I don't have a life insurance deduction .. $10,000 is included sm
Posted By: LTMT on 2007-07-20
In Reply to: I am including all insurance deductions including nm - Don't forget life insurance deduction
in my health insurance premium, and since I am single, that is enough for me. 
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health insurance deduction
Not OP, but self-employed health insurance premium deductions are now 100% deductible off adjusted gross on 1040 line 29 I think. I've been doing it for 5 years, the first year was only 40% deductible I think when my accountant did it and went up every year since then to 100% now. If you're not using that, you're missing a huge deduction if you're paying for insurance as an IC or SE.
life insurance
Do you know how much life insurance one can get without evidence of insurability? I need life insurance but have a recent cancer diagnosis. (I'm fine!) Don't really need the health insurance but can't get life through my spouse.
Is Keystrokes the beneficiary for the life insurance they pay for?
If so, I'd be a bit careful
Computer deduction
Curious...I was looking into Transtech and see that they charge to use their computer. Are other companies doing the same? I have never run across this before.
Aflac deduction for employee only ?
Do you use the insurance? How much is the annual deductionable also. Thanks for your help.
In my experience, the only deduction is for keystrokes already in the template.
That is how I am paid - only for the Keystrokes I actually make.
I probably should have included the hospital...
...in the addressees. My point was that this penny-wise-pound-foolish approach to cost cutting is creating a monster, whether it's the client hospital or the MTSO making the decision to go VR. (I've never gotten through my skull how it's more cost-effective to send work offshore, that needs to be completely reconstructed by QA here.) I guess that once you have developed the software and installed the system VR works for free and cheaper editing labor would cost much less than having it transcribed by an MT in the first place. But at what additional cost? These reports end up in court as part of law suits. You would think a hospital would prefer to get it right rather than cheap, wouldn't you? But aren't these the same hospitals that cut nursing staff, then work the remaining nurses into the ground because overtime is cheaper than paying benefits for more employees? Maybe we just have to face that, like the buggy whip makers a century ago, our skills are no longer required.
Spaces included
I have been with Fast Chart over 2 years. They DO pay for spaces and the paperwork confirms it. They also compensate for headers. The Radiology and Acute Care pays the most, 9 cents I think. Most importantly they have work.
I think the template info should be included
My reasoning is that I believe part of the reason line counts are dropping is, due to automation with computers, expanders, etc., MTs are able to produce greater lines in less time than they were able to produce on typewriters. JMO (but I really don't think it's JMO, I think it's a fact).
Shorthand is included in their software, and yes you can sm
use the internet -- you have to be connected in order to do the work.
Hope this helps.
I once had a group practice client, which included ...sm
6 physicians. The most irritating one was the doc from India who had been in the U.S. for at least 15 years (I know this because I went to school with his children), and refused to even work on losing at least a small part of his accent. He was so ridiculous, and each time I typed his work, I said to myself I swear this guy purposely works at keeping his thick accent just to irritate me! Interestingly, 2 of his partners in the practice were ESL (had only been in the U.S. for 1-2 years), and their accent was much less severe. These were younger docs, who in my opinion, made an effort to get with the program if they want to practice medicine here! I do believe that people can actually make themselves hold onto their accents. I have a friend who is from the south (She has lived near me in the SE part of the country for 20 years) and she continues to have a strong southern accent. She has not lived in the south since she was a small child. I tease her about it.
It would be nice if when looking for a new job that the line rate be included
I know I personally have applied to jobs only to find out in the interview that the line rate is ridiculous.
Yes they do; 65-character line, spaces included NM
ANY federal money - included Medicare and almost
I could be wrong, but I read it to mean ANY federal money which includes Medicare/Medicaid, and there are probably not too many hospitals, clinics, or private doctor's offices that do not have at least 1 Medicare/Medicaid patient. Seems to me they would not be too worried about all the listed countries for off-shoring if it was only VA, since there was already a big stink about off-shoring VA records. But then, as I said, I could be reading it wrong. I guess only time will tell.
