I'd be happy if these nationals would offer insurance
Posted By: sm on 2005-09-12
In Reply to: PT Insurance - Crazed MT
and other bennies NOT contingent on line counts, or lower the bar a little, at least. I'd get a job there and stay forever if that were the case.
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Really? It's the same as most nationals offer. sm
Considering I'm just a 3-1/2-year MT I thought it was good pay. 
Maybe I'm letting myself go too cheap?
Insurance deductables at nationals
If you work for a national, what is your deductable per year for insurance?
Happy with my own hospital accounts. No more nationals for me. nm
x
Do any nationals have insurance that covers gastric bypass?
I know it's an odd kinda question but I've worked for 3 different nationals and all 3 did not cover gastric bypass. I work for MQ now and they do not. 
I honestly am very glad you're happy! I juggled 2 nationals for a while, and it was exhausting.
Though if I could, I would probably go back to Spheris. Long story there, but probably would not be rehired as I never made it thru training. Just trained with the biggest bunch of, well, MTs. If one more person clapped those little hand icons at some lame joke, I thought I would vomit. Actually did vomit...I was very ill, and just folded...Get rid of the clapping hand icons!!! 
What type of insurance do they offer? Just me, SM
so don't need family rate. Is is good? HMO? PPO? What company?
This is very important for me to know. I don't care about schedules, since I worked for woman in charge there before. I just need insurance. Thanks.
Do they offer health insurance?
NMM
Can anyone offer any information on Amphion's insurance?
The company I currently work for has made insurance cuts and I'm forced to go on the hunt again. Thank you!
Does TransTech offer insurance benefits? nm
x
Do any companies offer insurance that covers IVF? sm
Does anyone happen to know if any companies offer insurance that covers IVF? I have been in this business for nearly a decade and have been doing QA for the last 4, but I would take a job right now with just about anyone as long as they offered insurance that covered IVF. It is so expensive out of pocket, and I really need the coverage. I have even been considering taking a job out of the transcription industry to get this coverage. So, I guess if anyone knows anywhere at all I can get this coverage.. please help!!! I am unfortunately in a state where this coverage is not mandated... so it is very hard to come by... :(
I am not sure if this was the right board... but I thought it was worth a shot... :P
Does Transcend offer health insurance?
xxxxxxxxxxxxxxxxxx
Trasolutions, anyone know the kind of health insurance they offer? i.e. BC/BS
Any companies offer health insurance for part time?
Are there any companies out there that offer benefits to PT employees, such as health insurance?
I know it's a rarity but I know hospitals do.
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer. HMO, PPO? Cheap or expensive for you?
Does any company offer insurance to part'time employees? nm
xxx
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Any companies offer part-timers chance to buy into group insurance? need coverage ....
I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.
Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet. Any infor or recommendations appreciated ...
Thanks!
Regarding your insurance, be happy with it. ...sm
I pay $300 a month with a $2000 (yes, two thousand dollar) deductible. I pay $300 with the same deductible for my hubby. i.e., heaven help us if we both need hospitalization at the same time. Plus I just got notice that the cost is going up again in January...it happens every year.
I find that those with experience with any nationals or many nationals
usually are invaluable if they have many years of experience. The more nationals they have worked for, they have been exposed to many dictators and that is a plus! I say send on the resumes if that is the case. I also find that many hospital employees whether it be for 1 year or 10 or more usually are limited in style issues, but not a major disaster.
I did that insurance stuff too. Hated it. Happy to type only 1 voice now
xx
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
Nationals
A lot of people mention how they won't work for nationals and the smaller companies are so much better in their pay and treatment of employees - can anybody name some examples of smaller companies who are better? There are so many out there, a few examples would help. Thanks.
No I don't do nationals.
