Nope, hope to supplement my retirement years.
Posted By: Patience on 2007-10-08
In Reply to: Leaving transcription? - Justlooking
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Only about 8 more years till retirement, but I AM going to take the test. (sm)
Have never felt the urge to do so in the past, but the company I am working for now reimburses the testing fees and you get a small raise because you are a CMT. It all adds up to being beneficial for me money-wise, so.... I chose to do it for that reason and that reason alone.
I have been at MDI for over 3 years now and hope never to have to leave...sm
Great staff, good accounts, easy platform. Pay has always been on time, direct deposit. Production requirements are easy to meet though work has been a little slow lately, hopefully just a summer thing. I don't remember much about the training process but it was not difficult. Guidelines are clear and simple to follow. Really a great company in my opinion. Welcome aboard!
Not Sure Which Transcription Company to Supplement With
I'm really in a quandry! I've been an IC but also handle overflow and get some work from another local transcription company. Right now, it's just not enough, and I'm not sure if more is coming! I've been doing this for almost 20 years. I still can't tell from the posts which is the best national company to supplement with. It seems that if there are negative posts about a company, they get wiped off the boards! Can you give me your opinions?
I'm so sick of this field. Supplement (sm)
your income. Find a way. First work volumes are low. Now pay is cut. And we're making more than ever! Did you know that? Do you feel like you are?
they only wanted 2 years of radiology...i dont know why its taking them so long in your case, hope y
/
I hope it's a rumor..I left MQ for KS 3 years ago..I finally found a place I love (sm)
so I hope the rumor is not true!
Way too many trying to find something to supplement my wonderful PT local that I've been with for
s
It's not very good. I sold Avon for a year to supplement my MT income
and I didn't make squat. They are the worst. They shorted at least half my orders, you have to pay to ship back items that customers stiff you on. MT is better than selling Avon.
nope, not me, NOPE Worked to hard and long to sm
know what I know, my expertise is worth more and constant updating . Keep looking on the job boards. Email and ask if VR, pay for space and lowest to highest line rate for the POSITION (generic question) not I have 20 years exp. etc
Retirement
I will retire in four years. I always advise people who ask me to look at other careers than MTing. Its golden era is long past. I really loathe those matchbook schools (you know, the ones with Sally Struthers in their advertising copy) telling people they can make 40K by taking their pathetic little course. If I had a dollar for everyone who has come to me crying about how they cannot get a job with their so-called diploma from some such school, I could retire right now very nicely. Meanwhile, I hope people will really weigh their options carefully before becoming an MT. It looks to me like MQ really messed up this field for so many in so many ways.
Retirement? What is that?
I start drawing my retirement this year- not quitting MTing- just want to have twice as much coming in per month as I am getting now. Cha-Ching.
Retirement
I believe that people who work hard all their life deserve to retire. They should not be forced into retirement with nothing to show for their hard work. We had dinner guests last night and the topic of conversation that someone brought up had to do with some complaining about older workers taking jobs away from younger workers. None of those in attendance are employed, all have a fairly comfortable retirement. My question was how many people of retirement age do you suppose actually want to work and how many HAVE to work to be sure they have food? Not everyone is physically able to work after reaching retirement age. It should be a choice. How many 70 year olds do you suppose actually want to work or would they rather pursue things they weren't able to do when they were younger and had the responsibility of a full-time job? I, for one, am thankful that I am still physically able to work full-time (if I chose to do so) and still pursue other things as I have done all my life. I've always had more than one basket, my favorite when I did MT and was also a livestock broker. Unfortunately, I am no longer physically strong enough to pursue the livestock brokering. I find that I am just as happy working for free for things I truly believe in. Some on this board say that I should go back to painting gourds (which I still do) but I also have a heart for my MT sisters and brothers who are hurting and if I can make even a little difference in their lives, I will do what I can.
Unless you are retirement age now, I doubt your
hee..hee
I don't see retirement in my future, unless it's the
:(
Me too. I have stopped even considering anywhere else. I am here until retirement.
And that is such a stress-free thing, never to have to retrain for a new company again!
fat cat may be close to retirement sm
but she still has some humanity about her! Probably why she still has a job so close to retirement.
Not all companies have the attitudes that you post. In this business, there is absolutely no call for that kind of attitude. The companies can cover their butts. Half of them don't have work anyway.
I have been through exactly what the poster posted and I told MQ to stick it after 23 years. Have not had a problem getting a job and have been upfront and honest about the situation I found myself in.
When an employer calls someone at hospice and starts ragging on them, knowing full well there is no work to do the 8 HOURS I WAS SCHEDULED PER WEEK, then its time to get out. I did and never looked back. Probably was the boost I needed to get out of that place.
I applaud the OP for doing what she did. Family comes before any doggone job. She won't have a problem geting UE either. She applied for FMLA, they denied her, what else can she do? FMLA is there for situations just like this.
I don't blame her for telling the higher-ups. I would have let them know too before I left that place and never looked back.
Wish I knew waht place it was!
Go back to retirement s/m
I'll ignore that juvenile comment.
