My family coverage amount
Posted By: Ax Advocate on 2009-01-30
In Reply to: C'Mon ladies, NEED HELP!!1 - stressed out
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
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They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy
my own policy versus being an employee of a service. When you think about it, being an employee for most of the services out there offers no real benefits at all. I have found that the PTO that some of these companies offer as part of their benefits package is a crappy. You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing. So you are basically penalized for taking time off.
And health insurance benefit packages are a joke! They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.
If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs. Hospitals are the only places that offer decent health insurance coverage for families. I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance. So now I have my own accounts plus I work FT for a hospital from home. I pay $175 a month for family coverage with a $1000 family deductible. It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.
Again, let me say, I would NEVER go back to work as an employee for a service. They don't offer anything that I would consider benefits. You're better off buying your own policy.
Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage
but I do not need that right now. I have a schedule but they are flexible hours so that really helps. Pay does include all spaces, but what I like is the direct deposit and the steady work. I have been with Medware for 2 years and always have work. If my primary is out they give you a back up account. Finally my income meets my needs and I can move ahead with some things around the house that needed fixing. Plus it's nice knowing I have good health insurance.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years. Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!! I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though.
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Goodness. I have coverage for a family of 4 for
less than that. I would have looked at options long ago.
WEBMDX FAMILY COVERAGE INS-Does anyone know how much it is?
nm
Are you looking for individual or family coverage?
X
Webmedx has the best overall family coverage plan.....nm
What is family health coverage like at AllType?
XX
Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm
nm
I have single coverage - affordable - but don't know about family. Call them.
nm
Anyone know what Medware's ins. for family coverage runs. Thinking of applying
Just looking for a company that offers decent insurance for family coverage.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
The ad says they treat MTs like family ... what a family that must be! LOL nm
She didn't say she didn't have a family. A family isn't just kids. sm
She also said she didn't have kids. Why do you think you're so much better BECAUSE you have kids? I am so sick of that attitude. I don't have kids, never wanted them, but have been discriminated against in jobs because of it. Everyone figured since I had no kids I could work all the time. I said NO! Just because I don't have kids doesn't mean I don't have a life or that my life is not important. 
BTW I work part time too.
Just the right amount here...sm
I get the hours I am scheduled for. I've been there a few months now. Going fine. Off of OT finally but not running out.
Could you disclose the amount....sm
you were paid? How long ago was this that you didn't have enough work? Also, were you full or part time and what were your report total requirements per pay period? TIA
For ANY amount of money
nm
Not only do they pay late, the amount of the
checks are incorrect and it takes forever to resolve the issue with accounting. I even talked with the owner of the company a couple of times because of incorrect and/or late paychecks. Nothing ever changed, so I left. Beware!
The amount of tax you withhold should
be what tax bracket you are in. If you are in the 15% bracket only hold back 15%.
There are pros and cons on both sides. You just have to find the fit that works for you.
Sorry, but would not put up with that crap for any amount of $$$
nm
Well that's a decent amount of $
NOT to walk away from. Depending on how much you need it though I would still consider not taking it... and not signing.
Then you are completely free to do anything u want without any worry.
If you need the money, however, you appear to have little risk with this contract being prevailed upon in court.
I'd say you don't really need to 'panic' anymore - :) you'll be OK with either choice.
Good luck.
I also just registered the amount of
$1K to $3K is not worth it to give up your career. Forget about it! File for unemployment, which I'm sure you did, and hang in there for a few weeks until you get your first check. But to sell out your potential future career for a few grand? No way! And its still something I would not want to mess with in a million years, as there is a lot of -- stuff -- going on with your ex-company, accounts/clients, etc.
Maybe someone who knows a fair amount about
x
It is a taxable amount.
nm
What amount are you talking
about?
You got a reasonable amount sm
from what I've seen for raises - a full half-cent would be great, but it's hard to give that to deserving MTs when companies can't get hospitals or clients to pay more.
I definitely have sympathy but I'm afraid that you were lucky to get anything at all, unfortunately. I wouldn't feel insulted - I'd be grateful that they were even able to grant a small raise in these tough economic times.
