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DRC Insurance very high - sm

Posted By: Too $$ insurance on 2005-11-27
In Reply to: Questions about DRC. - see message

I was offered a position with DRC and would have taken it, but family health insurance coverage was something like $900 a month! There is no way I could pay that much and I needed the benefits.


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I have their insurance now and it is rather high...however, (sm)
they are in the process of changing their benefits package so I'm hoping for something with a lower rate.  I have single coverage and pay about $400 a month currently.  I'm kind of waiting to see how much the new insurance is going to be.
There is insurance. Some consider it too high but they are getting sm
new insurance that is supposed to be lower in cost but better coverage.

I have the insurance they offer now, which is Unicare, and have no problems with it. I took out the family plan, which cost me $610 a month, but the insurance through my DH's company would have been over $800, so I am not complaining.
Insurance way too high. 12,000 lines per pay period.
All they offer are the few days of PTO. That does not include sick days or personal days and if you take a holiday off you will also have to use PTO to get paid for it, only pay for holidays if you work um.

My friend told me that there is no way she will be able to make the minimum line requirement after being switched to a VA account. She also said that on a whole their accounts are lousy and QA is very inconsistent.


9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
High insurance costs are a national problem, not just in MT. My husband's company sm
charges us $210.00 per paycheck for him, me and our 2 children. The deductible is $500, each visit costs us $25, prescriptions are $10 for generic and $25 for everything else. It is getting crazy everywhere.
I'm high level 4, all acute care, high ESL, many years exp. and highest QA grades...
In case you are wondering...All acute care, all specialties. I request new accounts, and yet they all run out of work...not just during usual slow periods...
I'm original poster and a high level 4 as well with high ESL accts, which I've always had...sm
My accts (10+) for the previous 12 years were all in the LA area. I consider ESL at Webmedx easy, even though my WebmedX accts are supposed to be high ESL. ALL of my STMs accounts are low on work--quite low. I've added more accounts. Not helpful if all are low in work. My supervisor at MQ was more helpful than my Webmedx STM.
They are not MT, but general transcription. Pay not very high. at least not as high as MT work.x
x
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
I think a lot of the high $$ MTs

produce the lines, but not necessarily the quality.  I know lots of MTs who never do any type of proofing before submitting work.  I used to work with one high producer, but the quality of her work was horrible.  This was several years ago and no spellchecker and no QA.  She would never survive in this business now with the error rate she had.  


I'm sure there are some quality MTs that can also produce a huge amount of lines because they learn to work smarter and can type like a demon. 


you ARE on the high end of

the pay scale and congrads to you! 


 


It is NOT high ESL, no more than
nm
High ESL
I just want to point out that being a Transcriptionist should include learning to deal with ESL dictation. Obviously you should be compensated fairly for that, but the truth is being able to decipher different dictation is what makes us more valuable than a machine.
VERY HIGH ESL when I was there . . .
I struggled to make counts because the dictators were so difficult. I have a lot of experience with ESL, too. I liked her thought she was very nice, but struggled really bad with the ESL load.
high and dry?
What do you mean by high and dry.  I know for a fact that you have a lead for this account, a coordinator, LOTS of samples,  QA people who are available every shift - and very helpful. That doesn't even make sense.  You sound like a disgruntled individual. 
Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.


TIA.


Jo, I think you're going to be all right. You have a high sm
QA score and you are increasing your production consistently on a weekly basis. It takes such a long time for an MT to be able to sit down and transcribe whatever comes through the queue and make good money. This is very tough work, and we all learn every day. You have what sounds like great work habits, terrific quality, and a wonderful attitude. You'll do fine.
If you are a high producer (400+ lph) do you have to
even after you make your line count at Spheris?
She used to pay by the page and not very high. Don't know about now. nm
s
Seems to be about right. Not high, but normal. Thx! nm
,
High turnover.......
I live in New Jersey and this is a not a good company to work for....read the old posts about this company in the Archives. Not a good company....
Very high turnover....
They always keep running the same ad every 3 weeks or so, so that should tell you something about them. I did not like testing for them at all, so I just gave up! Horrible dictators.
This is like in high school where
Why are these companies wanting to have initials for their names?  Do they think it will make them more popular?  For example, TTS, TT, MQ, KS.....  There are others doing the same, and looks like this one that doesn't pay wants to be FST now so they sound more important and fly under the radar as Four Seasons known as a nonpayer.  Professional to me equals proper name, and isn't that what the BOS preaches?  Let's be professional insteady of like small children with little nicknames that are like baby talk! 
High horse
You make some good points but the vast majority of MTs don't apply to your condescending e-mail.  Glad I don't work for you.  You find some poor employees in any industry, and the few bad apples in the MT business are not the reason work is being sent overseas where the work is even worse quality (but done with a smile - I give you that).  Whatever - I will just be glad when this post has moved on to another page. 
I thought that was high too

They have to process it all and mail us our vouchers anyway, why charge just to mail out a check? I prefer direct deposit myself anyway, but I have a friend who had her identity stolen and was advised to close all her accounts and not open anymore for a year. If she worked for this place she would have to pay $100 a month, just to get paid.


