High insurance costs are a national problem, not just in MT. My husband's company sm
Posted By: FedUp on 2006-05-12
In Reply to: Who has decent health insurance? - Had Enough
charges us $210.00 per paycheck for him, me and our 2 children. The deductible is $500, each visit costs us $25, prescriptions are $10 for generic and $25 for everything else. It is getting crazy everywhere.
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I like the insurance they have now. It is cheaper than the one that my husband's company has. s
They have been trying to get new insurance for over a year but do not have the participation requirement filled, as they have let everyone know. However, I spoke to a manager who told me that the one that they have been working on since December looks good, just taking longer than expected as they keep asking questions.
We have insurance through my husband's company and this year
our premium was only raised $3.00 and our benefits were improved.
If you have pre-existing conditions you don't have lots of options, but there are lots of other options available otherwise.
I have insurance through them. It is Unicare. It is less than what my husband's company charges
It is high though, $487 per month for myself, my husband and 2 kids. DH's job wanted $940 per month.
insurance costs
Between $100.00 and $125.00 per month for medical for single coverage, with kids about $300.00 or so. Dental is extra, 401K, DISCOUNT eye program (not vision coverage)
Deventure insurance costs
I think I read somewhere that Deventure has Blue Cross insurance? If so what is the cost for single and also family? What is their lpd requirement? TIA!
I have insurance through my husband.
I like being an IC too, but when you have your own accounts, it is tough to take time off. Plus, you have to be really regimented about working. It is very easy to get distracted. When you have doctors counting on you, then you just do what needs to be done and the money rolls in. I have a big problem at this point being told to work set hours and do a set amount of lines or minutes, so I tend to like IC work! True IC work with a company online is hard to find though. Most of these companies want you to COMMIT to certain hours or certain minutes of dictation or certain lines per day, which in my personal opinion is not truly IC work. Just my 2 cents.
How is their benefit package? Insurance costs, etc?
//
Do you know what the insurance costs are?? family or single?
Thanks. Looking for a new job.
Ok, the single gal who works here says that her insurance costs sm
64 dollars a pay period and that is for Blue Cross/Blue Shield Gold Plan, vision, and dental which is all combined and pretty darned cheap.
Insurance is no cost at all to my husband
and me thru teamsters, $20.00 copay when going to the doctor, PTO. That is the good part- now the bad- if he should die before me, no insurance for me. Well, since I am 10 years older, will possibly have Medicare before him, who knows??
I already have insurance through my husband's job, so I didn't need it.
NM
I was told the new one will be less than $200/month. My husband's insurance is horrible and $800
nm
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Are you a senior/mature MT? I think they are putting health insurance costs into hiring process
These companies can get CHEAP labor because some girls have small children and husbands and will sell themselves short when it comes to $$$$$. With the offshoring and some U.S. MT's working for less than, that has destroyed any hope of a good wage or especially a raise.
DRC Insurance very high - sm
I was offered a position with DRC and would have taken it, but family health insurance coverage was something like $900 a month! There is no way I could pay that much and I needed the benefits.
I have their insurance now and it is rather high...however, (sm)
they are in the process of changing their benefits package so I'm hoping for something with a lower rate. I have single coverage and pay about $400 a month currently. I'm kind of waiting to see how much the new insurance is going to be.
There is insurance. Some consider it too high but they are getting sm
new insurance that is supposed to be lower in cost but better coverage.
I have the insurance they offer now, which is Unicare, and have no problems with it. I took out the family plan, which cost me $610 a month, but the insurance through my DH's company would have been over $800, so I am not complaining.
Insurance way too high. 12,000 lines per pay period.
All they offer are the few days of PTO. That does not include sick days or personal days and if you take a holiday off you will also have to use PTO to get paid for it, only pay for holidays if you work um.
My friend told me that there is no way she will be able to make the minimum line requirement after being switched to a VA account. She also said that on a whole their accounts are lousy and QA is very inconsistent.
9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Well, my husband has worked for the same company for sm
over 25 years and still only makes $11.75/hr. Try living below your means on that! It takes all of his income plus mine as an MT to even make ends meet. As for Dave Ramsey, he has some good points, but saving any kind of money on our income is practically impossible. And, as for giving up extras, like new cars, etc., we dont have any of those things either. We cant even go out to dinner once a month. Things have gotten very bad. No raises, but higher bills.
Okay, I'm done complaining now. Off the soap box!
The coverage for myself, husband and 2 daughters through his company is $762 a month. sm
My sister pays $480 for herself and her teenage daughter at a national MTSO (not Keystrokes).
