Stop putting up with adults who are children. It is IRRESPONSIBLE to go to a payday loan place. sm
Posted By: TooOldForThis on 2009-09-05
In Reply to: Stop ASSUMING and judging and blaming - Me
As transcriptionists, we have options. We can take on more work with the company we are with, move to another company, get a second job, get our own accounts.
If everyone would be mature and take responsibility for themselves, there would be no problems.
By the way, for your information, I AM A SINGLE MOTHER OF 3 WONDERFUL CHILDREN and I have been for many years. Transcription allowed me to buy a house, pay my bills and be able to buy nice things. I knew when I was getting divorced that I either needed to cut corners or earn more. I did both. My kids and I live in a nice home but my girls share a room and my son has his own. I pay cash for cars and drive them until they cannot be driven or are not safe. We eat at home with home-cooked meals rather than eating out, except when celebrating something like a birthday or good report cards or an award one of them receives. They have nice clothese, a clean house and everything they need. I work while they are in school but make every minute of my work day count, and I have an extra job that I work on weekends in the early mornings when they are sleeping and evenings when they are asleep. We have friends, go to church and have a close family. I have never had child support and have never had to be on welfare.
I budget carefully and have a savings account. I only make 35,000 a year on average but I make it work.
Excuses are just that. People need to do for themselves. If they have medical issues or a tragedy, that's one thing, but so many of the people I have worked with just spend all their time whining and none of that time making their lives better.
I am not going to apologize. I am not a mean person, just tired of hearing people complain about EVERYTHING in this profession. Yes, it has changed, but we still have options. Many other fields do not.
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DON'T do a payday loan!
You will borrow around $300 and end up paying something like $900 back! That happened to a friend a while back. I know that our state is trying to outlaw these payday loan companies. It was on the news and in the newspaper not too long ago. Their interest rates are also illegal.
Learn to budget. If you need to go to payday loan places, it's YOUR OWN FAULT. sm
Your pay has not changed, just the dates. Why should that matter. Pay your bills when they are due. Don't spend every penny. Learn to not be paycheck to paycheck.
If you tell me you are not earning enough to get out of that rut, think it through because if you are a good MT, there are only 2 reasons that you cannot make it to the next check.
1) You can't afford your lifestyle and should scale back.
2) You don't work hard enough, long enough or smart enough to earn a decent check.
Both can be fixed. Stop whining and work.
$100 at a payday place near me is $120 sm
on payday. $200 is $239. Come on, we are not talking about exending a payday advance for months on end. If she needs it now and absolutely pays off the $120 on payday, not borrowing more, it's an option.
We people? If they want to put it in early, that is fine, but payday is payday. If it is late sm
many of us are in deep trouble particularly folks like me that live from payday to payday because I am the sole support of my son and cannot afford a company that does not put the money in on time. Those companies that do that should be run out of business or banned from the MT community. They give MT a bad name.
I bet you are an MTSO who does not pay on time....you people? Gives me an idea as to the part of the country you are located too.
I know my company would die before they put it in early and heaven forbid if you complain because it is late! You are lit into like a light to complain if it is late by the owner. It will never happen that it is in there early and I doubt seriously that it will happen that it will ever be right either. It is never right and yes, I am looking for another job because there are too many good companies to work for to put up with bank charges in excess of $50 for paychecks that are not in there on time or are wrong.
If you have work at TT, which is doubtful, without putting in MANY extra hours and NOT putting
the correct number of hours on your timesheet -- that is stealing work from the other MT's ! Also you are giving false information on your timesheet, which TT will eventually get into trouble for allowing you to do -- just like the Q got into trouble!
You are obviously taking the only halfway decent dictators from other MT's. Makes me sick that the leads/supes/mgmt-type people transcribe and take the cream of the crop from the MT's ! That should NOT BE ALLOWED by TT mgmt AT ALL !! !
It is DEFINITELY going on tho. TT management, you need to STOP this practice and share the fairly decent dictators with EVERYONE !
When I was hired on a number of years ago, I was told that TT had 35% ESL's. What a JOKE and untruth !
I moved MANY times, but it was because I was single and on a budget, not because I was irresponsible
I lived in 5 different addresses in 4 years. If my rent went up, I moved. If my roommates and I couldn't get along, I moved. When the apartment had a pervy landlord, I moved. There were very valid reasons for not keeping the same addy, and they had NOTHING WHATSOEVER to do with my responsbility. Then again, I had the same job throughout that whole time, which any recruiter would see from my RESUME that I gave them. No need to go nosing into my credit hx.
Coverage through my DH company for 2 adults and
2 kids is $280.00/mo for medical only, additional $$ for dental, vision, and life insurance for other members besides DH. Not sure how much company pays, but not much.
