I have to. Hubby is unemployed and it's our only income right now...can't survive on unemploym
Posted By: MamaMia on 2006-05-13
In Reply to: If HL people know they are going to be losing their jobs, why are they still doing work for them? - Heard none are getting references, so why stay? Pu
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I love MT, but I am also so glad hubby has steady income and excellent benefits!
He retired with 20 years in the air force and has a retirement check from that, as well as standard and very basic benefits that we can use without paying a whole lot. He has worked full time since retiring from the air force (he was 40 when he got his 20) with excellent pay and awesome benefits that we pay a very low premium for. I used to make excellent cash as an MT when being paid on a gross line, but now I make maybe 20K a year with no benefits of any kind from my job. Now my income just supplements his and is for the extras we enjoy.
if you can do that and survive then sm
great for you. Some of us have to work and work these shifts to survive so don't knock those of us that do. also don't gripe when you aren't working at all.
I'd never survive on BIMONTHLY pay....
It's sometimes a struggle with biweekly pay when something unexpected comes up, but I'd never survive on bimonthly. Ouch.
No, actually I don't - I'm too busy trying to survive to worry about
You need a reality check, girl and you still haven't said what YOUR name is. Credibility, you know!
Trying so hard to survive here and need VR advice
I have recently started with a company and they do VR. It's requiring a lot of retyping. I think someone who is not conscientious might make a little money because they can rip through it and not fix things..................but I am fixing everything and being very careful. I am about to quit...........but before I do.........I am wondering if I could just ask for more pay. I do not hate the work. I hate the money that I'm not making.
What is the rate for VR that a company should be willing to pay to someone with excellent skills?
Ability to survive - the BIG issue too is sm
the line rate, the line production requirement not JUST whether there is work at night, which shift etc. It is the LINE RATE OFFERED. Does not matter if you even have plenty of work on whatever shift if it pays pennies a line.
1000 lines a day, 125 lines an hour, say 4 cents that is $40 bucks a day,
5 cents a line $50 bucks a day ($6.25 an hour)
They are going to require much more, if not, get a letter, plus lose insurance.
They will want more like 2250 lines a day at 4 cents a line, at $90 a day x 5 days equal $450 a week ($900 per pay period)
THAT IS 281.25 LINES AN HOUR PEOPLE
I cannot image that on Beyond TXT platform (or any other). I'm WORTH much more.
Same here, my hubby puts out
He chose the better plan so I don't have to fight for referrals and pretty much anyone takes our insurance. It is a rather nice luxury. However, I thought that someone down the line told me that if you have a lot of healthcare expenses, you could write that off on your taxes. I think that is why some companies will set you up with flexible spending accounts. I am no expert on that though. Maybe someone could comment in that regard. Between the kids, my husband, and I though paying a $20.00 copay is a lot better than paying full price for those office visits. It seems like it is always something especially with kids. Now that we're getting a little older, all of the preventive stuff needs to be done, so it sure is nice to have that health insurance.
dear hubby
.
Heck, NO!! I'd never survive on minimum wage. nm
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Well, here we go...time for another survey. Anyone out there love their job and able to survive on .
what they make. I am totally burned out on broken promises, dreams and expectations when I have taken jobs. Recruiters hype their company up but then they never live up to it. All I am asking for is a job with regular work every day when I am assigned to work and decent benefits. Is this impossible to find? Have any of you found such a thing? If so, let me hear from you.
revolving door. can't survive. don't bother. nm
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Any tips on how to survive working at Transcend?
I just got sold to them and my friend has given me a lot of words of warning. Anybody have any suggestions on survival?
Hubby starting school for this
and is not picking Andrews or MTec. They both want big deposits, will not work with you. Hubby can't get a PT job to raise that much money due to after effects of chemotherapy, but we can afford a monthly payment. We applied for different financial aid packages and loans, but either make too much or too little. So we are picking another school that my friend is currently enrolled in. I called and talked to the person that does the hiring at my company, that also hired me, and she said they would not have any problems with that school.
I think we are in exactly the same situation...EXACTLY. My hubby says QUIT!
