I have had a credit report run for the 2 out of 2 MT jobs I have had over the past 10 years - nm
Posted By: klm on 2008-09-04
In Reply to: Working at bank one thing, but MT? Not justified, IMO. - Also, I've never had to submit to this..sm
nm
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Put a "freeze" on your credit report at all 3....
credit-reporting agencies. That prevents anyone from looking at your credit report without your permission. Costs $10.00 with each agency and can be rescinded at *your* whim.
My son has a horrible credit report and
his work history is just as bad. He was given free credit in the fact when he was young and still at home, I put him on my credit card, excellent and then he married, did not pay bills (even when he and his wife were both making over $1000.00 a week) and their credit is lousy. He never keeps a job for long, quitting because something always wrong on their end with any job.
I'm nobody's idol, I'm just lucky. I have terrible credit from past
financial indiscretions. We filed for bankruptcy and cut up our credit cards and just tell ourselves how lucky we are every day that we have a roof over our heads and food on the table. We're not homeless or hungry and that's a big accomplishment these days.
Hang in there! Keep looking at your local hospitals for jobs. A lot of hospitals hire MTs to work from home these days. You might get lucky like I did.
On DQS, how long does it take to see how many lines you get credit for each report? nm
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Has anyone filed bankruptcy, had a credit report
I give up :(. I'm going to file bankruptcy but I'm concerned I won't be employable after that with another MTSO (or any other company; they almost all require credit reports these days).
just so you know, the government has a free credit report per year
lots of experts say get 1 free credit report from Equifax in January, get 1 free credit report from next biggie 4 months later, and then get 1 free credit report from the other big one 4 months after that - that way you are monitoring all 3 big credit co per year. Forgot the website but do a search - why pay for something the government (and your taxes) gives you for free.
What I have done for the past 6 years - sm
For the first 4 years as an IC I paid quarterly to state and had hubby take out additional federal from his check. I now have him take out additional for both, which is far easier for me. The IRS does not care where it comes from, just that it gets paid. Not sure if this is an option for you, but it works for me.
Agree, but over the past five or so years, new MTs sm
have been relying on Google and the Internet as their only references. We know how reliable the Internet is(n't)!! The US MTs need to step up to the plate, too!!
I work there now, have for the past 2-1/2 years.
What feedback are you looking for?
I've been happy for the past 2 years
No problems at all for me, and only getting better now with our annual raise (I know it's small, but it is something), holiday pay, more PTO, etc.
just today - you're a little behind - that was for the past 3 years-
and ID thiefs are also overseas - did ya see Dateline this week? Another point you are missing - we can prosecute those here - try finding somebody in Pakistan right now.
In the past 4 years I have always been paid on time
x
I have been a recruiter for 4 different companies over the past 15 years. sm
This is more common than most realize. For every 20 resumes I receive, only 8 are qualified. Of those 8, only 6 will answer their phone or call back when a voice mail is left. That always amazes me, as why apply if you have no desire to talk to the company? Of those 6, only 4 actually are qualified. You would be surprised how many only want 1st shift, M-F, no weekends, no holidays, no ESL doctors, only internet accounts, only word-based, only op notes, no op notes, only long reports, only short reports, etc. The list goes on and on. We hear about every health ailment, how some are working althought they do not need the money, wish I could say that, about how their husbands do not like them to work when they are home. We hear about how they have to leave for an hour in the morning and an hour in the afternoon because they have to drive their kids to school. Did I mention that they need off every other Wednesday for 3 hours for Cub Scouts and every Thursday for two hours at lunchtime to be lunch mom at the school. Oh, don't forget that they get their hair done every Friday morning from 8 until 10 and they may have to drive their mom to the doctor every Tuesday. I am not exaggerating. They all assure me that they want a lot of volume, but of the 4 that I actually hire, it is even scarier. One may be perfect in terms of volume, quality and actually showing up for work. One will work for an hour and disappear forever. One will beg for work but only take 10 minutes off the system at most. One will have an emergency the first day and never call back, never actually starting.
So to have 100 employees, you need to go through 3000 resumes, hire 500 of them and hope to get 100 good ones.
I was going to work for a large company that gets a few bad and many good posts here but decided that the pressure would be too great. It is hard to find 5 good MTs for a new account. I cannot even begin to think how impossible it would be to find 25 or 30, as they have advertised in the past.
This industry sees a lot of job hoppers. Yes, there are a lot of bad companies out there, but they job hop for no reason it seems, other than someone actually expected them to show up and produce.
I am personally against offshore transcription and will not work for a company that send work out of the U.S. but I know why they turn to other countries to do the work. They have a better work ethic. When they find a good job, they stay with it forever. They appreciate that have a job and food on the table. It is a way of life for them and there are no second chances. They cannot burn their bridges or no one will hire them.
