Get a loan on the item rather than sell it if it is sentimental.
Posted By: gold jewelry is best bet for loan on 2009-05-02
In Reply to: I've Considered That - MTDays
Gold is at about 900 an ounce. Get a loan on a ring and it will give you 4 months before buying it back, at 800% interest but hey, ya gotta be resourceful and when it comes down this far, time is of the essence.
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DON'T do a payday loan!
You will borrow around $300 and end up paying something like $900 back! That happened to a friend a while back. I know that our state is trying to outlaw these payday loan companies. It was on the news and in the newspaper not too long ago. Their interest rates are also illegal.
Aren't they going to loan you a C-phone until
you purchase one? I have unlimited long distance with Verizon, have you talked to them if they are in your area?
I see Brinker got a SBA loan for $74,774 in 2006 .
xx
They have several C-phone accounts. They may loan
you one if you don't have one.
Learn to budget. If you need to go to payday loan places, it's YOUR OWN FAULT. sm
Your pay has not changed, just the dates. Why should that matter. Pay your bills when they are due. Don't spend every penny. Learn to not be paycheck to paycheck.
If you tell me you are not earning enough to get out of that rut, think it through because if you are a good MT, there are only 2 reasons that you cannot make it to the next check.
1) You can't afford your lifestyle and should scale back.
2) You don't work hard enough, long enough or smart enough to earn a decent check.
Both can be fixed. Stop whining and work.
Stop putting up with adults who are children. It is IRRESPONSIBLE to go to a payday loan place. sm
As transcriptionists, we have options. We can take on more work with the company we are with, move to another company, get a second job, get our own accounts.
If everyone would be mature and take responsibility for themselves, there would be no problems.
By the way, for your information, I AM A SINGLE MOTHER OF 3 WONDERFUL CHILDREN and I have been for many years. Transcription allowed me to buy a house, pay my bills and be able to buy nice things. I knew when I was getting divorced that I either needed to cut corners or earn more. I did both. My kids and I live in a nice home but my girls share a room and my son has his own. I pay cash for cars and drive them until they cannot be driven or are not safe. We eat at home with home-cooked meals rather than eating out, except when celebrating something like a birthday or good report cards or an award one of them receives. They have nice clothese, a clean house and everything they need. I work while they are in school but make every minute of my work day count, and I have an extra job that I work on weekends in the early mornings when they are sleeping and evenings when they are asleep. We have friends, go to church and have a close family. I have never had child support and have never had to be on welfare.
I budget carefully and have a savings account. I only make 35,000 a year on average but I make it work.
Excuses are just that. People need to do for themselves. If they have medical issues or a tragedy, that's one thing, but so many of the people I have worked with just spend all their time whining and none of that time making their lives better.
I am not going to apologize. I am not a mean person, just tired of hearing people complain about EVERYTHING in this profession. Yes, it has changed, but we still have options. Many other fields do not.
What do you mean? Who is PSI? Did OSI sell or something? nm
x
And I will sell it to ya, too. lol
p
? about Keystrokes..Did Lee really sell? nm
xxxxxx
Didn't YOG sell out to MQ?
x
yes. you should be very scared if they did sell.
SPI is a bunch of crooks.
However, if you are willing to sell yourself cheap,
x
So you;re willing to sell America out
because there's always work---(for now)?
I don't sell America out
I work only for companies that do not offshore, period.
