COBRA only available for 18 months...you MUST do forms...sm
Posted By: JoV on 2005-11-12
In Reply to: Cobra - GLF
don't get the paperwork in and they have no reason to carry you. With COBRA, all you do is stay on a group insurance plan and pay the full price. Not the best choice for price conscious medical insurance UNLESS you have ANY medical conditions. If you are completely healthy, (no hypertension, diabetes, basically any diagnosis, even neck pain) you can get individual. Think about a high deductible ($5000 yr) if you don't go to the doctor or maybe only go once a year. Then also check out a Health Savings Account (plenty of info on web and at government web sites). But COBRA is not an insurance. It is only allowing you to get in on a group plan at the group price but you pay it all, including what your employer was paying for you.
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W-2 forms
I quit working for OSi this past summer and I have not gotten my W-2s yet. Does anyone else have this problem?
DeVenture tax forms
Did anyone at DeVenture get your tax forms yet? Are we going to get them mailed to us or print them off the payroll site. I saw that option wasn't available right now though. Thanks!!! :-)
I would only do the mininum forms...
required to learn more about the job. To me, it does no good to go through a 30-day process of sorts only to find out say, for instance, pay is not acceptable for you.
Go to IRS web site and find forms...sm
look for 1040-ES forms. You will have to print this off...next one is April 15, and send in your payment for federal taxes. Next payment will be in June, short period. You may have to print these off the rest of the year but the IRS will send you payment coupons at some point with your information already on there. Until then, you will have to look there for the info, according to where you live, to mail it to. Then, go to your state government website and look for tax forms for self-employment taxes, print this off and mail it in by the same date, April 16 this year. Your state may or may not send you payment coupons....mine did at one time but then stopped, so I have to print them off myself...they're too busy spending my tax dollars on junk than to send me preprinted forms. Hope this helps.
You could always use your last year's tax forms for the FASA...nm
xx
How do we fill out the forms requested via email when we don't
have printers suppled by TT with their computers. Help, pls
No forms of foul language are allowed, that's what got your post removed.
/
When we signed up for the new vision and dental, it said in the forms that it started 6/1. Deductio
They were waiting for the paperwork from the insurance company, so it was delayed. Technically, the money should have come out on 6/1 and you knew this signing up for it.
I don't want to sound uncaring, but we knew when we signed up that the premiums were monthly and started 6/1. I had the extra month of $15, so I knew it would come out.
The truth is that the double was $30 but one was only $15, so it was $15 extra. If they had taken it out last month, would you have been complaining?
I personally am glad that we have vision and dental now and that every year my benefits get better rather than being taken away like with some companies.
Also, it is the bank that determines that if it falls on the 1st, it posts on Monday. My bank posts on Saturday, so not a problem. Before you complain, make sure you have something to complain about. They have also had them in on the Friday in the past, so I am not going to bash a good company for something that has not happened. If it does go on Monday, that is what we know from day one, so it is not that they are pulling a fast one or making changes; this is the way it has been for the 5 years I have worked for them.
Cobra
By law, if you have elected cobra coverage, and you have not received the paperwork, the insurance company has to carry you until you do receive the paperwork. I just went through this and I was very nervous because I have all kinds of health problems. The insuring agency said that paperwork was usually slow, but even if it was over 30 days, as long as you get your payment in when you do receive the paperwork, they can't drop you. A good place to check also is the National Association of the Self-Employed (NASE). They have all kinds of insurance plans. Best of luck to you!
COBRA
Can anyone out there give me any information on Cobra? There is just my husband and myself. Would it cover my husband?
We used COBRA and my insurance, thank God. sm
I can't imagine either and he is a top-level engineer (over $130k) but we have heard that it is becoming the norm to wait 90-180 days. They did give him a stipend though to help with COBRA.
Unemployment/COBRA
They said we should apply for unemployment asap but how can we do that if we are still working for them until 7/7?
Also, how much is unemployment usually? I've never been on it. I've heard it is about 66% of your usual pay? Is this correct?
Also... can you apply for Medicaid with unemployment? The COBRA rate is at least $540 for myself and my daughter. :(
COBRA - MEDICAID
Why do you need to apply for Medicaid along with Cobra? Did I understand this to be what you said?
Insurance COBRA
Usually, you're given the chance to maintain insurance premiums on your own so that you won't have a gap in coverage. I've been issued a certificate of continuing coverage twice when I had to leave a job so that I would qualify for ongoing insurance of some kind. Check into COBRA rules on this with your present company. Congrats on new job.
Anyone having a problem getting Cobra through
nm
Unfortunately, no. The last job I had the COBRA was too expensive, so I did
not get it, and had about a 4-month lapse.
Does anybody know the rates for COBRA?
I am about to lose my health insurance since I cannot make the full time line requirements. Does anybody have a guess as to how much I would have to pay for COBRA for one person? Thanks in advance for any help! 