They told me their cpl included spaces at hire but when I got the first check
My paycheck was 10% less than I billed, and when I told them I didn't get paid what I invoiced, they said they never pay for spaces and never have and never SAID they did ..... Liars. I had to stick with them after that because it was my only job at the time (but I definitely started looking for another company after that). THEN another time, their payroll girl went on vacation & they said we wouldn't get paid until she got BACK, about 10 days AFTER scheduled pay date!!  Paychecks were occasionally late, also. I would NEVER recommend them to anyone. Ever.
PS - pay based on 65-char line, SPACES INCLUDED. SM
Also paid for weekend work, 2nd and 3rd shift differential. Bonus plan based on production.
Word-based, expander included, easy to use...NM
NM
'Nother poster also wondering if spaces are included in that line pay?? nm
s
When I worked in-house, we were part of the SEIU, but that included even nurses. SM
After I had quit, I heard they decided to go with the UAW.
It means characters that are printed in black and white - no spaces included. nm
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401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
RUN FOR YOUR LIFE!
Nasty, rude, unprofessional.
I spent most days watching TV because there was supposedly no work, and when I quit they screwed me out of the money that they agreed to pay to ship their equipment back.
EVIL
You need to get a life.....
I guess you had a bad experience, but that says nothing for the more than 400 MTs who are happy at OSi. I don't understand why you spend so much time running down a company instead of being a productive citizen. What you give comes back to you in the future. NEGATIVE, NEGATIVE, NEGATIVE.....I hope you are happy in your life because the reflection here shows some real issues you probably need to work on.
Get a life.
I too have "worked" for them, as a slave I might add. I work my tail off and do not get paid what I should. You, apparently a company suck up, get paid what you deserve. Some of us do not. You are not in the know. I am looking elsewhere as we speak because I cannot and WILL NOT take it any more. Get a life. It is not just me as other people have the same complaints. Unless you WALK in our shoes just SHUT UP.
You must have no life. No wonder lol
/
me get a life?
ha ha ha ha. That's original!! Spelling police?? You have such an original way with words!!!! Things that make you go hmm? What year was that? I am so laughing and laughing.
Sure, but I have a life too..
get a life
.
You are the one with no life
I have not been on this site cheerleading for this lousy company for the past year.
Get a life...
You don't know me from a can of paint. You don't know the OP either, so get over yourself. CHEERS!
you think i have a life?
hah!, work, eat, walk 2 miles and do it again :) but really, its fun still. i never even filled out any 'stuff' about me really. but when you get 30 or more people on there that have a little something to share, it doesn't feel like we're boring !!
Run for your life!
The cornerstone platform is the worst I have ever worked on. I have just found another job and will be leaving in about 2 weeks. Keep looking, you will find a better company.
set for life
Wow, I know that when I went to school and got started doing this job, I didn't think I wouldn't being doing it for a good company. I wasn't educated on scam artists, and thief's in this business. I never start any job thinking I am going to do a half XXX job, and leave work undone and so yeah, I put in all the hours that it required to get the job done, I didn't get paid for my work, I got ripped off. I am not a negative person, I set out to be successful, happy, and yes SET for life. I'm sorry that you don't agree with that, but that is why people have 401K plans,and retirement funds and buy a house.
take over your life is right.
I spend most of my day doing this work. They say come back later in the day when there is work. You get a few hours off, but you can't plan anything.
Oh, I DO have a life
A quite wonderful life, because I do WHAT I HAVE TO DO TO EARN AN INCOME TO KEEP MY FAMILY AFLOAT.
I don't post on here to complain that wow, my job is so wonderful that I just HAD to waste interviewers' time and perhaps push another NEEDY MT out of the running but I had to turn down a job because it required I work a weekend day.
Get a grip. The post was complaining/whining/whatever you choose to call it. If you're in a position to turn down a 'wonderful' job, more power to you, but don't get on here and complain about having to do so.
The only objection I have is that she should have put the name of the 'wonderful' company so someone willing to work and put in the hours and schedule could have applied.
Perhaps YOU need to get a life...a life where you have bills to pay, are the sole breadwinner, and don't waste the time of MTSOs and try to push other MTs out of the running for apparently kicks and giggles, since she's so happy at her current job.
