Less than $360 for family at MQ. Med/Den/Vision

• Anyone pay less than $800 a month for family insurance?? I work for a small MTSO - Working for insurance
  • I pay less than $200 a month - for 2 people
  • Yikes, does the company contribute toward your premium? sm - as
    • Yeah, you'd think they would be contributing wouldnt you. They are not huge but big enough I woul - Working for insurance
      • Read that post below on hospitals? They're definitely good for great bennies! nm - as
        • This is exactly why I am looking for - a hospital job.
  • Less than $360 for family at MQ. Med/Den/Vision - nm
    • Do you still have to use MQ's computer. I know in the past you did and that is why I declined the - Working for insurance
      • No. Currently, you can use your own. That may change - but who knows!
  • 860 yr at the med size - company I work for. nm
    • Did you mean $860 a month?? Wow.. if that is the case.. - Working for insurance

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Vision and dental are separate.  250 deductible.  there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future.  they pay 90%.  Office visits Co-pay with medication co-pay.  It is really a great coverage and by far the best from what other companies offer that I have found. 

Hope that helps.  Check them out.  I think they are great to work for!

I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.

for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen.  I definitely paid more than that when I had coverage on my own.

with AFLAC, it didn't look like they paid for much compared with the premium charged.  I didn't talk to the representative guy, though, so maybe I misinterpreted the info.  Anyway, I am trying to shop for something different, just to help cover the basics.  I do wish I had taken out the disability protection with them, though ... maybe next year.  :-)

I am extremely grateful for the insurance, though.  So far, it seems to pay pretty well and has been a lifesaver!

She also said she didn't have kids. Why do you think you're so much better  BECAUSE you have kids?  I am so sick of that attitude.  I don't have kids, never wanted them, but have been discriminated against in jobs because of it.  Everyone figured since I had no kids I could work all the time.  I said NO!  Just because I don't have kids doesn't mean I don't have a life or that my life is not important.   

BTW I work part time too. 

No ... not being catered to.  The company pays the same portion of my insurance for my family plan as it does for the employee who has no family.  With the new plan, for health and dental for myself and my family, I will be paying a grand total of $738.93 a month, which is down from $977.00 I was paying.  I hardly call $738.00 a month being catered too.  I'm just happy it came down.  The employee only rates are still very, very good from my point of view, and it does seem like it is really good coverage.

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.

And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.

If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.

Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.

go for it.   My situation was a bit different in that I wasn't running out of work, just testing the waters.  I applied to about a dozen companies, offered positions with each, took 3 positions to figure which I liked best.  I had worked for a small local company for 13 years as my only experience so was really clueless.   I found it really difficult to switch from the various accounts and scheduling became a nightmare because I really had no clear-cut hours or line counts.  It got to where I wasn't doing a good job, just doing the lines and not caring about the product, plus I was screaming at my son for bothering me while I was trying to work.  Just wasn't worth it. 

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.

You have to arrow over all the way to the right to see the prices for family plans .... way over to the right.

My son-in-law is a newbie lawyer who does have an interest in labor law and the like.  I've had numerous conversations with him re. the MTSOs and all they're able to get by with.  Regarding your post above, the difference is ASKING YOU TO and REQUIRING YOU TO. 

In any job paying on production, if there's no work on your shift DUE TO NO FAULT OF THE EMPLOYER (and this does NOT include having sent your work to VR when you on a straight MT shift and you're out of work) they may REQUEST that you make it up at a later date - this must be a mutually agreeable time.  But THEY CANNOT REQUIRE you to make up work at a specific time - they must pay you minimum hourly wage for your time in that case.