Holy cow..$900..they obviously are not contributing to their employee's insurance.
Posted By: Myopinion on 2008-06-21
In Reply to: Charge about $900+ for health insurance! - How is that any good?
That is just outrageous and one of the worst I have heard being offered. At that rate, they can go get their own plans for half the price. I had applied but never mind..I pay $360 a month now for family insurance and 9.5 cpl..so forget them..
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Which companies offer PTO for part time employee status, along with contributing 401K, shift....sm
 differentials, and incentive based pay plan? I think I covered it all. Mostly looking for PTO as a part time employee. Thanks for your replies.
TTS insurance is $400/mo for employee
zz
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home? Thanks.
Employee only insurance is higher..sm
I was paying $61 a month with $20 co-pay. Now I pay $99 a month with $40 copay and same decutible as before.
Great company and they pay employee insurance. nm
x
9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.
Yeah, you'd think they would be contributing wouldnt you. They are not huge but big enough I woul
think they'd put in more for insurance. I checked into another and they were $700 a month. I think they had over 100 employees. Again, you would think it'd be cheaper with that many employees/family members but I guess not. I am about ready to bag this at home stuff and go to work for our local hospital.
Anybody work for TransHealth as an employee and how do you like it? Is the insurance affordable?
nm
So what should she have said oh holy one?
NM
holy cow!
so many of you who responded woke up on the wrong side of the bed today - or are you always this nasty? She is asking a question on how many of you do work every weekend and how you do it. She turned down the job so why are you so quick to crucify her? To the OP, there are still companies out there that do not require a commitment to every weekend and some that require no weekend commitment and even some that require no commitment to any set hours, like a true IC should be. I know because I work for one. It took me some time and research to find the company that met my needs, but they are out there. Keep looking; you will find the one that is right for you, too. If this one doesn't offer what you want, you did the right thing in turning them down. Stick to your priorities and good luck to you.
Holy Guacamole!
That's rather pricey! Is their pay scale such that insurance is in fact affordable? Not being sarcastic... just curious!
Holy moly! Thanks for that!
I hope you don't mind if I use it my own self! There are a lot of questions in there I would NEVER have thought to ask.
You might want to ask about shift differential for evenings/nights/weekends, holiday pay, OT pay, whether OT is ever available and/or is OT ever mandatory. I don't like ASR so I'd ask something about whether they were moving towards more ASR. I can't think of anything else ATM.... Thank you for the great ideas!!
HOLY MOLY
I had no idea. WOW!
holy smokes .. shoot me!
I talk to people daily about transcription and I could not agree with you more .. what a sad state for professionalism. You could be in the cellar transcribing in your undies, but I do not need to know this and most of the hard working MTs out there who daily do make a difference are offended by the visual. Working remotely is not a given, but it is a boon to people with children, with disabilities, with limited access to a strong job market. It does not mean that you do not take what you do seriously and that you give it your best. I am so fortunate where I am to have a great team of people who work hard, turn around good work, keep their end of the bargain we make, and appreciate that they have a great situation and respect themselves for having achieved a great account, good pay, good feedback and employee status with good rates and benefits that are very affordable. My intention is to keep it that way and thank heavens mostly I have my wits about me and choose carefully and well. Our MTs are professionals and we thank our lucky starts for them each and every day. The interesting thing is that I think that a recommendation for someone to come to work with you is the most sincere form of flattery and while we add to our ranks, I am getting so many referrals from our own MTs.
Personally, I would raise holy
bloody blue .. but I have to agree that with automation today there is no excuse for not having direct deposit. Then, to have to pay for it to be late .. I would be a mental case! UPS rides the men, apparently they are not the tightest ship in the business any longer. The Christmas rush was never an excuse before, it was when they shone .. lousy service seems to have an intrusive and pervasive effect on everything these days. As for him being offended .. after 35 years there is nothing you could say that he has not said himself .. often! Merry Christmas .. I am so sorry they failed you.
Holy never-saw-that-one-coming Batman!
Whoever you are anon....thanks for sharing that. I honestly had no idea and it really makes me sad. Looks like our grand formage needs his hiney paddled. So totally not behavior becoming of any company in this day and age.