Cobra Rates
My paperwork states the coverage is available to you At the current group rates. Meaning, the total amount being paid both by yourself and your employer per month.
Need Cobra info
By law Spheris has to provide you with the information for Cobra. It sometimes takes several weeks to hear, if you think it has been to long....suck it up and call them...you are only hurting yourself by not getting the information for it. If it makes you feel better mention to the person you are talking to that you have a great new job and won't be needing the Cobra for that long. :-)
Cobra rates for TT. Anyone know? sm
Am leaving TT to take an in home customer service job for a local business. Definitely going to be worth it as it pays great money for me, PTO, vacation and full benefits. Would like to know if anyone has left TT and taken the Cobra? Looking to know the cost for just employee.
she's sweet as pie then spits like a cobra. RUN FAR AWAY.
xx
Mine ended at the end of the month, then COBRA took over. nm
Are employers required to offer Cobra?
nm
About 1-1/2 years ago, I paid almost $600/month for COBRA. sm
That was for medical, dental, vision, one person. Hope this helps. It is tremendously expensive, but it does get you by until you get something else.
Good luck! 
I just left. Need Cobra info. Lost the mail and wonder...
I am flailing financially but have a wonderful new job where I am treated like a human being and compensated for my dedication.
I cannot tell you so you'd understand how much more happy I am now. But, I have no insurance and have a preexisting so I lost my mail and can't gather the strength to call and talk with the staff who suddenly sound so distant. Blah
Without Naming Company, Does anyone know cost of COBRA for out-of-state employees?
x
TransTech and low/no work for months and months _ don't think there are continous holidays LOL
This HORRIBLE low/no work situation has been going on at TT for almost a year now. You can't convince me it is due to Memorial Day. Are holidays now assigned in this world to being daily.
That is an excuse these companies use in these no work situations, but it is due to their OVERHIRING. Holidays just come on a daily basis, but LOW WORK/NO WORK is happening and has happened going on a year now at TransTech. Always asking to flex into the middle of the night, EVERY weekend, etc.
The TT mgmt checks are NEVER affected, tho, so they can continue to HIRE EVERY MT who gives them a call, and create a NO WORK situation for all of us. The newbie MT's are cheering at first, but then realize that it hit them in the paycheck, too, and very soon it did!!!!!!!
My company has been low on work for months and months..sm
Tired of getting the same ol' message that things will pick up. I remember the days of bonuses, making money and being able to pay my bills! I am also wondering what is going with these companies not having work. Is everybody sending work overseas?
I have been there for almost 4 months..
I have only seen 1 MT leave from my training group, but that was due to a personal health issue.
going on 4 months now
up until last month i had plenty of work. now none. it doesnt matter anyway, they will all be going to editing and then you will only get paid 4 cpl. You will NOT make as much as you did typing.
Four months ago. nm
nm
seems like it was about 2-3 months
but i'm a slow learner too. Still, it takes time to build the shortcuts, and for things to become 2nd nature...
What happens after 8 months?
I'm an IC, so wondering if they'll use and abuse me, and then at 6 months, when it's time to renew my contract, they'll say no thanks after I worked my rear-end off to get them up and going on a new account.
Actually, reading the MQ thread about the % productivity is making me wonder if MQ adapted that from Transcend. You know, one recruiter I talked to mentioned Transcend buying MQ ... hmmmm.
Is 6 months enough for you?
I did not say they left because of no work. I was pointing out that yet another MT did not like the platform. That makes 4 MTs (and I am sure there are many more) who think the platform is hard to use. I know there are current employees who like it or just have nothing to compare it with. The 3 I personally know about all commited to at least 6 months (one was with them over a year) before making a judgment, and they did not feel they could get comfortable enough with the Amphion platform to make a good line count. These are not disgruntled ex-employees. They left under good terms and all said the people were great, but that does not pay the bills. With all the complaining I read on this board, I just think MTs should get all the facts before they decide. Everyone needs to make their own decision. What is a great place for one person, may be the absolute pits for another. But making it sound like it is the best place on earth is also misleading.
been with wmx about 7 months and..
I'm sorry to hear you guys have been having problems with the lines and hours at WebMedX. I hate to say it, but oh my gosh - have I been in that boat. I was at 40 hours but then cut back to 35 because I was literally working 10 to 11 hours every day just to make 8 on the clock AND working on my days off, researching ways to make more normals and Expanders and raise my counts. Some days I was literally so frustrated I just wouldn't even work. I am now usually around 175-190 lines an hour but I only work on 2 accounts right now and one of those is the one I was absorbed from and where I had worked for 13 years. FYI: I am now working twice as hard to make half the money I did before. The only advice I can give you as a 33-year MT, is to make as many normals as you can - and really, really be creative with ShortCuts. ShortCut anything you possibly can. I actually think I type in my own weird shorthand now. I believe there are so many things which are actually logical to shortcut that people never think of - or at least I didn't until I was forced to... If there's anything I can do to help, actual shortcut suggestions or anything, please email me or reply. I'd be more than glad to help if I could.
