It is $400 a month, but they pay half. It is good insurance, too. sm
Posted By: KSMT on 2009-04-29
In Reply to: IS THE INSURANCE REALLY ALMOST $400 A MONTH - Jobseeker
I recently had surgery and my only costs were my deductible. The hospital split that $1000 into 10 months for me, so it was not so bad, and now the rest of the year, I am past my deductible. It is a LOT better than the insurance I had with Spheris.
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They pay half and it is really, really good insurance. nm
nm
Replies - You can get private insurance for half
that amount. I don't understand why people think their company has to provide insurance. If you have pre-existing conditions opens may be limited and you may need company insurance, but otherwise you can get a private policy much cheaper, probably better coverage, and then you can leave any job you want because your aren't tied to it because of the insurance.
Last I heard 10,000 lines PPP gets half your insurance paid.
,
The new insurance is very reasonable. I pay $200/month and they pay $200/month. sm
Unfortunately, I have had to use it a lot since it changed and I am very happy. They have covered everything.
The insurance is actually $80 cheaper per month than I paid at the local hospital, which is a large employer.
IS THE INSURANCE REALLY ALMOST $400 A MONTH
for single coverage?? If it's that, I'm afraid I don't want to know what family coverage is. Please confirm
The new KS insurance is only $250 a month. That's MUCH lower. sm
It took them over a year to get a decent rate.
You should try to go back if you miss it. I did and am glad I did and grateful they took me back. The grass was definitely not greener on the TT side.
Can anyone working at MD-IT please tell me how much you pay for insurance per month?
x
Oh good grief. A half a cent here or there does
not make you go from barely scraping by to RICH. It helps, but it's not that big of a difference. It's just incentive/bonus. Please get a grip.
I have excellent health insurance through them and it is only $185 per month. sm
A lot of companies do not have PTO so I am glad that I have it, although I had to wait a year for it. When I worked in another field, I had to wait a year, so I do not think it is that unusual. I wish we had dental but I am glad that we have 401k, health and life. Like with any company ... get it in writing and then you will not have two different stories.
2 weekend days a month, no insurance
Statutory employee, not IC. I think their minimum for full-time (paid a better line rate if full-time) is 700 lines a day, but someone please correct me if I'm wrong on that. You pay long distance (most accounts). My accounts are heavy ESL.
I was told the new one will be less than $200/month. My husband's insurance is horrible and $800
nm
$600 a month for family?? Yikes.. better pass. I need better insurance than that. Thanks
Anyone pay less than $800 a month for family insurance?? I work for a small MTSO
and it's not like I make a ton anyway, but the insurance is so high for my family. I feel like I'm just working for the insurance. My husband is self-employed so he obviously doesnt have insurance through his job to provide this so it is up to me and I'm dying here. Any suggestions? We have tried individual plans but it is a fortune for high deductible and yucky coverage. I need to maybe find a larger company to work for where the benefits are a little better.
It stops at the end of the month you quit. Shop around though, I found insurance
for $193 a month for me and the kids. Limit is 2 doctor visits each for a year, but since it is only temporary that is fine, lots cheaper than Cobra which was doing to cost me over $800
Can anyone tell me the insurance cost for Amphion per month or pay period? I am a single mother
with 2 children under age 10. I know you can't give me the exact amount, but anything you can tell me would be great! I have asked the recruiter but have not heard back as of yet and weighing my options. TIA!!
Fairly flexible but they do like a schedule. Insurance is good. Benefits are good in my opinion.
For the past week, work has been a little slower but I think that is common in every company..some days busy and other not.
Spheris supes/QA are good, insurance not good; they offshore
nm
U.S. only, very steady work, some VR, good pay, good insurance, no PT, schedule. sm
That should cover it!
I started there about a month ago. My two accts are good. Not sure on the switching nm
I cannot say enough good things about Keystroke, not just one month but years
I remember when they were having growing pains and I was with another company and saw them on this board. Lee even got on to defend her company. At least she cared and nothing but good things have happened to this company. She still cares. Recently complaints were of running out of work and needing secondaries, and high insurance. She contacted all MTs and has been working on and from what I understand is correcting all that. She is a hands on owner and appears to deeply care for the Transcriptionist even though she cannot see our faces.