Come down off our high horse

I used to have excellent credit too until my husband lost his job and I had surgeries 9 months apart. There are circumstances that do cause people to lose their credit.


Maybe some bad luck should hit you and then you would understand how some of us feel!!!!


We have 1 account that is high ESL

Out of several acute care accounts, there is 1 account with a high percentage of ESLs.  When hiring for that account, management also makes it very clear regarding the ESLs.


I have been there 2+ years and I still love my job.  They treat us with the respect we deserve.  They expect high quality and they audit 3% of our work monthly.  The platform is great and exceed the line count every pay period.  We don't have to mess around with the demographics unless the dictator puts in the wrong MR# and then all we do is put the name and correct MR# if dictated. 


Ok, that helps! Is there high
turnover or are they acquiring a lot of new accounts? 
Come Down Off Your High Horse!!!

It sounds like you have spent too much time at the beach listening to the waves and in the sun as your brain is fried.  Who do you think you are talking to anyone this way??? 


I have a good job, make good money and I always have work but your attitude is just right down horrible.   


Since you don't spend much time here, I think you should just probably stay totally away if this is the kind of attitude you bring when you do decide to be here.


I don't see you on a high horse...sm
I agree with you 200%
i am not the OP, but I am high level 4, and all of my 4 SM
accounts are in OT now. My account is considered 70% to 90% ESL. So that is just what I have experienced here lately. I suppose you are right about it depending on the level and worktypes that you can do. Definitely talk to the STM, as they are always willing to help you out if they can. Good luck!
What I said above was not high and mighty.

Maybe this is why you feel I'm high and mighty because you sound very childish or not educated.  I did not post the above to be demoralizing; I was referring to any MT thinking work is their property when it is not.  If you work for a company whether it be employee or IC, you are doing their work not your work. 


P/S:  I'll ask my 14 year old son what does my bad mean?  Maybe he can explain it to me because I am wondering if that is childish slang..


Get off your high horse already

I have researched anything and everything I have ever delved into thoroughly before jumping on it.  If a newbie jumps right in without researching first, it is their own dang fault.  Geez. 


I believe it is at least 90%, possibly as high as 98%...nm
x
You are on a very high horse
Might want to come on down and sit in the horse stuff with the looser MTs....waaaah
High five! You tell 'em!
That's just what I was thinking.
In high school
my very first typing class (and we were talking the 1960s, Remington manual typewriters) one of my fellow students, who had never touched a typewriter before, was effortlessy typing 100 WPM within a week.  Just a natural talent, I guess.  Not a talent I possess, apparently.  I am in awe of anybody who can do this!
Well, come down off that high horse
you seem to be on. Where do you get that Now Let Me Tell You Something. First of all, who are you and what does it matter. You talk like that to your kids, not to another grown person. Sissy, go back to mothering now, ok? More experienced MTs know the 3 day leave for a funeral, newbies seem not to know.
VR was so efficient and my pay was so high I ...
but not at TT, different company. Jobs were eliminated due to VR coming online at a hospital.
High production isn't the problem.
The problem is not getting everything you just said you'd expect from a company if you're a high producer and working extra. Sorry, but I'm sick and tired of hearing that my wages are my reward.  I'm a high producer and my wages shouldn't have to be my reward when someone else is getting the same for giving less and having less skill. That's the problem. You're new, let's see what you're posting in 3 years when you're earning half of what you earn now. High producers don't produce as much in VR as average producers and that's a fact.
How high does the daily incentive go? Please.
Thanks.
How high does the daily incentive go? Thanks. nm
.
ROFL! Where's the little High Five emoticon?

high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Even hospital benefits are sky high
I work full-time at a hospital and basic family coverage without dental or vision is over $300.00 a month out of the employee's pocket, around $65 for single. 
Wow 8 years and already on a high horse? you
would be a good QA person one day, NOT