The insurance does stink...
Posted By: Frustrated MT on 2009-08-13
In Reply to: (and what their premiums/copays are) sm - MT
Most people could probably save money by not getting the insurance and just paying on their own. We actually meet our $1000 deductible in less than 6 months so it is worth it for us. My kids have chronic medical conditions and insurance isn't really a choice but something you just need to have.
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They stink
They treat you like a kindergartener. The line counter seems to take forever. They put you on a zillion different accounts and then keep asking for help and then you work weekends, holidays. 7.5cents a line. No reimbursement for phones or equipment. They have full time status but it isn't great. They have corny contests where you win nothing. They don't run out of work but most of the work is nasty short reports some of them adding up to zero lines.
DSG does not stink
There are some mighty fine people who work there and I think, overall, they are a fine company to work for. They handle some very up and up clients, so you can learn, learn, learn while working for them at several teaching hospitals.
They stink.
They also read here. :-) I was paid late, paid wrong and had a horrible shift lead, although I hear she's been fired. I think their pay is also on the low end.
They stink
I worked there for a year. Every thing that has been posted in response to this is true. They have a funky payscale with low pay to start off with.
When I left focus was on training people in Trinidad. Personally, when this was announced it was their downfall. Not so much the fact that this was the direction they were taking, but the way it was presented. They tried to put a humanitarian spin on it and it was a turn off. I believe many people left after this (including the wonderful recruiter who hired me). I hung around for 6 months and waited it out, didn't like what happened so I too jumped ship.
There really are better companies out there. Although the staff was nice, but as many have stated...nice doesn't pay the bills.
Good luck.
Do they all STINK?
Look, I worked for 2 MTSOs, hired by both around Christmas, after leaving an MTSO which highly cheated me line-count wise. Okay, so MTSO #1 bait and switched, ran out of work you name it. Stuck with MTSO #2 until now. Giving up completely. Great lines at first, then, line counting style changed by said company, now no work ever on anything, and it seems like you all probaly know both companies I am talking about. I am with mtMOM below. I am thinking they all stink. Sorry MTSO owners. But the 2 I speak of I got from high recommendations on this board. The other companies come with even less reliability so where is one to turn. I've interviewed and got jobs with all of them, and wondering if I need to get out of this biz too. Now, this post, dear moderator is not to stir up trouble. Just one of the many right now posting here who is looking for something midground, at least one honest company which values its workers and keeps its promises. Has this gone away. And please, no golden child type answers to this one. I don't care if you get all the work, what remains to be seen is the work shared equally and lines counted fairly. I dont want a miracle, just a job which keeps its promises. Are you out there, anyone, anyone? Or is the sound of crickets chirping never to cease? Not rhetorical. Where are you all applying, and what do you all do next, if you are in my similar situation. Thanks for the responses.
no you stink 4-year-old
nm
Maybe because they stink almost as bad as Focus...NM
.
I remember the big stink a few months back
and what's her name from TRS got all huffy and said how they were just trying to teach a trade to these poor people so they could earn a decent living, that they weren't taking U.S. jobs away. I don't know why they thought we were dumb enough that we wouldn't realize that it wouldn't do any good to teach them a trade if there was no way to practice their trade. I too thought it took a lot of balls to advertise for the overseas person.
There were several companies that were supportive of this, I don't remember all of them, but Cymed was one of them.
The other poster is wrong -- Bayscribe does NOT stink. sm
I was one of those brought in from the stone age, dragging my heels, kicking and screaming, when I had to give up my beloved WP51 a few years ago when they implemented the Bayscribe platform, but in all honesty, it is generally a great platform. I was a PRD+ user before, and their expander emulates that (I think it can emulate others too, but not sure). I averaged 300 lines per hour using Bayscribe and never felt that it hindered me. You just have to get used to learning something new, like any other platform. Their spellchecker could be better, but that is only a minor irritation.
I wouldn't walk away from a great-paying job with great accounts simply because of fear of adjusting to something new. I'm sure you'll be very happy if you go with MDI-MD.
Nice person, but docs stink
if it is the same that it used to be the dictation is bad and the sound quality is awful. I think that it is a rerecording. This was years ago though.
What you smell is the own vindictive stink of your words.
No, I'm not GP. Just don't like bullies. Never did. Never will. Which is what you are. Now, behave or I'll tell your mommie!
Your company might stink, but the ExText is one of the best things out there! Good
s
Ohhhhh, sooooooo true -- Transtech tech people absolutely stink anymore since ____ left. He was the
greatest! Hated to hear that he had left. We got some real doozies for tech help now. The MT ends up training them. They are clueless as to what to do when we need help. TRUTH!
They ALWAYS have a BAD attitude in their voice, too -- like we MT's are a bother to them -- thought that is what they get paid for.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down. We need to something about these insurance rates as no one is getting rich but the insurance companies.
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.
MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance
Are you talking about Opti-Script, Inc., or Outsourcing Solutions? Both have the same logo. If Opti-Script in State College, PA, please give me a call at 814.404.8805. Additionally, we are recruiting for full- and part-time employee MT positions, If interested, please give me a call.
Sharon B. Allred, CMT, FAAMT
Opti-Script, Inc.
Director of Staff Development & Special Projects
sallred@opti-script.com
insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
Insurance
For myself and 2 kids I pay $400 per month. I'm in Florida, and this is for the PPO plan. (United) It has been good for us. I had surgery last year and had no unexpected expenses from it at all. The plans and rates vary as to where you live, but they are similar all around.
Insurance
I don't remember their insurance rates as I did not need coverage through them. They do have 3 plans to choose from with different rates. Pay is average, maybe slightly better. They do request you stick to a schedule, require weekends and 3 holidays a year.
INSURANCE
Can anyone give me some information on this company's benefits? Thanks.
insurance
anyone willing to share the name of the insurance company Transtech offers? I wanted to look up their website. Thank you!
E & O Insurance
I paid about $300 for a year.
E & O insurance
Are all MT companies now requiring E & O insurance? Is it required if you are an MTE? Where can you purchase an E & O policy other than AAMT and what are the premiums running? Thanks for the info.
changes in insurance
Again, it is too soon to tell if the new insurance will be of much help to me. Yes, I am under 35 but not by much.
If I ONLY have a few sick visits and 1 monthly prescription, it MIGHT be decent.
insurance
Does anyone work for a company that has affordable health insurance? I have had lots of job offers but have had to turn them down to extremely high premiums for health insurance. Any info would be helpful.
MQ: PTO for PT but not insurance. Don't know of
nm
Insurance better?
I completely agree with everything you said.....:)
While SPI's insurance premiums went up for the MTs and the mgmt employees, they had to replace the prior plan that was costing too much money on the corporate financial side. There's no sense in worrying or griping about it - take a look at some other major manufacturing companies in the US who have completely DONE AWAY with their insurance that is provided to employees. All over the United States companies of all types are cutting back. In the MTSO industry the profit margin is so thin to begin with that there is no room for error. Even taking the employee out-of-pocket cost into consideration and actually worrying that it would be affordable to the MTs makes SPI unique. I know of a couple of other MTSOs that provide better premiums, but the line rate suffers, or the vacation time suffers, etc. We all want it back the way it used to be - companies paid for all insurance, they provided pensions and retirement, you could actually take a vacation without worrying that your job might disappear while you were gone. That isn't going to happen folks - not in the MTSO world and not in corporate America in general.
KS insurance (sm)
I'd like to know too. Do you think you could e-mail me when you find out? Thanks, have a great day!
does anyone have their insurance? sm
can you email me with the costs for family plan if you happen to know. thank you.
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