How do you afford it?
Posted By: so tired on 2009-05-11
In Reply to: Been there. - lynn
My line rate now is higher than that as an employee. I really don't see how I could afford to pay my own SE taxes, buy my own insurance, etc. for less than what I'm making now as an employee. I have to be honest and say that I'm really scared about this. I used to think that when some posted that they could make just as much money working at WalMart they were just stressed out that day. But, I'm beginning to think they're right. In my state (NY) our total SE taxes are 40% of our income. I honestly don't think I could afford this AND pay my bills AND buy health insurance. I don't even know if I could afford to do this and pay my bills, even if health insurance wasn't in the equation. Now I'm really stressed. 
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Of course she will have a job. She had to get rid of yours so that they could afford to pay her!
xxx
Not only that, but who can afford them?
When I started out back in 1990, I was making 7.5 cpl and after 2 years went to a different company for 9 cpl as an employee. We could afford to buy the books then because the cost of living was a lot less, deductions for insurance were a lot less, and even the books were a lot less. Now people who are starting out are faced with 5 or 6 cpl as employees or 7 and 8 for IC. How in the world can they make a living at 7 cpl for IC, let alone by all these books when the same information can be found on the internet?
I think if a person is trained correctly HOW to research, they'll be able to distinguish between the correct information and worthless information on the internet. I think it's pretty sad that the transcription schools aren't training them properly. For goodness sakes, I can't think of any school that wouldn't teach about chemistry profiles and doctor slang that they wouldn't know what chem-7 is. In my opinion, that's worse than the MT who is at least willing to research using the internet.
I can...... not everyone CAN'T afford a car....
--
Hah, some sure can afford it...sm
I wish I could show you the homes of one of the MTSOs that is discussed here often on this board, home, cars, boats, trips. Living the good life while her MTs are struggling.
How can you afford to still be working
at that daily line count? Are you a newbie all around or just at Spheris? Great on your QA but you really need to pick up the pace or you will be moved to PT or possibly terminated.
How can an MT afford a Hummer? - nm
*
So true! And most of us won't be able to afford to
Unless I decide to jump off a bridge, or lie in front of a train.
1) You can't afford the BC you were diagnosed with
I have one thing to say to you that consists of 2 words and one of them starts with an F.
Go away
I WISH i could afford to do what you did that year!
Last year 'Christmas dinner' was a third of a can of cold ravioli.
I can no longer afford to do anything except
My gift-exchange days are over til i can find a REAL job. You know: one that actually pays you to do it.
Who can afford to wait that long?
No way would I take such a job - what happens if they NEVER get paid? You work for free, that's what.
It's not common at all - you'd be better of getting your own accounts!
SPI can't afford postage meter
What kind of so-called international company still licks stamps to mail paycheck stubs and doesn't use a postage meter? I can't believe my eyes for the past few months!
Yes, I can't afford to have no work so I left TT
I dislike the turn of events as they were my favorite company. I have nothing bad to say about TT. I simply got another job.
can you afford not getting paid anymore?
Thats what it will come to. You working and not getting paid.
I would cash the check. if it bounces, then you have grounds to take her to court and get your money that way. If it clears, then you are good. I would also be reading the warning signs and just find another job. I would not go to the docs you dictate for as it is not your place. They really cannot do anything as long as they are getting their work done on time and having no other issues. You will just bother them and might look like you are after their business for yourself.
But that is just my opinion. Hope everythign works out.
Understood, but MTSO's cannot afford
to sue every poster on these boards because of their bad press, or whatever you want to call it.. defamation seems extreme, but I didn't read the comments made by the posters who are being sued. Most people here post general angst-y things about companies and if a judge were to read over the comments on this board, to get an overview of the climate and what is considered normal conversation and postings on these boards, they would probably see that this is a normal, everyday occurrence on message boards. Are they going to shut down every message board? Where would they start? As someone said, some of the angry, horrible postings in the political forums are much worse than anything said on the company forum. IMO. I believe that on these boards the MTSO's AND the MT's BOTH post angry things at times. No one is innocent here.
If you can afford to go to school, learn something else. nm
xxx
and they can afford to BUY TRANSCRIPTION SCHOOLS!!!
...and they didn't lower the cost for the HOSPITALS! They're just pocketing all the money they are making by RAPING US of our pay!!!!!
CLASS ACTION LAWSUIT!
I can't afford to wait for new platform
NO WORK AND OVER IT!!!! 5th week of getting less than 1k lines a day. I started applying for other work a couple days before they dropped the bomb. I can't afford to work here today, much less after a paycut!
I don't know how people can afford housing that costs that much!!! sm
My family lives in a 4-bedroom house with 3,000 square feet of living space (counting the basement, which is finished) and we paid $125,000 three years ago! Come to the Midwest, you can find a 2-bedroom house a heck of a lot cheaper than $600,000.
If even that much work left, and hopefully they will be able to afford aspirin. (nm)
zzzzzzs
How can an IC making 7 cpl on Emdat afford to pay taxes?
That is the offer from Allegiant. Emdat is one of the most transcriptionist-unfriendly program going even when used properly (which most do not). Historically, an IC was payed more, not less, than an employee since there were no benefits .... but not in the world of medical transcription. This is getting down right nuts. Very sad.
But could you afford the ins? I had an offer from them, too. I really wanted to go but couldn't
nm
Ditto. Goose egg. Nada. Oh well, they can't afford s/m
an X-mas bonus for us, after buying that MT school, etc. :-/
I hope it gets better! Can't afford to sit here much longer with no work. nm
nm
The smaller companies just can't afford the health
00
Put money back from each check. That is how you afford to pay taxes.
:}
Exactly. The majority of the population can't afford health care.
Huh. Sound familiar?
Overhire, inconsistent work flow..Been there doing that. Cant afford to stay.
Need I say more..
They can't afford to bother you. You are too busy toggling between numerous screens in
l
Yep..Now I feel stupid. Like one poster said, new company and they can afford benefits like that.
I should be shot, or the very least, a I'm Stupid sticker on my forehead.
I can't afford to stay with VR. If they paid more, I'd stay.
The situation sucks. I really liked this company when I started there. I know they read these forums, and they are aware that we are unhappy over VR line rates. They stroke us with cute emails and say we're the best, but I can't feed my family on praise. They're turning into another MedQuist, and so I'll be leaving.
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