Get private insurance. It is probably cheaper
Posted By: yea on 2005-12-26
In Reply to: Help! Looking for good benefits, especially medical. - weary job seeker
and better than what company offers.
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I like the insurance they have now. It is cheaper than the one that my husband's company has. s
They have been trying to get new insurance for over a year but do not have the participation requirement filled, as they have let everyone know. However, I spoke to a manager who told me that the one that they have been working on since December looks good, just taking longer than expected as they keep asking questions.
private insurance
My husband is trying to change careers so I went looking for a new MT job instead of being an IC since his new career takes 6 months for the insurance to kick in. We are going to check all our options but I believe we will go private instead of spending nearly $1000 a month on it
You can easily find private insurance for
a family for a reasonable price compared to what most transcription companies charge and then you aren't tied to a job because of insurance.
Replies - You can get private insurance for half
that amount. I don't understand why people think their company has to provide insurance. If you have pre-existing conditions opens may be limited and you may need company insurance, but otherwise you can get a private policy much cheaper, probably better coverage, and then you can leave any job you want because your aren't tied to it because of the insurance.
Because it's cheaper to pay an MT (sm)
nothing to research the demographics than to pay a clerk min. wage.
Ax IS Cheaper
I felt I had to chime in too. On my insurance, I have myself, son and husband and only pay 153.00 per pay period. They ARE the cheapest I have found and have worked at several MT companies. I absolutely love Axolotl. 
actually not cheaper to pay it
Say you receive a service that the regular charge is $50.
Submitted through insurance, doctor is contracted with insurance company to discount price to $20 - you pay $20.
Telling doc you don't have insurance, doc does not discount - you pay $50.
Depends on your insurance how much your doc/hospital will discount...but its better than paying full price.
I'm sure they pay us for NJA because it's cheaper to
pay us to sit around and do nothing.
keystrokes ?cheaper
I heard from a friend that her long-time client changed to Keystrokes because they were cheaper, so I wondered what cheaper meant...
You can find them much cheaper, but you need
to be sure it is compatible with the software you will be using. Some companies have proprietary software and only certain pedals will work with it. If you don't already have a job where you need a foot pedal I would wait. You can use ExpressScribe and use hot keys to do testing and then get a foot pedal when you know what you will need. If you want to go ahead and get a pedal anyway and can find one cheap get a USB pedal. There are some pedals that are serial port, some that are game port, and then USB. You can get adapters for the first 2 to make them USB, but again it depends on the software you will be using it with. You can get new pedals at numerous places for $70 or less. The ones you see must come with software too, not just the pedal. You can find used ones for as low at $10 sometimes on e-bay. Also look on the equipment board here.
Sure they are cheaper, but remember that when....
your health insurance premiums continue to rise and costs of living in general are more expensive. You may have saved dollars on the front end, but believe me you will end up paying more in general for that cheaper-costing pool. Enjoy that pool!
$80 for $500 deductible, cheaper w/
.
Won't find cheaper for emp+spouse for BC nm
they do not care about that and will find someone cheaper.
nm
65-character is the way it is now. The clients are smarter and cheaper than sm
they used to be. Very few have weekly pay. I agree about QA rudeness.
9-10 cents per gross line! Where? Sign me up !!!
I really wonder how much cheaper it is to send work overseas. When you
think about it, IC here gets about 4 cpl for VR and about 8 or 9 for straight typing. Overseas they have to go through a middle man or whoever owns the services and you cant tell me they arent getting a decent cut of the cpl and paying 3 cpl or so to their people. Just my thoughts. I bet the cost is very close anymore to what we earn. I see Delta is bringing its reservation call service back here from India because of all the complaints from US customers. I would expect it is the benefits here for employees that causes a problem costwise for MTs.
Most hospitals will. Pay your dues (work cheaper to get experience.)
Give TT some time to see if they can find cheaper plans
I also am greatly upset by the insurance hike, but I have decided to give them some time to see if they can come up with something more affordable. Like many of you, I have to insure my whole family, so this increase is astronomical.
The grass is not always greener. Changing jobs means switching out problems, and yes, some problems are easier to deal with than others. My last job (Amphion), I was so stressed out, I lost a lot of quality of life. I have young children. I can't afford to be a stressed out freak just like I can't afford the expensive health insurance. When I moved to TT, I regained my quality of life. I'm not so tired anymore, and I'm able to be a better mom. That means the world to me. I'll hang in patiently to see if another option can be found for the health insurance.
