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I was wondering about 401K too - Thanks - nm

Posted By: mt on 2008-01-14
In Reply to: me, too - marilyn

nmn


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Wondering about the 401k match - how much
is it acute care or radiology only?  I read an ad for clinic - do the benefits only apply to acute care and radiology or do you have full time clinic MTs as well?
They don't have 401K as far as I have seen. nm

401k
Why don't you contact Spheris HR? They should know what is going on.
401K
I am battling the same thing - keep in mind if they match they must do that before the end of the year, but your moneyshould be right away - dont stop at the labor board - contact your financial holder of the 401 k and report them. Labor board will not go after interest and cap gains and other earnings, so get your ducks in a row and go after them for everything, not just what they did not deposit in a timely fashion. My company - I worked fulltime in house - asked fo rmy resignation and now are fighting unemployment, although I can do IC work, it has no gaurantees to the amount every week, so I can get unemployment, they even said she harrassed me once I found out they took my money.

Get the plan profile and contribution schedule that is where you need to start. Your plan admin will also file with their compliance department and freeze any assests the company has until you get your money.
IRA and 401K

I saw some postings earlier and wanted to let you all know, just going to the labor board about money not being handled correctly may not be enough - however, I went righ to the SEC website and lodged a complaint against the plan holder for not managing my account, not giving me the information regarding the plan structure when asked, and for not informing me when my company did what they did.  So if your company is screwing around, put in a complaint about the holder of the plan, that will get someone off their butts to help you out - they certainly do not want to be blamed when the SEC asks why they allowed mismanagement.  I placed my complaint yesterday and the good ol SEC called me today.  Just thought I would pass it on for those who have the same problem.


Again, the complaint is with your plan holder, who certainly would not want what your company did to be held against them.


401K

Hi All;


Are there any companies out there using the Escription platform that offer any benefits, especially a 401K---matching would be fantastic.  I love the 2 companies I work for and my accounts, but really need to have a retirement plan.  Guess I will just have to start my own, maybe a ROTH IRA.  Any advice would be appreciated.


Thanks, Sue


401K
Larry told us in our conference call that there was 401K and that they contribute a certain amount based on the percentage you contribute. Please tell me this was not a lie.

401K ROLL OVER
If you are working for an MTSO that offers 401K, have you encountered any problem with roll over? Generally you have this option when you leave. One of my friends seems to have a problem. If you have any experience good or bad, please share.
Medware 401K
healthcare is only $17/week.  The healthcare benefits are from United Healthcare and it is a very good plan, $250 yearly deductable and a prescription card too.  Benefits start in 90 days.  Hope that helps, I have worked for Medware for over a year and they are a very good company, plenty of work and my team leader is very nice.
Anyone get the 401k info yet? nm
nm
Question for TT MTs about 401K

I am contemplating what I am going to do with my 401K money...move it to the new (as yet unknown) 401K plan offered by the new payroll service, cash out or keep it where it is and see if money grows?  We really did not have it long enough for any of my money to grow at all, so thinking of maybe cashing out since times are so hard right now.  But, I still wonder what the employer match will be, if any?  I know it was to be based upon the previous year's earnings for the company, but we were not with the 401K for a year yet.  I just wanted to ask what others are thinking of doing?


 


So much for my Spheris 401K
Got a letter today saying my Spheris 401K is at $0 balance.  So much for leaving it alone until the economy gets better.  I'll be working til they take me out tits and toes up.  Sheesh........
Does Transtech have a 401K
..
401k at Transcend
Can anyone from Transcend tell me if the 401K is worthwhile. Do they actually contribute? I only ask because I have worked with another MT company that promised to pay and never did. Thanks!
Transcend 401K
Do they contribute like they say they will? Is the plan worth while? Is it making any money for you?
I will just betcha that 401k
matching is only for FT employees and from other posts it seems that it can be really hard to make the requisite $900 per pay period, through no fault of your own.  This is a classic carrot/stick management technique.  Offer 401k matching, insurance, vacation time, pie in the sky, and then make sure nobody ever qualifies for it by manipulating the work pools.  Then warn, then demote to PT. 
Any companies with matching 401K?
Are there any MT companies who have a 401k with match?
Yes, it's a Safe Harbor 401k
so the company's contributions are fully vested when made.
Spheris 401K in trouble

I found that my 401K with Spheris is in jeopardy.  The company Circle Trust is being investigated by the SEC and two of the phone lines are diconnected and the others box is full so you cannot even find out if you are going to get your money.


