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Thanks! It wasn't deductible at all when I was an IC. sm

Posted By: MT2 on 2006-01-31
In Reply to: health insurance deduction - sm

But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy.  A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc.  It just isn't that easy to get self-insured anymore.  That's why I don't understand companies who don't offer benefits.  The last figures I saw, benefits were worth about 1.5 cents a line.  Something to figure in when considering great wages.  Thanks for the information.


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That wasn't my experience there. I wasn't on that kind of all-inclusive acct, either. nm
s
What's the deductible?
what is the deductible?
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit.  There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit. 
2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
$80 for $500 deductible, cheaper w/
.
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.

As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.

I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
$15 copay for PCP visits, $750 deductible. nm

Large deductible and everything out of pocket.
xx
I pay $140 a month total for $500 deductible-WMX

BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO.  Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year.  Why don't you try telling the truth about Webmedx instead of prettying up everything?
I think you're confusing the deductible with the premium. sm

Family coverage is not $1000 a month in premiums. 


Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
you don't have to be IC to deduct that - just do an itemized 1040 and it is deductible even if yo
x
MTSOs with insurance deductible 1000 or less? nm
x
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
AARP was $800 per month, single. $1000 deductible. SM
I know personal insurance is reasonable for people under 50, really I do, but I'm not under 50, I'll be 60 in June. I have checked all over and, even with spousal insurance, it is 800-850. There is an insurance crisis in this country of epic proprotions and I don't see it being solved anytime soon.

I'm willing to pay well for my insurance, even though I am healthy now, but not 800 and up and those didn't even cover a yearly PE. Even my crummy Spheris insurance pays for that.
is the deductible for insurance still 2500 bucks w/ no copay for doc visit?
That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.

They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
I thought the deductible was 500 vs 1000 (gold vs silver) but I guess I better go check! sm
As for policy levels, yes, you can get coverage as a single; as a couple; and self / family, with concurrent cost changes. Dental is great too.

Now, where did I put a copy of my BCBS plan... hmmm!
Wasn't right for me at all. nm
s
it wasn't a can you help out, it was I need everyone
to work extra. 
wasn't for me
pay was directly tied to quality and number of blanks you left.
Are your sure her name wasn't
I even talked with the owner over the discrepancies of my checks.  He gave me his word that the problem would be fixed --- it never was.  Your right, they should be sued, but who has the time and/or money to do such?  That's why they're still around.  One other thing -- I can't believe that a company like this is allowed to advertise on this website.  We have to follow rules as an MT when we chat.  Why shouldn't companies have the same stipulation.  With all the negativity with this company (and I can back it up with phone records, paystubs, etc), they should be banned from advertising here, or anywhere else!
No, she wasn't.

nm


Boy, it sure wasn't that way when I was there...sm

We were always behind, it seemed, and always asked to type more, more, more.  I'm not defending OSi, but this was in later part of 2006.  Wonder what has changed?  I can't believe, if this is the MK account, that they would send charts overseas.  They were so !#$# picky (MK) that I got put on probation for some really, really tiny errors.  Took me for a whirl and hurt my feelings, big time.


I had to quit just from mere principle.  Harsh, very harsh!  I can't imagine, from the quality I understand comes from India, that they would get away with making any errors whatsoever.  Neither here nor there now, I'm just amazed at how fast things changed.


thanks - I wasn't using the right box
sounds like mixed reviews. Guess you never know til you try it yourself.
It wasn't MTs that were let go, it was QA, as that

is now going to India.  I wonder how many accounts that CBAY will have this time next year. 


A company that I used to work for offshored work to India.  First it was just overflow because they couldn't stay in TAT, but then company saw how much they could save and sent more work to India.  The problem is they weren't QAing the work and was of such poor quality that the lost the account, which ultimately cost them their business. 


 


 


**wasn't
x
It wasn't all THAT bad for me

I will admit when I first started with Amphion, I HATED it! However, I was there for 4 months and only left because I was offered better pay somewhere else, also I was really running out of work bad on my primary account, I assume from overhiring. 


It is true about the mandatory OT, but I liked the money, so I did do some.  When I didn't do the OT, I was not reprimanded.  I attempted to quite because of the QA person on my accounts was really condescending and I just couldn't take it anymore.  I was talked into staying by the supervisor I had and I was even offered (later) a QA position there, but didn't take it.  My supervisor there was fantastic and wonderful.  I know they have other supervisors, but I couldn't tell you how they are/were. 


I fell upon hardtimes close to Christmas and was having to move back to my mother's to take care of her house, my husband lost his job, and after explaining my situation to my supervisor, they sent me a 300.00 dollar check to help me with getting the lights turned on at my mom's house.  I was informed I did not have to pay that back, but under the condition that I help someone else in need.  I did feel appreciated at Amphion, but as I stated, I needed higher pay and I needed affordable insurance.  With my account running so low with work, I just couldn't do those things, and it really made me sad that I had to leave. 


Yes, they are very picky about quality and really some of it was so minute that it was ridiculous.  However, if something ever happened with the company I am at now, I would go back.  Under the condition I was with the same supervisor. 


Anyway, I wish you the very best of luck with finding the company of your dreams.  I am now with Axolotl and like it very, very much.  Of course, there are a few bumps just about anywhere you go, but I enjoy my job. 


