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BC/BS - single is reasonable and good coverage...

Posted By: MDI-FL on 2005-09-28
In Reply to: MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before - DGG

Family is outrageously expensive. I know they are trying to change it, but still expensive.


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Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
Probably pay 50% of single coverage and you pay the difference.
xx
I love working for TH. I only have single coverage
but it is very affordable and is excellent coverage. I do not know what it is for family coverage but I know that the single coverage runs about half the cost of other companies. They are an awesome company.
How is the single coverage/premium at Keystrokes
nm
Welcome to Keystrokes :-) I have single coverage on the insurance sm

so I cannot really answer your question about the family plan, but no one had responded, so I at least wanted to say hello.  I have medical ($1000 deductible), vision, and dental for $129.86 per pay period for single coverage.  I'm glad you cleared that up about the license thing because that threw me!  (smile).


I do not know what the percentage of ESLs is on my acccount.  It is a Meditech/C-phone count, and the lines are not really difficult to obtain.  The only problem I have is me ... can't seem to find my focus lately.  :(


Good luck! 


I have single coverage - affordable - but don't know about family. Call them.
nm
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
Dental is thru Metlife (good coverage). sm
Platform is their own, uses ShortHand for expander.
Mine through them is Blue Cross PPO. Very good coverage.
I don't know if they offer other options or not.
Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm
nm
No, not Humana. It's First Health. Pretty good coverage.
x
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
I think that is reasonable
as a starting point. I am making twice that, but with over 10 years experience, working on one hospital account, at 8 cpl plus incentive
No. Must mean that they are a fair and reasonable
company to work for. If not, I would have left a long time ago.
Reasonable rates
Reasonable rates to you may be unreasonable to others.

If you don't feel you're being paid for your experience, then you're not.

As you can see below, when MTs start posting anything regarding rates, line counts, etc., flames start.

Decide what is reasonable for you and what is fair compensation for your experience. If MQ isn't paying it, talk to them. If they are, then congratulations!


Because someone might ask you a reasonable question?
I don't get it.
yes, they have very reasonable ins rates
i do hope you will consider the Florida hospital account because we really need help on there. thanks
In my experience, it is reasonable to believe
That being said, some are capable of doing 3 times as many lines. A lot depends on the account.
Keystrokes: How reasonable do you think

it would be to expect this:  We require a minimum of 1200 lines per day.  This must be achieved within 1 week of starting on an account. For radiology accounts, we require a minimum of 120 reports per day.  I ask how reasonable due to the fact of learning a new account, a new platform in all probability, getting down the account specs for each and every account if in a pool, entering with each report POSSIBLY new short cuts/macros if current Expander does not work with their system, loading of demographics in particular or whether they populate, and all the things, including ESLs, that impact production especially when starting over.


Keystrokes states nothing about a training period before starting on an account.  Any current Key Strokes employees want to comment? 


 


I don't think it is reasonable with ANY company.

The platform can be time-consuming.  I know they have several Meditech accounts and they are not user friendly at all.  I only had about an hour of training, but even if I had more it still takes actually using the platform to really learn it.  Also you've got 200-300 dictators to deal with and you have to look up every name and that takes time.  Then it depends on how good the dictators are, how good the sound files are, do you use a C-phone or get reports via FTP, etc.   I just don't think it fair to expect anyone to be up to speed after only a week even if the platform is great, the dictators are great, etc.   I also think that is more of a blanket statement.  I have seen similar statements from other companies and it isn't enforced, but I know it sure can be a turn-off when you are looking for a position.


No, that sounds reasonable - sm

It really does.  I am just so sick of it.  Believe me, I have been in this business long enough and have fought so hard to keep myself busy and not complain.  I have taken as many jobs and as many accounts as I can in the effort to keep supporting my family.  That is what this type of production work is about.... keep yourself busy whether you are an employee or not, you really are your own boss when you work at home.


It's just that I have been through this now with several accounts.  My nerves are frazzled from this fight.  I do feel resentful towards the management of any of these companies who consistently run out of work, act like it's just the most wonderful thing in the world that we are staying right behind the dictators (Yeah, good for you!!!) and yet there is very little communication or concern for those of us who are struggling to get by with not enough work.


I am especially resentful towards management for HOUNDING and THREATENING us to meet our committment when there is not enough work and chastising us to go to 2nd, 3rd, 4th backup accounts to meet that.  Do they not know or understand how much that slows a person down to have to relearn and remember all the account specifics and new doctors along with the fact that there is barely any work on those accounts either?!


You try to talk to them about it and they act like they have no idea what you are talking about and that things are GREAT!  Thanks, think about me when you get that nice warm meal at dinner time tonight and how I hope I can make what food we have stretch until, hopefully, work picks up again!  Jerks!


