Not over 50. I'll be 60, live in Fl and only found insurance for $800.
Posted By: Under spouse would be $850. There is crisis here. on 2008-01-22
In Reply to: You can easily find private insurance for - me
xx
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I think it is....I don't live in NY, just wanted to pass along what I found. nm
x
Gosh..thanks for your honesty. I have not found ONE positive about them. I'll pass. You saved me
a lot of trouble it sounds like. 
It stops at the end of the month you quit. Shop around though, I found insurance
for $193 a month for me and the kids. Limit is 2 doctor visits each for a year, but since it is only temporary that is fine, lots cheaper than Cobra which was doing to cost me over $800
Just found out I have to buy error/omission insurance to remain IC. So long MDI.
x
I'll switch with you. You take my insurance plan and I
xx
I don't know where you live but where I live foreclosures are rising and there are no jobs -- non
I worried about my employer for part of the winter as my accounts grew sparse. I had plan to switch to being an employee with benefits but dared not make the switch in this economy (this was last year this time, got it?)
I figured keeping my seniority was worth whatever security it afforded.
My accounts have rebounded some and I can pay my bills.
By economizing seriously, I have paid off my credit card and put some money aside, just in case. I'm breathing easier, thanks.
So, all in all, I'm not complaining. This last winter was brutal, but I had a job and I paid my bills. When employment rebounds and/or national health goes into effect, people will go to the doctor again and we will be busy.
My part of the world is like a ghost town -- everyone who could left to find work in the city -- many apparently leaving their homes to the banks. Several houses in my vicinity have been on the market more than 4 years.
Forgive me my loyalty ... it pays the bills.
What does yelling at the rest of us do for you?
It depends on where you live. If you live in their
service area it would be cheaper than outside their service area. I only have rates for out of service area and medical is 139.13 for family or 168.42 depending on what plan you choose. Dental is 20.85 for family, vision is 5.13. These are per pay period.
Individual coverage would be 44.79/54.21 medical, 7.99 dental, and 1.71 vision.
I opted out of insurance as we have through my husband's job. I believe the cheaper insurance is a 70/30 plan and the more expensive an 80/20, not sure about co-pays. Deductibles are $2000 for family, not sure about individual.
If you'll read through past posts you'll find lots of
recent info. Why do you need menitoring if you already work as an MT. Unless you do clinic work most companies will require you to work at least one weekend day, at least initially.
If you'll read the archives you'll find out everything
you want to know, none of it good.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Probably figure you'll want Way more than they'll offer, whatever it might be. :) nm
s
If you'll read more carefully you'll see
I was referring to AFTER she's missed out on a job, having a friend do sort of an audit to tell her what what was wrong with her test she submitted -- not cheating.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
i live in NC. Where is this sm
company at. I am thinking about changing employers.
Yes, I used to live near them.
There was a recent post at this link. http://forum.mtstars.com/company/v/1/7698.html
And a post from 2004 stating that they were disorganized.
They don't live up to their name...nm
x
don't know but u live elsewhere than me....sm
When I go soliciting more private work (rarity), I expect exactly what I charge today and for the past 10 years; have never raised my rates. I chose my rate by what was/is usual and customary in the area where I live and what other fellow MTs charge. No complaints thus far, but I live in and around a couple of huge cities, and I do charge 12 cpl, promising 24-48 TAT, with close to 3 decades experience. Best luck to you !!
Anyone here live in PA???
 side of the state and wondering if anyone could tell me of some good neighborhoods to move into; anywhere between Stroudsburg and Philly. Thanks everyone!
Where I live
pretty much all jobs require a background check and the potential employers pay for them. I have had to have a background check for every job I have applied for here. It really wasn't a big deal.
if that is all it is, i can live with that;
I will just remember to get it in on time.
I believe you have to live near SM
the hospital to reap the full benefits of the insurance.
Others have stated they cannot use the hospital insurnance and that there is little work, due to over-hiring.
I live in s/m
NW Arkansas (Wal-Mart country). There are craft fairs and festivals just about every weekend. Near Eureka Springs where the whole town is made up of gift shops and tourism is about their only industry. Lots of wealthy tourists willing to pay $5000 to $10000 for a quilt. Yes, I meant to add that many zeros. Nice gourd birdhouses they'll pay $150 or more for. 30% commission still leaves a nice hefty profit.
Where do you live?
and what sort of experience is your 14 years in? I work for a hospital that is looking to hired experienced MTs right now... some leads, but still some possible openings. What state/city are you in?
I worked for a service, then for a hospital. My hospital experience is totally positive. I wouldn't go back. Just my 2 cents worth. Hope you find something!
