How about insurance rates for emp + spouse? sm

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu

I saw posts regarding 1,000 and 2,000 deductible.  Is this the difference between BCBS gold and silver plan?  Also do they have a category for just yourself and spouse  or is it just family.  Since family could include umpteen children, I would think there would be a cheaper class for just you and spouse? 

Not eligible for quite a while and haven't receive info yet from company. Just trying to make sure this will work for us or if I need to seek different employment.  We will be needing me to cover us as hubby is retiring soon.

TIA

I am especially interested in rate, copays, deductible, and prescription coverage, if possible.  Thanks very much!

');

---

How are the medical insurance rates?
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!

---

I'd check insurance rates
I'd check how much it would be to buy insurance for yourself and then you can compare the two rates better. I can buy health insurance on my own cheaper than the premiums that many companies offer, so I take the higher IC pay and buy insurance on the side.

---

Diskriter--Anyone know if they have decent insurance rates for their employees??
Any help is appreciated.

---

Keystrokes' insurance was not canceled. They are looking for better rates and coverage sm
in more states as Unicare is not in every state. I have Unicare with them and while it is a little on the high side IMO, it is less than what my husband's non-MT job offers for our family of 5.

They are not working on it long after their insurance is canceled. They are working to change, which can be done at any time although preferably at the beginning of a year or quarter.

And by the way, your grapevine is not that great. You should check facts before posting something that makes it look like they don't have any insurance.

---

Axolotl insurance. They have great rates but what is the coverage
like?  Can anyone tell me what insurance company they use and what your experience has been?  TIA

---

TransTech health insurance rates for 2008
I thought I had found the perfect job in Transtech. My bubble just popped. Anybody else out there in cardiac arrest right now over the just published rates for open enrollment. As I need a family plan, unless they can come up with something quickly (she said they are searching for some better options), I will have absolutely no paycheck to speak of.

I hate to consider leaving, but it is a strong consideration!

---

Sorry..I meant to say I called into the insurance company but forgot to ask about rates! (nm)

---

How much are single insurance rates???? Webmedx, Axolotl, Keystrokes, TT, Transend?
Thanks for the info!

---

Unless something has changed, health insurance rates vary state by state, so we may not have the
info you need.  I'm an IC so I don't have benefits.

---

I pay about $400/mo for spouse and I
I don't have my paperwork in front of me, but I believe it was VERY reasonable for employee only. The plans looked really good too. This includes vision, dental, medical, supplemental life, and ST/LT disability insurance.

---

I know it is less for MT and spouse than for family sm
but don't know the cost as I'm single.

---

Won't find cheaper for emp+spouse for BC nm

---

Do you happen to know if it would be any different including a spouse?
nm

---

Yes, they do call in. My spouse and parent are both
managers. They're constantly replacing people who don't show up for work. Unions are gone, too. There are no more decent wages in retail or grocery. My spouse and my parent, AKA the managers, don't even make good money. I made more doing transcription until just recently.

As for TAT on reports, the doctors start dictating first thing in the morning. However, we don't even see the dictations until the next morning. There's no reason they can't install a real-time system so we can get to the work sooner. I can have reports typed and back to the doctor the very same day if not for hold-ups by MTSOs using antiquated batch processing procedures.

I still believe I've paid my dues by working nights and weekends with no time off at all. I even worked when my child was hospitalized because the doctor needed his reports ASAP. Y'all can save your prima donna lectures for someone else. Let the newbies work weekends and take the ESLs. I'm tired of having to do it because nobody else can.

---

Hope you have a spouse to support you...sm
...you'll starve working for that outfit.  Don't burn any bridges.

---

It works well when you have a spouse whose tax contribution covers you. nm
x

---

the employee plus spouse (not the family plan) is 145 a payperiod.
.

---

401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.

---

The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.

---

The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.

---

Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.

---

Pay rates
Your pay rate doesn't change. What this policy says is that IF you send a report with a CRITICAL error to a customer and it is returned, you may not be paid for that particular report. I don't see this as unfair frankly because the service can't bill a customer for that serious of a mistake in a document. It's all about us being accountable for our work. We want to be recognized for our value but don't want any of the responsibility that goes with that?

---

pay rates sm
I turned down a job also because of low pay--company did not want to pay for spaces and added normals themselves so I wouldn't get paid. How low can you go? Wish we all would turn down low pay. Maybe it would send a message. I know this isn't realistic, but I'm wishing :)

---

pay rates sm
Just curious but which company does not want to pay for spaces? I know of one company that does add the normals and will not pay the MTs but it isn't any of the three mentioned here, can you enlighten us, please?

Thanks!

---

pay rates
There are two different platforms, one pays 9 cents per line without spaces and one pays 7-8 cents with spaces.

---

low rates
I have a friend who has a small MT company and she charges her clients 9 to 12 cpl (the 9 cpl accounts she types herself). She has a few ICs locally (usually pays 7 cpl). She is amazed when I tell her what other companies charge their clients but every time she tries to negotiate a little higher rate her clients tell her either it's the same low rate as always or they won't use her services anymore, so she feels stuck. We live in a low cost of living area, so the doctors are generally cheaper here, but for me personally, I wouldn't take that pay if I had to have the hassle of my own accounts, dealing with clients, billing, etc.