Sometimes I'm totally amazed by the ignorance on this board and whom people choose to side with or against. Guess it must depend on the lunar cycle or something.
*Eye roll*
That is exactly where I am at with my NO life. Thinking about what to do now.
:
To: Get a life, at Transcend.
Not sure if you saw the post below or not, but I'm looking for extra pointers on how to make the 20K lines per pay period when the work load is low. I'm a fast typist, have lots of entries in my expander and even have a lot of files already formatted with jumps in them to save time. I work during my regular schedule leave the downloads on automatic so that I can type when the work comes in. I've been working different shifts at different times, but still can't do it. How do you do it? Do you have to work more than your 8-hour shift to get the 20K when the work load is low?
Ummmm...a life maybe???????
dd
Welcome to REAL life!
Working 40 hours for benefits is not a NEW concept. MTs have long done themselves a great disservice by balking at change.
You still have the benefit of earning more dollars, but MTs are FINALLY become like REAL employees. You know where you have to work the hours to get the perks???
If you're doing 30 hours, slow down and do 39. Problem solved.
OR
Go to school to become a P.A. where, I hate to tell ya, they're going to want you to work 40 hours.
Story of my life
ESL city!!! I got to the point where I just couldn't take any more. Other than Bonnie Monico who is top notch and a sweetie, it was a rather horrible little experience for me.
live s/b life (nm)
That is definitely NOT true..... get a life!
nm
get a life, loser
The company is certainly better off without you so the owner's instinct of your worthlessness has been validated by your own rhetoric.
fact of life??
Currently, offshoring IS not a fact of life; however, it will become so if we all lay down, roll over, and beg for the profession to throw us the proverbial bone. I, too, have been in this business for almost 20 years, but there is no way that I will ever just roll over and play dead and just say it's a fact of life. If all of us have any passion for our profession, any compassion for our fellow man, any compassion for our fellow MT, QA, auditor, what have you, we all will not take this laying down, but will take Mary's initial letter from yesterday (can we Mary??) and send it to every senator, governor, any politician, newspapers, hospitals, clinics, etc., and get the word out to Joe Q. and Jane Q. Public, and see what everyone has to say about what has become the true fleecing of America.
I'll tell you what I don't understand; I don't understand why you are NOT outraged by the outsourcing of American jobs, any American jobs.
As with most things in life ..
You have to do what works for you. If you are getting experience doing something you enjoy, then you need to ignore the negative posts and be of help to those you can.
I have never heard so much BS in all of my life
Got tough so-called ESL (some Americans are worse) dictators? Get some samples or leave blanks. End of story.
Want to make some real money? Go out and get your own accounts and stop relying on the companies online to get the work for you, and then expect them to pay what they are getting from their client. That is unrealistic.
Got lots of experience over 20+ years? On what, a typewriter when stethoscope was considered an obscure term? There are so many new modalities that the scientific industry is moving faster than the doctors' can learn their tricks of the trade, when in turn can make our jobs much more challenging. You think because you have 20-30 years of experience that makes you worth so much? Most 30+ year transcriptionists barely can operate a computer. No wonder your line count is down. You've got to get with the times.
Offshoring is your concern? Well I fear more the newbies being hired from these online schools that half-train, and then the companies hire them at a very reduced rate almost equal to what they would pay an offshore person. What prejudices we have for foreign offshoring, when we have it right here in the U.S.
Now, I am all for helping someone who is new in the business, but if you are new and you think for one stinkin' minute you are going to make a lot of money, you are dead wrong. These newbies make it worse for ones who have a lot of experience because they will actually do an intership where they are paying to go to work and learn? Think about it. All of these statements are my opinion, and I am so tired of people moaning and groining about this profession and not trying to be proactive about it. Every profession has taken a cut in pay no matter what you do. It is not just transcription. It is everywhere. Hello? Can anyone hear me? 
Mag mutual, not on your life-
Had a horrible experiences there. Starting to work 1 day, could not get on, I had been pulled without a word or since then and no reason why. Still have no clue. Much better places to work.
Yep, life is tough all over. NM
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