Replies - You can get private insurance for half
Posted By: me on 2008-07-24
In Reply to: Thanks for all the replys (sm) - C-C
that amount. I don't understand why people think their company has to provide insurance. If you have pre-existing conditions opens may be limited and you may need company insurance, but otherwise you can get a private policy much cheaper, probably better coverage, and then you can leave any job you want because your aren't tied to it because of the insurance.
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private insurance
My husband is trying to change careers so I went looking for a new MT job instead of being an IC since his new career takes 6 months for the insurance to kick in. We are going to check all our options but I believe we will go private instead of spending nearly $1000 a month on it
Get private insurance. It is probably cheaper
and better than what company offers.
You can easily find private insurance for
a family for a reasonable price compared to what most transcription companies charge and then you aren't tied to a job because of insurance.
They pay half and it is really, really good insurance. nm
nm
It is $400 a month, but they pay half. It is good insurance, too. sm
I recently had surgery and my only costs were my deductible. The hospital split that $1000 into 10 months for me, so it was not so bad, and now the rest of the year, I am past my deductible. It is a LOT better than the insurance I had with Spheris.
Last I heard 10,000 lines PPP gets half your insurance paid.
,
PRIVATE?
Not these days. Many MTs are also MTSOs, so I wouldn't count on PRIVACY wherever you intend to go with this. As both, I would be willing to share what I know with my colleagues if I felt it was to their benefit. Multiply me by many and there goes your site of shame. Good luck to you too! Hope you can CYA sufficiently to avoid problems for yourself. You should be nicer to these MTs. They help pay your salary. Maybe MTs should do away with recruiters? Too many middlemen drive up the price and the providers would benefit from the absence of all the middlemen in all areas that try to get a piece of the action in their practices. Maybe without you all it would benefit the greater good. Something to think about, eh?
Maybe our cut was to buy them a private jet
X
Private..not
I meant to take out the name in ALL of the places. It is not a private e-mail. Every employee got this e-mail.
I have every right to warn people against working for an employer who BREAKS THE LAW. I have PROOF to back me up on everything I have said this company does!
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
Wow! I pay that much for my own private plan.
d
You can get a private policy for less than that and probably
better insurance too. At that price I don't think they are absorbing any of the cost, so it really isn't a benefit.
I sent you a private email.nm
/
Get a private policy. You s/b able to get
a very good policy for half that. Call local agents in your area and get several quotes.
Have you tried getting a private insurer to
nm
You mean even on private computer?
z
Why not just get a private policy? Unless you have
pre-existing conditions you can get your own policy that may be cheaper than what you can get through work and then you aren't tied to a company for insurance only and you don't have to worry about a lap in insurance if you change jobs.
Private group? Where?
Sorry, I know I must have missed something..haven't been here in a while. Is there a private TT group and where? TIA
Where is the TT private board?
has been down for 3 weeks and just saw the thread about it way down on the board.
private board
i've only been there about a year, but there is not one that i am aware of. sure wish there was.
I am as well. You can e-mail me private
if you like.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
They only pay half, so if you were
say 8 CPL, you would only get 4 CPL. I am not doing ME for them but you would have to do twice as much to make the same money. I have already decided if they try to force me into it, I will move on.
Half
A lot of companies like mine pay half. If I had to do ASR full time for that price, I would go to work at a store or something easy.
about half. However, you might be one of those sm
people who really excels on ASR once you get going on it and figure out ways around it. I know people who now prefer ASR and are making more than they did with regular and don't want to go back to regular. Keep in mind you have to do 2.5 to 3 times the lines on ASR as regular to recoup what you were doing on regular. Some people can do that, I can't, because I read too slow. Even with ASR, it's all in the macros/shortcuts. 1200 lines a day at 10 cpl is $120. You'll need 2600 ASR lines at 0.045 cpl to get $117. Can you opt to do both regular and ASR?
Boy, I'd be happy to take over that private account if you want to get rid of it!
 I'm sure that is not the one you'd want to get rid of though!!
send me a private email
I don't discuss this company on the board and you will find few who do.
Does anyone know if JLG employees have private groups or something? (sm)
See almost nothing in the way of posts on any other board. Working there PT and would like to meet some other people from there.
Private equity firm in NY
Culbro LLC private equity firm in NY, is new partner for OSI.
I can get a private policy for a family
of 4 for about $400 and that is with very good coverage. We have no pre-existing conditions though and no chronic medications.
Ykes, I have a private policy and only pay $160/mo. nm
x
I'm an IC and have private Humana coverage
It's $99.05/month for just me. This includes $35 copay for dr visits ($50 specialist visits), $1535/55 Rx, depending on what level the medication is, $75 copay for ER visit. It's a PPO. The only really bad thing is that there is a $2000 deductible, but that's only if I have to be in the hospital and hopefully that won't happen. I'm 29, have never had a lapse in insurance and have no health problems though. You can go to ehealthinsurance.com and compare rates for private insurance if you're interested.
Is there an MDI private board? There used to be 1 long ago, but
I don't know if it still exists. Thanks.
Does TransTech have a private board? NM
NM
Marie/private counsel
I do have private counsel because I own a business. However, it is not at all necessary to use a lawyer for something like this. All she has to do is to to the IRS website, read the information about IC classification, and call the local office for an appointment. She should bring a copy of her contract (if any) with the company and just tell them what is happening. The IRS is pretty savvy and will likely take it from there. Many MTs feel powerless. There is really a lot we can do for ourselves. Many MTSOs will take advantage. (There are also many, many good ones as well.) My bottom line is that I myself would have my attorney or CPA make the call; but an attorney is not necessary for this. All it would take would be one report and the IRS would be on that MTSO like white on rice.