Anyone know where to contact


Spheris 401K in trouble
then why is that happening to those of us that have been there for years. Circle Trust was who it ws through and they are being investigated - phones disconnected and the one line left cannot take more messages. I am very worried


are there any companies that match 401k? (nm)
?
Does anyone know if we can begin 401K any time?

Or is it one of those things that have to be done in January and if you miss it, you wait another year...


Thanks.  Have a call in and am waiting for their return phone call.


Enjoy my 401K at Medware
It has kept me ahead of inflation, and I have no problems with their plan.  I make a regular deduction from my pay and get statements every quarter.  Have you contacted HR, maybe you did not fill out your paperwork correctly.
My policy also says 16 hrs a week, PTO, and 401K..sm
I'd be asking to see their policy, because that's what mine says also.
MQ has PTO and 401K for part-time.
x
401K isn't elective but mandatory?
That's highly unusual and a new one!
Would much rather have better benefits, as in PTO/Holidays than 401K

I will have to say hearing about 401K plan is the last thing I am wanting to hear about.  I want paid holidays EITHER/OR more PTO, plus insurance without preexisting clause, vision and dental included in our premium without extra cost to MT, company-paid life insurance plan, more flexible schedule, less demand for weekend/night schedules, rent-free computers to do our job, steady work flow, better method of seeing our line counts in order to verify accurateness, better QA feedback method, more editor-friendly voice recognition platform, and oh yes, less ESL's. ');>


I know we are all looking for something different from an  employer, but this is a portion of my wish list.  I would put 401K at the bottom of my list.


Is TransTech matching 401K ??

The deductible with our health insurance plan is reasonable, but we gave up other things, I suppose, to get that deductible.  Maybe Transtech can negotiate next time for better insurance for us -- yes, like doing away with the pre-existing clause and combine life, dental and vision into the health plan for one price, and yes, not a huge deduction from our paycheck.


Does anybody know when the accrual of PTO increases - how many years employed before it accrues at a higher rate?


TT 401K conference call
Someone went yesterday and it lasted approximately 50 minutes. I'll probably go today.
Need PT Flex with 401K Matching

Does anyone know about any companies out there where I can still work PT and get matching or 1/2 matching contributions to a 401K?  I have 10 years before official SS retirement. 



My 401K is in the bank and nothing has been lost
that way.
My 401K with Spheris did not lose value.
I was placed in Wells Fargo Safe Funds by the management company.

Though, when the market fell, I stopped contributing. I cannot see the point in contributing now since I struggle to pay the bills. God help me in 15-20 years though.


Which companies offer a matching 401K? nm
xx
man. I am 32, started putting money in a 401k

when I was 25.  I have a good years salary saved in that already.  I will be thanking myself when I am 65.  I see my dad and MIL struggle both with just SS.   My company matches.  It is pretaxed.  The more I put in the less I get taxed for at the end of the year which also means a bigger tax return.  Believe me, 401ks are good things especially if the company matches. 


Wonderful news for Trans Tech employees.  I am happy for ya. 


They don't match 401K; 3 days PTO 1st year; 10 after that until...sm
5th year (I think, not sure) and then 15 days. NO THEY DO NOT HAVE A STEADY WORKLOAD. They are up to something/contracting work cheaply. We were all on OT last week and now have no work during, as has been said in other posts, peak flu and RSV season. It ain't all the effect of the economy. You can't trust them at all.

I am unsure how the health insurance stacks up, but vision and dental are cheap.
they offer 401K for part time
nm
You only get 3 holidays OFF per year. PTO is paid at a very low rate. There is 401k...sm

But the company match is only up to 2%. Employees are required to work at least 1 weekend day every week.


