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I have single coverage - affordable - but don't know about family. Call them.

Posted By: nony on 2006-08-15
In Reply to: TransTech - is their insurance affordable? How much do they contribute? sm - Really needing medical coverage...

nm


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That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
affordable health coverage

Could anyone one give the names of companies they work for with good health and dental coverage (individual plans) at an afforadable cost?  Any info given is appreciated.  I consider affordable as not too much more than $100 per month---80/20 plans okay, but prefer 100% coverage plans if they are out there with reasonable deductibles.  I know this is a tall order!  It can also be a noncompany plan, if anyone knows of a great insurance company plan outside of the job.  I am 45 and in good health, just borderline hypertensive (if there is such a thing---although it does make my rate go up).


 


Thanks!


I believe they have several to choose from - affordable and decent coverage, IMO
nm
You will not find any affordable family

about the same and very expensive.  Just the insurance market I guess, my husband's company has it available and with both of our incomes it is a large portion of our monthly expenses. Just my 2c, but I have asked every company I have ever interviewed with and today, family insurance rates are just unaffordabe everywhere.


Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
Probably pay 50% of single coverage and you pay the difference.
xx
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
If you are single and have no family

go for it.   My situation was a bit different in that I wasn't running out of work, just testing the waters.  I applied to about a dozen companies, offered positions with each, took 3 positions to figure which I liked best.  I had worked for a small local company for 13 years as my only experience so was really clueless.   I found it really difficult to switch from the various accounts and scheduling became a nightmare because I really had no clear-cut hours or line counts.  It got to where I wasn't doing a good job, just doing the lines and not caring about the product, plus I was screaming at my son for bothering me while I was trying to work.  Just wasn't worth it. 


 


 


Single or family? nm

I love working for TH. I only have single coverage
but it is very affordable and is excellent coverage. I do not know what it is for family coverage but I know that the single coverage runs about half the cost of other companies. They are an awesome company.
BC/BS - single is reasonable and good coverage...
Family is outrageously expensive. I know they are trying to change it, but still expensive.
How is the single coverage/premium at Keystrokes
nm
Welcome to Keystrokes :-) I have single coverage on the insurance sm

so I cannot really answer your question about the family plan, but no one had responded, so I at least wanted to say hello.  I have medical ($1000 deductible), vision, and dental for $129.86 per pay period for single coverage.  I'm glad you cleared that up about the license thing because that threw me!  (smile).


I do not know what the percentage of ESLs is on my acccount.  It is a Meditech/C-phone count, and the lines are not really difficult to obtain.  The only problem I have is me ... can't seem to find my focus lately.  :(


Good luck! 


I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years.  Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!!  I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though. 
Goodness. I have coverage for a family of 4 for
less than that.  I would have looked at options long ago. 
My family coverage amount
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
WEBMDX FAMILY COVERAGE INS-Does anyone know how much it is?
nm
Are you looking for individual or family coverage?
X
Depends...are you a single, or do you need ins for family? sm
I work for Medware and can tell you that as a single I pay $48 per month for medical (dental and vision are extra on top of that). I don't know how much spouse and/or children add to that.
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
Webmedx has the best overall family coverage plan.....nm

What is family health coverage like at AllType?
XX
Do you know what the insurance costs are?? family or single?
Thanks. Looking for a new job.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm
nm
Anyone know what Medware's ins. for family coverage runs. Thinking of applying
Just looking for a company that offers decent insurance for family coverage.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
Define affordable? What may be affordable to one person may not be to another. nm
x
The ad says they treat MTs like family ... what a family that must be! LOL nm

Very affordable!

I have found that Webmedx's insurance is very affordable, more so than a lot of the other MTSOs out there. 


okay but is it affordable? for 2?nm
nm
Affordable benefits
Are the benefits affordable?
affordable insurance

I work in a hospital which is merging and our department will be outsourced.  I am looking for a job with afforable insurance.  I would have a new job today if not for the cost of family insurance, over $400 every two weeks.  I've only worked in hospitals were insurance is usually around $100 per pay period for the family so $400 came as a huge shock to me.  My husband as some pre-existing conditions so getting a personal policy is out of the question.  Anybody know of a company with afforable family insurance?


Benefits are very affordable...sm
Benefits are under 200 biweekly for me, and that includes family gold plan, dental plan, vision plan, and life insurance for my husband and kids.  As well, they provide long and short-term disability, 401K, an some other stuff I don't remember. 
Depends on what you consider affordable.
It is expensive, but far less than what you would pay if you went it on your own. Employer picks up at least half the tab, possibly more. I know I would pay around $1200-1500 for my family on my own and right now for a family of 6 I pay a little over $550, but that's pretax so actually it reduces down to the equivalent cost to me of about $460 net. For 6 people, I can't complain.

Also, the insurance is pretty good in my opinion. The dental insurance is awesome and under $30 a pay period for entire family (no pre-pay or deductibles) and everyone in my area takes both the dental and the medical.

Not sure on what you mean by 1 or 10 kids. Aren't most insurances this way? They cover yourself or yourself and spouse or yourself, spouse and children. Haven't seen one where each additional child causes the premium to rise.

You have to type 150 lines an hour to qualify, which is pretty easy if you know anything about MT'ing. Have never ever gotten close to that low amount except when first training, even with multiple unknown accounts once in a while. Haven't heard of the 10,000 lines per pay period before.
Does DSG have affordable health benefits? SM
Any idea on the cost of this?  Thanks, :-)
What is Medware's pay range and is the ins. affordable? nm
 
They didnt worry that it would be affordable for the MTs.
you gotta be kidding, lol
Nope, not affordable. At least not when I left. nm
nm
Still not affordable but better than my husband's so we have no choice. sm
His company is $1410 for a family of 4 and none of us have any illnesses or surgeries. Highway robbery.

We pay $710 a month at Keystrokes. Still high but half.
Yes, Webmedx does have very affordable insurance. sm
I pay 145 a pay period for myself and husband for the gold type insurance (which is the best we can get).
How much is the insurance, is it good, affordable?
I really need insurance and don't want to apply if it is not affordable.
Does the company you work for have affordable (sm
health insurance?   Can you share the name of the company on here or via e-mail? TIA.