Where do you live?
maybe it depends where you live,
it was in the regular mail. Corporate is in the northeast and so am I. Maybe that's why I got mine and you are waiting.
live s/b life (nm)
it helps if you put where you live - sm
you stated microcassettes accounts - so more than likely maybe something nearby or a hospital that perhaps still dictates the old fashioned way - (AND YES, THERE ARE HOSPITALS THAT DO STILL USE TAPES!!)
so whereabouts do you live
how do you live off 800$ a month?
x
Depending on where you live (sm)
this could be a very good position for you. The people I used to supervise (pathology transcriptionists in-house) made about $15-19 per hour depending on how long they had been there. This is in Southern California, though, where employers will pay a little more when transcriptionists are scarce.
Depends on where you live
It sounds like you live in an area where there is a moderate cost of living. Here in the Bay Area, $15 an hour for an MT in any specialty/area is unheard of. Most start at $22 an hour for 1+ years experience. Well, this is what needed -- plus a lot more -- to pay $2,000 a month for rent or purchase a $600,000 two-bedroom house.
Re: Depends on where you live.
In the East Bay, say Albany, El Cerrito, Pinole, El Sobrante, and there are some very nice areas in Richmond (despite the news/press coverage), even all the way out to Vallejo and Fairfield. But for Berkeley, San Francisco, Marin, the West Bay, and the South Bay - forget about it!! All depends on where you like to live and what you can afford. If you are looking for Marin or Walnut Creek-type neighborhoods, then you will pay $1 million for a two-bedroom house. If you are looking for more modest, but still nice neighborhoods like those above, then you will find what you are looking for in the East Bay.
The town that I live in is
Stillwell, in Georgia. The Stillwell is for the town, MTC is Medical Transcriptionist Coder. :)
thanks for the info though.
The town that I live in is
Stillwell, in Georgia. The Stillwell is for the town, MTC is Medical Transcriptionist Coder. :)
thanks for the info though.
We must live in the same neighborhood (sm)
The cost of living is too high here to work for 8 cents per line.
The nationals have sucked up all the work here because it is such a high cost of living.
It would be fine if they would give me a decent account, but I haven't had a decent account from a company in such a long time, I just gave it up. I am tired of wasting my time and energy only to get the worst of the worst again. You can't make a living on it.
I don't know what state you live in but,
in my state (Maine) whether you quit or are fired, you get no unemployment unless you honestly cannot find employment for a period of 3 months.
Check your state unemployment benefit laws.
I can live with some ESLs, but I don't - sm
Really want to do predominantly-ESL work. Would you say that the work is mostly ESL?
TIA, by the way!
Since you live in Australia sm
you might want to check with companies there in your own country. Not sure who in America hires from Australia. The companies I have worked for required their transcriptionists to live in the US.
I live in Clarksville -
Are you from this area?
If you live in Virginia, then take the job because then you
could go directly to his office and DEMAND your paycheck (I am being sarcastic). This man is notorious for not paying his employees.
Bad MTs don't just live in India -
I am an Editor and there are plenty of bad, sloppy, careless MTs in this country; some are just plain bad MTs who shouldn't be in this work and some just have a bad doc/make an honest mistke. While I don't like offshoring, it's wrong to assume that all the MTs there are terrible and that their work should be sent without editing just to make US MTs look better.
I can live with myself just fine, thank you,....
because you definitely have the wrong person.....I didn't steal anything! And not that I should have to justify my actions to you, but I don't post my name on ANY message board.
Newbie has a lot to live up to....
And, what world do you live in?
that pays for downtime.
Nope....unless you can live on
m
You cannot live on that and i refuse to do it.
I have not done line pay ever and won't. Yes, I have bills to pay just like anyone else, but seeing my pay get cut because of the laziness of others (which I think is just an excuse--only a few I know ever abused hourly QA pay--actually not that many). Everyone I have ever worked with in QA no matter what company worked very hard. We worked together and I am telling you that if companies are giving you the reason that people abuse it, they are lying to you. They are just plain cheap and they found out that some companies got away with it so they are trying to do it. I said it on other posts, I hope they all go out of business because anyone who is worth their weight in gold will not take wages like that and the ones I know have all quit. We are trying to figure out what to do about it, but to be honest...we'd all rather do anything else but this in this industry that has no respect for any person alive.
Not an option where I live.
There are 2 hospitals in a 50 mile radius and they only employ 2-3 MTs and rarely have openings. It is very rural here. I haven't had any trouble finding work from home as an IC, but want to change to employee status for health insurance since my husband is changing careers and won't be getting ins. any longer.
What state do you live in, JT?
x
That pay is insane. No one could live on that.
xx
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