How long is reasonable to be on 100% QA sm
New company's QA is picking me apart on style issues, and each Editor sends me different guidlines.  I have been on QA for a little over a week now, which is probably the longest I have ever been on QA for a new company.  I have maintained a 99 to 98% QA score everywhere I have worked, but this is starting to make me a little discouraged. 
How long is reasonable to be on 100% QA
I, too, have been on QA for almost a week and I feel absolutely stupid. Doesn't seem to matter about the medical content of the report, but more the silly stuff, putting in an a or a the. I feel worse than I did when I first started many years ago and now am questioning everything I type. Very frustrating. Wish I knew which company you were talking about to know if I'm there! Hopefully it will get better.
You got a reasonable amount sm
from what I've seen for raises - a full half-cent would be great, but it's hard to give that to deserving MTs when companies can't get hospitals or clients to pay more.

I definitely have sympathy but I'm afraid that you were lucky to get anything at all, unfortunately. I wouldn't feel insulted - I'd be grateful that they were even able to grant a small raise in these tough economic times.

I'd advise you to try again when the economy picks up.
I believe it's quite reasonable to request a deposit on the..
equipment. WMX does not require you to use their computer, but your personal computer must meet the system requirements to be used, so update it if you must. The deposit is deducted over 4 pay periods IIRC, and you will get it back when you leave the company and return the equipment.

Too bad you take this stance. I wonder how many good companies you've passed on. WMX is one of the best. It's a shame you'll never know that.


Thanks. That sounds very fair and reasonable. (nm)
(nm)
What about Keystrokes insurance, is it reasonable?
nm
companies with reasonable insurance
... but not enough to have my premiums double from one payday to the next.  Surely there are companies still with reasonable insurance.  I get it that everything is going up everywhere but please if you have information on companies wtih still reasonable rates I need to know. 
Amen, a reasonable person out there!

I have no problem waiting until actual payday, since every other Monday IS the actual payday. Some of you must be poor budgeters to get so irritated and blaming TT because your check is not where it should be. How about be thankful that you work for a great company and have a job!


Axolotl's benefits are very reasonable.
Medical and Dental are under $65 per pay (twice a month) and the Company pays the vision, which has great coverage!! They have 401K with match, PTO and flex spending.  The PTO rates are very generous.
Its a reasonable line request
Even with a slow, troublesome platform and lots of crappy ESL, I always do more that 1600 lines per 8 hour shift.  The only way I wouldn't is if I ran out of work or had a lot of interruptions, or just felt like goofing off.
Is Transtech's insurance reasonable?

I do have a job a reasonable amount of work
with good pay.  I just haven't worked for this low of pay in many years.  It averages about $10.00 an hour when all said and done, and I didn't know if that is a waste of my time, or get more work at my other job for more money.  It seems the latter one is better, but in this day and age, I always think 2 jobs are more secure just in case one gets low on work.  What would you do in this case?  It is an IC position. 
Not familiar with them but 1000 sounds reasonable
NM
Wow, a company with actual ppl and not reasonable facsimilies!
It's nice to know there are still companies out there that give a darn about you. I'm sorry for your losses and very glad you didn't have to worry about HR coming down on you cuz u took 1 minute too long on your time off. Jobs worries can add so much stress to a person's already hectic life.
It is finally in place June 1st. It is reasonable and sm
really good. My sister has had it for yours and says Guardian is better than BCBS.
If it is reasonable rental fee and you get your deposit back, not
nn
TransTech allows splits and has reasonable benefits sm
I have health, dental, vision, life and long-term disability. I bought the most expensive health plan because I felt I needed it. Just for me, it is $65 a paycheck. Considering the amount of insurance and the fact that I chose the most expensive plan, that is not bad. There are 2 other plans to choose from, this was what was right me.

Btw, I work a split shift.
Decent place to work - the owner is fair and reasonable.
I have known GG, the owner, for a long time. I worked for her as an IC and never had a problem, except for the no work syndrome, but that was about 5 years ago. Hope they are busier now.

If I had to go back and work for a company, JLG would be the place.

I am a remote employee directly for a hospital now, so no need to work for a company.

I can vouch for JLG anytime. Pay is always on time, their staff is friendly and professional, never had a problem with QA.


Axolotl insurance is very reasonable. Unfortunately, I did not pass the testing with 14 years exp.
I'm not sure what my problem was. I thought the transcription testing was easy but apparently my headphones are just an awful quality because I just did not hear what it actually was on some parts of the test.  In any event, obviously people have and do pass their tests. I was in the same situation. I needed affordable insurance and Axolotl was very reasonable, I want to say like $300 a month for family so I was pretty bummed when I did not pass the test but best wishes on whatever you decide.
It absolutely is NOT a reasonable request for a minimum line requirement!

We are not machines!  20 years ago when I started out, my first job had a requirement of 800 lines per day (8 hours), that's 100 lines an hour.  Five years later it was 1000 lines a day.  I think the standard right now is around 1200 lines a day.  Now, someone's asking for 1600 as a minimum!?!?!!? 


I'm not saying there aren't people out there that can meet and exceed 1600 in a day.  I'm simply saying making 1600 a minimum requirement is absurd and unfair.


MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week.  United Healthcare, good plan.  250 deductable.  I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage.  Hope that helps.