Spheris insurance
Posted By: Cindy M on 2007-12-31
In Reply to: See Message. - cc
As a single, I'm happy with the plan. I went to the doc 3x this past year and didn't pay a cent out of pocket for my meds (mail order) or the visits. It's definitely designed for people who just don't go to the doctor very often. This year, we've been offered an incentive of $30 (single)/$60 (family) off our monthly payroll deductions to allow someone to come to our homes and do blood draws, BP check and weight. I had this done the other day. My guess is that down the road, we'll be facing a situation where they will pick and choose who will have insurance coverage and whom they won't cover. A lot of big companies are doing this.
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Spheris, but only if you do not need insurance
aa
regarding spheris health insurance
Hi,
I got a job offer from spheris, i need some info regarding their health insurance benefits, how they are. Do they cut from our paycheck for health insurance i was offered 202 for family for two weeks excluding dental and vision. I would appreciate if anybody post message on it.
Nancy.
regarding spheris health insurance
hi,
thanks for the reply, but my questions is yesterday i got interviwed. The recruiter told me that the family insurance will be 202 for every two weeks and the money goes from our pay check only it looks more cost for insurance and excluding dental and vision is that everyone is getting the same insurance offer from Spheris for family or it depends on plan.
It is only insurance Spheris offers. SM
It is managed by Aetna.
There is high deductible of $2000.00 for single/ $6000.00 for family. They will not pay until deductible is met. You must pay for everything out of pocket. Medications are not covered.
I never heard of it either until the end of last year, when they announced that will be our new insurance. No options were given.
Spheris has consumer driven insurance. SM
They don't below to a group plan, so it is to the benefit of the company that you do not use their insurance. They do not cover office visits or prescription drugs. You are on your own. It's a major medical plan with $10,000.00 total out of pocket per year. Sounds like a great deal, doesn't it?
Axolotl and Spheris supposedly start insurance early, too. nm
s
Spheris supes/QA are good, insurance not good; they offshore
nm
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
I still feel like a team player of Spheris, as the shackle scars are still on my legs! Spheris was
Micromanaged to the microsecond, or ms! Horrible. And part of a team? Total opposite - part of a team as in prison.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Don't imply you're worried at all. Just stating fact that Spheris does NOT allow a Spheris MT
work concurrently for MQ - no exceptions. MQ, on the other hand, does not have the same feelings as Spheris. Just all I had to say so that MTs aren't misled into thinking they can do the same "legally". Even went to the ropes on this issue with Spheris, as I was professional as well, and wouldn't share info, etc. The point they raised was that MQ is their direct #1 competition, and if I was typing for MQ and doing great work, that was in direct conflict of interest with Spheris' best interests. Guess which one I obviously stuck with!!
Thank you, Spheris recruiter! Anybody wanna place a bet that there are lots of Spheris
HELP WANTED ads on the job board?? So funny!! Out of the blue, Spheris, we love you!! Lets all run and apply NOW!!
I also know Spheris would fire you if they knew you worked for MQ. That is a BIG NO with Spheris!
nm
Spheris - any spheris employees out there care to s/m
comment on the new Cornerstone platform, good, bad? Will we all be going to SR on this? Thanks.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
My experience with Spheris isn't bad at all. I have been with Spheris sm
6 months and already have 40 hours PTO. I was shocked. Spheris is a great company. After 90 days I did get my sign on bonus and didn't even have to ask. There is soooooooooooooooo much that Spheris offer I wasn't even aware of. I am so glad that I didn't listen to the negative posts on this board in regards to Spheris because I am a happy camper.
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down. We need to something about these insurance rates as no one is getting rich but the insurance companies.
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.
MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance
Are you talking about Opti-Script, Inc., or Outsourcing Solutions? Both have the same logo. If Opti-Script in State College, PA, please give me a call at 814.404.8805. Additionally, we are recruiting for full- and part-time employee MT positions, If interested, please give me a call.
Sharon B. Allred, CMT, FAAMT
Opti-Script, Inc.
Director of Staff Development & Special Projects
sallred@opti-script.com
insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
Insurance
For myself and 2 kids I pay $400 per month. I'm in Florida, and this is for the PPO plan. (United) It has been good for us. I had surgery last year and had no unexpected expenses from it at all. The plans and rates vary as to where you live, but they are similar all around.
Insurance
I don't remember their insurance rates as I did not need coverage through them. They do have 3 plans to choose from with different rates. Pay is average, maybe slightly better. They do request you stick to a schedule, require weekends and 3 holidays a year.
INSURANCE
Can anyone give me some information on this company's benefits? Thanks.
insurance
anyone willing to share the name of the insurance company Transtech offers? I wanted to look up their website. Thank you!
E & O Insurance
I paid about $300 for a year.
E & O insurance
Are all MT companies now requiring E & O insurance? Is it required if you are an MTE? Where can you purchase an E & O policy other than AAMT and what are the premiums running? Thanks for the info.
changes in insurance
Again, it is too soon to tell if the new insurance will be of much help to me. Yes, I am under 35 but not by much.
If I ONLY have a few sick visits and 1 monthly prescription, it MIGHT be decent.
insurance
Does anyone work for a company that has affordable health insurance? I have had lots of job offers but have had to turn them down to extremely high premiums for health insurance. Any info would be helpful.
MQ: PTO for PT but not insurance. Don't know of
nm
Insurance better?
I completely agree with everything you said.....:)
While SPI's insurance premiums went up for the MTs and the mgmt employees, they had to replace the prior plan that was costing too much money on the corporate financial side. There's no sense in worrying or griping about it - take a look at some other major manufacturing companies in the US who have completely DONE AWAY with their insurance that is provided to employees. All over the United States companies of all types are cutting back. In the MTSO industry the profit margin is so thin to begin with that there is no room for error. Even taking the employee out-of-pocket cost into consideration and actually worrying that it would be affordable to the MTs makes SPI unique. I know of a couple of other MTSOs that provide better premiums, but the line rate suffers, or the vacation time suffers, etc. We all want it back the way it used to be - companies paid for all insurance, they provided pensions and retirement, you could actually take a vacation without worrying that your job might disappear while you were gone. That isn't going to happen folks - not in the MTSO world and not in corporate America in general.
KS insurance (sm)
I'd like to know too. Do you think you could e-mail me when you find out? Thanks, have a great day!
does anyone have their insurance? sm
can you email me with the costs for family plan if you happen to know. thank you.
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