FlashType is cheaper and works equally as well as Shorthand and has a free demo.
See FlashType link below...
Heartland will sell accounts, because when it is done overseas the cost for the client is cheaper
nm
PRIVATE?
Not these days. Many MTs are also MTSOs, so I wouldn't count on PRIVACY wherever you intend to go with this. As both, I would be willing to share what I know with my colleagues if I felt it was to their benefit. Multiply me by many and there goes your site of shame. Good luck to you too! Hope you can CYA sufficiently to avoid problems for yourself. You should be nicer to these MTs. They help pay your salary. Maybe MTs should do away with recruiters? Too many middlemen drive up the price and the providers would benefit from the absence of all the middlemen in all areas that try to get a piece of the action in their practices. Maybe without you all it would benefit the greater good. Something to think about, eh?
Maybe our cut was to buy them a private jet
X
Private..not
I meant to take out the name in ALL of the places. It is not a private e-mail. Every employee got this e-mail.
I have every right to warn people against working for an employer who BREAKS THE LAW. I have PROOF to back me up on everything I have said this company does!
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
Wow! I pay that much for my own private plan.
d
You can get a private policy for less than that and probably
better insurance too. At that price I don't think they are absorbing any of the cost, so it really isn't a benefit.
I sent you a private email.nm
/
Get a private policy. You s/b able to get
a very good policy for half that. Call local agents in your area and get several quotes.
Have you tried getting a private insurer to
nm
You mean even on private computer?
z
Why not just get a private policy? Unless you have
pre-existing conditions you can get your own policy that may be cheaper than what you can get through work and then you aren't tied to a company for insurance only and you don't have to worry about a lap in insurance if you change jobs.
Private group? Where?
Sorry, I know I must have missed something..haven't been here in a while. Is there a private TT group and where? TIA
Where is the TT private board?
has been down for 3 weeks and just saw the thread about it way down on the board.
private board
i've only been there about a year, but there is not one that i am aware of. sure wish there was.
I am as well. You can e-mail me private
if you like.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Boy, I'd be happy to take over that private account if you want to get rid of it!
I'm sure that is not the one you'd want to get rid of though!!
send me a private email
I don't discuss this company on the board and you will find few who do.
Does anyone know if JLG employees have private groups or something? (sm)
See almost nothing in the way of posts on any other board. Working there PT and would like to meet some other people from there.
Private equity firm in NY
Culbro LLC private equity firm in NY, is new partner for OSI.
I can get a private policy for a family
of 4 for about $400 and that is with very good coverage. We have no pre-existing conditions though and no chronic medications.
Ykes, I have a private policy and only pay $160/mo. nm
x
I'm an IC and have private Humana coverage
It's $99.05/month for just me. This includes $35 copay for dr visits ($50 specialist visits), $1535/55 Rx, depending on what level the medication is, $75 copay for ER visit. It's a PPO. The only really bad thing is that there is a $2000 deductible, but that's only if I have to be in the hospital and hopefully that won't happen. I'm 29, have never had a lapse in insurance and have no health problems though. You can go to ehealthinsurance.com and compare rates for private insurance if you're interested.
Is there an MDI private board? There used to be 1 long ago, but
I don't know if it still exists. Thanks.
Does TransTech have a private board? NM
NM
Marie/private counsel
I do have private counsel because I own a business. However, it is not at all necessary to use a lawyer for something like this. All she has to do is to to the IRS website, read the information about IC classification, and call the local office for an appointment. She should bring a copy of her contract (if any) with the company and just tell them what is happening. The IRS is pretty savvy and will likely take it from there. Many MTs feel powerless. There is really a lot we can do for ourselves. Many MTSOs will take advantage. (There are also many, many good ones as well.) My bottom line is that I myself would have my attorney or CPA make the call; but an attorney is not necessary for this. All it would take would be one report and the IRS would be on that MTSO like white on rice.
There is no private company board. nm
nm
Thank you all for private email and posts
Thank you all for the private email and the posts here. Better to be informed. I need to stay where I am for the time being. Not ready to make the leap to voice recognition editing yet and, of course, other factors and problems that exist with All Type that I do not have where I am currently.
Thanks again.
There was a MT that was venting in regards to Transend on their private board sm
(it is automatically set up so if you enter you know who is posting . . name displayed)and the other employees and management was nasty as h++ so believe me I wouldn't post any thing on the private board negative. I have already resigned. I have a week left.
Just wondering if anyone answered the private doctor ad.....
and had contact? TIA
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