I have over 15 years of experience on-site and was asked by physicians to work for them from my home office. I have only tried one national, and I did not like the platform. It was VR. I'm a free spirit, I guess. I'm an independent contractor, keyword being independent. I guess once you are your own boss, you pretty much get set in your ways. I don't know. I make great money though, and to me, there is nothing unrealistic about my paychecks. They seem very real to me. They cash at the bank in a realistic fashion. I use the real money that comes from the real physicians that I work for and I transcribe for real patients and I do a REAL good job or else I wouldn't have my real good paycheck. Everything seems pretty realistic to me. 
ONE OF THE BEST NATIONALS!!
Transcend is an excellent company to work for, I have not had a bad experience with anyone there.
50 nationals?
Wowser. You must have a hard time remembering your reasons for resigning. My goodness. That is a large number of companies.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
11 cpl--Nationals exist!!
Check with MDI in Gaithersburg, MD. If you are absolutely top-notch, they will pay you 11 cpl and you work 2 weekend days per month. You have until 11 PM to complete your lines (at least 1000 for full time and that may have changed) each day, after that, it is a "new day." You certainly can work from 11:01 to 7:00 AM but you don't have to. They are lovely people to work for. Pay is always on time--direct deposit. You would be a statutory employee.
I IC for two nationals, neither of which care that I sm
work for another--nothing to the contrary is stated in the contract. Thank you, though, for having the integrity to ask.
I work for 2 nationals and one knows
that I work for the other. I asked them when they were hiring me if it would be a conflict of interest and they said no. Only my team leader at my main job knows I work for the second job. The only problem I have is some days I get their programs mixed up. I'm constantly hitting control S to spellcheck and send the chart when it's F7 at the other job.
Most nationals are going to have a lot of ESLs. sm
I was told by one MTSO owner that they needed American MTs to do that kind of stuff overseas because they couldn't ship that stuff out and expect any kind of quality in return. So as long as there are crappy ESL dictators, they will need American MTs.
I think it is funny that even their own people can't transcribe that stuff.
There are several big nationals in Florida with
hundreds of MTs. There is not just one company in FL with hundreds of MTs
Yep. Which is exactly why I'm giving up on nationals.
nm
been with 2 large nationals; will never do that again.
Much better with the smaller companies.
Nationals pay by the line, if you are an IC there is no OT - sm
You want more money, you work more basically. I don't know of any companie that pay hourly, it is all by the line, and incentive pay can up your salary. Some companies are better than others in terms of dictators and it is hit and miss until you find a good fit for yourself and your goals.
Largest Nationals?
What would you say the top 5 largest national companies are? Thanks!!
I prefer nationals. SM
I have worked years in hospital settings. It does have its advantages. Here's what I see the pros/cons are:
Inhouse Pros:
-- When you are done for the day, you're done!
-- You are not faced with family/friend disruption (see cons, too)
-- Company provides everything
-- Socializing is easy
-- Provides a change of environment
-- You have immediate access to assistance on all levels
-- HR and Payroll are usually in the same bldg and you can go down directly to them
-- Mgmt is readily available
-- You can usually view the entire workload and see how it is being distributed or balanced and have more input
-- Workload is limited to your employer's work only
Cons:
-- If you get too close to coworkers, they become intrustive on your work
-- If you don't share coworkers' perspectives, you can be given quite a cold shoulder treatment
-- You have to conform to a dress code usually
-- You have to leave the house in bad weather, park - sometimes walk a ways or even pay fo parking, etc.
-- Usually much more structured work and break times that are not too flexible
-- Usually paid hourly..sometimes with incentive plans. If you are really fast, probably not a good setup for you.
Love Nationals:
-- Work from home
-- Co provides equipment
-- Plenty of work and varieties of work
-- Paid on production -- great producers do very well
-- No worries about coworkers and social settings (getting along with annoying workers, etc.)
Yeah, those nationals are going away... NOT. SM
Hospitals and clinics outsource because they get sick of MTs saying Oh I won't work those days or that shift or something else. There are some good nationals and some bad nationals; don't lump 'em all into one.