All of the hospitals/clinics have a lot of ESLs, that's just the way it is. But a lot of them also use canned normals, which we love.


There's a lot more to consider than how much the medical plan costs.


Is this true? I was just hired and was told 24 hours for PTO...nothing about 401K..let me know!

MQ. PTflex...2000 lines/week and 401K.
NM
Companies (not just MTSOs) have 90 days to put the money into 401k accounts. sm
It has to be done by the end of the 90 days. My husband's runs about 89 days and he is not an MT. He is a union electrician.
After 90 days full time, you are eligible for health insurance, 401k, Aflac, sm
and life insurance. One year for PTO. Direct deposit right away.

I am happy at Keystrokes, and happy with the benefits. The insurance is a little high, but my husband has a union job and it would cost us more to have him carry all of us.

The HappyKeystrokes poster seems to give a lot of misinformation. I have as much work as I can handle, but I do not type 350 lph or whatever amount she/he claims. I average 200 lph, up a little some days, down a little other days, but that depends on the doctors dictating, my motivation for the day, etc. Spring is the worst as I have hayfever and headphones bother my ears right now.

My check is right, is on time and is direct deposited. My taxes withheld are correct and SS has been paid (unlike somewhere else I worked that messed up my SS and did take out for state taxes). My lead is supportive and I think the company cares about their employees. I am happy with Keystrokes and cringe when I see posts like Happy Keystroker writes, which make us all look like Stepford Wives. This is a job, just with a company that I like working for.

I wanted to paint a more realistic picture.
Which companies offer PTO for part time employee status, along with contributing 401K, shift....sm
differentials, and incentive based pay plan?  I think I covered it all.  Mostly looking for PTO as a part time employee.  Thanks for your replies.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
Just wondering...
I've heard great things about Amphion with the single exception being somewhat lower pay than usual - is that true? Still, it sounds like a great company - expect a mass migration of MQ'ers second only to Hurricane Katrina!
wondering .....again
Do you like the dictator's?
Wondering about this

Heard from a friend that company deducts a quarter or something like that from each report for the header or template or something?  Anyone know anything about that?  Is it for all their accounts?  Got me inquisitive....Thanks......


Just wondering......
Do you get many discharge summaries? Their site says they offer automated DS. The doc doesn't have to dictate and we don't have to transcribe. So one less report type for us lucky folks.
wondering
what kind of platform is it and what companyt? i work for one that we have to fight for work also. looking for a PT job myself.
Just wondering.....
How do you guys know all this stuff? I have worked there for about 1-1/2 years, and don't know anything about what accounts they have other than the one I am on, how they are seeking or not seeking new accounts, or anything about the general atmosphere of the company. All in all, I really don't know anything about them other than I work, send my invoice and then get paid.

Please understand that I am not questioning anything you say, just wondering why everyone else knows all this stuff and I am completely in the dark.
Wondering also

I was thinking of applying to this company and saw where you only worked a month.  What made you quit?  Trust me, I'm not going to tell anyone; I'm not that type of person even if you don't know me. 


But I really don't like the company I'm working for as I still can't get 1000 lines a day and don't think I'll ever be able to as you spend half your time looking up names of doctors, usually foreign doctors, that the dictator wants to send a cc to.  They want five or six cc's sent, and you HAVE to make sure you get the right doctor, etc.  But it is VERY time consuming even though I have a hard copy also as a lot of the times, I cannot even understand the name they are dictating to send a cc to.


So I am in the looking mode again.  Plus I wasn't able to use Smartype which I love, and their word Expander has NO words in it.  You have to start from scratch, so it's going to take me forever to build up a list of word expanders.  This issue is ALSO time consuming. It just seems like I saw something the other day about WebMedx and thought it sounded like a good company, but I'm sure there is a but with it ........there's always something about a company I don't like.  Wish I could find the perfect company.


I was also wondering...
I am testing with them also and was wondering if anyone had heard about them.... any info would be appreciated.