I pay $140 a month total for $500 deductible-WMX
Posted By: that's crazy on 2008-06-28
In Reply to: Keystrokes Health Insurance - deductibles
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AARP was $800 per month, single. $1000 deductible. SM
I know personal insurance is reasonable for people under 50, really I do, but I'm not under 50, I'll be 60 in June. I have checked all over and, even with spousal insurance, it is 800-850. There is an insurance crisis in this country of epic proprotions and I don't see it being solved anytime soon.
I'm willing to pay well for my insurance, even though I am healthy now, but not 800 and up and those didn't even cover a yearly PE. Even my crummy Spheris insurance pays for that.
Every company I have worked for (5 total) has paid twice a month. sm
Every two weeks would be too hard to manage. I get paid on the 10th and 25th, so I pay all my bills on the 12th and 27th, which works out perfectly for me.
What's the deductible?
what is the deductible?
Thanks! It wasn't deductible at all when I was an IC. sm
But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy. A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc. It just isn't that easy to get self-insured anymore. That's why I don't understand companies who don't offer benefits. The last figures I saw, benefits were worth about 1.5 cents a line. Something to figure in when considering great wages. Thanks for the information.
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit. There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit.
2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
$80 for $500 deductible, cheaper w/
.
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.
As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.
I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
$15 copay for PCP visits, $750 deductible. nm
Large deductible and everything out of pocket.
xx
BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO. Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year. Why don't you try telling the truth about Webmedx instead of prettying up everything?
I think you're confusing the deductible with the premium. sm
Family coverage is not $1000 a month in premiums.
Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
you don't have to be IC to deduct that - just do an itemized 1040 and it is deductible even if yo
x
MTSOs with insurance deductible 1000 or less? nm
x
I was told several new accts are coming on this month and also next month, so
I'm not worrying.
Pay period goes from 1st of the month to the 15th, then 16th to the end of the month. sm
So, I guess you could maybe get by with less than 1000 a day, although the incentive tier would make it worth your while to do a bit more. I am using ExText, and yes, I find it easy to use, but then I used it for a year with another company. I think their other platform is Mongoose, and I know nothing about that, so really cannot say.
Yes, they are hiring now. In fact, there is a $500 sign-on bonus. I think it is all just acute care. I'm sure they would love to have someone with your experience. Rhonda Durham is the recruiter. I am sure she could answer any of your questions. I am happy to help too, if I can, but I am relatively new. The account I am working on is mostly psych, it seems, and I am loving it.
Another nice thing, their benefits start after 60 days, not 90 like most.
Good luck to you.
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
is the deductible for insurance still 2500 bucks w/ no copay for doc visit?
That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.
They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
I thought the deductible was 500 vs 1000 (gold vs silver) but I guess I better go check! sm
As for policy levels, yes, you can get coverage as a single; as a couple; and self / family, with concurrent cost changes. Dental is great too.
Now, where did I put a copy of my BCBS plan... hmmm!
TransHealth starts 1st day of month after month SM
you start, BC/BS, good rate on single, don't know about family premium.
Last month was slow on my account..but this month (sm)
we've been swamped...
The new insurance is very reasonable. I pay $200/month and they pay $200/month. sm
Unfortunately, I have had to use it a lot since it changed and I am very happy. They have covered everything.
The insurance is actually $80 cheaper per month than I paid at the local hospital, which is a large employer.
3 in total, 1 FT and 2 PT..sm
Originally took on another PT local doc to cover daughter's competitive cheerleading costs. Then, hubby got laid off last fall and took on another national PT to help make ends meet. He now is employed elsewhere, but still have late bills, not to mention never want to be in that position again. Trying to pay off all the bills!!! Feels like I work round the clock, but really don't with lots of breaks and extreme flexibility to work whenever and also be with my kids whenever (and be their chauffeur, mostly!) Good luck to you, it's hard but there is something to be said for security.
Could be because of total lack of sm
professionalism and loyalty to those she worked with if indeed that is true. All I ever heard from her was talking about others behind their back. I never met anyone other than from one other one there who went long ago that did that and it is the worst case of management I have ever known.
Look at the total package
Sometimes a great incentive program more than makes up for low CPL, also a good program, good dictators, how many templates and normals you can get. I knew someone who consistently did over 2000 lines per day and did not work more than 8 hours, doing mostly OPs with ESLs, but they all said the same thing, used formats. She just had to keep making her normals and inserting them. They said the same phrases over and over, so she made big bucks. Once she got used to them, it was a breeze and she was consistently one of the highest earners.
I would just keep checking other companies. I am sure there is something out there for you. Don't give up.