Maybe MTSOs need to have higher standards and hold their employees to them. There are thousands of excellent MTs out there, we just have to weed through so many to get to them that they sometimes get overlooked.
Sorry for ranting, but I really enjoyed the OP's post and it struck a few nerves!!!
I have used it for the past 2 years through another company and love it!! nm
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Keystrokes for the past 2 years!! I plan on retiring with them !! nm
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I have mde over 60K doing MT for the past 5 years. Why are you so hesitant to post who you work sm
for? Yes, I think you are a fraud am I am no jealous in the least. At least I don't have to lie as a part of my daily business. You still, an no other recruiter responding, has had the integrity to post their company name. No surprise.
I have been there awhile. The good posts are because over the past few years sm
they have really worked hard to improve employee relationships and it has worked. There are no problems there anymore. They used to say they were growing pains and we all wondered how long they could say that. Now I am glad I stuck it out because all the old problems (and I mean old being over 2 years or more) are gone. Great company to work for.
Actually, it is not a MQ account. They have gotten dozens of MQ accounts over the past 5 years thou
The account that everyone is referring to is high ESL, very Hispanic, in Texas. It is not bad once you get used to the doctors. It is huge and difficult but not impossible and not bad.
They also have 4 other new accounts in acute care they are hiring for and 2 other excisting accounts that are growing.
With all I see on other companies not having enough work, I am grateful for Keystrokes. They keep growing and improving and were the best move I ever made!
Are they kidding, made $1.25 per report over 20 years ago. nm
x
Had 2 jobs in 8 years -
First one took about a week to hear back. The second job (and my current one) took about an hour. Good luck in your search!
100 New Jobs Over The Next Five Years?
The company expects to create up to 100 new jobs over the next five years.
Gee, that will be wonderful.
Except for the side-effect of putting a couple THOUSAND more MTs in the unemployment line or, more likely, the working poor (4 cpl) pool.
And don't you just love this bit?
...accelerates the rate at which medical transcriptionists can process a physician's dictated reports and represents a significant increase in accuracy...
You want us to be fast and accurate? Then stop forcing speech wreck on us. Believe it or not, we're trained, educated, and experienced.
No computer program can do my job better than I can. CHEAPER? Yes. But BETTER? No.
Bottom line, this company wants to positions us to provide our customers with leading-edge technology that completely changes their cost structure
Eh.
I kinda hope they choke on their 1.2 million dollar budget.
I have worked 2 jobs for years. One
FT and the other as an IC or with a doctor's office. Works fine for me. I also have had the understanding with a doctor's office that the work is picked up twice a week. With my current IC job it is TRULY an IC, I let them know when I can work, how much I can work so it works just fine.
With only 3.5 years' experience, I also have 2 jobs
at 9 cpl. I guess I am lucky, but I have been offered 6 and 7 cpl and turned both offers down. A couple of years ago, after posting my resume on a site, I received a phone call from a man with a very heavy accent offering me 1 cpl to edit. I laughed in his ear and said, Absolutely not.
jobs requiring more years experience because too many...
unqualified MTs are entering this field. I think your situation is unfair, almost 4 years is sufficient. I do understand, however, that the 1 year experience for complex accounts, workpools, etc. is no longer realistic in this competitive profession. I feel sorry for the new MTs entering this profession. Those of us with experience have seen such a decline in the profession just over the past five years. I believe it is the combination of unqualified MTs entering the profession without the proper education and on the job experience, in addition to the overseas MTs being contracted to work with US companies. Very sad. Our legislature has to step up to the plate, but everyone needs to speak up.
Cherrypicking is when you work from a pool of jobs and being able to reject the worst jobs to those
,
Monster Jobs and Career Builder usually have a few path jobs. nm
s
Don't think any do except for those in-house jobs. Some QA jobs are paid hourly. nm
s
They didn't take our jobs, QT gave them our jobs. The account is now
back in the hands of US MTs, or will be in just a couple of weeks.
Your credit?
Make sure you have their correct business address and check them out with the local better business bureau. They may be scam artists. They may not even be a real company. Who in the heck are they?
credit due you? Since when do I owe YOU anything...sm
:^p ppppffffftttttt! good bye!
you are not *owed* anything by me or anyone else, except maybe a good swift kick in the you know what, which is what YOU want to give everybody else, because they *whine* too much...according to you. so there...ppppffffttttt again. double rasberry!
What about all the credit card
numbers you give them when you order something?
Last year, I tried to order a Dell keyboard. I must have wound up on the phone with someone from India, and before I could give her my credit card number, she insisted on knowing whether it was a personal or business account.
At that point, I told her I didn't feel comfortable giving my information to her, and I hung up. I will never order anything from Dell again because of this. In fact, I've limited my on-line, over-the-phone purchases since this happened.