There is no private company board. nm
nm
Thank you all for private email and posts
Thank you all for the private email and the posts here. Better to be informed. I need to stay where I am for the time being. Not ready to make the leap to voice recognition editing yet and, of course, other factors and problems that exist with All Type that I do not have where I am currently.
Thanks again.
one-half cent
nm
I'm a little confused. Do you mean 3/4 of a cpl or 7 and a half cpl? sm
Because if you are meaning 3/4 of a cent per line that seems REALLY low. Maybe I'm just reading your post incorrectly. 
I got mine within about a day or a day and a half.
s
I was only there a year and a half, but
did the same, got a secondary job as an IC back in August when things were crazy with the 15 different CPs I was making NO money and was so frustrated! Before that, I was at the same hospital for 11 years and only left cause they went over to MQ. I am still keeping my IC job, I love it! But am doing 40 hours for KS. Training was today, kind of confusing after working on DQ, but I'm sure I'll get it. Smart move, I hope you find the new job much more profitable so you'll be able to switch over for good!
I was only half joking s/m
I've always worked so I'm sure that I'll continue to make extra money. We, as MTs, have more talents than we usually give ourselves credit for. For one thing, I have a website http://www.ozarkmountainmemories.com that right now is used for a nonprofit event but by the first of next year or so I expect it to be making money. I never thought I could build a website and it took me awhile but I got 'er done!
No, half of what you make as an IC does not
go to taxes, but 30% is a good percentage to work with at this time, but that is likely to change with a Democratic president. Not trying to make a political statement here, just state facts. As an IC, you will have deductions you can take, home office expenses, a percentage of your utilities based upon the square footage of your home office, any expense that has to do with your business, DSL, extra phone lines, etc.
This job is going to the dogs. If you read the ads on the boards, most of the big nationals are nothing more than sweat shops these days, trying to get blood out of a turnip, and paying less and less and giving nothing in return. Oh, they say they offer benefits, but you can't afford them. Not to say that they can make it more affordable in these economic times, but the fact remains that they are in business to make a buck, and they are making their big bucks on the backs of transcriptionists. They expect sacrifice, but it is YOUR sacrifice they want, not theirs. That is evidenced by the fact that you, the MT, will work on the weekends, you will neglect your family, you will have no life, and they don't give a rat's patootie. I remember when we didn't work weekends or holidays. Don't give me this 24/7, 365. THEY, the muckety mucks DON'T work weekends. When they negotiate contracts, they sell your soul to provide 24-hour coverage, but their big asses are at home on the weekends.
I am an IC because I cannot stomach working for a national that wants my blood, my children's blood, and my life sitting and waiting to hopefully grab a job and if I don't have work today to stay up 24 hours so I can make line count to keep my benefits! Benefits???? What benefit is there for me and my family working for these companies if I never see my family, never have the time to take a leisurly day to do the things that normal families do, going to a ball game, a movie, having their friends over for a cookout, going to church together, sitting and watching a DVD together?
I am afraid we have allowed this to happen to this profession. We bowed to their demands of Tue. thru Sat. or Sun. thru Fri. We accept poverty-level wages. We say it is okay that our benefits are based on our production, but when we don't have work, we don't scream and yell when they take away our benefits.
You know, unions were created because of just such conditions. These companies are taking advantage of us, and if you don't think so, just look at the demands being made if you apply and are one of the chosen ones.
Lord help us all. When the economy really tanks (quite soon, I'm afraid), you'll see them drop like flies, all of them, to 3rd world countries. You think they care about the American MT? Heck no. They only care about themselves.
not paid the second half
Ok, about a month ago, I posted about a service who would not answer emails, phone calls, about paying me what was owed. She paid me less than half of what she owed, and now I have waited patiently to get the balance and once again she will not answer emails or phone calls. She is blatantly ignoring me. I emailed her and asked her WHEN she plans to pay me. She has in her contract that she pays twice a month when the docs pay her. Well, this is going into the 3rd month now. I have gotten that ONE check which was less than half what she owes. I no longer work for her, as she locked me out of her system when I kept emailing her. (GO FIGURE!), who would want to work and not get paid anyway!
I have tried to work with her and give her the benefit of the doubt, but at this point, I think that I am going to have to take other measures.
What is the other half of the company?
Signed on contracts like hospitals and stuff? I'm not following what you all mean. If it covers it for now does that mean lay offs might happen?
Thanks Travelin! I think half the sm
battle is finding the fit for you! Not every company is for everyone.
Yea my job offered me less than half....
of my salary accompanied by the e-mail saying how I would be getting 3 times my lines with this wonderful VR system. I'm not overly concerned because it is my part-time job. I barely make any money with them anyway, so I will take the opportunity to learn it and just see how it goes I suppose. It's ridiculous though.
There was a MT that was venting in regards to Transend on their private board sm
(it is automatically set up so if you enter you know who is posting . . name displayed)and the other employees and management was nasty as h++ so believe me I wouldn't post any thing on the private board negative. I have already resigned. I have a week left.
Just wondering if anyone answered the private doctor ad.....
and had contact? TIA
So they trust you with private medical info
What a rip. And how many of their employees have actually made off with one of their precious computers that they have to stick you with a deposit? I think they're just trying to cover their training costs.
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