Call insurance companies in your local
Posted By: me on 2006-01-13
In Reply to: Does anyone know of any GOOD, reasonably priced, health insurance?- sm - In great need of health insurance..
yellow pages that advertise health insurance. Call several to get comparisons.
Check einsurance.com.
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Call your local DOL
You are entitled to minimum wage if you are an employee. So make sure you are punching a time clock or otherwise keeping track of your hours and your pay.
You can also file for partial unemployment.
Call your local Radio Shack first. If they can't help, then try
s
For 2008 they got better insurance for nationwide. Not just local.
But from what I understand transcriptinn is slow right now. Do send in resume for the future. I worked on that account and thought it was great. I'd go back if I could. Especially with the new insurance the hospital has for people all across the country. Good luck :)
Wow, How can they even call this insurance?!!?
Thanks for posting. I've always wondered what was meant by consumer driven insurance. With insurance coverage like that, I don't imagine that many people who need benefits would have Spheris on their list of companies to apply to!
Call your insurance carrier...
and ask for the status of your policy. Ask them if it has been terminated due to nonpayment. They will tell you. You have every right to know.
If your insurance has been temporarily cx due to nonpayment, then I would definitely be considering my options. This is not a good indication of the financial standing of the company.
We all had to call in to the new insurance company last week. I was told that it will be sm
around $250 per single and that KS will be picking up a large portion.
I try to call a few companies every now and then, not looking but
just seeing what is out there and asking what bennies, etc., and I'm giving them my piece of mind when they offer peanuts for 10+ experience. If we all did that now and again, maybe it would have an effect....
Oh, sure. Let me call the utility companies and have
x
I am sure a lot of insurance companies are trying to do that...
nm
Apply directly to companies. Call them. sm
NEVER post your resume and personal info on the internet.
Thanks--that's very helpful. Just the insurance companies
.
Do companies really contribute to insurance?
I am not sure if it is where I live or what, but I just discussed employee status with my company, and they wanted over $450 a month for health insurance for a very high deductible plan (5000 family) with a copay (20%). I specifically asked if the company paid part of that, and she said yes, 50%.
I went online to e-insurance and priced out a comparable policy, and it was around $200 a month for a family high-deductable policy with an HSA option. How can it be that a group policy costs over 3 times what an individual policy costs? Or do the companies fudge a little bit when they say 50%? I find it really hard to believe that my company will not give me any kind of raise but will automatically pay $5400 a year towards my insurance without batting an eye. (BTW, the other option was $850 a month which would put them paying over $10000 a year for insurance).
What am I missing here? 
You have a choice of 2 insurance companies, sm
and various plans. I have the choice plan with Coventry, single coverage, and for medical, vision, and dental, it runs about $65 a pay period.
Insurance companies pay out 10s of thousands
that are not guaranteed. They tell you every surgery has no guarantee its going to work and we type that phrase daily. I believe IVF should be covered under every policy as a necessity for maternal and parental well being.
companies with reasonable insurance
... but not enough to have my premiums double from one payday to the next. Surely there are companies still with reasonable insurance. I get it that everything is going up everywhere but please if you have information on companies wtih still reasonable rates I need to know. 
Call and ask a recruiter. I think it is higher than most other national companies. Nm
.
How much if family health insurance at these companies?
Transtech, SOAP, Futurenet, and Transolutions?
Do they include dental and/or vision with that?
Needing to make a choice and health insurance is the most important thing right now with 2 small children.
Thanks!
Do any companies offer insurance that covers IVF? sm
Does anyone happen to know if any companies offer insurance that covers IVF? I have been in this business for nearly a decade and have been doing QA for the last 4, but I would take a job right now with just about anyone as long as they offered insurance that covered IVF. It is so expensive out of pocket, and I really need the coverage. I have even been considering taking a job out of the transcription industry to get this coverage. So, I guess if anyone knows anywhere at all I can get this coverage.. please help!!! I am unfortunately in a state where this coverage is not mandated... so it is very hard to come by... :(
I am not sure if this was the right board... but I thought it was worth a shot... :P
With so many IC jobs/companies, would think MTs are buying insurance outside
v
Any companies hiring with BCBS as the insurance?
If there are, do they pay well? By well I mean 9-10 cpl.
Also, Medware switches insurance companies OFTEN, which can be inconvenient. sm
I have had to switch primary providers more than once because of this, and had to switch dentists twice before I finally just dropped the dental plan. I think we have had 4 different health insurance companies in 8 years.
Companies that provide afforable health insurance?
I was wondering if anyone can tell me what companies provide affordable health insurance. I need to provide insurance for my family with good coverage and affordable premiums. I can't wait 90 days or more before benefits start. I need to work at a company that provides benefits pretty quickly. I know...seems impossible these days. Thanks for any help you can provide!
Give them a call. So many people switching companies all the HR depts must be really busy. nm
.
Any companies letting part-timers buy in on the health insurance? sm
Just wondering if there are any transcription companies where you can work 20 or 25 hours a week and get in on the health insurance plan even if you have to pay the whole premium yourself? Thanks
Any companies offer health insurance for part time?
Are there any companies out there that offer benefits to PT employees, such as health insurance?
I know it's a rarity but I know hospitals do.
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Any companies offer part-timers chance to buy into group insurance? need coverage ....
I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.
Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet. Any infor or recommendations appreciated ...
Thanks!
