Oops, meant to post under credit check

Posted By: catsxoxo on 2007-12-26
In Reply to: Are you a California resident? - catsxoxo

That really irks me that a company thinks they can run someone's credit without authorization - business like them need to pay through the pocketbook - maybe they will learn a lesson.

I don't mind undergoing credit check if I'm told in advance and I authorize it - but I would DEFINITELY go after a company for the maximum penalties allowed if it ran one without my consent.

Complete Discussion Below:

marks the location of current message within thread

To Recruiter below - mt47mtmm
- recruiter comments on schedule - clsk
- Get this deal......sm - Disgusted!!
  - see inside for a couple of links - desperado
    - link again for MSN Money credit check - desperado
  - The legally cannot do that without your authorization - ERMT
  - Credit check - anon
    - Are you a California resident? - catsxoxo
      - Oops, meant to post under credit check - catsxoxo
    - A company feels like if you keep your credit in good standing, then - Agree with checking
      - I was part of the Hurricane Katrina disaster and am doing the best I can to rebuild...sm - Disgusted!!
        You dont remember okay credit check but you - could have. Denying check probably red flag to co.
      - There are lots of things a company can tell from - Your credit...sm
        I moved MANY times, but it was because I was single and on a budget, not because I was irresponsible - R
        I agree with all of your post except the last line! - I would not hire someone with poor credit. sm
        not true at all - no name
        You are totally right! - This is all so wrong
      - When I am renting, I am PAYING; when I'm working, THEY are paying ME. sm - diff
      - Come down off our high horse - MTMTMT
        Very well said! - MEMT
      - I still don't get it...sm - aa
        agree. you could also fill that cup the other way - anon
        This is not just about MTSO checking credit. It is - legal for ANY prospective employer to check. nm
        please tell us WHY.. - going around in circles
        Can only think of one valid reason - that actually would affect THIS job
        k now that makes sense, but..man - aa
        Because they CAN. It is legal. They want to see - how responsible you are. nm
        you just basically gave the same answer .sm - hmm
        Without your permission it is not legal. - Casey
        In all paperwork sent before hire, probably are - okaying check, just dont realize it. nm
        and it is stupid - nm
      - Bull. - MslaMT
        I totally agree also. - ICMT
        totally agree - anon
      - credit check - anon
        LOL. That was funny. I like that petty cash thing :) - aa
      - Someones credit has absolutely nothing to do with how good a worker they are. - SM
        It should not be the only thing to consider but - I think credit checks do have merit for job apps.
        My son has a horrible credit report and - Have good example
  - It should be none of their business - what anyone's finances are like
    - Exactly! - Casey
    - Exactly what I was thinking....sm - Disgusted!!
      - They contacted you first and then did this? - that's just an evil head game
      - Credit check IS the norm. Employers want to how - responsible you are with $ as that might reflect
        Well if this is becoming the NORM there's a problem s/m - whorn
        BUT... - Ayn
        reflect how responsible you are in other things. - nm
        Problem with your statement is - mt47mtmm
        This is not a problem with "my statement." It is how - things are done, legally. nm
        See inside - mt47mtmm
        AMEN!!!! - JJ
        I cannot believe this - anon101
        What makes anyone think only MTs are having this done?? - Agree with checking
- mine called during a time I had NOT given; then emailed with No Answer, So Go On-Line And Test; - I said I'm no longer interested. n/m
- I totally agree with you. - KC
  - No return call from recruiter - momMT.45
  - The MW recruiters seem to all take the job to get free trips to trade shows and nothing else. nm - sad but true
    - IMO, trip to trade show sure not worth having to - deal with MTs, facilities, higher management,etc.n
      - But they go to SO many shows, they're never in the office dealing with any of that! LOL nm - sad but true

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From above post. Oops, meant my MTSO support
x

Does background check include credit check?

"You can check my credit if I can check yours"
x

Why Credit Check for MT job?

Does anyone know why an MT service would want to do a Consumer Report on applicants? I can understand a background check, but why do they need to do a credit check? I've never had this come up before.

I have never had to have a credit check
to work. Not all companies do this. Granted some do but they all do not! You'll find another job just hang tight.

credit check
They do the credit check/background check because they are giving you THEIR equipment. Having worked on the inside for a few years, you would be surprised how many transcriptionists have drug problems, arrest records, identity theft, and best of all - sell the equipment for $$!!!

Credit check
I am not sure potential employers are allowed to run a credit check without your authorization. Are you sure you did not sign something authorizing them to do so? I recently filled out a long application for a hospital and then when I got to the end, there was a notification that they run credit checks. I did not finish application because I do not feel they should have access to all my financial information.

credit check
I have nothing to hide either. I have owned a house since I was 26 and my credit is excellent. My original point was I do not think they are legally able to check without your authorization. If they just want to get my credit rating number that is fine, but I do not feel an employer has any business knowing how many credit cards I have, name of my mortgage, etc., when I am sitting at home 1500 miles away from the hospital transcribing. It is not like I will be stealing from the petty cash drawer.

Even if they tell you is ISN'T a credit check
once you give your permission they can check whatever they want by all rights because you signed on the dotted line giving them permission to do a background check.

Why would a company do a credit check?

They are not loaning you money and you're not purchasing anything on credit are you?

A credit check really has no bearing on whether you will get a job offer
I had a phone interview with Amphion this week, and was told they would do a credit check and reference check if they decided to offer the job to me. Many places do not bother to tell you, but they do check. You can ask during any interview. I saw a bunch of posts where companies took a long time to call an applicant. It could be that they are checking up on them first before they even call to set up an interview. Most places do it as a formality. As far as I know, a bad credit report has never prevented anyone from getting a job unless they are going to be working at a bank or someplace where large amounts of money are. As far as I am concerned, just ignore it. It has no bearing on whether you will get a job offer or not. Nothing to worry about.

You HAVE to authorize a credit check with a signature;
nm

Credit check IS the norm. Employers want to how
x

link again for MSN Money credit check
didn't work for some reason above.

You dont remember okay credit check but you
x

Credit check, FBI check was not for
me. The notion that if you don't pay your bills means your not a responsible person really kills me!!! Lots of people have $$ problems, especially if you are an MT, LOL!!! They are the only company I know that does these checks. Seems a little anal to me!!!

oops, that's what I meant..