There are no adults or grown-ups on this board...so many
people on here are so jaded and nasty they don't even recognize rudeness anymore
Why do adults (I presume) insist on using such
x
Star Stop works better than express scribe. If you want start Stop, yea it is kind of sm
expensive. I wish they did pay their QA hourly as I think they would see better quality work, but they per line and it is higher than the other person posted.
I have never had a problem with management, so I am unfamiliar with what the other person experienced with management.
Pay is always on time (most of the time early). I like the software. I guess you just have to see if it fits for you.
Stop taking these insulting wages and they will stop offering them.
nm
Aren't they going to loan you a C-phone until
you purchase one? I have unlimited long distance with Verizon, have you talked to them if they are in your area?
I see Brinker got a SBA loan for $74,774 in 2006 .
xx
They have several C-phone accounts. They may loan
you one if you don't have one.
Get a loan on the item rather than sell it if it is sentimental.
Gold is at about 900 an ounce. Get a loan on a ring and it will give you 4 months before buying it back, at 800% interest but hey, ya gotta be resourceful and when it comes down this far, time is of the essence.
Sad but true. You're asked to work NOW, then asked to stop NOW, then go again and then stop
If you dont get off the minute the hospital asks, even if you have no idea that they have requested that your to be off, then the hospital MTs steal your work right out of your queue and I mean reports you have already done. I dont understand the concept of having a contract with a hospital and then having to fight for work with the hospital MTs. We should have guaranteed work during our shift and enough of the the hospital wants you to help right now and then a few hours later they want us to stop working as the work is too low. It is crazy and I couldnt work like that so I had to quit.
You must not have children. sm
Would you actually turn down a job that paid $14 an hour and have your family starve. Some people think $14 an hour is really good. I do, however, think this is a low wage for QA; I just think one should really think about what they are saying before posting it. If someone is incapable of transcribing anymore and has a family to feed, then they may have to take $14.00; especially, where I live, there are not many jobs that pay that!!! even hard labor, factory, shift jobs The average wage in my town is about $12.00
Yes I have children that I raised alone
and the last one grew up and left in 1994. Back then people did not take junk pay for work. They refused it and back then we got what we asked. Maybe you were not a QA person then (neither was I BTW), but when I decided to go for it, I got still only half what I earned as an MT with over 25 years of acute care experience, any work type. It's not the average wage in your town. It is national and I find that no matter who you work for, you can get a decent wage...well almost...if it weren't for you who take less money. It was easier two years ago.
It's all in how you learn to negotiate.
Please rethink that $14 and not a penny less than $15 bottom cuz if you do take $14, that makes them think the wage is ok.
I am on your side, but please think hard about this.
what do you do for insurance with 3 children?
Nm
Say what you will...our children will be running
that nursing home you'll be in some day. Better to treat them well and take care of them now than to wish you did later. By the way...I'm guessing you have a dog or cat instead of kids?
If you're old, have no SO, and have no children go
for it. If you have children, are married or hope to be one day no way. You can probably manage for a few weeks before everything starts falling apart, your house is a mess, you're eating at your desk, you start yelling at anyone who dares speak to you because you're working.
Also, taxes will kill you. I've worked lots of OT, 2 jobs, and taxes took a big chunk and for what I went through I didn't have much to show for it.
You could do second job as a trial and maybe you'd like to quit job #1 or maybe you decide you don't like job #2 and you've BTDT and got it out of your system.
I hope you don't have any children - you
certainly set a bad example for their future.
Unless you have small children SM
at home and really don't want to put them in daycare, PLEASE consider a different field. Transcription is drying up in the US. There is no future in it. Find a career that cannot be outsourced.
Are you really mother to 6 children?
nm
Go for it! Children love being with
other children if you have to put them in day care. I raised 3 boys but only 1 went to daycare. He turned out to be the most social person I have ever met. The other 2, well, they are nice kids, but don't really know how to socialize that well. I worked from home for 20 years and it was tought. It will also give you some free time from the kids that is desperately needed nowadays.
You have to think about the future, not the present. Don't listen to the naysayers in these messages. Think about the future of your family.
It's unfair to say it's only people with children.
I think the above poster is correct that it's the perception that you can work when you want to that has caused this, not just people who have kids. I have a transcription service and some of the worst offenders don't have any children at all. Even in the real world I always saved my vacation days, etc. to use for my children's school events or whatever and took time off for my kids because they are my no. 1 priority. That has never interfered with my fulfillment of my job duties, even when I worked outside of the home.