In total agreement
with the poster who stated that being overweight, most of the time is due to overeating because of emotional issues. I am such a person. I am 160 pounds overweight and emotional issues led to my overeating. Surgery will not take these issues away. I was 200 pounds overweight. I have been undergoing counseling and have joined Nutrisystem, where I also receive a lot of support. A long haul? Yes, but I would much rather go this route, then risk my life in a surgery with no definite outcome.
total lines
I work on extext and that is the way it is done for me to. Just shows total lines for that hospital. But you can get the total lines for a certain period not just that day.
well, IMO total disgraces!!
ridiculous to offer a whopping six cents a line!!! Wahoo!! Are they out of their frelling minds. You get what you pay for and six cent quality is what they are going to get. UGH!! SHAME ON THEM!!!
That's my question. How do you know the total is right?
I'm a TT newbie, so please don't take offense. For the other companies I've worked for you can see the number of reports in the final count, including work types. With TT, I see a client breakdown with total lines. If there's a report missing, I have no way of knowing. If there's a way to do it with Ctrl I, I can't figure it out and can't get an explanation. I don't check every 5 minutes, but I do check my line counts a couple of times a day and this has always helped my production. I don't understand why this is so complicated. Am I doing something wrong?
total agreement
MTs can make the $$ exactly how you stated using expanders. I also stay in one specialty field with the same dictators... but you must be focused on your work and with no expense on gas or clothes, that all adds up to money in your pocket.
Any fool knows that VR is a TOTAL RIP OFF.
How that can be slander, well, only in the mind of an MTSO. Don't want the MTs to realize they are being taken with these LIES about VR, now, would we?
I had 4 accounts total
Primary plus 3. There were times that there was no work in ANY of them. Funny thing is that the *Backlog* would show a certain number but when I'd go in to get reports, there were just a few. Then my primary would get gobbled up by people working on east coast (I'm west-Pacific time), so there has been lack of work in the past 3 to 4 months.
Cross-training did help but the ship had been sinking for some time without our knowledge.
My new gig has no weekends, no holidays, NEVER any VR. No pool, I'm the only MT on the acct. Full-time employee after 90 days, bene's (10 PTO a year) after 1 year. Regular 9:00 to 5:00 Clinic schedule.
Like musical chairs, have to find a place to sit once the music stops or....
My total hours were 85 of which 7.5 were OT. Does THAT satisfy you?
I draw a line at telling you my earnings, however.
No communication at MDI-FL. Total chaos.
x
They're total flakes. They don't know what end is up.
.
no it doesn't track total for whole day
you have to do each document individually, but also keep in mind that it counts ALL lines, both typed and not typed. So be careful of that, if you aren't getting paid for blank lines.
It depends on total years of
what work type. You can actually make more than 8 as an employee if you make the bonus. I do acute care and make 8 plus the first level of incentive which is an additional 1/2. That is for 1400 lines per day. Some days I make the 1400 and some days I don't, it just needs to be 14000 in a 2 week pay period. There is actually a level above this one too, for 16000 in a pay period.
At MedWare, too, can't do it. You'd have to log in after every report to get a total, but
s
MTSOs like you are total tools.
Try treating your MTs like valuable employees, and not expendable machinery, why dontcha?
Name your source and the total quote
Its irresponsible of you to suggest that Obama (or McCain for that matter) wants to put records online implying they could be unprotected.
So name your source, and the entire quote and then WE can determine what the position actually is...
Again, there is a total lack of reading
I don't even know who you think I am in regard to the comments you are attributing to me, I think. I never said that I was against attacking, I never said whatever mumbo jumbo I think you are accusing me of. I stand by my analogy of your behavior as a child in a sandbox. And you're now at the throwing sand stage, soon to be followed by the I'm gonna tell my mother on you which would be in this case, of course, the moderator. The OP gave a very nonemotional and intelligent synopsis of her opinion on hostility on the board and others have responded in kind. It was not an attack, the post was not a complaint, the post had no mention of not wanting to come here. You have 100% completely misconstrued the entire thread and are, indeed, the nasty one telling a poster to move on and go to lovey forums, etc., topped off with your attempt at a final insult of Cheers, or don't let the door hit ya on the way out. Now, do I have to explain this post to you? I think you get it, but you don't like it and just want to stir up the sandbox some more. We were all playing just fine before, not to worry.
8 cpl, national, 10 yrs acute care/15 yrs total
//
10 total years in the medical field, 8 as a MT.nm
x
Total waste of time and money
No doctor or hospital even has heard of CMT. It's just crap made up by the AAMT to line their pockets with application fees.
Can you tell me does it keep a total tally of your reports instead of just one at a time. I would
like a line counter that does it by the day or week actually.
any companies with total MS WORD platforms
 Are there ANY decent companies to work for who have totally MS WORD based platform for the work... i.e. you can use the autocorrect and/or some other word Expander than shorthand?
I have HAD it with these nasty platforms that are from the dark ages... worse than WP5.1. meditech, chartscript, docuscribe stuff, bayscribe ......
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