwards of $5000..THEN, your shocked at renewal time that they jacked up your preminum about $200 a month..and then your stuck..You can pay that outrageous amount or go without insurance because another private insurance wont touch you will all of your medical claims in the past 10 years. If they do touch you, it won't be cheap. So, your bad to square one.. crappy insurance at a bad price or signing up with a company for okay rates but better insurance.


I thought I was smart not keeping my group insurance through work because it was $400 a month (deductible $1000 etc..) so I went and got myself a family plan through private insurance for ONLY $196 a month.. Yes, then I had a $5000 deductible and come to find out my prescription benefits were only 50% instead of the $10-40 I had been paying. One of my son's prescription cost us $100 a month with that great insurance, and it would have only been $25 on my old group policy. Yes, I was saving a lot of money..NOT. I did check into my private insurance to get a policy similar to my group one.. and imagine that.. they wanted over $1000 a month for decent insurance. So, no thanks. I'll stay with group..It's worth it in the long run.


Are you looking for individual or family coverage?
X
A flyer for individual docs:
*If you're like most doctors, you never read dictated medical reports, anyway! Yours, or anyone else's! So why pay through the nose for something you'll never look at?*

*At AchooQuist, we understand the needs of busy docs like you.... men and women who laugh in the face of malpractice suits. That is why we've tailored our MT services to suit your busy, careless, greedy lifestyle.*

*When you joint the AchooQuist team, you'll pay what YOU want. (next-to-nothing). And you'll get exactly what you pay for.*

*We GUARANTEE it.*
Maybe you could solicit work from individual
and give them a good rate for paying CASH. Then no one could prove who you were working for.
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
No, Diskriter is owned by an individual - they have never been linked to MQ - never will -
never ever ever ever never - if they ever did join with MQ, I would quit in a heartbeat and never go back to the field of transcription.
What a charming individual you are -- thanks, and Merry Christmas to you. :-) nm
x
Yes, my husband is self-employed so we have individual plans but...
the preminums keep going up and up. I realize they also do when you work for a company, but since they get a group rate, the hit isnt as hard as when you are self-employed. Once you have a medical condition and your self-employed, the rates are horrible. I am going to check into some of our plans here locally just to see. My husband and kids are on their own individiual plans and they do have a copay but all we could afford was the cheapest plan which does not cover a lot and like I said every year we get hit with higher preminums just to end up with less coverage. It is very discouraging.