But I love to work and have always loved this job. Sounds like we could be each other. I had five companies I was interested in, so we shall see. So far, I have turned down the other two jobs...I am so stressed I am afraid I will be taking on MORE STRESS by leaving! Good luck to you, and feel free to email me any time...we could commiserate! 8>)
I knew it was something to do with hubby but not sure if it was dear or sm
damned or darned or divorced. Thanks for clearing that one up for me.
LOL Remarkable is right. I was just telling my hubby s/m
how sick I am of the whole remarkable thing. What is remarkable is how they think that repeatedly telling us we are remarkable will make us forget that our families are starving (metaphorically--or perhaps literally, in some cases).
Has your hubby & son's work start
slowing down, like not many jobs around? Mine has been off since October and only started at the end of May this past year.
We always dreamed of taking our vacations in the middle of winter when he was off, too, but every year, the work is less and less for him. Yet his broker has given what little work there is to his favorite guys and he was told some of them are working a day or two a week. It's frustrating. For his type of work (federal and state highways), he needs a broker and there is only one around here. Plus, he still hasn't been paid for work he did in October (2 whole days). We're afraid the broker is going under and, if that's the case, I guess DH will be forced to retire early.
My hubby works for a company who is
self-insured and our premiums for family coverage are only $200/month with a $500 deductible. It's great - when hubby had to have bypass surgery last fall they paid the entire bill with the exception of less than $2000. 
Well, it looks like we have about 5 years to survive in fhis industry if all goes as they expect it
will. Of course I remember 15 years ago IBM said everything would be speech recognition within a few years and here we are today getting into it. They will still need editors believe me. The mistakes are phenomenal that I see by speech recognition unless the doctors who keep making less and less will now take their time to read the reports. Yeh, all they do now is work all the time as insurance companies keep reducing pay and the government.
why should you feel bad? I am a firm believer in you gotta do what you can to survive
and I am also considering a job with them. I need the money and the benefits and they have offered me more than any place else, so far.
Hubby has stuttered his way to a 6-figure engineering job...nm
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my hubby worked for union company sm
years ago in Michigan and we paid absolutely NOTHING! It was wonderful. But gone are the days for that in the state we live in now. No union!
You and your hubby sound like awesome parents! sm
I also think that what the OP posted may have been misconstrued. I didn't see it that way at all. Of course, you may have been talking about me;) Anyway, I just don't understand how every topic gets into a flame war. There are a lot of assumptions and fabrications people are pulling out of the air here just for the sake of a good argument. I'm working two accounts trying to stay afloat and do have to make up work on the weekends. The entire point of this whole conversations was regarding this new fad of MTSOs offering only two schedules. Sadly I'm starting to see it more and more. What's even sadder is that many of these are IC positions with no weekend differential! We all have to do what is in the best interest of our households. I'm glad you've found something that works into your homeschooling schedule...as hard as it must be! Hang in there!
Says the retiree with a hubby's pension and a new motorhome.
Really, GP, you usually come off as sympathetic and understanding.
But get real. Who are YOU, of all people, to nag and snipe at a woman who needs to feed her children?
What, because you and hubs are living high on the hog, you think everybody else should suck it up or shut it up?
Disgraceful.
No the driving force if the MT in transcription. Without the MT the technology couldnt survive.
I have done enough ASR, etc. to tell you that there is no way that technology could survive on its own or any other technology that we have today as well. The way these people dictate I guarantee you there will always be a need for MTs. There arent enough doctors now to go around. Do you really think they are going to sit there and type the reports or care how they look. They are working twice as hard now for less money.
I love challenge. Hubby is self-employed, too as a tri-axle owner/operator. No bennies at all unless
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No outside income
I do support myself and my child on my MT pay only. I work for a wonderful company, which I will not name because a lot of people on here always have bad comments to make about them, paid by the gross line and can do about 2600 lines in 6 hours. It is just a matter of finding the right company and, for me, having the right attitude. I know comments are going to be made that no one can produce that many lines in 6 hours but remember, they are gross so you have to take away 25-30% of the total line for cpl.
income
I have not made that little of money since the first year I got started doing MT. You consider that good money??? If I made anything close to under $30 an hour I would consider it a very bad production day... I am not trying to brag either. I am just amazed that in this day and age and for what we have to deal with day in and day out, that $24 is good money.
