Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

It is only insurance Spheris offers. SM

Posted By: cm on 2007-02-12
In Reply to: What is consumer driven insurance? sm - mlstoo

It is managed by Aetna.

There is high deductible of $2000.00 for single/ $6000.00 for family. They will not pay until deductible is met. You must pay for everything out of pocket. Medications are not covered.

I never heard of it either until the end of last year, when they announced that will be our new insurance. No options were given.


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

Spheris offers prn status.
xx
Seeking company that offers good benefits including insurance.
Ideally, I'd like to find a company that offers medical insurance at a reasonable cost for family (under $500 a month) and a decent line count rate. Anyone have any ideas on this. Thanks.
Does anyone know what DeVenture offers in terms of insurance for famly coverage, costwise?
Thanks
Spheris, but only if you do not need insurance
aa
Spheris insurance
As a single, I'm happy with the plan. I went to the doc 3x this past year and didn't pay a cent out of pocket for my meds (mail order) or the visits. It's definitely designed for people who just don't go to the doctor very often. This year, we've been offered an incentive of $30 (single)/$60 (family) off our monthly payroll deductions to allow someone to come to our homes and do blood draws, BP check and weight. I had this done the other day. My guess is that down the road, we'll be facing a situation where they will pick and choose who will have insurance coverage and whom they won't cover. A lot of big companies are doing this.
regarding spheris health insurance

Hi,


I got a job offer from spheris, i need some info regarding their health insurance benefits, how they are. Do they cut from our paycheck for health insurance i was offered 202 for family for two weeks excluding dental and vision. I would appreciate if anybody post message on it.


Nancy.


 


 


regarding spheris health insurance
hi,

thanks for the reply, but my questions is yesterday i got interviwed. The recruiter told me that the family insurance will be 202 for every two weeks and the money goes from our pay check only it looks more cost for insurance and excluding dental and vision is that everyone is getting the same insurance offer from Spheris for family or it depends on plan.
Spheris has consumer driven insurance. SM
They don't below to a group plan, so it is to the benefit of the company that you do not use their insurance. They do not cover office visits or prescription drugs. You are on your own. It's a major medical plan with $10,000.00 total out of pocket per year. Sounds like a great deal, doesn't it?

Axolotl and Spheris supposedly start insurance early, too. nm
s
Spheris supes/QA are good, insurance not good; they offshore
nm
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Two offers
I jumped at the first offer because I was on a long dry spell. The next day I got another offer.  Same pay but excellent samples, directions, you name it. Better than the first company.  First company is like typing in an old DOS program, second company uses Word.  First company requires a different type pedal, second company  (I USE MY OWN). Can I do them both?
I got many offers off of here
and two other places I can't mention or my posts get deleted.
MDI -MD offers 24 hrs, I think. nm
s
HELP, 2 offers

on the table. 


One offer is Med-Scribe, FL.  I did get offered the split shift that I prefer also. 


Other offer is Medquist for more cpl.  I was offered a split shift that I am not too fond of but need split shift.


I am weighing pros and cons of each and am stuck.  Any info to help me weigh these two companies would be great......like what flexibility each has, anybody working for either, anybody happy with either?


 


low offers
I agree that there will always be someone willing to accept a low offer just to gain some experience. But, you get what you pay for. If a company expects quality work, we can expect quality pay for said work! The turnover rates would be a lot lower and the MTs (and MTSOs) would be a lot happier. It's a win-win situation.
Two job offers - very undecided -

One offer from Diskriter, part time (30 hours) PTO.  They pay $12/hour for down time, including when no work is available.  The other is Landmark, a fairly new business, but the owners seem really wonderful.  Has anyone had any personal experience with either of these companies? Both are paying in the range of what I wanted. 


TIA!!


K


 


 


IC, SE or employee? I have 3 job offers and
am not sure which way to go.  I have little if any write-offs, so I'm thinking employee.  The per line amount is the same.  The SE offer counts spaces but no headers & footers and the employee offer does not count spaces but does count headers and footers and offers W/E and night differentials.   The only real advantage I'm seeing is the greater flexibility with IC.  Any advice?  Thank you.
MDI-MD offers what you're looking for
They're awesome to work for. I'm on a super easy account, that I don't mind sharing the info on - it's for a hospital in eastern Maryland. The docs are easy, the platform is easy. I've even typed radiology for the account and couldn't believe how easy that was as well!! I have a 12 hour window, but I like getting up early and knocking out my lines in less than 6 hours! $$
I need some advice. Two job offers. sm
Job #1 is employee status/benefits, 0.07 per line, average ESL, plenty of work, great hours. Will have to buy computer and spellcheck software.