All of my posting is from hands on experiences and if for 2 years I can say this is where I want to retire after all the other companies I have had to go through, I am only trying to help and not post pie in the sky hoopla to rope anyone in. This is a down to earth, straight shooting company that I am sure is in it for profit but deeply cares for the transcriptionists who work for her and not make that profit while we eat 69 cent pot pies because our pay checks are so crummy. it takes time even for a good transcriptionists to get familiar with a new account but if the dictation is fairly distributed (I mean first in, first out, unless other arrangements are made between you and the company) then there is hope and a chance to make a living. I don't think it is fair to complete with your team leaders for dictation because they will always win and you will be left with what they do not want as they have dictation goals too with some nationals along with supposedly helping you. That is my 2 cents.
I left a month ago, and couldn't be happier! They are the pits! Good luck. nm
nm
This is not true. I have been there a month and get a good line rate and paid for spaces. ??? nm
nm
Insurance not good
I work for Spheris and I have had their insurance for the past 2 years. In that time i have never been to the doctor. However, I have a history of breast cancer and was told I would not be covered as far as getting mammograms. Also the deductible is 3000. So, I will just have to go without insurance.
Good & bad posts in the past. Must work 1 Sat. a month. Supposed to be gross line pay. Some days
s
Pay and health insurance good.
Some of the QA who work for Precyse are the finest people this side of heaven. I couldn't keep up with my lines and what I had typed, so I moved on. Overall, a good company and they handle a lot of Baptist accounts with people you can understand.
How much is the insurance, is it good, affordable?
I really need insurance and don't want to apply if it is not affordable.
Re: Diskriter. How good is the insurance and what's
nm
Does anyone know of any GOOD, reasonably priced, health insurance?- sm
I would love to find a good health insurance company that I can purchase independently. I LOVE the company I work for but unfortunately they do not offer health benefits. I greatly want to stay with them, but in need of some serious health insurance. Does anyone know of a plan that I could look into that is reasonably priced? Any ideas or suggestions would greatly be appreciated since one trip to the ER could make a huge bill....Thanks!
Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
Anyone know of a GOOD company with affordable health insurance?
Hi. I am a 14+ year MT. I love the company I am with but they offer NO benefits whatsoever. Does anyone know of a company that is looking for a dependable MT that offers reasonably priced health insurance and would give at least 9-1/2 cents a line (which is what I am getting now). Any help would be greatly appreciated. THANK YOU!
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
Seeking company that offers good benefits including insurance.
Ideally, I'd like to find a company that offers medical insurance at a reasonable cost for family (under $500 a month) and a decent line count rate. Anyone have any ideas on this. Thanks.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Focus Infomatics--Anyone have any experience with their insurance benefits, good rate, etc..
Yes, I know all there is to know about them in the negative form but people respond only if you know about their insurance plan. Thanks
I was told several new accts are coming on this month and also next month, so
I'm not worrying.
Pay period goes from 1st of the month to the 15th, then 16th to the end of the month. sm
So, I guess you could maybe get by with less than 1000 a day, although the incentive tier would make it worth your while to do a bit more. I am using ExText, and yes, I find it easy to use, but then I used it for a year with another company. I think their other platform is Mongoose, and I know nothing about that, so really cannot say.
Yes, they are hiring now. In fact, there is a $500 sign-on bonus. I think it is all just acute care. I'm sure they would love to have someone with your experience. Rhonda Durham is the recruiter. I am sure she could answer any of your questions. I am happy to help too, if I can, but I am relatively new. The account I am working on is mostly psych, it seems, and I am loving it.
Another nice thing, their benefits start after 60 days, not 90 like most.
Good luck to you. 
TransHealth starts 1st day of month after month SM
you start, BC/BS, good rate on single, don't know about family premium.
Last month was slow on my account..but this month (sm)
we've been swamped...
