Both are 100% elective, that's how.

Posted By: easy on 2007-10-26
In Reply to: Wow! People never cease to amaze here. - Unbelievable!

We're not talking WANT, we're not talking emotional need, we're talking physical need and necessity. Having a child is NOT necessary to sustain life. It's a want.

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Do any companies offer insurance that covers IVF? sm - WI-QA-QA
- insurance paid for 90% - Transolutions
  - thanks so much! - WI-QA-QA
- I have a friend who had that twice. sm - mlstoo
- This was 7 years ago, but - Been there
  - Thank you! sm - WI-QA-QA
    - I wouldn't even explain - Been there
- You probably already have this info - Hope this link helps
- I can't imagine anyone paying for that, it's elective. sm - Confetti
  - To state that an infertility procedure is "completely unnecessary" is 110% OPINION... sm - InfertileMT
    - Why don't we care for the ones already here? - Glory1863
      - How many foster children are living with you? - Been there, done that have you?
        adoption - country MT
        Someone stole my name!!! Hehe - Country MT
        Adopting--being there twice - Terri
    - YES, I WOULD tell them that, and here's why. sm - Confetti
      - The above post is the most inconsiderate, cold-hearted, not to mention ignorant piece of work I' - Been there, done that have you?
  - If state insurance laws mandate it - Glory1863
  - Well, if you were going through infertility - KS MT
    - Medical insurance isn't about feelings. It's business. nm - good grief
  - People are scared to ask questions - McFingers
  - my insurance does - mg
    - More information please.. :) sm - WI-QA-QA
    - So what company do you work for? - That was the question so she can switch jobs NM
  - Insurance companies pay out 10s of thousands - of dollars daily on surgeries sm
    - That is so NOT the purpose of medical insurance. nm - for real
    - I would like to have Lasik so I could actually see, but that is still sm - LTMT
      - Eyesight isn't option, LASIK is. You can wear corrective lenses and see. nm - wrench
        If vision is an option, can you answer this? sm - Post LASIK
        No everyone can see with glasses and/or contacts - I speak from experience
        I am about at that point too. Seems like after I hit 40 and went sm - LTMT
        One of the best things I ever did was to have the - I speak from experience
    - I am a mother and I want my - I want!
      - Ugh, I have typed face lifts before. sm - mlstoo
        I would bet my bottom dollar you are - Really?
        Not hardly, I'm 53. - mlstoo
        Guess you won, sending bottom dollar - Really?
      - No. Face lifts are purely cosmetic. Go see your shrink - for your mental well being. nm
      - Wow! People never cease to amaze here. - Unbelievable!
        Both are 100% elective, that's how. - easy
        My wants are just as valid as anyone - I want
        I don't even know what to say to that... - Flabbergasted.
        I love my children but having a child does not mean - I want
        Just be sure to also get therapy for your cold and thoughtless nature. nm - Unreal.
  - sad that you think wanting a baby is - ss
    - There's no guarantee it works, hence a crapshoot. nm - .
    - Yes, that is sad and mine - Been there
  - Aside from the fact that you are right, was it necessary to be so cold? - Why am I so surprised?
    - I wasn't being cold, simply matter-of-fact. sm - Confetti
    - I don't know of any but wish you the best - :) observer (NM)
      - Good grief! - McFingers

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No, it was elective but they kept the money! nm
nm

401K isn't elective but mandatory?
That's highly unusual and a new one!

I can't imagine anyone paying for that, it's elective. sm
Insurance doesn't exist to cover huge expenses such as this. IVF is completely elective, completely unnecessary (in the sense of necessary to save life or limb or prolong life). Also the fact that it's a crapshoot makes it not a good bet for the company. Why would they pay out 10s of thousands of dollars when there's no guarantee it's going to work?

It is a major holiday - who wants to have elective medical care
Don't worry, in a few weeks, the work will be back around. Got any PTO? I have a side PT job for times like these but they have no work either. So, many of us are without work right now.

Generally, with holidays, patients put off elective procedures, sm

more doctors take off, and generally you can count on a lighter workload, especially with Christmas and Thanksgiving. I tell myself I will save up and prepare for it, but usually I end up scrounging frantically for work, so do not feel alone.

Oh, and pay no attention to the whining comments. Most of us have compassion and understand the panic that cam come along when you realize you have run out of work for the day or whatever.

Hang in there ... it will get better.

I'm thinking economy and people just aren't having elective surgeries or (sm)
going to docs and really think twice before heading to the ER. I put off my son's braces for a while and just made the appt this week after going for his consult a year and a half ago!! I know how you feel though; it's hard not to be paranoid these days!