Job #2 is IC status/no benefits, 0.09 per line, no ESL,plenty of work, great hours. Will have to buy computer.

I have never been an IC.

I need some advice by those in the know. I really don't know what to do here. I do not have insurance through DH's job so it would have to be through my employer or private insurance, depending on which way I go.

Any advice by cooler heads than mine? Thank you.

Who offers BCBS?

What MT employers offer BCBS?


How is someone supposed to know who offers the best

medical benefits?  Unless you have worked for every company you don't know how one compares to the other.   If you have no pre-existing conditions and are in good health you are better off to get a private policy.  Deductible might be higher, but your premium is less and with the money you save on premium you could put money away for deductible.  


If you get a private policy you aren't tied to a company because you need the insurance. 


Trying to decide between offers
Morning all -  I have a dilema and would like some opinions on what you would do.  I have been offered 2 positions.  One is with a company that provides equipment pays higher, but I would be doing reports that I am not that great with and they are ESLs.  The second offer I have to provide my own equipment and will have to spend about $80 to get what I need and they pay about 2 cents per line less, but they are easier work types and not as many ESLs.  Which would you choose?  I'm sure I'll get a lot of those nasty posts I have seen lately because you think it is simple , but I do know there are a few of you out there who will not be nasty and give me your honest opinion.
I'd wait and see who offers you the job

In this economy, a lot of companies are not hiring.  While you may have applied with all of these companies, I wouldn't get my heart set on 1 until you've actually been offered the position. 


With all the low pay offers - How's the PTO? see message
New job.  Earning 3-1/2 hours PTO per pay period (2 weeks), which should equate to about 2 weeks per year until the 4th year.  Only 2 sick days - period.  How does this compare?
Transcend I believe offers

I still feel like a team player of Spheris, as the shackle scars are still on my legs! Spheris was

Micromanaged to the microsecond, or ms!  Horrible. And part of a team?  Total opposite - part of a team as in prison.


Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
Don't imply you're worried at all. Just stating fact that Spheris does NOT allow a Spheris MT
work concurrently for MQ - no exceptions.  MQ, on the other hand, does not have the same feelings as Spheris.  Just all I had to say so that MTs aren't misled into thinking they can do the same "legally". Even went to the ropes on this issue with Spheris, as I was professional as well, and wouldn't share info, etc. The point they raised was that MQ is their direct #1 competition, and if I was typing for MQ and doing great work, that was in direct conflict of interest with Spheris' best interests.  Guess which one I obviously stuck with!!
Who offers direct deposit for IC?

Curious to get opinions on these offers (sm)

Have an offer for 8 cpl statutory but a mix of clinics...have an offer for 9 cpl but acute care IC.  Finally have an offer for the clinic work type I'm looking for but only 8 cpl IC.  Isn't that low for an IC?  Actually, since I don't want acute care and prefer clinics the 8 cpl stat looks better but it is with a company with a bad reputation but the other company that pays 8 cpl IC has no reputation so it is entirely unknown.  I know nobody can tell me what to do but geez I'm using to making much more than this and have an account that pays well above it actually but I want to divide my time between 2 jobs and have an easier side account to supplement my high-pay harder one.  Does 8 cpl IC sound reasonable or is this below par?  Maybe it is worth it to take less to get the work type I want?  TIA


I'm off today, all the time the day offers
Boy are you bitter. I actually feel bad for you. You sound like someone who isn't being paid enuf and has too many bills. and NO PETS - LOL. Pets will do wonders for a negative state of mind - how can you resist that little cutey pie!!!!

Just the way you say maybe that great job isn't... says so much about how unhappy you are with your life. Sorry. I got lucky and was offered a new job with what looks like a fab co. & I'm very happy.
I have job offers from MedScribe and TechScript.