Good luck and take care


Wasn't here for that
so I couldn't say. I generally only pop in to research a company I may be considering because I know this is where to go to hear all the actual negatives and then some about a company which is why I felt compelled to say that my experience has not been the same as the other people. But whatever. I'll just take my positivity elsewhere since it apparently is unacceptable on this board. Oh, and I didn't take Carlotta's email that way. Then again, I'm not the one on here complaining.
No that wasn't me

MT Chat?  How do I find that?  Thanks


Are you saying your pay wasn't cut?
.
Yes, it wasn't... Not yet, anyway.
So am I waiting for the other shoe to drop? That's why I said I'm feeling MORE paranoid, not less.



Thanks! At least I know I wasn't seeing
things (or not seeing them as the case may be). :)
Hey, that wasn't me!
Someone else is using the name fed up but I am not that person.
I wasn't
arguing!? I was just stating my opinion... or is that not allowed anymore?

Per Moderator - ALL OPINIONS ARE WELCOME ON THIS BOARD!
I wasn't happy, but to each his own. nm
nm
eTransPlus-- I wasn't going to say anything else but.....

the other poster hit the nail on the head about the insulting gifts sent for transcription week, and don't get me wrong, I don't expect anything as far as "gifts" from my employer, because they are not obligated to it, but give me a break,  "I'm still trying to figure out what my gift is, either a mini mouse pad, the size of a coaster, or is it a coaster."  They really showed me how much they thought of me when I received that gift.


This post wasn't from CW either. This was from me.

Just as you have never understood why people would come here and talk about their problems with Transcend, I simply cannot understand why the posts bother you SO much.  You like working there, we get it. Others don't.  Why is your voice any more important than ours?  How fair is it that you think you can stop every single post where people have had problems just because YOU don't want to hear them?  Obviously from the outworking of events yesterday, what I said on the Forum was true.  You guys wanted details all along, so you got them.  None of it was refuted by the company, instead it simply "vanished." When I had said that my emails were burning up with people writing me with words of support and thanks, you should have seen it AFTER they removed the post.  There were just as many people appalled by that as there were the content of my post.  You may think I'm in the minority, but you would be wrong. As wrong as you were about CW all along.


 


It wasn't sarcasm
It was sympathy, but I then again, I guess shouldn't have depended on you to know the difference.
Wasn't happy with them at all . sm
Check the archives.  They're famous for giving you a setup or hire date and then never bothering to get in touch with you again.  It was almost 2 months from being offered the position to actually working.  Maybe that's changed with new HR.  I can't say.  I was given many promises that were never kept.  I know I worked on two accounts that were both horrible.  Slow, boggy platforms.  Very long CTs and MRIs.  If you do one or two specials a day you're lucky.  The worst for me was the hand written log you have to keep ... all day long, with about six rows of information on every patient.  Very time consuming.  Not for me.
Your post wasn't that bad, but . . .
From what I've seen on here, if the moderator gives anyone an inch, someone else is HIGHLY likely to take 10,000 miles. Some people don't need much encouragement to go to the extremes with it, as in the 2 really foul-mouthed posts that got deleted yesterday. Maybe zero-tolerance is the only way they feel they can handle that. IMHO
Sten-Tel wasn't the only one
A company called DW Transcription, hired me for QA and asked me to fill out forms, sign contract, etc. They asked me to start on a particular day and I waited and NOTHING. And so a few days later I called.... I get the feeling the person who hired me disappeared. Someone else contacted me by email and said I could start THAT day and I was just very uneasy about the whole thing. How could they just blow me off? I really wonder about this business.

This wasn't about VR editing --

All editing is a joke if you don't have time to make sure the chart goes back right.  Now I guess the pay will reflect that (it's a joke) for all types of editing.  I agree it's not nice to force people to take those chances with others' medical records in order to even attempt a decent salary for their own families; it's also a bad, bad thing when a company can tell you how much they value your commitment to quality one day and then decide to slash your wages for it.  It's all a bad, bad joke, and (some, not all) of Medware turned out to be just another bunch of two-faced comedians. 


[Maybe you can try Cymed out of Ohio?  I know they hire editors there at an hourly wage (not sure what that is) and they seemed pretty nice; I turned them down out of loyalty to Medquist -uh- Freudian slip- misguided loyalty to Medware-LOL.] 


Okay, I think now it's finally off my chest. 


Good luck to the struggling Editor still at Medware.  I'm moving on (again) to other things. 


 


 


 


No it wasn't Proficient
I have heard about them from reading the posts, though.  Keeping clear of that one!
LOL! At least it wasn't MedicalBizarre!
QQQ
I wasn't going to put my 2 cents on this one BUT (SM)
500-600 lines an hour -- NO WAY. I'm assuming the Precyse recruiter is the one who told you this?? I left Precyse in February. I was there for 5 years. Five to 600 lph would be for a very, very (did I say very?) small group of MTs, but of course those will be the ones they'll focus in on -- huh? I still have several friends who work at Precyse on their VR system and they are LOSING money. Some as much as 300 dollars a paycheck.

Please just take this one bit of advice if you are considering Precyse, as with any company, ask lots of questions, do not ask once but ask twice, get everything in writing, and do not take the recruiter's claims as the gospel truth.

Oi Oi Oi!!! I can't believe the recruiter made that kind of claim.
It wasn't SPi; it was Ceridian...
I have gripes about SPi too, but in this instance, they had nothing to do with the loss of the laptop/our info. It was a Ceridian employee who lost it. Ceridian is the company that processes the payroll for SPi. Just FYI