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Actually, I didn't, but my point is taking out double premiums for insurance sm

Posted By: Not a happy KSer right now on 2009-07-14
In Reply to: If you didn't think it was fair.... - lol:)

and I am glad that you find my distress so amusing.  Perhaps you can go pick some wings off flies too while you're at it.


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How are they dishonest for taking out premiums for insurance that we signed up for? sm
Wow. People will bash any company for any reason.
TransHealth: What is the insurance and premiums
nm
You can't deduct insurance premiums if
they are taken out pretax if FT employee.
With regard to insurance premiums, sm

Who would you say has the best insurance to offer, at a reasonable price. I am currently paying about $500 for family coverage per month; that does not include dental and vision.  It is probably another 100 a month. 


Also, what companies out there provide the equipment; including computer and software?


Insurance premiums question
Are there any companies that have health+dental insurance premiums for self, spouse and child(ren) for less than $400 total in premiums a month? Meaning, less than $200 taken out of each paycheck for premiums? Thank you for any leads.
Lower Health Insurance Premiums

Can anyone provide your average monthly cost for individual and/or family health insurance premiums?  I'm looking to change employers and most companies will not provide this information until after an applicant has gone through all the testing.  Who wants to bother with all that if the monthly health insurance premiums are outrageous?  The company I am with now has a very reasonable plan, and I need to find something comparable. I would greatly appreciate any information you can give.  Thanks so much for your time!!


9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
Another point - and the double talk
This is all double talk. They are not replacing domestic transcriptionist, but they sure make it hard for us to survive when we have no work at night, no work on the weekends, and no work on the morning shifts because it went offshore. They will not fire us directly because they would have to pay unemployment. Instead they make it impossible to survive on what few lines you can get and you have to quit, so they fill in the gap with the foreign slime. My income is about 55% of what it was 2 years ago and I have been forced to find a second job just to survive.

Sue and Larry, you should be ashamed of yourselves. Neither of you have no idea what it is like to try to feed a family on what we now make, not to even mention trying to buy clothes or get what they need for school. Forget vacations, after school activites or whatever else goes on in this world. I just try to make sure we eat every day without enough money to even consider buying something for dessert.


Double check - are you sure they didn't say
x
Sorry for the double post - I thought it didn't *take*
nm
Gosh..does this company start with an F. In any event, you need to double check with your insurance
provider to see the exact date the policy was cancelled. Sometimes, companies have to pay preminums ahead of time. I would just make sure and if they are still taking the money out, you need to send a certified letter telling them to return your money at the point you were paid up and the policy cancelled or reinstate the insurance. Why pay for something your not getting.
I didn't mean to imply you were not taking it seriously.
NM
Guess I didn't. Heard back within a day of taking the test, sm
but that was several years ago.  Depends on current recruiters, I guess. 
If you didn't get the point...
I would think you weren't very bright at all LOL.

By the way, how can you say you go through life... then say get a life LOL.

Hmmm, your another one huh?

There is no such thing as a 100%, or perfect (or whatever you want to call yourselves) MT. Deal with it.
At that point in time they didn't have a
nm
I already have insurance through my husband's job, so I didn't need it.
NM
You didn't miss much. Their insurance is awful.
n
DeVenture didn't cancel my insurance, they just made me pay all of it. nm
nm
agree, i didn't take the position because the health insurance stinks
the deductibles are too high
premiums
How much are the premiums going to be?  I turned down employment a while back because of the high price tag for health insurance.
(and what their premiums/copays are) sm
I can get insurance but there is a huge deductible, preexisting condition clause (of course) and OK copay--that is only relevent IF you can get through the $2000 deductible. How sick do you need to be make this kind of insurance work for you? If you just have well care visits, yearly stuff, you dont even get through that deductible and its cheaper to pay it yourself!
Medware raised premiums
Medware no longer has good benefits, at least as far as affordability goes. They recently increased the premiums and if you live in certain states, they are extremely high. Expect to pay between $100 to $200 a month in premiums depending on which state you live in.
Yes, that is pretty average in family ins premiums.
Maybe that'll help you some.
With little to no work, the company doubled my premiums - nm
x
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Excellent point, and point in case
look at the charlatan christian in the
Whitehouse who uses religion to push his agenda...