I've hired anywhere from someone straight out of school to older people nearing retirement age and some of my best ICs were mothers. Some of my worst included one gal who wanted to party every night of the week and couldn't work the next day with a hangover, an older lady who got tired earlier in the day than she thought she would so she had to stop work early, and yet another lady who had marital problems and used an argument with her hubby as her excuse not to work on any given day. I can give more examples, none of which involve kids. Most of the women with kids did well because they knew how to organize their time, worked when kids were asleep or at school since they knew it was their only chance to get it done, and they were adept at multitasking.
What you are really seeing is a lack of work ethic in general, in all different professions. So many want to get rich right now but they don't want to have to work to do so. We live in a drive-thru, high-speed society and everyone wants everything RIGHT NOW with the least amount of effort possible.
Geez, nothing like that for me. I have employee+children
nm
I love my children but having a child does not mean
everything is honey and sunshine. I really think nothing anymore about people who say they do not want. I think they are being realistic about a job you give yourself to for 18+ years, sometimes with not the most pleasant of outcomes in a relationship when a person who wants other things strives to have what they want and what they need. I used to think people who said no children were selfish- I understand their statements now. Motherhood is very much played up as far as I am concerned. Most of these posts are speaking from having young babies, toddlers before teen years and grown- those are the really good years. No pity needed nor wanted. My children had a very priviledged upbringing.
How many foster children are living with you?
The two comments made after my initial post left me so frustrated that I debated on responding. In the real world, most consider me to be kind hearted and easy going. For that reason, I usually avoid controversial issues for the sake of arguing.
This particular subject matter just hits very close to home and I have zero tolerance when misinformed people offer unwarranted advice. I feel it's very inconsiderate. The OP just asked about companies with insurance plans that covered IVF. She didn't come here asking for opinions or the blessing of MT Stars. What she is going through is difficult enough without complete strangers (probably sitting home with their 2-3 kids)telling her that wanting to start a family with her husband is completely unnecessary. I'm still amazed at how cold people can actually be.
Now to respond to your post.
First of all, if you did any research at all on the foster care and adoption systems in this country, you would not only be saddened, but you would not have posted. I'm not trying to be mean at all, but you are truly so misinformed that I don't know where to start.
My husband and I actually looked into foster parenting and even took the classes. We have a couple of friends as well as my in-laws who are foster parents. First of all, becoming a foster parent IS NOT a permanent situation. The small percentage of adoption that does result from being a foster parent can take up to 5 or 6 years! Plus, a very high number of foster children have special needs, severe behavioral problems, or mental issues caused from abuse. I do have one daughter who was 4 at the time we were taking classes. After spending years being protective parents, researching, and taking classes,we were afraid of exposing our small child to the abuse (physical, mental, sexual, drugs), that put these unfortunate children in foster care to begin with.
Yes you are right about so many beautiful children that need homes. There are literaly 1,000s of childless couples in this country that would love nothing more than to get serious about caring for them. Have you tried to adopt in this country? Good luck if you decide to take your own advice. You are looking at a long waiting list, tons of red tape and buracracy, not to mention a few grand. Oh and there is that chance after you have brought that sweet child home and bonded with him/her, that the crack-head bio-mom will decide she wants to play house and ger her an attorney (that you are paying for with your tax dollars.) After the court hearings are finally over (1-2 years later) you can kiss that little one good-bye. I've seen it happen to people very close to me...not on Lifetime. It does happens.
Seriously, why do you think so many Americans pay obscene amounts of money for international adoptions? Think about it.
Out of curiosity, do you have children?
Not me. I hope there is a special place reserved for them in a very hot place.
x
My children are insured by their father and I purchase my
insurance. For vacations, I work an extra day a week for a twice a month for a couple months going into the month of my vacation. As for holidays, I usually work them. I look at it as being blessed enough to have a job at home where I can be with my girls and so if my usual days off happen to fall on the holiday, I usually volunteer to work 1/2 day, usually in the evening of the holiday so I can have the day with my girls and I work after they are in bed. Hope this helps!
I believe those were on the test for psych work because a lot of children
nowadays are watching shows such as Spongebob and using the X-Box, Playstation, etc., and they just want to make sure that you know all the new stuff out there that they will be using in their dictation. I've done psych. work before and they use a lot of modern jargon in their dictation.
No worse than screaming children in the background!
When you've done this a while you can block anything out.
What kind of future do our children and grandchildren have? sm
To begin with, they will be burdened by taking care of their elderly parents and grandparents who devoted their lives to working hard to make a living, only to have that living yanked out from under them.
Unfortunately, it seems that the philosphy of our government is to run all over the globe taking care of other countries while allowing our own people to slip further and further into poverty. I wonder how far this will have to go before the powers that be open their eyes and see what is happening to our own country?