/


I just got 5 offers of work after spending (sm)
2 hours combing the archives of the company boards. I then visited the sites of the services that were spoken of the most highly and which seemed to best fit my needs. Most of the service sites had testing/inquiry pages set up; those that didn't, I wrote a brief email, noting how well the service's ICs spoke of it, enclosed my resume (in the letter, not as an attachment), and asked if they needed help. Most responded. The companies that advertise, on the other hand, get between 200 to 500 resumes; unless one is one of the first responders or in some other way manages to stand out, the chances of even receiving a response are slim. Check the ads on For the Record and Advance; Google for lists of MT companies. There is still lots of good work out there.
DKMWRU is posting job offers. Does anyone know anything about it? sm
I'm reluctant to send my resume to companies which do not readily identify themselves.  I wish there were rules for job posters to follow.
QT medical I think still offers the choice
of WP51 or Word use.
Transcend or Wedmedx? Offers from both -
which one should I chose, if any? Help me, please!
Well, first of all, it's not TTS that offers it but rather TransTech (TT). They will reimburse
their employees $1000 on the purchase of a new hybrid automobile or $500 on the purchase of a used automobile. It's their way of encouraging their employees to be environmentally conscious. Hope that helps.
Diskriter vs. Transcend - offers from both
I have been frantically send out emails and these two companies seem to be the best.  Offers are similar, software sounds similar.  I will be doing both typing and editing - I think they use the same editing thingy the name sounded similar.  Anyway, anybody experienced both of these companies in the last year to be able to give me some decent guidance.  Moving from a small local MTSO that went under and need info on these since they are big, but seem stable.
Left MQ at 8.75 cpl and had 2 offers - one for 9.5 and the other for 10, FT with benefits. (nm)
x
I need to make a decision from 3 offers
SPI, Transtech, and Medquist.  Please, I know they are all over this board but please give me some advice that is helpful to me.  I have 8 years' experience.  Thank you. 
Yeah, if THAT. Some offers are even lower. You
However, it can be a good tradeoff if you're tired of the headaches of own accounts, plus you might get benefits if you find employee status. Be prepared, though. I've got 20 yrs experience and I've had offers as low as 6 cpl. For real! It's a shock coming from having your own accounts, but do your research. There are good companies out there. If you've had acute care experience in a hospital setting, you will have better luck finding higher line rates, as well. If you've done mostly clinic work, the rates are quite a bit lower for that.
Webmedx offers benefits for FT MTs; not sure sm
how many years of experience you must have but I'd think 7-8.5 cpl to start for acute care, if you can do ops. Plus there's a bonus / incentive package for shift differential and weekends.
Offers from Sten-Tel and DeVenture
Any current ICs/employees working for these 2 companies care to input pros and cons of both companies.  One is IC status, the other employee status.  Which would you choose?  Sten-Tel is the one in Springfield, Mass.  TIA
I bet it's not. No one offers that for VR. If you think 5-7 cpl for straight typing is bad...try
being offered 1.5-3 cpl for VR..That's the going rate. There have been too many companies lately dropping their rates and offering 5-7 cpl. Apparently, they forget they are soliciting American MT, and I agree with the other poster...the cost of living i.e. gas, groceries etc..are skyrocketing yet these disgusting companies want to drop the line count. So, if this is for VR, grab it because you'll never see that rate in this industry.
Webmedx offers BCBS
Not too expensive (cheapest family coverage I have found). Coverage good, except labs are not covered :(
(??) The offers in MT have been "less-than-ideal"
Last decent offer I got for MT was in around 1979-80.

Been all downhill from there.
Final opinions about job offers
I have been offered as I stated below 2 positions as this point, one with Transcend and one with Softscript.  Both have been very nice and responsive, and SoftScript has been very organized about sending sign-on papers and handbooks, etc.  I also have the option since I only work part-time and have never run out of work of staying with the Q, but not being able to get a straight answer as to whether or not we will have jobs down the road.  Softscript's pay is comparable and even slightly more than what I'm making now, and Transcend's is less, but that's okay if I'm going to have a job down the road.  I have to make a final decision by tonight or tomorrow.  Thanks everyone!!!
Jobs Bank Offers
JUST SAY NO TO FIVE CENTS PER LINE!!!!

ESL??? Good Dictator????

IT DOESN'T MATTER!!!!!!!!!!!!!!!!!!!

I was making 5 CENTS PER LINE BACK IN 1989!!!!!!!!!!

I don't know about the rest of you, but I sure can't support my family on the same wages I made back in 1989, now, in 2009!!!

This is TWENTY YEARS LATER!!!!!!!

In 1989, my rent was $350/month.

In 2009, my mortgage (signed for in 2003) is $850/month.

I live in a house that is now considered to be in a
*low-rent* area!!!!!!!!!

Yes, I'm mad!!!!!!!!

JUST SAY NO!!!!!!!!!!!!!!!