My income is way, way down
due to lack of work, and I see so many people in management resigning and I am worried.
MT IS THE ONLY JOB WHERE INCOME...SM
decreases on a yearly basis, as opposed to other industries where your salary is supposed to increase with each year of experience.
income the first year
So true. I have been saying that for the last two years! All we heard about in class is how much money we could make and how many jobs there were. They forgot to mention that those figures pertained to experienced transcriptionists. I just completed my first year working for a local practice and will probably make about $10,000 after countless hours in front of the computer. The truth is you go to school for a year or two, and when you get out, you will continue to be schooling for quite some time. It's several years of investment to actually start earning a real income. I am just ready now to feel confident about taking on additional work, and my goal is to double what I did this year by this time next year. More would be great, BUT I have learned to be realistic. I wish the schools would be honest about the investment involved. I like what I am doing, and I feel like I am at a crossroads where I am choosing to continue to go forward, but it's been hard to hang on financially to get to this point. I have other work that I do that I actually thought I would have been in a position to give up quickly after school. Students should be given a realistic picture of the time and investment involved, so they can make an educated decision about going forward with the course. But, I doubt that will happen. I think enrollment would drop substantially.
Umm, sales tax is different from income tax
sales tax is a tax added onto goods sold. Income tax, Social Security, Self-Employment tax is different from sales tax.
Six figure income??? sm
 Billers and Coders post says six figure income......yea, right!!! Same post several times.......looks suspicious to me. Maybe if you owned the company, you could get six figures....
60K middle income?
Heck, I work for a small community hosp as employee making $35K, which is middle income in rural WI.
Isn't there an income limit that you
can make and after that you have to pay in?
My gram worked after she started drawing, and I'm pretty sure there are income limits on this kind of thing.
did you mean to say state income tax instead of sales tax?
taxes for the people who live in those states. I believe all other states require income tax to be withheld for the state it is earned in IF the employer meets the qualifications of the employee's state of residence.
Another good reason to ask a tax specialist.
Never mind. I see that they don't as Florida has no income tax. nm
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Average annual income!
They all have lines and Keystrokes and little formulas but the average annual income tells it all.
Take out 25% of your gross income every week. sm
As an IC, your tax base is usually 25-30% of your gross income. That should cover all taxes, including state, Federal, and FICA.
Been an IC for 20 years now.
Do you have a second income or can you live on what you make?
I can't live on 2K a month. If that is what you are making, then it is not enough for most of us. Hope you are making more, though since it would give me hope.
You are 100% correct, my income is "extra"
therefore I am in a position that allowed me to decline a job that doesn't work out for me. That is not a slap in the face to you! I hope you were not accusing me of not caring for others because I declined a job. They can have it, I declined, remember? People are really getting off the point here.
Not correct. I have to report the income of my ICs to the IRS. I need either a SS# or a tax payer
ID#, the ICs choice, but that income has to be reported somehow. I am sure not going to claim it as my income.
I left Amphion for TT and doubled my income
Yes!!!!!!!!!!!!!!!
You file a Schedule SE on your profit income.
and you pay social security and medicare tax . While you have to pay the full amount on the social security tax and medicare you can deduct half that amount to your adjusted gross. I really need to find out more about this because if I have been paying too much on my social security tax I really want to know. Does anyone else know about this? Are there any IC contractors who are not paying social security tax or only paying 7% as you would as an employee and not an independent? Perhaps it has to do with how you set yourself up. Thanks for any info....
How is workload at Futurenet and income potential? sm
I will soon be starting with Futurenet and I wanted to hear from some of the current Futurenet MTs. Thanks for all the information. You may e-mail me privately if you wish.
Do you find that you are able to earn a good income with them?
Do you have ample work, or do you often have to resort to MT work to fill the time?
I wasn't bragging about a 2 income household
I was simply pointing out that the MT profession is not the only ones who are taking paycuts. Wow! It seems every post is picked apart here! 
But still, sales tax has not bearing on State tax or Income Tax. Big difference! nm
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60-thou a year is lower middle income if -
:(
I just filed 2007 taxes for gross income of $52,341.
NM
YOG before MQ -- lots of work and good income back then. nm
xxx
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