sell not sale
just before someone jumps on that one
Fatcat - I know exactly what you mean. She does have the right to sell
her company, and if she had been honest and up front and just TOLD us, hey, I need to go in a different direction, I want less stress/work, whatever, so I'm looking to sell the company, I'd have been fine with that. If she'd been honest and said I'm in negotiations and some of your work is being funneled into the new company so they can test the accounts or whatever, I'd have been most unhappy, but at least informed and looking for a new job. It's the fact that they've boasted for years we're the cream of the crop and then gave us the mushroom treatment, and treated us all like we're stupid sheep that will just trot along with Transcend and take whatever they decide to offer us. I can't believe for one minute that they had any of the MTs in mind if they didn't even bother to ask what the pay scale would be, the scheduling requirements, or even the LINE DEFINITION. Carlotta flat out said in my call yesterdya that she hadn't even THOUGHT TO ASK what kind of a line they pay on. For all they know we'll be getting huge pay cuts along with say losing all our spaces or whatever. The fact that she said they never thought to ask and they knew absolutely zero answers to EVERYTHING that directly affects the MTs told me that they either knew and were NOT about to tell us and make us madder, or they never bothered to ask because they absoultely had no interest in it. If they'd been honest and told us what was going on, I could handle this much better. It's the sneaky underhanded way they did it, after years of touting their open communication, etc., that really bothers me. And the offshoring is just the icing on the cake of the giant slap in the face. Talk about stepping on the backs of the people who put her at the top.
Fatcat - I know exactly what you mean. She does have the right to sell
her company, and if she had been honest and up front and just TOLD us, hey, I need to go in a different direction, I want less stress/work, whatever, so I'm looking to sell the company, I'd have been fine with that. If she'd been honest and said I'm in negotiations and some of your work is being funneled into the new company so they can test the accounts or whatever, I'd have been most unhappy, but at least informed and looking for a new job. It's the fact that they've boasted for years we're the cream of the crop and then gave us the mushroom treatment, and treated us all like we're stupid sheep that will just trot along with Transcend and take whatever they decide to offer us. I can't believe for one minute that they had any of the MTs in mind if they didn't even bother to ask what the pay scale would be, the scheduling requirements, or even the LINE DEFINITION. Carlotta flat out said in my call yesterdya that she hadn't even THOUGHT TO ASK what kind of a line they pay on. For all they know we'll be getting huge pay cuts along with say losing all our spaces or whatever. The fact that she said they never thought to ask and they knew absolutely zero answers to EVERYTHING that directly affects the MTs told me that they either knew and were NOT about to tell us and make us madder, or they never bothered to ask because they absoultely had no interest in it. If they'd been honest and told us what was going on, I could handle this much better. It's the sneaky underhanded way they did it, after years of touting their open communication, etc., that really bothers me. And the offshoring is just the icing on the cake of the giant slap in the face. Talk about stepping on the backs of the people who put her at the top. I keep wondering what Ondrea would think of all this.
Just because companies don't know how to sell a contract,
they shouldn't pass their shortcomings on to us. This is part and parcel of what is killing our profession. Companies keep low-balling contracts and we all will lose. Very sad.
No, Keystrokes did not sell to Transcend.
Not sure how all these rumors get out. Ridiculous
eBay intrigues me, but I have nothing to sell! (nm)
.
SELL on Ebay and start over
By the way, even if KS is responsible for giving you bad information about Vista, you still would have had to get a computer to do this work. So that investment is a given.
Save yourself more headaches: Sell your computer on ebay (keep the peripherals) and buy a new computer with XP. You are likely to lose $ but you will probably lose more trying to replace Vista with XP UNLESS you call in a professional to do it for you who guarantees their work.
If you believe the answers below, I have a bridge to sell you.
VR produces a big mess & it takes a lot of time to correct it all. I'd hate to see an audit on those flying through it at full speed, and I'd hate to be the patient depending on a quality report.
They may initially find a way to sell us down.....sm
the river BUT the real issue is that MTSOs jump on any and every chance they can to cheat the MT. It IS, after all, all about $$$ and whose pocket they are in!
Agree. Got any swamp land to sell her? nm
x
Yup, change to create a need to sell more books.
That's what I said the first time I heard examples of the new edition's changes. With the logic this one uses, I expect the next edition will decide that a lot should now be one word, and no one should be spelled as one word as well, because it is now so common for people to spell them that way. Oy.