I'd advise you to try again when the economy picks up.
Not that the amount isn't an insult or anything, but
the fact that you got anything more at ALL is pretty unusual, with the current state of affairs in MT. Wages have been steadily declining over the past 10-15 years, and many of us have been getting even further pay cuts recently.
I hear ya on the amount, though. .09 cpl might have been good in 1980, but this is 2009. Although lately, it feels more like 1930.
Every company is going to have some amount of ESLs
/
Figuring amount for pay per minute
Does anyone know how to charge by the minute of dictation? I only know rates for by the line.
Ty
IC means they cannot tell you WHEN to do the work, only X amount
Otherwise by IRS definition you ARE an employee. I have been seeing a lot of ads lately where companies want ICs for particular hours, and I can't believe people fall for that. The definition of IC versus employee is simple: Who has control? If you have control, you are IC. If the company has control, you are an employee.
Not from me. I need that amount to pay for a bad shopping habit :)
My DH pays the bills, I pay the extras. He's lucky I like a lot of extras and don't like to cook!
Thanks. Do they have good amount of work?
Is the payment on time?
Guaranteed amount of work!
With all of these people complaining about no work at this company and no work at that company, I'd have to say guaranteed work is a load of you know what!!!! Also, you can pay your own social security. The employer is making money off of your withholdings. Hello? Does anyone here think that it is probably better to owe the IRS at the end of the year and keep your money and invest it yourself, rather than let the IRS have your money for a year to make money off of your money just so you can have a refund? Grow up and save your own money!
Are these companies paying for downtime when the dictating physicians are on vacation, and there is not enough work to go around? Doubt it!!!
To the OP: You'd be better off as an IC and pay your own insurance!
1099 Form amount
Isn't the amount $600.00? If you make that amount or more then you must be sent a 1099 form? I do have records of all of my earnings that I made last year. I made a little over $3,000.00 with this company. It was not that much, but enough to report in.
A company might require a certain amount of
lines, but may require a certain amount of minutes, which pretty much equates to the same thing. The last 2 companies I have worked for required 1200 lpd for FT work, but I have seen some companies only require 800 - though I think that is IC and not employee.
There is one thing no amount of money will ever buy ......
But... then again, that pretty much goes without saying.
Did QA for $20 an hour 5 years ago and will never do it again for any amount! sm
For one thing, I can make more transcribing with a LOT less frustration. It gets old fast seeing work that is pure garbage turned out by American MTs day in and day out. It is not only the offshore MTs producing garbage work, trust me. Companies also cycle through people fairly quickly due to them not meeting the QA standards, line requirements, whatever the reason, and correcting reports with dozens of blanks for various reasons is tedious. I found it far more exhausting than I ever did transcribing the worst ESL docs. Just something to keep in mind. The grass is not always greener on the other side of the fence!
Paying same amount for VR and straight?
You apparently must have just started on VR then. I know of no company who pays the same for those 2. I know at first the hospital where I worked said pay was the same until and the until did not last that long. VR was almost immediately into play.
All those facilities amount to 1127 sm
actual beds (the size of 1 large teaching hospital), clinic work, a rehab center with 40 beds and an imaging center.
The list of facilities sounds impressive, but does not amount to the number of accounts we have lost and will lose over the next few months.
The way W overhires, this account will be like all others, everyone fighting for some work.
I do have a job a reasonable amount of work
with good pay. I just haven't worked for this low of pay in many years. It averages about $10.00 an hour when all said and done, and I didn't know if that is a waste of my time, or get more work at my other job for more money. It seems the latter one is better, but in this day and age, I always think 2 jobs are more secure just in case one gets low on work. What would you do in this case? It is an IC position.
Exactly. If pay is suffiecient for amount of work you
x
How are you privy to know amount she was sued for?
I might be wrong, and I keep up with these posts and never saw before the $$$ amount GP was sued for. Very interesting- sounds almost like she could have written this.
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
Yes they pay for spaces and average amount of ESLs. NM
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