I think it is going up everywhere. Maybe the Clintons were right.
national company
I have been with a national for about a year - was on one account for about 6 months - then all of a sudden the work load dropped and then was told the hospital went another direction. I waited it out for a month, as they told us that they would place us on other accounts - they finally did - now some of us are being moved to another account - which I don't mind - other than the downtime in learning it - and this is supposed to be helping out another service. I learned today that the reason they lost the first account that I transcribed was because they outsourced it to India and the hospital had specifically had in their contract that their work was not to be outsourced. Why would a company take that kind of risk - and then lose a very large account? Plus lose good transcriptionists who could not wait a month to be reassigned to another account? I now have spoken with the company who has my original account and hopefully will be hired. They know I worked the account for 6 months, so I could just pick up where I left off. How many nationals do this, though, contract for US work and then outsource? I also heard of a company who is hiring only editors to QA and edit work coming back directly from India - now that is a job I want nothing to do with.
Would a national company hire me?
I have several years experience working for a very prominent healthcare institution doing acute care, clinic, and hospital dictation in every specialty and subspecialty imaginable. We were never assigned accounts, so my exposure to all of the specialties and dictation by hundreds of physicians at our institution was extensive throughout the years.
Over two years ago I had to take employer-paid disability and have yet to return to work. I have hope with my latest treatment that I will be able to return to work soon and have contacted my MT department head, but did not hear back. Although my reviews were always exemplary, my attendance did suffer slightly prior to my taking disability. I say slightly only because I still attempted to work a portion of each day even while ill and the actual amount of days absent was not that high; however, working at a healthcare institution our attendance requirements are necessarily strict.
If my department head is unwilling to take me back into the department, I don't know what I'll do. I love MT, have great skills, am highly accurate, and don't want to give up on this career. If worse comes to worse and a position will not be available for me when I return to work, do you think a national company would hire me with over a two-year lapse in my work record?
Does anyone have any advice or ideas in this regard? I desire to stay with my current employer, but don't want to leave medical transcription. Thank you.
The biggest national MT company....nm
Should I go from national to small company?
Hello. I am sure many have asked this same thing before, just looking for a rooting section to feel better about this. I currently work for a national. With many changes, not feeling like a person, production sinking, morale gone, on and on and on... I decided to seek PT position with a smaller company. So, I found a second company. They are small, but growing. The director is a former MT. They currently have about 100 MTs. The pay is very standard at 8 cents. Their platform is slowing me down a bit, but they say they are working on upgradiing it. Their communication and personal attention to me has been excellent. I have 1 dictator. I see what work is coming in and have 20 hours to get it done.
Is the small company too good to be true? Being burnt from national, I am finding it hard to grasp that this really could be this good. sure, the pay isn't as great..it is an IC position, rather than employee...but I am not stuck with God knows what work, changing all the time...and I am heard and appreciated.
Do I just bite the bullet and transition the small company into full-time and do the national PT? Any comments, suggestions, etc would be appreciated!
Anyone making more money with national company than (sm)
when you worked for a hospital, taking into account the benefit package you had with the hospital? If so, any explanation as to how you are doing better or worse would be much appreciated.
I've been with this company longer than any other national -sm
I think that says a lot in itself. I've also worked for Edix in the past and Medware. In comparing Precyse to those 2 companies, I feel it's better than Edix was because you do get paid for headings in the report, and you don't have to fish around for those headings either. (I thought that was such a waste of my time as well as an insult to my intelligence.) Of course, there's an upgrade coming up at Precyse, and I'll be sure to let everybody know if anything changes with that. I'm not on it yet, so I can't say.
And Medware, well, I'll just say that's probably a great company for people that don't have that much good experience, because otherwise they waste your time with a lot of things like that list of questions to answer and they send excessive QA feedback (very nitpicky feedback if you ask me) which Precyse doesn't do too much of. (Of course, they do send feedback though, don't get me wrong.) MW also forced me to work on too many different accounts on the weekend. Their way of catching up I guess, but not a good idea for anybody, quality and production-wise. So, if you've got a lot of good experience, really do work well independently, and don't mind having a few accounts, Precyse is a great place to be.
They pay on time and correctly. They offer some really good benefits. The PTO you're allowed to use right off the bat and you'd be surprised how fast it adds up. You can use that PTO any time with no questions asked, even if you didn't take any time off. I don't think it's unreasonable for them to ask for you to pick a schedule and adhere to it either. No professional should have a problem with that. I should mention you do need to type at least 5000 lines per week to keep full-time status and benefits. Of course they give a reasonable time when you're new to work up to that as well as if you start a new account. They really prefer 6000 which gets you a bonus.