I agree with you that we should boycott, but maybe we shouldn't limit it to the healthcare industry. 
Why Credit Check for MT job?
Does anyone know why an MT service would want to do a Consumer Report on applicants? I can understand a background check, but why do they need to do a credit check? I've never had this come up before.
I have never had to have a credit check
to work. Not all companies do this. Granted some do but they all do not! You'll find another job just hang tight.
credit check
They do the credit check/background check because they are giving you THEIR equipment. Having worked on the inside for a few years, you would be surprised how many transcriptionists have drug problems, arrest records, identity theft, and best of all - sell the equipment for $$!!!
Credit check
I am not sure potential employers are allowed to run a credit check without your authorization. Are you sure you did not sign something authorizing them to do so? I recently filled out a long application for a hospital and then when I got to the end, there was a notification that they run credit checks. I did not finish application because I do not feel they should have access to all my financial information.
credit check
I have nothing to hide either. I have owned a house since I was 26 and my credit is excellent. My original point was I do not think they are legally able to check without your authorization. If they just want to get my credit rating number that is fine, but I do not feel an employer has any business knowing how many credit cards I have, name of my mortgage, etc., when I am sitting at home 1500 miles away from the hospital transcribing. It is not like I will be stealing from the petty cash drawer.
I'm sure not going to get into a credit score war w/you, BUT....
I can guarantee you that mine is way higher than yours - and it didn't get that way by allowing whomever wanted to look at my credit report to send me a bunch of BS through the mail or call me! I have never heard of the person to whom you referred in your last posting, but I guess there is only one expert or advisor in the world, correct? I will continue to use the freeze on my account and know that I'm protected while you on the other hand..................
Well, it seems to me if credit card
Most of the telephone reps have an accent! So, I'm sure they're sitting their with my information too. I'm sure they don't care about my last colonoscopy or Pap smear, but they sure do have my credit card number, social security number, and address. What can someone do with your medical history? Can they steal your identity with your medical history? Let's be realistic here.
Even if they tell you is ISN'T a credit check
once you give your permission they can check whatever they want by all rights because you signed on the dotted line giving them permission to do a background check.
Employers looking at your credit!
That should absolutely be none of their business about our credit report. I can see about criminal investigation, but credit, that is confidentiality and those people can steal your identity in a heartbeat especially when we have never met these people in person. We fax forms constantly to so many different MTSO companies and have no clue what they could do to destroy our credit! I would never allow a company to check out my credit report unless I was applying for a mortgage, buying a car, applying for a credit card, etc. What nerve do these companies have going into more personal detail about our own credit rating. Please...lets be so darn careful about protecting our identity. Very scary world we live in today!!!!!!!!
credit checks
Do you know if they turn people away from employment if they have bad credit.
No credit checks.
Just wanted to clarify - Execuscribe performs criminal background checks. They do not perform credit checks.
That last is an old quote. Can't take credit. :) NM
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I give you much credit, but what about weekends?
x
Transcend does give you credit but I
am going into business for myself anyway this summer. Transcend has whacko management but at least you could see your lines.
Why would a company do a credit check?
They are not loaning you money and you're not purchasing anything on credit are you?
Equifax ... and credit reports
All,
My brother is a lender for a national bank. Running credit reports can hurt your credit. Doing credit reports are considered credit applications. Please be very careful...
How about line count credit?
MslaMT, I hope you don't mind, but I have noticed you responding to the eScription messages often, and I have been wanting to post a question to you and/or any other eScription users who would like to reply. I have been on eScription for about 5 years now, and have been very happy with it. In the past 6 months, however, my 2 main accounts have started tallying line count different (lower). I can't get a straight answer as to whether they have stopped paying for the header and footer, or if they are counting the number of characters per line differently or what. Have you had this experience on any of your eScription accounts, where overnight out of nowhere you suddenly get less credit for jobs done/lines typed? This has amounted in about a 27% pay cut, pretty drastic. This is eScription doing this without notice, not the hospital/account or the company I work for. Has anyone else had this experience?
This is not just about MTSO checking credit. It is
x
background & credit checks
When I applied to MQ a little over a year ago I read where they had the right to do a background check on me I hadn't been in a situation in quite some time where it would even be a second thought. I'm nowhere near a cheerleader for MQ (far from it these days), but to my knowledge they never did one. While I would play a libertarian card here, my guess is that they do this in case something arises later. It seems more a CYA thing in case the MT doesn't return their PC, or there is a question about other things (drugs or whatever).
Interestingly, as I wrote the line about an MT not returning MQs PC, I talked to my friend yesterday who actually got fired from the Q over a totally made-up situation, and she still hadn't sent the PC back to them. It's been a good 3 months by now, so go figure. Her only reason was the cost of the boxes, as she's not using it.
Hope this helps. ??
Well, that won't help my credit card debt.
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