Holy McMollee! Unreal! nm
nm
Holy Cow!!!! Are you serious??? What is wrong with people??
Are you sure it wasn't in New Mexico, although not much different clientele. Wow.. I'd be moving on and telling them to lose my number.
Holy crap - one heck of a cut . sm
One of the reasons I first went with WMX was the 35 hour work week for FT with bennies. They stopped that.
The health insurance was decent, but if you chose to use it and had the option of another policy available you had to pay a penalty/fine or whatever they call it.
The ASR rate was better than other companies - now they fixed that.
I guess they will do away with our 12 hour windows next. Though I understand now everyone even has those.
I was disgruntled when I worked for MQ, but they did cut our wages in a more gradual manner.
This is a HUGE percentage and right here going into the holiday season. --
We are all going to have to hit it harder to make any money at all. You think work is short now --- just wait.
My, aren't we the Holy One. Talk about judgemental and
condescending. What makes you think you know c_p about everything? I didn't *settle* for anything, honeybunch.
Holy Cow -- all 3 of my accounts have work. One even OT. The secondary (sm)
one had been particularly low for weeks now and today there is a massive quantity. I wonder if maybe that hospital was trying out another service and just sending us a small amount. Whatever the reason, the work, at least for now has picked up greatly.
We are having KFC for supper so I can get in there and get a few of those OT lines while they last.
Hope everyone else is having good luck with their accounts also.
Holy crap, that's awful. This has all be enlightening. I'm doing more reserach,
nm
Holy Smokes! That is high. That is what I was quoted for private ins.
a
Holy $&@! No wonder it is not cost effective to do VR. I make double that sm
for VR/ASR at WMX.
Holy Brown Stuff. Is that reliable info? (nm)
.
Jewish high holy days begin at sundown tonight.
#
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Statuatory employee versus regular employee....
Can someone tell me the difference between a statuatory employee versus a regular employee? My company offeres IC or SE status....I am confused about whether switching over the SE would benefit me more than IC status that I have been for some time with them? What are the benefits and disadvantages of being an SE versus IC? Thanks for all of your help!
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
They hire both IC and employee. I am an employee (see message)
and I have full benefits. I am very happy that I came to work here. I came as a statutory employee from a large company. Everyone at MDI has been great to me.
Depends on if you are employee or statutory employee (sm)
Employee, 8th and 23rd of month
Stat. Employee, 15th and 30th month
Diskriter - Anyone go from their employee to hospital employee with them?
Thinking about giving up on being their employee and applying for a hospital employee position through them, they have one in PA right now that looks good. How is it for scheduling? Do you keep your line rate or get whatever the hospital pays? Who manages those accounts, is it the same PM and DR that are on the other ones? I have DR and feel like she doesn't have a clue what she is doing and it is so annoying, but I just don't have the guts to let the company know she needs to step it up a notch because the transcriptionists are not happy under her. Are QA the same people or through the hospital. They have 1 QA that is constantly asking us questions on doctors and format, things we should be asking that QA person. Annoying that new people move up to QA but people who've been there 2 or 3 years get treated like dirt and jumped account to account.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
Only employee and statutory employee..no IC
nm
insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose. Anyways, I do get the eye insurance for my family, which is at no cost to me. As I said before, your best source is to ask MQ itself. Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now! 
MQ insurance
I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month. I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.
Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance
I carry myself and my husband and it costs me between $30 and $40 monthly. This is for an HMO. I think they told me the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it. There were several choices between HMO and PPO. Like I said before, this will vary depending on which hospital. I work for a hospital in PA. I'm not sure about details for the Florida hospitals.
For the insurance directly through Diskriter (if you work for them directly), I think they quoted me around $300 a month for two people.
PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.
Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.
insurance
I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence. So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc. Ten months later it comes out -- deductible for each has to be met. I have worked insurance also and their plan is hard to understand what each covers. You pay for your basic and add on -- chemotherapy, outpatient labs, etc. I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it. I am self employed so it works for me. Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples. But then have only been to the doctor three times in the past 3 years. But do a search for medical insurance and you will get a lot of info. But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.
Patti
insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.
Yeah, they make more than I do, but you cannot enjoy the money if your are dead.
Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.
insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
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