I have been with them going on 7 months sm
and they are such a wonderful company. There are things that could be better but the managers and the QA staff are simply great. I think they are probably the fairest company that I have known and I have worked with a number of companies. QA does not beat you up; they are more on a mentoring type of level and do not belittle you. The account I do is hard but I know some that have been on 100% for many months and they still treat them very well.
Anyway, would recommend them highly to any good MT.
Naming a particular time for being on 100% would not really be fair because it varies with so many things, but the fact is that the company does not hold it against you if you are on QA for a long period of time. They know the difficulty of several of the accounts.
about 6 months ago...
I was offered 8 cpl, but that was just for the first 90 days. After that you go into their payplan, and can make either more or less. All depends on your lph rate, QA score, how many reports you send to QA and I think something else.
It was less than 6 months ago - sm
Doubt very much that anything has changed for the better since, and I have EVERY right to beat the same drum for what was done to me. Until you have walked in my shoes, you have nothing to say about what I post here.
It took me months. Sorry:(
nm
Months for me too
I actually worked for them when they were still Edix and I think it was at least 2 months. I even got a letter from them probably a month or so after returning the computer telling me that I needed to return the equipment in order to get my money. Could never get in touch with anyone, but I eventually did get it, just months later
two months in this.....you probably don't know it all yet
I make a higher rate of pay for being an IC as I do not get paid bonus or benefits. Everyone has different reasons for why they want to be an IC. For me....I made too much money to not take the write-offs (I had to take them to avoid paying a high tax rate). I have had to incorporate as well. Not that I wanted to, but if you make high dollars in this field, the more tax shelter you have the better.
First off, it is going to take you 9+ months just
to get your schooling. Depending on how well you do you might be able to get a job working at home right away, but most likely you will need to get 2 years' experience working in-house for a company or in a doctor's office. There are may newbies here working for jobs without success. Once you do graduate and if you have good scores, you can post your resume on the various job sites. You'd probably have more success that way, as lots of companies don't post openings but hire from the resumes.
It was about 7 months ago.
x
I have been with MDI for about 4 months and
I really love it! As for LD, I am on a wav account, but my LD with Verizon was only about $30 per month (Freedom package). However,I just had it taken off because I have wav accounts only. Work slowed a bit over summer, but it seems to be picking up now. Great people! Pay always on time via DD, and statutory IC status, which is really nice 'cause it saves you paying both sides of the Social Security tax. MDI is the best company I have worked for and I have over 30 years' experience and have worked for 3 different MT companies. MDI is home for me from now on and there are not too many MTSOs you can say that about any more.
Been there 7 months
I have been with them 7 months. Made 2 small raises so far and always have work. I work on 3 accounts. Everyone is always professional and prompt and accurate when I ask questions. QA department could be a little bit more in sync with each other, but they're pretty good. I am a newbie and have been mentored well and given this opportunity 2 weeks out from graduating school. A lot of more experienced MTs may not choose this company as they have no benefits (all IC) and don't pay the greatest, but I am extremely happy and have my line counts slowly but surely rising and am on accounts where there are about maybe 30-50 doctors each (just a guess), and I get repeat ones all the time. For me, nothing but positive. Good luck! Becky
I was there about 6 months....
very low pay and I was stuck on ER work only, but there are several different accounts. The people were nice enough, IC status, paid once a month. One of the worst things was getting e-mails from the account manager, most of them would be in capital letters, i.e., I NEED EVERYONE WHO IS SUPPOSED TO BE WORKING TODAY TO BE WORKING! Talk about annoying! Also, they used WP 5.1 and you had to save everything on a floppy disk...talk about antiquated! I hope it has changed by now! A friend of mine also only lasted 6 months. They keep track of your lines, but when your paycheck comes there is no documentation to go along with it, and my counts were always more than what they had documented....hmmm. When I worked there they required 120 minutes of transcription a day to get the full cpl rate of pay. The ERs I did were mostly 1.5 to 2 minutes long. Hope this helps a bit.
Sorry, but two months ago.......
I would have agreed with MQ MTr! I use to read how peopler were running out of work and would think Boy, am I blessed but now I totally relate to Summertime! I have consistently ran out of work for the last two months and this has never happened to me the entire 9 years I've been employed with MQ! It was a great company in my mind but here lately, I'm not thinking that as often. I believe I would try another company if I were Ginny. Good luck!
SPI had one like that. Six months in and
she still didn't know echo cardiogram from electro cardiogram. And they SAID she used to be a medical records department head. If so, I pity those guys.
I did this three months ago..
I left the company I had been with for a long time due to weekly running out of work. I was VERY scared, to say the least. I am SO glad I made the move, though. I'm making more money here (paid hourly) and never run out of work.
11,000-12,000 2 months
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Almost 9 months
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