Good luck to you with whatever you decide. And remember, if you don't like your supervisor, account or schedule, try asking for a change.
Does anyone what national company has been hired to handle...
ProHealth Care of Wisconsin hospitals. I heard that they have now changed to a national company to do all of their work for all their facilities.
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Very high turnover rate at this company (sm)
You have to ask yourself why do they lose so many employees. This is not an MT oriented company. I would say that they constantly advertise because they regularly lose MTs.
Is there any company that doesn't have high ESL now days? nm
.
Good company. Pays higher than many. Very high
Pay is always on time (early if payday is on a holiday). Good transcription software. Approachable, friendly management. Benefits okay. (Blue Cross). Also eye & dental. 401K that they also contribute to. Pretty much straight typing, not much in the way of templates. VR in place on some accounts. Currently MT has the choice of using it or not. All in all, I'm satisfied with working there.
I'm high level 4, all acute care, high ESL, many years exp. and highest QA grades...
In case you are wondering...All acute care, all specialties. I request new accounts, and yet they all run out of work...not just during usual slow periods...
Do what you think is best. I just left a major national, went to another national but after
6 weeks found it did not fit. Just happened to luck into another smaller national and things couldn't be better. There are other jobs out there.
I'm original poster and a high level 4 as well with high ESL accts, which I've always had...sm
My accts (10+) for the previous 12 years were all in the LA area. I consider ESL at Webmedx easy, even though my WebmedX accts are supposed to be high ESL. ALL of my STMs accounts are low on work--quite low. I've added more accounts. Not helpful if all are low in work. My supervisor at MQ was more helpful than my Webmedx STM.
Get off your high horse for crying out loud. She did not mention that it was a transcription company
ENCOMPASS
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Employee assistance is available to support all staff and their family members at no cost. This confidential service addresses a variety of issues that may affect the quality of your work or personal life including stress, depression, anxiety, grief and relationship conflicts
Maybe YOU should do some research before you jump all over somebody. WHen a person just mentions a name, it doesn't necessarily mean a transcription company.
WebMedX is a good company. Decent pay for high level acute care
They have excellent account managers and a great QA dept. The platform is really quite easy with the improvements they have made, and they are constantly working to make it even better. Everything is geared to making the MT's job easier. I have been with WMX for over a year and I am quite pleased with them.
They are not MT, but general transcription. Pay not very high. at least not as high as MT work.x
x
If you know who the insurance company
is, contact them. If that is who you have been calling, contact HR at your company. SOmetimes it does take a while to get the cards, as long as you have the information on the insurance company you can give to treating facility, if you need it, you should be covered.
Anyone know what company OSI's health insurance is through?
TIA
Insurance question. The company SM
I now work for has something called consumer driven insurance.
I would like to know the names of MT companies that offer HMO or PPO. I do not care what the premiums are; just if they offer regular health insurance and not the above-mentioned type.
Please help. Thank you.
Just dealt with that with my insurance company
Makes me insane!! Health insurance issues are pretty important to me, especially when the bills are a couple thousand dollars. It would be nice to be able to understand what they are saying and be understood!
Looking for a company with affordable health insurance.
Anybody work for Proscript or DSG, can you tell me how much you pay for husband and wife coverage? Thanks so much.
Great company and they pay employee insurance. nm
x
Need a company that takes out taxes and has insurance
I can't be an independent contractor because my husband is self employed. One of us needs to pay for taxes and insurance. Anybody know of some companies that do this that I could check out?
Oh really? What company do they carry their insurance with? Thinking of applying there.
nm
Anyone know of a GOOD company with affordable health insurance?
Hi. I am a 14+ year MT. I love the company I am with but they offer NO benefits whatsoever. Does anyone know of a company that is looking for a dependable MT that offers reasonably priced health insurance and would give at least 9-1/2 cents a line (which is what I am getting now). Any help would be greatly appreciated. THANK YOU!
We all had to call in to the new insurance company last week. I was told that it will be sm
around $250 per single and that KS will be picking up a large portion.
family plan insurance - which company has the best prices? sm
pathetic and true -- I'm basing my decisions on that :( i just can't spend 1200 a month on insurance. HELLLP.
When you leave a company, is your insurance canceled immediately?
I'm assuming I'll still be getting my premium taken out of my check up to the end, so does the insurance go til the end of the month? Want to make sure my daughter's dentist visit in Oct is covered, and 2 weeks notice would put me into October but I wonder if I should wait until after her appt for my last day. Does anyone know?
Oh yeah.... I got a new job!!! I got a new job!!!
   
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