I have been in this business for 15 years and am less than 20 years away from retirement age. According to my last Social Security statement, I will have to work until age 66 years 10 months before I can draw full Social Security and, if I can keep the arthritis and the carpal tunnel away and keep my wits about me, I can even earn a couple hundred more at age 70 IF there are even funds left in SS at that point. With the pushing of the retirement accouts by the federal government, my money says there won't be any money when I get ready to draw it.
Children's Health Insurance Program
You didn't say whether you needed the insurance primarily for yourself or for your child. If the need is primarily for your child, please look into your state's Children's Health Insurance Program or CHIP. This is for children in families that earn too much to be eligible for Medicaid but cannot obtain or afford health insurance for their children. In Illinois, the program is called All Kids, and the governor is actively trying to get the word out, since many people don't know about the program at all or assume it is part of Medicaid and requires you to be in dire poverty which is not true.
Single mom, homeschool all 4 of my children AND work. it can be done
x
A job is not an afterthought to me. I had a FT MT job before my children and CHOSE to work PT so I
can enjoy them. I think anyone with children can understand that. I do take my job seriously and work and am a high producer. I enjoy my job but I also enjoy my other FT job, which is my children!
There are young children who have hearing issues
from babies on up. Why do you think this is age discrimination and why would you say sue?
Wow, expecting a gift. CHILDREN expect gifts. Maybe..
your gift is the fact that you have a job during this current economic crisis. If you get something, fine; if not, are you going to quit? You still have 4 days to wait by your mailbox for your gift, if you should get one.
Payday
According to the info I received there is a two-week lag from when you turn in your time card and when you receive pay for that time period. It shows that on the list of pay dates and also in the Email info.
payday
I don't think there's a problem with the pay, just that maybe it has moved in house now and is not as automated as it was with the company that handled it before and there is a new payroll person handling it, experienced, I hope, so. . .
My pay has always been in on Friday mornings. I check my account every day before work and I start at 6. This is the first time in my 1 year with TT that it was not in on Friday morning, so I have changed my budget planner to reflect TT paydays based on the payroll sheet they sent out. Sigh. Friday paydays were great for us because my husband got paid on the opposite Fridays, so it always seemed like we had a little bit of money between pay periods. HAHA. Guess it had to come to an end sooner or later. I just hope this doesn't cause serious problems for people. I pay bills electronically so I was able to change some dates luckily.
payday
I am a new KSer also, and am figuring on Tuesday at this point, with nothing in my account. The paperwork does say if it falls on a weekend or holiday, then next business day. I forgot this was President's weekend, and this is my first paycheck.
Tomorrow is payday
Are you saying that you have not received your check from last pay day? If you have not, please call HR immediately.
When is the next actual payday for TT?
I will be starting soon. When does the current pay period end, and then when will the check for this pay period be paid? Is the pay period Monday through Sunday, then it is paid by the following Monday? I will have DD and want to plan my finances this weekend. If I can get a pay date for the next check, I can plan ahead for every two weeks. I forgot to ask the recruiter and don't have my packet yet. Thanks.
Next payday at Transtech?
I start there soon and wonder when the next paydate is and what calendar days it covers? I just would like to determine when I will get my first check. Thanks!
Payday is Monday and that is when I sm
anticipate being paid. My check is always there on Monday, never sooner. You are lucky your bank floats it sooner. Most banks don't.
payday loans sm
The problem with these is that a lot of people don't pay the entire amount back plus the fee and that's it because they're short again on that paycheck so they roll it over and the cycle begins. Sometimes they go to another lender to pay the first lender, then another to pay the second lender, etc. Storefront lenders at least are regulated. Most of the ones on the internet are illegal and are more expensive. In my state they passed a law last year limiting the amount of interest these places can charge. A lot of them went out of business. However, if you can use it once, pay it back and that its, you'll be fine.
etrans payday
haha...I've been thinking the same thing all morning! Duh!
Keystrokes, payday
Isn't today payday for keystrokes? I had no direct deposit and no email yet. I sent an email, but have yet to hear back? Seems like the dates of getting paid aren't consistent. Sometimes the 1st, sometimes 31st, sometimes 14, 15, 16. What gives?
they could fix that by putting a sm
minimum line count per month in your contract. The problem with that is, if they run out of work, then you could hold THEM to the line count minimum. I have had companies tell me that it was not cost effective to let ICs work without a line count minimum. That is why, years ago, companies started doing the statutory employee category. SE status gives them more legal control but for the SE the taxes work out better. You don't see many companies that are doing SE status anymore.
When it all comes down to it, does putting
something on the wrong board really affect your life in a great way???? Chill out.
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