How are the medical insurance rates?
Posted By: mt2 on 2008-01-26
In Reply to: Axolotl Does - Axolotl MT
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!
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The insurance rates are the same for everyone who
signs up for that particular coverage. If you are signing up for employee only it will obviously be the lowest cost. If you add children and/or spouse and/or family coverage, those are all different coverage plans and each has a cost.
The benefits for Spheris are not negotiable. Therefore, if $202 was what they told you would be the cost of your insurance, then everyone who has the same coverage will pay that same rate.
about insurance rates
A Tennessee-based MT company has decided to go with a high deductible insurance policy with a well-known insurance company. It is going to cost the employees $2500 out of pocket before Blue Cross covers any medications. It will cover the $20 copay to the doctor, but not medicines. Is this right or way off base? Would like some info on what others think.
insurance rates
Can anyone tell me the cost of health insurance at Alltype? Does anyone know of a company that has AFFORDABLE health insurance? My company has a deductible of $5000. I may as well go without insurance I am just trying to stay alive here. Thanks in advance.javascript:editor_insertHTML('text','');
How about insurance rates for emp + spouse? sm
Also, their line requirements for FTE?
I'd check insurance rates
I'd check how much it would be to buy insurance for yourself and then you can compare the two rates better. I can buy health insurance on my own cheaper than the premiums that many companies offer, so I take the higher IC pay and buy insurance on the side.
Diskriter--Anyone know if they have decent insurance rates for their employees??
Any help is appreciated.
Keystrokes' insurance was not canceled. They are looking for better rates and coverage sm
in more states as Unicare is not in every state. I have Unicare with them and while it is a little on the high side IMO, it is less than what my husband's non-MT job offers for our family of 5.
They are not working on it long after their insurance is canceled. They are working to change, which can be done at any time although preferably at the beginning of a year or quarter.
And by the way, your grapevine is not that great. You should check facts before posting something that makes it look like they don't have any insurance.
Axolotl insurance. They have great rates but what is the coverage
like? Can anyone tell me what insurance company they use and what your experience has been? TIA
TransTech health insurance rates for 2008
I thought I had found the perfect job in Transtech. My bubble just popped. Anybody else out there in cardiac arrest right now over the just published rates for open enrollment. As I need a family plan, unless they can come up with something quickly (she said they are searching for some better options), I will have absolutely no paycheck to speak of.
I hate to consider leaving, but it is a strong consideration!
Sorry..I meant to say I called into the insurance company but forgot to ask about rates! (nm)
How much are single insurance rates???? Webmedx, Axolotl, Keystrokes, TT, Transend?
Thanks for the info!
Do you mean to say you have medical insurance etc??
Thanks for any information.
Medical Insurance
I was wondering if anyone can recommend a company that has medical insurance for its employees. The company I work for now has just screwed us on the medical insurance and I am looking elsewhere. Thanks. NM
Medical Insurance
I just want to remind everyone that the insurance coverage with a a company is very important, especially when single. Do ask about the deductible. Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation. And, that basically takes 10 thousand off my yearly income.
Good insurance coverage means so much, especially when there is not a secondary ins. in place.
Just wanted to share this. :)
I don't take the medical insurance either BUT
Their other benefits are phenomenal. They provide LTD, STD, flexible spending account, 401K with match and they pay your vision insurance for the family. They have an awesome PTO rate and you get paid for downtime IF you run out of work, which doesn't happen very often. I can't remember the last time I was out of work.
Is the NWU offering medical insurance again?
I had great insurance at a great rate through them years and years ago, then they dropped it because the cost was prohibitive. If they are offering it again, I applaud them. They are a good union and very unconfrontational, well spoken (guess that's a mute point, eh?) but still don't have the big bucks it would take to promote the MT industry on the level that is needed. Almost every American MT would need to join and NWU would need to find a lobbying group to help.
d~
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home? Thanks.
That is so NOT the purpose of medical insurance. nm
x
Zylomed Medical Insurance
Can anyone who works for Zylomed who has employee status give me some info on how their medical insurance benefits are? Thanks!
So if you have a medical claim, the insurance - sm
doesn't pay anything until you've forked out the first $2,000? That's appalling!
They don't pay for vision unless you have medical insurance.
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now.
Medical insurance isn't about feelings. It's business. nm
s
Unless something has changed, health insurance rates vary state by state, so we may not have the
info you need. I'm an IC so I don't have benefits.
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
How is Transcend/MDI's medical insurance plan for employees?
Thanks
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Thanks for your honest reply. Unfortunately, I have also worked in the medical insurance billing
side of it and I see how our prices go up and how the insurance companies pay the doctors less and less, yet these insurance carriers gouge people with their ridiculuous preminums. I understand insurance companies having to raise rates due to skyrocketing health care costs but the kicker is the insurance companies are only allowing a fraction of the billed charges anyway. If they were actually paying out all these claims at full, I could understand the rise in preminums. Well good luck to you and do not think about it, pooping blood does not sound healthy at all and would call for a colonscopy and then a huge bill and then another rise in your preminum.  Vicious cycle I tell ya.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer. HMO, PPO? Cheap or expensive for you?