Raiss with nationals
Anybody ever get a raise with a national company?.....seems like .08 cents forever
Nationals/Companies
I see a lot of griping/complaining/bashing regarding various companies on this board and quite frankly in 30 years of doing this, I have worked for most of them. I read complaints about ESL docs etc and quite frankly, I blame it on our educational system. When I was in school, I learned how to spell phonetically, therefore if a word had an f sound to it, I was taught that MAYBE that word could be spelled beginning with ph.
I didn't go to school to learn MT, I learned it on the job in a hospital with dictation tanks and an IBM Selectric typewriter. Right now, corporate America is going through a hard time, but yet I see MTs on here griping about the fact that they didn't get anything for Thanksgiving/Christmas/MTWeek -- well got news -- even corporate America isn't doing that any more and if they are, the companies are few and far between.
I get soooooooo tired of seeing posts to the effect of well, I only want to work M-F or what is acute care? GEEZ -- give me a break!!!! There are many companies, i.e., Sprint, Verizon, and others who offer 24/7 tech support/customer service, but I sure the heck don't hear them complaining. We are a nation now where MASSIVE corportate layoffs are going on and we are headed for a recession/depression. I would suggest that you quit complaining and posting negativity and be thankful that you have a job, no matter what.
Off the soapbox for now
I have worked for 6 nationals
one who could not keep enough MTs to carry the workload - forcing them to call EVERY SINGLE DAY I WAS OFF. I stopped answering the phone and found greener pastures where I may get called very occasionally but not EVERY off day.
Sick of nationals
Do not rule out larger private practices. I worked acute care for 13 years and then was outsourced. Then I spent 1 1/2 years messing around with Nationals and then found a position with a large orthopedic practice, 50+ docs. Very good benefits and I do work from home, though working from home was not an issue for me. With experience, these jobs are out there but you have to be willing to jump on them when they come up. Good luck.
Most nationals don't hire IC
Global Solution will not hire ICs. They called me to talk about a job but when I said I would not go employee that was the end of the conversation. I have turned down a few good jobs because one, they wanted me to be an employee or two, they wanted me to be an IC but treat me like an employee. It has sucked out there.
What nationals use Dictaphone ExText?
nm
Do you think nationals have licenses in all 50 states? Not. nm
I want to do a comparison now that everything seems to be changing at MQ and the other nationals. sm
what is the starting line count rate for acute care at some of the big nationals? or the range? How about for radiology or pathology? Do most have incentive programs and what do they consist of? If we could put it all together, we would eliminate a lot of posts and maybe have a reference for those of us looking so that we do not waste time, energy and the possibility of being lied to.
Here is what I know:
ETranz - 0.10 per line but my checks keep bouncing when I finally get paid very late. No incentive. No direct deposit.
Transolutions - 0.08 per line. They supply the equipment and computer (or did 2 years ago). Their system is a dinosaur. I always got paid on time.
I work for 2 nationals, and I think as long as you are an IC sm
no one really has a right to tell you that you cannot work for as many people as you want. However, as someone pointed out, most companies nowadays have you sign a contract with a no-solicitation clause, stating that you cannot solicit work from any of the accounts you have worked on for them for 1-2 years.
Still, I do not broadcast to either company that I am working for someone else. I simply let each company know the days I am available to work for them.
Hope this helps. Try not to let the nasty/negative posts get to you. There are always those in every group who take more joy from tearing someone down than listening and possibly lending a helping hand. Fortunately, they are NOT in the majority.
Good luck!
I've tried many, many nationals. Amphion is the only one
that I truly like. I think if you go to their website or check the Job Seekers board, there will be a rundown of their available benefits. They've given me everything I have asked for. I never run out of work. They don't pound me with ESLs all day long either.
Sick of Pompous Nationals
How can they sleep at night offshoring their work to make a buck knowing that the MTs who are hanging in there with them cannot pay their bills or feed their kids.
I hope they all fail.
Seems like nationals are always hiring though, so I guess it
Most don't play that way though!
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