Can you tell me if this is for good insurance, deductible, copay etc..??
Posted By: Anon on 2007-06-11
In Reply to: Insurance cost - Also thankful
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
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is the deductible for insurance still 2500 bucks w/ no copay for doc visit?
That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.
They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.
$15 copay for PCP visits, $750 deductible. nm
MTSOs with insurance deductible 1000 or less? nm
x
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
Fairly flexible but they do like a schedule. Insurance is good. Benefits are good in my opinion.
For the past week, work has been a little slower but I think that is common in every company..some days busy and other not.
Spheris supes/QA are good, insurance not good; they offshore
nm
U.S. only, very steady work, some VR, good pay, good insurance, no PT, schedule. sm
That should cover it!
Insurance not good
I work for Spheris and I have had their insurance for the past 2 years. In that time i have never been to the doctor. However, I have a history of breast cancer and was told I would not be covered as far as getting mammograms. Also the deductible is 3000. So, I will just have to go without insurance.
Pay and health insurance good.
Some of the QA who work for Precyse are the finest people this side of heaven. I couldn't keep up with my lines and what I had typed, so I moved on. Overall, a good company and they handle a lot of Baptist accounts with people you can understand.
How much is the insurance, is it good, affordable?
I really need insurance and don't want to apply if it is not affordable.
Re: Diskriter. How good is the insurance and what's
nm
They pay half and it is really, really good insurance. nm
nm
Does anyone know of any GOOD, reasonably priced, health insurance?- sm
I would love to find a good health insurance company that I can purchase independently. I LOVE the company I work for but unfortunately they do not offer health benefits. I greatly want to stay with them, but in need of some serious health insurance. Does anyone know of a plan that I could look into that is reasonably priced? Any ideas or suggestions would greatly be appreciated since one trip to the ER could make a huge bill....Thanks!
It is $400 a month, but they pay half. It is good insurance, too. sm
I recently had surgery and my only costs were my deductible. The hospital split that $1000 into 10 months for me, so it was not so bad, and now the rest of the year, I am past my deductible. It is a LOT better than the insurance I had with Spheris.
Anyone know of a GOOD company with affordable health insurance?
Hi. I am a 14+ year MT. I love the company I am with but they offer NO benefits whatsoever. Does anyone know of a company that is looking for a dependable MT that offers reasonably priced health insurance and would give at least 9-1/2 cents a line (which is what I am getting now). Any help would be greatly appreciated. THANK YOU!
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
What's the deductible?
what is the deductible?
Seeking company that offers good benefits including insurance.
Ideally, I'd like to find a company that offers medical insurance at a reasonable cost for family (under $500 a month) and a decent line count rate. Anyone have any ideas on this. Thanks.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Focus Infomatics--Anyone have any experience with their insurance benefits, good rate, etc..
Yes, I know all there is to know about them in the negative form but people respond only if you know about their insurance plan. Thanks
Thanks! It wasn't deductible at all when I was an IC. sm
But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy. A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc. It just isn't that easy to get self-insured anymore. That's why I don't understand companies who don't offer benefits. The last figures I saw, benefits were worth about 1.5 cents a line. Something to figure in when considering great wages. Thanks for the information.
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit. There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit.
2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
$80 for $500 deductible, cheaper w/
.
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.
As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.
I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
Large deductible and everything out of pocket.
xx
I pay $140 a month total for $500 deductible-WMX
BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO. Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year. Why don't you try telling the truth about Webmedx instead of prettying up everything?
I think you're confusing the deductible with the premium. sm
Family coverage is not $1000 a month in premiums.
you don't have to be IC to deduct that - just do an itemized 1040 and it is deductible even if yo
x
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
AARP was $800 per month, single. $1000 deductible. SM
I know personal insurance is reasonable for people under 50, really I do, but I'm not under 50, I'll be 60 in June. I have checked all over and, even with spousal insurance, it is 800-850. There is an insurance crisis in this country of epic proprotions and I don't see it being solved anytime soon.
I'm willing to pay well for my insurance, even though I am healthy now, but not 800 and up and those didn't even cover a yearly PE. Even my crummy Spheris insurance pays for that.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
I thought the deductible was 500 vs 1000 (gold vs silver) but I guess I better go check! sm
As for policy levels, yes, you can get coverage as a single; as a couple; and self / family, with concurrent cost changes. Dental is great too.
Now, where did I put a copy of my BCBS plan... hmmm!
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your
MTSO, which MTSO it is and whether the coverage is decent? I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.
TIA.
The best co. ever! Good work, good people, good pay, good bennies.
x
Yes there is! Good pay and good bonuses and good benefits.
Personally, DSG is a good fit for me. Pay is good and on time, sound quality depends on the account
and I like the platform. There is not much weekend work, although sometimes is available. I get along well with the management, no major complaints. There is pay incentive once you get over a certain number of lines in a pay period. I work as an IC, so can't help with benefits, insurance questions, etc.
I'm with them. Good work environment, easy accounts and I'm making really good money. nm
Does anyone recommend a pretty good company that is good to work for, pay always on time and plenty
of work. I know that is asking a lot, but just curious?
Strictly IC, good company, hard accounts, good platform.
Good pay, always on time, no direct deposit though.
Is Transcend a good company with a good platform to work on. They are advertising.
:
Webmedx hires some ICs. Good company. So sorry for your loss. Good luck!
x
TransTech for many reasons, good pay, stable company, good benefits
and flexible.
I have looked around the last 6 months and have found nothing better. Have turned down numerous jobs, and have finally decided to stay put. The better insurance plans were announced and even moreso than ever, I am staying put, and my paycheck is happy about that because it is getting better every day. Good luck to you.
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