I agree. As medical insurance biller/coder/transcriptionist
I agree with the other poster. You're better off going with a group plan than on your own. Largely, because you pay the same premiums across the board as everyone else on your plan. When your on your own individual plan, I was scared to use my or have a new diagnosis because come renewal time, your premiums are adapt to go up staggering and there is nothing to can do about it, other than drop them and then you are in a worst situation. Yes, group insurance premiums usually go up every year but it's nothing like what will happen to if your on your own. Also, you do get a contracted adjustment based on your insurance's contracted allowable rate. Say your visit is $100 and the contracted rate/allowable through the insurance is $75, that means the doctor has to write off that $25 according to their contract.
Is there anyone else struggling to get the lines needed at Transcend for medical insurance? sm
Or is it just me??  TIA
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Pay rates
Your pay rate doesn't change. What this policy says is that IF you send a report with a CRITICAL error to a customer and it is returned, you may not be paid for that particular report. I don't see this as unfair frankly because the service can't bill a customer for that serious of a mistake in a document. It's all about us being accountable for our work. We want to be recognized for our value but don't want any of the responsibility that goes with that?
pay rates sm
I turned down a job also because of low pay--company did not want to pay for spaces and added normals themselves so I wouldn't get paid. How low can you go? Wish we all would turn down low pay. Maybe it would send a message. I know this isn't realistic, but I'm wishing :)
pay rates sm
Just curious but which company does not want to pay for spaces? I know of one company that does add the normals and will not pay the MTs but it isn't any of the three mentioned here, can you enlighten us, please?
Thanks!
pay rates
There are two different platforms, one pays 9 cents per line without spaces and one pays 7-8 cents with spaces.
low rates
I have a friend who has a small MT company and she charges her clients 9 to 12 cpl (the 9 cpl accounts she types herself). She has a few ICs locally (usually pays 7 cpl). She is amazed when I tell her what other companies charge their clients but every time she tries to negotiate a little higher rate her clients tell her either it's the same low rate as always or they won't use her services anymore, so she feels stuck. We live in a low cost of living area, so the doctors are generally cheaper here, but for me personally, I wouldn't take that pay if I had to have the hassle of my own accounts, dealing with clients, billing, etc.
Especially re. pay rates....sm
The few MT contracts I have seen, employee or IC, are pretty vague on the subject of compensation, saying something like, ...The agreed-upon rate. Agreed between whom? Get a specific figure in writing, esp. re. rates per line, spaces, etc. They can screw you up here without you knowing it, and how is agreed-upon rate going to hold up anywhere?
rates
Employee rates are 7.5 to 8.5 for dayshift, plus they have an incentive that you can make if you type an additional 200 lines per day. That will add 1/2 cpl to your rate, they also have an additional 1 cpl for late shift plus the incentive. The acute care rates are higher than the ER team rates. They pay by direct deposit every 2 weeks. I started with MedScribe about 6 months ago and like the work and the new platform.
low rates
I have tried to reason with the company I work for, using all my logical arguments - it's best to pay a little more if you expect people to work on their days off, it's better to pay your experienced people a few cents more than to hire in outsiders when work gets behind, especially if your clients are already angry (come on, tell me that someone can just come in and do exceptional work with no experience on an account!), that it would be nice to get a raise or a sick day or some kind of incentive, and it has all fallen on deaf ears.
I believe there is money to be made in this business, but it is not the MTs who will be making it.
low rates
I turned down an offer this morning of 7.5 cpl for acute care. I have over 20 years of experience and I refuse to accept that line rate. It's an insult to all of us who have dedicated our lives to our profession.
MT Rates
If anyone knows the going rate being charged by MT companies or by individuals in Florida, North and South Carolina, would you mind posting it here..hubby and I are considering a move. Thank you.
pay rates?
Anyone know companies that pay on the gross and/or straight line?
pay rates
But, because the vendors spew their crap about how this technology will save the hospitals so much money, the Editor pay is almost always decreased per line versus traditional transcription. Most editors are getting paid 3 to 4 cents per 65-character line, some are paid a % of their usual pay rate per line. It still means a decrease in overall income per hour.
How many MTs/editors are now working extra hours per week to make up that difference?
Although the vendors (keep in mind, they are salesman, they only care about selling their product -- they don't give a rat's a%% about how it affects anything else) claim that the technology keeps learning and improves, that is not always the case. A lot depends on the particular system, how many editors are involved, if the editors are ALL given the identical specs and following those account specifications.
I'm just sick and tired of new technology actually causing a decrease in my income. It should be a win-win situation for everyone involved in the process, but it never seems to benefit the MTs/editors.
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