---

Especially re. pay rates....sm
The few MT contracts I have seen, employee or IC, are pretty vague on the subject of compensation, saying something like, ...The agreed-upon rate.  Agreed between whom?  Get a specific figure in writing, esp. re. rates per line, spaces, etc.  They can screw you up here without you knowing it, and how is agreed-upon rate going to hold up anywhere?

---

rates
Employee rates are 7.5 to 8.5 for dayshift, plus they have an incentive that you can make if you type an additional 200 lines per day.  That will add 1/2 cpl to your rate, they also have an additional 1 cpl for late shift plus the incentive.  The acute care rates are higher than the ER team rates.  They pay by direct deposit every 2 weeks. I started with MedScribe about 6 months ago and like the work and the new platform.

---

low rates
I have tried to reason with the company I work for, using all my logical arguments - it's best to pay a little more if you expect people to work on their days off, it's better to pay your experienced people a few cents more than to hire in outsiders when work gets behind, especially if your clients are already angry (come on, tell me that someone can just come in and do exceptional work with no experience on an account!), that it would be nice to get a raise or a sick day or some kind of incentive, and it has all fallen on deaf ears.

I believe there is money to be made in this business, but it is not the MTs who will be making it.

---

low rates
I turned down an offer this morning of 7.5 cpl for acute care.  I have over 20 years of experience and I refuse to accept that line rate.  It's an insult to all of us who have dedicated our lives to our profession.

---

MT Rates

If anyone knows the going rate being charged by MT companies or by individuals in Florida, North and South Carolina, would you mind posting it here..hubby and I are considering a move.  Thank you.

---

pay rates?
Anyone know companies that pay on the gross and/or straight line? 

---

pay rates
But, because the vendors spew their crap about how this technology will save the hospitals so much money, the Editor pay is almost always decreased per line versus traditional transcription. Most editors are getting paid 3 to 4 cents per 65-character line, some are paid a % of their usual pay rate per line. It still means a decrease in overall income per hour.

How many MTs/editors are now working extra hours per week to make up that difference?

Although the vendors (keep in mind, they are salesman, they only care about selling their product -- they don't give a rat's a%% about how it affects anything else) claim that the technology keeps learning and improves, that is not always the case. A lot depends on the particular system, how many editors are involved, if the editors are ALL given the identical specs and following those account specifications.

I'm just sick and tired of new technology actually causing a decrease in my income. It should be a win-win situation for everyone involved in the process, but it never seems to benefit the MTs/editors.

---

Rates for Rad
I've worked for a company offering Rad on PowerScribe (and please ask how you are compensated for downtime) and rates for both editing AND MT should never be below a dollar, that's just insane. $1.25 to 1.50 is the going rate most places per report for MT.

---

Rates
I would suggest you talk them into using a digital recorder - then you don't have to drive for tapes, and the sound quality is better. There are many inexpensive ways to get the files to you, so you won't have to worry about gas, etc.

As for rates - I wish you the best of luck in getting them to pay the range you're considering. You have a shot at the low end, at the high end, if you can get it, I'll hire you to come do sales for me. ;)

Deborah

---

PTO rates cut
If you thought the PTO time you have been banking at DRC/Acusis was going to be paid at the rate when you banked it -- dream on!  It's being paid at your CURRENT rate -- so for all my sister MTers, we lost bunches of money.  One wonders what is next??!!

---

Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.

TIA.

---

Reasonable rates
Reasonable rates to you may be unreasonable to others.

If you don't feel you're being paid for your experience, then you're not.

As you can see below, when MTs start posting anything regarding rates, line counts, etc., flames start.

Decide what is reasonable for you and what is fair compensation for your experience. If MQ isn't paying it, talk to them. If they are, then congratulations!

---

line rates
When I started I was told line rates are based on years of experience and what account you work on.  When you are hired they give you a pay matrix so it is easy to see exactly what you are making.  They also pay a shift differential after 6PM and have an incentive plan that is paid at 12,000 per pay (2 weeks). 

---

Pay Rates Have Not Changed -
It must have been the level of the account.

---

This is exactly why our rates are going into the toilet -
SOMEONE will nearly always work for whatever ridiculously low rate is offered!

---

Line rates
Why do all these companies keep dropping their line rates?  The cost of living sure isn't falling. 

---

Line rates
Because they can get away with it. As an experienced MT, at this point I will go work doing something else before I will take less, but I am frustrated that there are so many out there who are willing to sell themselves short. I also will happily learn voice recognition or do QA but not at my expense. I keep wondering what the fallout in this profession will be.

---

Line Rates

Hi

Could anyone tell me what to expect for a decent line rate... I never see any ads for more than about 8-9c per line?  Thanks. Lou

---

They told me the rates and that I would be doing one
doctor within the first few seconds of my interview. I took the test an hour later, was hired two hours later and started two days later!

---

IC rates at Medware 9-10 cpl
nm

---