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
They only pay half, so if you were
say 8 CPL, you would only get 4 CPL. I am not doing ME for them but you would have to do twice as much to make the same money. I have already decided if they try to force me into it, I will move on.
Half
A lot of companies like mine pay half. If I had to do ASR full time for that price, I would go to work at a store or something easy.
about half. However, you might be one of those sm
people who really excels on ASR once you get going on it and figure out ways around it. I know people who now prefer ASR and are making more than they did with regular and don't want to go back to regular. Keep in mind you have to do 2.5 to 3 times the lines on ASR as regular to recoup what you were doing on regular. Some people can do that, I can't, because I read too slow. Even with ASR, it's all in the macros/shortcuts. 1200 lines a day at 10 cpl is $120. You'll need 2600 ASR lines at 0.045 cpl to get $117. Can you opt to do both regular and ASR?
one-half cent
nm
I'm a little confused. Do you mean 3/4 of a cpl or 7 and a half cpl? sm
Because if you are meaning 3/4 of a cent per line that seems REALLY low. Maybe I'm just reading your post incorrectly. 
I got mine within about a day or a day and a half.
s
I was only there a year and a half, but
did the same, got a secondary job as an IC back in August when things were crazy with the 15 different CPs I was making NO money and was so frustrated! Before that, I was at the same hospital for 11 years and only left cause they went over to MQ. I am still keeping my IC job, I love it! But am doing 40 hours for KS. Training was today, kind of confusing after working on DQ, but I'm sure I'll get it. Smart move, I hope you find the new job much more profitable so you'll be able to switch over for good!
I was only half joking s/m
I've always worked so I'm sure that I'll continue to make extra money. We, as MTs, have more talents than we usually give ourselves credit for. For one thing, I have a website http://www.ozarkmountainmemories.com that right now is used for a nonprofit event but by the first of next year or so I expect it to be making money. I never thought I could build a website and it took me awhile but I got 'er done!
No, half of what you make as an IC does not
go to taxes, but 30% is a good percentage to work with at this time, but that is likely to change with a Democratic president. Not trying to make a political statement here, just state facts. As an IC, you will have deductions you can take, home office expenses, a percentage of your utilities based upon the square footage of your home office, any expense that has to do with your business, DSL, extra phone lines, etc.
This job is going to the dogs. If you read the ads on the boards, most of the big nationals are nothing more than sweat shops these days, trying to get blood out of a turnip, and paying less and less and giving nothing in return. Oh, they say they offer benefits, but you can't afford them. Not to say that they can make it more affordable in these economic times, but the fact remains that they are in business to make a buck, and they are making their big bucks on the backs of transcriptionists. They expect sacrifice, but it is YOUR sacrifice they want, not theirs. That is evidenced by the fact that you, the MT, will work on the weekends, you will neglect your family, you will have no life, and they don't give a rat's patootie. I remember when we didn't work weekends or holidays. Don't give me this 24/7, 365. THEY, the muckety mucks DON'T work weekends. When they negotiate contracts, they sell your soul to provide 24-hour coverage, but their big asses are at home on the weekends.
I am an IC because I cannot stomach working for a national that wants my blood, my children's blood, and my life sitting and waiting to hopefully grab a job and if I don't have work today to stay up 24 hours so I can make line count to keep my benefits! Benefits???? What benefit is there for me and my family working for these companies if I never see my family, never have the time to take a leisurly day to do the things that normal families do, going to a ball game, a movie, having their friends over for a cookout, going to church together, sitting and watching a DVD together?
I am afraid we have allowed this to happen to this profession. We bowed to their demands of Tue. thru Sat. or Sun. thru Fri. We accept poverty-level wages. We say it is okay that our benefits are based on our production, but when we don't have work, we don't scream and yell when they take away our benefits.
You know, unions were created because of just such conditions. These companies are taking advantage of us, and if you don't think so, just look at the demands being made if you apply and are one of the chosen ones.
Lord help us all. When the economy really tanks (quite soon, I'm afraid), you'll see them drop like flies, all of them, to 3rd world countries. You think they care about the American MT? Heck no. They only care about themselves.
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