I didn't SAY that anyone with a dictionary could do VR or anything else ACCURATELY. I have, however, SEEN companies who used non-MTs to do Q.A. Are you absolutely certain YOU aren't being Q.A.-d by such a person? Furthermore, with companies ever looking for ways to cut MT pay, they might just do that doncha think? I'm sorry to enlighten you to the fact that MT isn't nearly the big deal some of you try to make it. Most of us old-timers received OTJ training in a HOSPITAL which gave us an education you'll never dream of getting in any of the MT schools.
IMHO you need a few more years experience as an MT and maybe, just maybe you could learn something from us old grandmas if you weren't so wet behind the ears that your hearing is impaired.
Retirement and taxes
Here's the scoop on SS and taxes. They do not penalize you once you reach full retirement age, HOWEVER, if you continue to work they will continue to deduct SS from your paycheck and at the end of the year if you make over a certain amount, you also pay taxes on your SS benefits up to 85% of what you receive from SS..
Contrary to what chatty says, they do not want you to take early retirement. They encourage you to wait until full retirement age. That way you might die and they never have to pay a penny. The death benefit to your beneficiary is a whopping $225. If you do the math, you are much better off taking retirement at the earliest possible moment.
QUESTION RE. RETIREMENT - sm
I know about this 1-dollar-for-2 for taking early retirement - but I was wondering: Do they take 50% of your Social Security benefits or 50% of your paycheck? If they take half your paycheck, you're essentially working for nothing. If you're working for low wages, it won't pay to go to work. If you have a fairly decent salary between ages 62-66, then it's a TOTAL ------g ripoff! Just wondering.
I have 7 yrs until retirement and I doubt is any MT work SM
will be done in US. I am thinking of other jobs. Instead of some work going to India, or perhaps some other country, most of the work will be done offshore and we in the US will be left little. I'm not hysterical over this, I just consider it a fact of life.
MDI-MD employees, how are you funding your retirement?
To those of you who are working for MDI-MD, have any of you found alternative ways of funding your retirement since the company doesn't offer this benefit?
Any and all positive input would be appreciated.
I am past retirement and do not care anything
about leaving. I want to have my pay from my job and also draw from my social security. Those are my plans and working independent, still travel and do what I want to do and have the money to accomplish.
You're past retirement age
and you only have 36 years? One can say anything they want annonymously but I do believe a person who is past retirement age would have better sense than to tell a fellow MT to go back to retirement. LOL
The only people that are going to make it with VR or ASR are MTs that are nearing retirement and
dont mind the lower wages and who probably already have problems with muscles and tendons from years of MTing or others who as people said are slower transcribers or part time people just supplementing their income who just want to plug along and make a few bucks. Anyone who is self supporting and needs a good income will not make it on those rates without killing themselves and if one company gets away with it they all will because I am sure MQ is next when they come out with their new pay plan and ASR rates and then they will all follow suit. Why send this work overseas and then have to edit it again so I guess they just hope they have everyone behind the 8 ball.
retiring from Spheris? Gonna get retirement pay from them or Social Security? nm
.
since I didn't pay into social security as an IC, I started a retirement plan to cover me.
x
Thank you! I'm looking for part-time work to supplement my no-work full-time job.
Nope
Not yet!
Nope...
I'm already in the process of getting in with another company while I can still make the change because I WANT to and not because I HAVE to.
Nope,they have their own although sm
if you speak to tech support,they may be able to import your shortcuts into their program.
NOPE, OSi
nm
Nope. nm
Nope...
No, it doesn't make it 10.75 cpl. I thought that it might at first, too. Look at it this way: 15.3% (the actual %) has to be paid out of what you make. As an SE, half of that is paid by your employer, the other half by you. As an IC, you pay the whole. So you're actually only paying 0.0765% more.
What I did to figure out which rate was best. SE versus IC, was to take the base rate and subtract the 0.0765% from it. At 10 cpl, that gives you an SE-comparable rate at 0.09235 cpl.
Nope. Nope and not any more
.
Nope, not that one! (sm)
The BestPRN I know of does primarily psych and has a system that prevents cherry-picking. The owners are the best I have ever worked for.
There are about twenty zillion services named PRN transcription.
Nope
Nope
Nope, she's gone.
nm
Nope I don't.
They have their OWN accounts now using several types of software. I only use one type of software they have, but they have 3 accounts with it. I work on two of them.
Nope,
That is how she tests
Nope, I think it is after 2
nm
Nope. :) nm
s
Nope, never have
Whenever I have applied for a job in the past, I have always submitted it directly to the employer. I want to avoid being contacted by these types of strange places.
Nope. nm
c
Nope.
//
nope. but only been one day. n/m
:0
Nope.
I don't know a thing, except that I wouldn't want to send my personal information to an unidentified company with a rapper's personal email address as contact information. This is the business world. They can be more professional in their communication efforts.
Nope, not MQ or OSi, but...
but thanks guys for the tip - I know who to stay away from! I have played MQ before, never ever again - don't know about OSi, but I think I'll steer clear. This is more of a wish list and a compilation of all the negative things I have experienced over the years and just don't want to deal with again. I realize no place will be perfect. I'm hoping some MTSOs will see the post and pay attention - but if they are already operating this they most likely won't change their ways, nor are they likely to care - just a vent.
Nope! nm
x
Nope... I am
Wendy too! Hi Wendy!
Nope, FT only
NM
Nope, FT only.
NM
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