Christian IS as Christian DOES...
I understand your point, my point is why can't MTs and QA work together..
being QA doesn't mean you are above everyone else, you are just an extra set of ears...and why do so many MTs take offense to QA??? That is my point...you made have had bad experiences in the past with QA but not all QA are bad...
my name is double ?
thats my name. pls use another name.
Sorry double ?
,
You have to pay double....sm
The employer share and the employee share.
I pay quarterly.
Now this is a double duh....
I get a QA every 3 months. There are a lot of doubting people here. I can hardly wait until most are put over on some crapola VR program and then they can really complain. I love mine, plan on sticking with it and well, just figure out for yourself on the split. Just say half and half. HA!
Double ditto
I work for SS as well and couldn't agree with you more.  This is the first company that has sent out nasty e-mails regarding taking MTs pay away.  They are so unprofessional.
Always double check your
And then check it again.
sorry about double post
.
OK. Double wow. Same newbie here doing well.
.
double dipper
Sounds like a yummie dip cone!! LOL But! Hey I know of some managers that do it - and get away with it. And we wonder why these transcription companies can't or won't pay their MTs well, its cause they are being robbed blindly by their trusted management. Shame shame.....
Double Dippers! Wow!
I just wanted to bring up the thread from below as its getting buried down there. OH MY GOSH!! I had no idea that this was going on, but it sure does explain a LOT of what has been going on and I haven't been able to figure it out. Wow! That's about all I can come up with. I definitely know of at least 1 or 2 QA staff who must be doing that for sure - they are just never there - hammer out the jobs by simply filling in a blank for any question, and churn thru the jobs, paying attention to none. Yet one can never really contact them. They must have rows of computers set up on their desks! Or lots of KVM switches, on top of lots of nerve. Yep, these cheaters are definitely ruining it for the rest of us. Double dipping would never even have crossed my mind, but it sure does explain lots of weird situations.
Double Dipping
not only does it happen but then company overstaffs and makes it easier for the DDs to continue. They are just always swamped with work, and nobody is the wiser, but I know! Its disgusting!
double dipping
I know when I previously worked for a company out of NJ, the recruiter who hired and trained me and maybe was my supervisor--no one ever gave me a straight answer on that one--also had her own company and was advertising on the other board for people for her own company and offering higher pay! How crazy was that?? Consequently, besides what seemed to me to be an unethical situation, I could never get an answer to a question because she never had time! And it seemed like I would never know what I had done incorrectly until I did it, and then QA would be VERY unhappy. Needless to say, I didn't stay there very long.
It's the double-dippers (you know who you are) SM
Who have more than 1 hourly QA job and are juggling the companies during the same hours.  It's all well and good for people to say that QA should be paid hourly (and I agree) but when you have people out there who will take advantage and get 2 jobs at $15 an hour during the same hours this is what happens.
You might double check this...
In the 3 states I have lived in, they did not charge to change your phone number if you were changing it due to harassment. And this certainly sounds like harassment!! I can't imagine being called that much by a company I don't work for, telemarketers are bad enough, but at least they have to stop at a certain time of night. Caller ID was the greatest invention ever, I don't answer unless I know who it is and that I want to talk to them. Good luck to you.
Double with eScription
Yes, with eScription, I am able to double my lines compared with typing. I am actually doing a bit more than doubling.
I see a lot of double dipping at
?
I have more than double your experience and sm

I make 8.5 base rate, but actually 9.5 because of incentives.  YES I think right now you are a bit off you want 9 cents or better base rate.  Because so many places are now making you an employee, paying a portion of your taxes, providing medical insurance and PTO...well those aren't free.  Sure, you earn them because the MTs are the only workers who generate all the income of a company, but there is only so much after the cost of equipment, the monthly per MT platform costs, the cost of support staff, with which to pay the MT.  When you further decrease that pie by paying benefits, it means line rates go down. 


If you go IC, which is getting harder and harder to find, you could probably get 9 cents a line all right, but no benefits and you pay all your own taxes.  I was an IC for years and I never got to a point where the taxes didn't still kill me.  Your situation is different and you'd have to access that for yourself. 


Line rates aren't everything.  I was making 9 cpl IC last year and my gross was $35K.  I took a job with a base of 8.5, good incentives, and my part of my health insurance is tiny, BUT I will make about $42K this year AND have benefits, although the line rate is technically less.  Oh, and that $35K was working 1 full time job and 1 half time job all year (a lot of hours) and the $42K will be made at 1 job with many fewer hours.


double standard
Since you're so knowledgeable about how to treat people and what's insensitive you surely know that you came off looking like the bigger jerk with your condescending, bullying way of making your point.  There are ways of educating people without making them feel bad about something that was unintentional to start with.  I don't know if you actually have a double standard or are just a bully, but I have much more respect for the OP as a person since she admitted her mistake and apologized and you still wouldn't let it go.  You may be an expert on PC, but it seems a little phony when you present it in such a hateful way.  Grow up.
I can double my lines with VR and
I average around $20 or above an hour but this is an account I have been on for years. I have to have the audio as fast as it will go and that is some fast editing in order to make. Probably with incentive and per hour not as much as in the past but I like VR very much.
Double Amen!
No matter what they tell you...they do NOT give raises..EVER!
Somebody needs to double check
The laws that apply to someone who is an EMPLOYEE may not apply to someone who is a STATUTORY EMPLOYEE, which are two distinctly different classifications. I'll contact TPTB and see what I can find out.
Because they are a pain in the A double SS up there. I wish they would take their 1 hour TAT and


stick it. Sick to death of them.