I was just thinking of that -- Carole swore she'd never sell, right up until the day she sm
announced it was sold. I do not blame her for selling, and I guess there were legal issues that made it necessary for her to lie, but it does leave you with a mistrust for what people say. At least we still had jobs, although I quit the minute I heard The Squid had bought the company.
I wish the QTers the best of luck. There are still lots of great companies out there. 
Not much left to sell since they lost big account.nm
nm
I don't sell myself short but don't have 5 "current" years
nm
Spoken like a true corporate sell-out.
I've been through mergers and sell-outs before. SM
I don't work for work for the companies being specifically discussed here; however, I have worked for many other companies (in the MT world and other job environments) that have gone through such changes.
This is my opinion and mine only but while I have been nervous of the outcomes of such actions, I have never once taken it personally. It is business. Businesses have always and will always do what is best for them. It is no different than what you and I do for ourselves - we make the best choices we can, sometimes make deals, sometimes have to compromise, sometimes have to completely change our game plan. I cannot blame them for doing what they feel is best for them.
And before anyone starts bashing me with the corporate greed song-and-dance: Companies are about making money - the same as you and I are about making money. Not one of us is here on a volunteer basis, just doing this out of the goodness of our heart. Neither are companies. You and I are PAID and COMPENSATED for our work. Company owners have sunk all their money into their business and are taking the risk. They owe NO ONE bonuses when they sell, etc.
Enough said, I suppose, but just keep in your heart, people, that these are business decisions and that you, as a worker and supporter of your own household, have/will/do make the same types of decisions that are in your home's best interest.
Here's my hat off to everyone here - I truly wish the best for each and every one of you.
type there, oh yes, should be about -- why would you sell yourself and your knowledge for half your
pay ? ? ? Can't you see that a speech document Editor has to have the same education/knowledge as traditional transcribing has. Why wouldn't you be worth the same amount of money per line? ? ?
If you have any experience at all and any knowledge of medical terms, then you are worth your regular line rate whether doing VR or traditional. THINK ABOUT IT !
Whaddya mean bail? Did they sell the company or just quit?
Very interesting.
The owner of the company I work for says she will never sell but I doubt anyone could
pass up millions if put in front of them. I couldn't, that's for sure. A nice island somewhere with someone to bring me slushy drinks :)
Because they actively OFFSHORE and sell American MTs down the river?
That's ALL the reason I need NOT to give them a chance.
Glad it's okay for you, it's an individual thing, apparently, but MY skills and my patriotism are NOT FOR SALE.
AT ANY PRICE.
Thanks for your post.
You are the one who is incorrect. The owner of Zylomed would sell his mother for a dollar if he
They most certainly DO outsource offshore. Perhaps you're not as IN THE KNOW as you thought!
The owners aren't the problem, it's the current management. Sell THEM!!!! nm
x
stop giving politicians money to sell us down river..nm
nm
I've said this before, but I'm ready to go sit on the beach and sell cheap stuff sm
to tourists ... has to beat this. I passed burnout a long time ago. I am not sure what the next stage is supposed to be. However, in the meantime, I have to make a living. Maybe I could open a margarita stand and compete with the little kiddies and their lemonade stands .. hmmm ....LOL
Ugh .. I hope Keystrokes doesn't sell, but no guarantees nowadays. :( nm
Well, just wondering if they are getting ready to sell out or merge with Spheris. I dont work for
them either but from what I have ready this is close to the way they operate.
Heartland will sell accounts, because when it is done overseas the cost for the client is cheaper
nm
Did Keystrokes sell to Transcend? I thought Keystrokes was buying up companies sm
but I heard from another service owner that they sold out to Transcend. Anyone know if that happened?
Did Keystrokes sell to Transcend? I thought Keystrokes was buying sm
small companies but another service owner told me that she heard that Keystrokes sold to Transcend. Is this true?
I posted this down below but meant to post it as a new thread. Before I apply with them, I would like to know as I left Transcend a few months ago and do NOT want to get back into that mess.
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