Any companies have Blue Cross/Blue Shield insurance? sm
I am an IC looking for a new job as an employee- need healthcare bad! Due to a pre-existing condition, Blue Cross has been the only company that will insure me so looking to get them again. Anyone know of companies that have this?
Yes, call waiting works. I also have call forwarding from my home line
NM
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
You can call it greed, I call it feeling like
I am back in the 80s with the money I am pulling in. SS, retirement check and my paycheck, cha-ching. Not planning on taking it with me, never. Love to travel and have 4 places planned for this year. High maintenance lady here. Ta-Ta.
Go Local
I would not consider editing unless the pay reflected my experience as an MT. Editors spend a lot of time cleaning up the garbage.
I think you have to go local for that.
I don't know of any that pay hourly for MT work. Many do for QA work, but not for MT.
I know around here many of the local hospitals do that, but it's usually MTs that have been with their hospital for a certain period of time. They don't hire from outside to work at home.
Also look at local
While most local comapanies have an onsite group they will sometimes hire people who have worked out of their homes for years. If you are moving from Transcend submit your resume to local recruiters and find out if there is a temp agency in your area that does transcription based companies. A local physician group still uses me per diem and while they have onsite if I need to they also support offsite - it saves them some money because they don't have to support your equipment!
Just be aware, VR is the wave of the future. My guess is that in 10-20 years everything will be run through VR and nothing will be transcribed from scratch...of course if we all stand together and demand more money than they are currently offering the market will eventually succumb :)
I know...it's sad..I used to love it at MQ when we had a local
office but everything has changed so and I just HAVE to make more money! Good luck to all MQers looking elsewhere!
Local hospital - sm
I loved Medware until they started sending so much of their work to Medware India. I spent my days editing the offshore work. Its incredibly frustrating. It doesn't matter how much feedback you give, the same errors are made. A person cannot go day after day after day doing that without getting down. I made the decision to leave and have been so much happier. I only have to worry about my own quality now. 
local offices
what is the best way in getting starting for working for local doctors? Get business cards made up, show them a resume? I have often thought about this and afraid to take the leap. is this reliable work? I'm sure they can let you go whenever they want but I guess that's the case anywhere. please, any info would help.
I agree - go local. (nm)
.
Local Hosptials in GA
Greetings
I reside in ATL and wondering if by chance if anyone knew who handles the transcription for Atlanta Medical Center, Grady Hospital, St. Josephs Hospital and any other local hospital here. I seem to can't get anywhere by calling. I am a newbie and is not having the best of luck with MTSOs right now. Any help would be very much so appreciated. Thank you.
I had a local MTSO try to do that to me...
...I was ready to sign the contracts after meeting with them in person, until I heard I'd have to pay a one-time nonrefundable charge due lump sum for $600.00 for the FTP software. To add further insult to injury, they also advised me they didn't pay for spaces and required me to transcribe a minimum of 1200 lpd.
I couldn't run out of there fast enough.
What would I do with their FTP software if I quit? It would be useless to me, and I'd have paid for it.
I steer clear of companies asking me to pay for use of their software, I'd suggest you do the same.
That s/b local OR 800#. no text
gourdie - do you have a local - sm
news station that exposes these type of injustices? they love the david vs goliath type of stories...
Our two local hospitals do just that.
Management is at the hospital. MTs have a choice to work at their medical records departments or work remotely from home. Benefits are excellent. Health insurance rates are very reasonable. Pay is hourly - guess what, always on time. They are always offering CPR classes free, movie tickets and group travel plans at discounts. ACTUALLY GIVE RAISES.
I would love to see all hospitals go back to this. More personal employment, keep it local, smaller group of docs that we actually might know, not as much BS as working for an MTSO. I think this gives the MT back their feeling of being a professional and the hospitals treat us fairly, like an employee and no BS about OT and line rates. Enough already with the greedy MTSOs who can't seem to get their act together with their overhiring, then low work, no work, then begging for help if you stay and most everyone else leaves.
Our local hospital...
has closed the entire top floor, and the nursing students from the local college are lucky to get 1 patient for their clinicals. They are asking the older seniority nurses and other personnel to retire early. Another hospital has the healthcare workers down to 32 hours per week. I am in OH, and my area is really bad economy-wise.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars. I like the company/people so far, just don't like the insurance.
Do you work for local doctors?
If you do, how many do you work for to make that kind of money? Do you charge $.15/line? Thanks.
One more thing to consider: Local taxes
Don't know about you, but I have a local tax I think it's 1.5%, where I live. They don't deduct that from my pay like my state and federal taxes are deducted. I asked them to but they refused. So I'm going to have to come up with that money next year to pay my local tax. I can't afford to save it now. Those of you who have a local tax whrere you live better check your pay stubs and make arrangements.
Look through the yellow pages of your local
phone book and call agents that offer health insurance. Make several calls. I did this when we needed private insurance and each call I made I got a lower premium, although every company had the very same insurance. Celtic is what we found to be the lowest. We no longer have this insurance as we have insurance through DH job, but we had no existing conditions, no regular meds, nonsmokers, so I'm not sure if these were covered. I'd keep calling about COBRA. The company has to offer it. If you go 45 days without insurance and have a pre-existing condition you are in trouble, unless things have changed since we got insurance. There is a temporary insurance through Fortis that is very cheap, but the deductible is very high and it doesn't cover pre-existing conditions.
I'd stay away from the association for the self-employed or whatever it is called. When I called them their rates were double what I could get a private policy for and it was the same insurance.
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